Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chattanooga, TN Metro in February 2026 was $2,468.216. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.82%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1010.6678289143583 | NaN | NaN |
| Feb 2012 | 1006.3596563574815 | -0.43 | NaN |
| Mar 2012 | 1010.0683392737142 | 0.37 | NaN |
| Apr 2012 | 1007.5929021850958 | -0.24 | NaN |
| May 2012 | 1000.8263173008042 | -0.67 | NaN |
| Jun 2012 | 993.5720823483271 | -0.72 | NaN |
| Jul 2012 | 987.0377348559712 | -0.66 | NaN |
| Aug 2012 | 994.3038377756471 | 0.74 | NaN |
| Sep 2012 | 989.7871866286843 | -0.45 | NaN |
| Oct 2012 | 983.3123953104 | -0.65 | NaN |
| Nov 2012 | 982.7494021540755 | -0.06 | NaN |
| Dec 2012 | 982.685990750613 | -0.01 | NaN |
| Jan 2013 | 979.5722752288104 | -0.32 | -3.08 |
| Feb 2013 | 989.4554469580711 | 1.01 | -1.68 |
| Mar 2013 | 996.0957295816715 | 0.67 | -1.38 |
| Apr 2013 | 993.3618250215936 | -0.27 | -1.41 |
| May 2013 | 1008.6567666144883 | 1.54 | 0.78 |
| Jun 2013 | 1057.1576779641036 | 4.81 | 6.40 |
| Jul 2013 | 1087.6677224262169 | 2.89 | 10.20 |
| Aug 2013 | 1099.4357660826256 | 1.08 | 10.57 |
| Sep 2013 | 1106.893213271784 | 0.68 | 11.83 |
| Oct 2013 | 1086.2737912614857 | -1.86 | 10.47 |
| Nov 2013 | 1094.2652394968702 | 0.74 | 11.35 |
| Dec 2013 | 1114.544451418363 | 1.85 | 13.42 |
| Jan 2014 | 1119.3240129798648 | 0.43 | 14.27 |
| Feb 2014 | 1112.776990921162 | -0.58 | 12.46 |
| Mar 2014 | 1119.419070085249 | 0.60 | 12.38 |
| Apr 2014 | 1122.6147741337481 | 0.28 | 13.01 |
| May 2014 | 1115.235483043299 | -0.66 | 10.57 |
| Jun 2014 | 1117.4188339251316 | 0.20 | 5.70 |
| Jul 2014 | 1117.989039401306 | 0.05 | 2.79 |
| Aug 2014 | 1117.5537155368675 | -0.04 | 1.65 |
| Sep 2014 | 1121.1766204766177 | 0.32 | 1.29 |
| Oct 2014 | 1109.259763262398 | -1.06 | 2.12 |
| Nov 2014 | 1106.2194131868052 | -0.27 | 1.09 |
| Dec 2014 | 1095.5591041086748 | -0.96 | -1.70 |
| Jan 2015 | 1069.8141519375686 | -2.35 | -4.42 |
| Feb 2015 | 1073.3708444470951 | 0.33 | -3.54 |
| Mar 2015 | 1079.8827011014273 | 0.61 | -3.53 |
| Apr 2015 | 1075.9440341320417 | -0.36 | -4.16 |
| May 2015 | 1095.5998949677569 | 1.83 | -1.76 |
| Jun 2015 | 1113.9281129612655 | 1.67 | -0.31 |
| Jul 2015 | 1125.0577647141308 | 1.00 | 0.63 |
| Aug 2015 | 1117.5684534781058 | -0.67 | 0.00 |
| Sep 2015 | 1120.672436238081 | 0.28 | -0.04 |
| Oct 2015 | 1117.7258783859531 | -0.26 | 0.76 |
| Nov 2015 | 1134.2145886855808 | 1.48 | 2.53 |
| Dec 2015 | 1140.7431411210744 | 0.58 | 4.12 |
| Jan 2016 | 1134.7889861634642 | -0.52 | 6.07 |
| Feb 2016 | 1122.2803740211243 | -1.10 | 4.56 |
| Mar 2016 | 1128.3878354914457 | 0.54 | 4.49 |
| Apr 2016 | 1124.0262968959216 | -0.39 | 4.47 |
| May 2016 | 1127.0127217020622 | 0.27 | 2.87 |
| Jun 2016 | 1128.991238146882 | 0.18 | 1.35 |
