Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,468.216. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.82%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1010.6678289143583 NaN NaN
Feb 2012 1006.3596563574815 -0.43 NaN
Mar 2012 1010.0683392737142 0.37 NaN
Apr 2012 1007.5929021850958 -0.24 NaN
May 2012 1000.8263173008042 -0.67 NaN
Jun 2012 993.5720823483271 -0.72 NaN
Jul 2012 987.0377348559712 -0.66 NaN
Aug 2012 994.3038377756471 0.74 NaN
Sep 2012 989.7871866286843 -0.45 NaN
Oct 2012 983.3123953104 -0.65 NaN
Nov 2012 982.7494021540755 -0.06 NaN
Dec 2012 982.685990750613 -0.01 NaN
Jan 2013 979.5722752288104 -0.32 -3.08
Feb 2013 989.4554469580711 1.01 -1.68
Mar 2013 996.0957295816715 0.67 -1.38
Apr 2013 993.3618250215936 -0.27 -1.41
May 2013 1008.6567666144883 1.54 0.78
Jun 2013 1057.1576779641036 4.81 6.40
Jul 2013 1087.6677224262169 2.89 10.20
Aug 2013 1099.4357660826256 1.08 10.57
Sep 2013 1106.893213271784 0.68 11.83
Oct 2013 1086.2737912614857 -1.86 10.47
Nov 2013 1094.2652394968702 0.74 11.35
Dec 2013 1114.544451418363 1.85 13.42
Jan 2014 1119.3240129798648 0.43 14.27
Feb 2014 1112.776990921162 -0.58 12.46
Mar 2014 1119.419070085249 0.60 12.38
Apr 2014 1122.6147741337481 0.28 13.01
May 2014 1115.235483043299 -0.66 10.57
Jun 2014 1117.4188339251316 0.20 5.70
Jul 2014 1117.989039401306 0.05 2.79
Aug 2014 1117.5537155368675 -0.04 1.65
Sep 2014 1121.1766204766177 0.32 1.29
Oct 2014 1109.259763262398 -1.06 2.12
Nov 2014 1106.2194131868052 -0.27 1.09
Dec 2014 1095.5591041086748 -0.96 -1.70
Jan 2015 1069.8141519375686 -2.35 -4.42
Feb 2015 1073.3708444470951 0.33 -3.54
Mar 2015 1079.8827011014273 0.61 -3.53
Apr 2015 1075.9440341320417 -0.36 -4.16
May 2015 1095.5998949677569 1.83 -1.76
Jun 2015 1113.9281129612655 1.67 -0.31
Jul 2015 1125.0577647141308 1.00 0.63
Aug 2015 1117.5684534781058 -0.67 0.00
Sep 2015 1120.672436238081 0.28 -0.04
Oct 2015 1117.7258783859531 -0.26 0.76
Nov 2015 1134.2145886855808 1.48 2.53
Dec 2015 1140.7431411210744 0.58 4.12
Jan 2016 1134.7889861634642 -0.52 6.07
Feb 2016 1122.2803740211243 -1.10 4.56
Mar 2016 1128.3878354914457 0.54 4.49
Apr 2016 1124.0262968959216 -0.39 4.47
May 2016 1127.0127217020622 0.27 2.87
Jun 2016 1128.991238146882 0.18 1.35
Jul 2016 1121.1852237595638 -0.69 -0.34
Aug 2016 1125.040814455632 0.34 0.67
Sep 2016 1131.884744192298 0.61 1.00
Oct 2016 1139.4374216017382 0.67 1.94
Nov 2016 1172.5813804163968 2.91 3.38
Dec 2016 1218.7408306127088 3.94 6.84
Jan 2017 1215.9459923642999 -0.23 7.15
Feb 2017 1223.6512035188698 0.63 9.03
Mar 2017 1233.0019626487147 0.76 9.27
Apr 2017 1226.0684627839614 -0.56 9.08
May 2017 1229.5761016478996 0.29 9.10
Jun 2017 1225.574313985301 -0.32 8.56
Jul 2017 1236.7374366222332 0.91 10.31
Aug 2017 1233.1579466982237 -0.29 9.61
Sep 2017 1232.0883821376005 -0.09 8.85
Oct 2017 1247.8705341772447 1.28 9.52
Nov 2017 1258.1842233168104 0.83 7.30
Dec 2017 1266.844367757497 0.69 3.95
Jan 2018 1230.094154199631 -2.90 1.16
Feb 2018 1263.2532884097386 2.70 3.24
Mar 2018 1279.1513249122854 1.26 3.74
Apr 2018 1284.7808760401767 0.44 4.79
May 2018 1300.11577139161 1.19 5.74
Jun 2018 1300.9190251381751 0.06 6.15
Jul 2018 1301.96408091526 0.08 5.27
Aug 2018 1311.0486876720731 0.70 6.32
Sep 2018 1327.183628101146 1.23 7.72
Oct 2018 1355.1347842563384 2.11 8.60
Nov 2018 1365.1669088630365 0.74 8.50