| Jul 2016 | 1121.1852237595638 | -0.69 | -0.34 |
| Aug 2016 | 1125.040814455632 | 0.34 | 0.67 |
| Sep 2016 | 1131.884744192298 | 0.61 | 1.00 |
| Oct 2016 | 1139.4374216017382 | 0.67 | 1.94 |
| Nov 2016 | 1172.5813804163968 | 2.91 | 3.38 |
| Dec 2016 | 1218.7408306127088 | 3.94 | 6.84 |
| Jan 2017 | 1215.9459923642999 | -0.23 | 7.15 |
| Feb 2017 | 1223.6512035188698 | 0.63 | 9.03 |
| Mar 2017 | 1233.0019626487147 | 0.76 | 9.27 |
| Apr 2017 | 1226.0684627839614 | -0.56 | 9.08 |
| May 2017 | 1229.5761016478996 | 0.29 | 9.10 |
| Jun 2017 | 1225.574313985301 | -0.32 | 8.56 |
| Jul 2017 | 1236.7374366222332 | 0.91 | 10.31 |
| Aug 2017 | 1233.1579466982237 | -0.29 | 9.61 |
| Sep 2017 | 1232.0883821376005 | -0.09 | 8.85 |
| Oct 2017 | 1247.8705341772447 | 1.28 | 9.52 |
| Nov 2017 | 1258.1842233168104 | 0.83 | 7.30 |
| Dec 2017 | 1266.844367757497 | 0.69 | 3.95 |
| Jan 2018 | 1230.094154199631 | -2.90 | 1.16 |
| Feb 2018 | 1263.2532884097386 | 2.70 | 3.24 |
| Mar 2018 | 1279.1513249122854 | 1.26 | 3.74 |
| Apr 2018 | 1284.7808760401767 | 0.44 | 4.79 |
| May 2018 | 1300.11577139161 | 1.19 | 5.74 |
| Jun 2018 | 1300.9190251381751 | 0.06 | 6.15 |
| Jul 2018 | 1301.96408091526 | 0.08 | 5.27 |
| Aug 2018 | 1311.0486876720731 | 0.70 | 6.32 |
| Sep 2018 | 1327.183628101146 | 1.23 | 7.72 |
| Oct 2018 | 1355.1347842563384 | 2.11 | 8.60 |
| Nov 2018 | 1365.1669088630365 | 0.74 | 8.50 |
| Dec 2018 | 1347.670052988264 | -1.28 | 6.38 |
| Jan 2019 | 1333.0132081010515 | -1.09 | 8.37 |
| Feb 2019 | 1332.5548316151073 | -0.03 | 5.49 |
| Mar 2019 | 1330.3933025333558 | -0.16 | 4.01 |
| Apr 2019 | 1324.4921856961912 | -0.44 | 3.09 |
| May 2019 | 1323.3423380268296 | -0.09 | 1.79 |
| Jun 2019 | 1301.120896521642 | -1.68 | 0.02 |
| Jul 2019 | 1303.5352843060248 | 0.19 | 0.12 |
| Aug 2019 | 1294.9155978768904 | -0.66 | -1.23 |
| Sep 2019 | 1300.3138474965708 | 0.42 | -2.02 |
| Oct 2019 | 1316.9281863573856 | 1.28 | -2.82 |
| Nov 2019 | 1326.9178444413822 | 0.76 | -2.80 |
| Dec 2019 | 1338.5988276988041 | 0.88 | -0.67 |
| Jan 2020 | 1327.952239467809 | -0.79 | -0.38 |
| Feb 2020 | 1317.660303907254 | -0.77 | -1.12 |
| Mar 2020 | 1323.308154421089 | 0.43 | -0.53 |
| Apr 2020 | 1315.123814892057 | -0.62 | -0.71 |
| May 2020 | 1312.070478174075 | -0.23 | -0.85 |
| Jun 2020 | 1308.7063277216967 | -0.26 | 0.58 |
| Jul 2020 | 1299.8081547814024 | -0.68 | -0.29 |
| Aug 2020 | 1302.637297347275 | 0.22 | 0.60 |
| Sep 2020 | 1315.2703677350842 | 0.97 | 1.15 |
| Oct 2020 | 1327.9419704727168 | 0.96 | 0.84 |
| Nov 2020 | 1339.1163715680586 | 0.84 | 0.92 |
| Dec 2020 | 1345.6467188884185 | 0.49 | 0.53 |
| Jan 2021 | 1353.272800111745 | 0.57 | 1.91 |
| Feb 2021 | 1379.1446566882632 | 1.91 | 4.67 |
| Mar 2021 | 1430.238342390278 | 3.71 | 8.08 |
| Apr 2021 | 1447.8012952402119 | 1.23 | 10.09 |