Dec 2018 1347.670052988264 -1.28 6.38
Jan 2019 1333.0132081010515 -1.09 8.37
Feb 2019 1332.5548316151073 -0.03 5.49
Mar 2019 1330.3933025333558 -0.16 4.01
Apr 2019 1324.4921856961912 -0.44 3.09
May 2019 1323.3423380268296 -0.09 1.79
Jun 2019 1301.120896521642 -1.68 0.02
Jul 2019 1303.5352843060248 0.19 0.12
Aug 2019 1294.9155978768904 -0.66 -1.23
Sep 2019 1300.3138474965708 0.42 -2.02
Oct 2019 1316.9281863573856 1.28 -2.82
Nov 2019 1326.9178444413822 0.76 -2.80
Dec 2019 1338.5988276988041 0.88 -0.67
Jan 2020 1327.952239467809 -0.79 -0.38
Feb 2020 1317.660303907254 -0.77 -1.12
Mar 2020 1323.308154421089 0.43 -0.53
Apr 2020 1315.123814892057 -0.62 -0.71
May 2020 1312.070478174075 -0.23 -0.85
Jun 2020 1308.7063277216967 -0.26 0.58
Jul 2020 1299.8081547814024 -0.68 -0.29
Aug 2020 1302.637297347275 0.22 0.60
Sep 2020 1315.2703677350842 0.97 1.15
Oct 2020 1327.9419704727168 0.96 0.84
Nov 2020 1339.1163715680586 0.84 0.92
Dec 2020 1345.6467188884185 0.49 0.53
Jan 2021 1353.272800111745 0.57 1.91
Feb 2021 1379.1446566882632 1.91 4.67
Mar 2021 1430.238342390278 3.71 8.08
Apr 2021 1447.8012952402119 1.23 10.09
May 2021 1458.0887323204868 0.71 11.13
Jun 2021 1486.1428281642136 1.92 13.56
Jul 2021 1500.3941383240042 0.96 15.43
Aug 2021 1519.1400280204286 1.25 16.62
Sep 2021 1540.8741693039779 1.43 17.15
Oct 2021 1573.322041963434 2.11 18.48
Nov 2021 1588.2108901930499 0.95 18.60
Dec 2021 1611.0262230086778 1.44 19.72
Jan 2022 1673.4903549818375 3.88 23.66
Feb 2022 1746.7900379281277 4.38 26.66
Mar 2022 1836.149402352039 5.12 28.38
Apr 2022 1993.7512815418363 8.58 37.71
May 2022 2060.2302130982443 3.33 41.30
Jun 2022 2135.6355638664418 3.66 43.70
Jul 2022 2132.847118150534 -0.13 42.15
Aug 2022 2106.971434727077 -1.21 38.70
Sep 2022 2259.8094386399493 7.25 46.66
Oct 2022 2396.896485072411 6.07 52.35
Nov 2022 2373.197635761029 -0.99 49.43
Dec 2022 2287.6988269836374 -3.60 42.00
Jan 2023 2257.83602279643 -1.30 34.92
Feb 2023 2258.9098401199526 0.05 29.32
Mar 2023 2324.666645127625 2.91 26.61
Apr 2023 2308.0662733464305 -0.71 15.77
May 2023 2343.3647737665833 1.53 13.74
Jun 2023 2415.115430852867 3.06 13.09
Jul 2023 2452.980924875017 1.57 15.01
Aug 2023 2509.3870680570312 2.30 19.10
Sep 2023 2542.0521386337477 1.30 12.49
Oct 2023 2630.85141399487 3.49 9.76
Nov 2023 2601.7346613909094 -1.11 9.63
Dec 2023 2484.4964262671315 -4.51 8.60
Jan 2024 2453.0798877102707 -1.26 8.65
Feb 2024 2488.2142956913817 1.43 10.15
Mar 2024 2514.930216387694 1.07 8.19
Apr 2024 2569.5669140827954 2.17 11.33
May 2024 2601.3510962210244 1.24 11.01
Jun 2024 2582.305931505164 -0.73 6.92
Jul 2024 2574.197085285728 -0.31 4.94
Aug 2024 2505.4279607961034 -2.67 -0.16
Sep 2024 2449.703098237499 -2.22 -3.63
Oct 2024 2498.9480519804924 2.01 -5.01
Nov 2024 2575.269434993011 3.05 -1.02
Dec 2024 2559.6675178911105 -0.61 3.03
Jan 2025 2641.754458080629 3.21 7.69
Feb 2025 2620.7390028513305 -0.80 5.33
Mar 2025 2581.9992517945225 -1.48 2.67
Apr 2025 2594.791546804904 0.50 0.98
May 2025 2613.107562754574 0.71 0.45
Jun 2025 2612.2203113568294 -0.03 1.16
Jul 2025 2590.0447664771036 -0.85 0.62
Aug 2025 2559.122538818162 -1.19 2.14
Sep 2025 2516.8163125963774 -1.65 2.74
Oct 2025 2495.6816884082896 -0.84 -0.13
Nov 2025 2491.9706660367406 -0.15 -3.23
Dec 2025 2483.9128896845646 -0.32 -2.96
Jan 2026 2472.3080427251502 -0.47 -6.41
Feb 2026 2468.2160907223906 -0.17 -5.82