| May 2021 | 1458.0887323204868 | 0.71 | 11.13 |
| Jun 2021 | 1486.1428281642136 | 1.92 | 13.56 |
| Jul 2021 | 1500.3941383240042 | 0.96 | 15.43 |
| Aug 2021 | 1519.1400280204286 | 1.25 | 16.62 |
| Sep 2021 | 1540.8741693039779 | 1.43 | 17.15 |
| Oct 2021 | 1573.322041963434 | 2.11 | 18.48 |
| Nov 2021 | 1588.2108901930499 | 0.95 | 18.60 |
| Dec 2021 | 1611.0262230086778 | 1.44 | 19.72 |
| Jan 2022 | 1673.4903549818375 | 3.88 | 23.66 |
| Feb 2022 | 1746.7900379281277 | 4.38 | 26.66 |
| Mar 2022 | 1836.149402352039 | 5.12 | 28.38 |
| Apr 2022 | 1993.7512815418363 | 8.58 | 37.71 |
| May 2022 | 2060.2302130982443 | 3.33 | 41.30 |
| Jun 2022 | 2135.6355638664418 | 3.66 | 43.70 |
| Jul 2022 | 2132.847118150534 | -0.13 | 42.15 |
| Aug 2022 | 2106.971434727077 | -1.21 | 38.70 |
| Sep 2022 | 2259.8094386399493 | 7.25 | 46.66 |
| Oct 2022 | 2396.896485072411 | 6.07 | 52.35 |
| Nov 2022 | 2373.197635761029 | -0.99 | 49.43 |
| Dec 2022 | 2287.6988269836374 | -3.60 | 42.00 |
| Jan 2023 | 2257.83602279643 | -1.30 | 34.92 |
| Feb 2023 | 2258.9098401199526 | 0.05 | 29.32 |
| Mar 2023 | 2324.666645127625 | 2.91 | 26.61 |
| Apr 2023 | 2308.0662733464305 | -0.71 | 15.77 |
| May 2023 | 2343.3647737665833 | 1.53 | 13.74 |
| Jun 2023 | 2415.115430852867 | 3.06 | 13.09 |
| Jul 2023 | 2452.980924875017 | 1.57 | 15.01 |
| Aug 2023 | 2509.3870680570312 | 2.30 | 19.10 |
| Sep 2023 | 2542.0521386337477 | 1.30 | 12.49 |
| Oct 2023 | 2630.85141399487 | 3.49 | 9.76 |
| Nov 2023 | 2601.7346613909094 | -1.11 | 9.63 |
| Dec 2023 | 2484.4964262671315 | -4.51 | 8.60 |
| Jan 2024 | 2453.0798877102707 | -1.26 | 8.65 |
| Feb 2024 | 2488.2142956913817 | 1.43 | 10.15 |
| Mar 2024 | 2514.930216387694 | 1.07 | 8.19 |
| Apr 2024 | 2569.5669140827954 | 2.17 | 11.33 |
| May 2024 | 2601.3510962210244 | 1.24 | 11.01 |
| Jun 2024 | 2582.305931505164 | -0.73 | 6.92 |
| Jul 2024 | 2574.197085285728 | -0.31 | 4.94 |
| Aug 2024 | 2505.4279607961034 | -2.67 | -0.16 |
| Sep 2024 | 2449.703098237499 | -2.22 | -3.63 |
| Oct 2024 | 2498.9480519804924 | 2.01 | -5.01 |
| Nov 2024 | 2575.269434993011 | 3.05 | -1.02 |
| Dec 2024 | 2559.6675178911105 | -0.61 | 3.03 |
| Jan 2025 | 2641.754458080629 | 3.21 | 7.69 |
| Feb 2025 | 2620.7390028513305 | -0.80 | 5.33 |
| Mar 2025 | 2581.9992517945225 | -1.48 | 2.67 |
| Apr 2025 | 2594.791546804904 | 0.50 | 0.98 |
| May 2025 | 2613.107562754574 | 0.71 | 0.45 |
| Jun 2025 | 2612.2203113568294 | -0.03 | 1.16 |
| Jul 2025 | 2590.0447664771036 | -0.85 | 0.62 |
| Aug 2025 | 2559.122538818162 | -1.19 | 2.14 |
| Sep 2025 | 2516.8163125963774 | -1.65 | 2.74 |
| Oct 2025 | 2495.6816884082896 | -0.84 | -0.13 |
| Nov 2025 | 2491.9706660367406 | -0.15 | -3.23 |
| Dec 2025 | 2483.9128896845646 | -0.32 | -2.96 |
| Jan 2026 | 2472.3080427251502 | -0.47 | -6.41 |
| Feb 2026 | 2468.2160907223906 | -0.17 | -5.82 |