Chicago, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chicago, IL Metro in February 2026 was $3,248.238. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was -1.00%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1405.6269444845057 | NaN | NaN |
| Feb 2012 | 1393.208952048813 | -0.88 | NaN |
| Mar 2012 | 1392.959398652013 | -0.02 | NaN |
| Apr 2012 | 1383.47274090557 | -0.68 | NaN |
| May 2012 | 1368.8862817536274 | -1.05 | NaN |
| Jun 2012 | 1356.832677930515 | -0.88 | NaN |
| Jul 2012 | 1347.0195391639331 | -0.72 | NaN |
| Aug 2012 | 1352.608162724585 | 0.42 | NaN |
| Sep 2012 | 1343.8730149199396 | -0.65 | NaN |
| Oct 2012 | 1332.7826061731664 | -0.82 | NaN |
| Nov 2012 | 1328.043380984201 | -0.36 | NaN |
| Dec 2012 | 1326.6927650705106 | -0.10 | NaN |
| Jan 2013 | 1302.7531621338514 | -1.80 | -7.32 |
| Feb 2013 | 1321.6008426582162 | 1.45 | -5.14 |
| Mar 2013 | 1333.967853910822 | 0.94 | -4.24 |
| Apr 2013 | 1335.4273212206544 | 0.11 | -3.47 |
| May 2013 | 1354.1049326282048 | 1.40 | -1.08 |
| Jun 2013 | 1416.786086398753 | 4.63 | 4.42 |
| Jul 2013 | 1457.02163465766 | 2.84 | 8.17 |
| Aug 2013 | 1479.0087548163765 | 1.51 | 9.35 |
| Sep 2013 | 1495.1154450310225 | 1.09 | 11.25 |
| Oct 2013 | 1480.813547872404 | -0.96 | 11.11 |
| Nov 2013 | 1501.3968034020531 | 1.39 | 13.05 |
| Dec 2013 | 1536.010659545809 | 2.31 | 15.78 |
| Jan 2014 | 1525.0273490327447 | -0.71 | 17.06 |
| Feb 2014 | 1522.951535259828 | -0.14 | 15.24 |
| Mar 2014 | 1537.5285119329387 | 0.96 | 15.26 |
| Apr 2014 | 1546.6231370484472 | 0.59 | 15.82 |
| May 2014 | 1540.9484256603819 | -0.37 | 13.80 |
| Jun 2014 | 1545.73771317045 | 0.31 | 9.10 |
| Jul 2014 | 1550.2996548886972 | 0.30 | 6.40 |
| Aug 2014 | 1554.7571075528067 | 0.29 | 5.12 |
| Sep 2014 | 1564.831955846575 | 0.65 | 4.66 |
| Oct 2014 | 1555.6034392104643 | -0.59 | 5.05 |
| Nov 2014 | 1555.8632953135836 | 0.02 | 3.63 |
| Dec 2014 | 1546.2224224234074 | -0.62 | 0.67 |
| Jan 2015 | 1531.8402139863642 | -0.93 | 0.45 |
| Feb 2015 | 1538.5889921795458 | 0.44 | 1.03 |
| Mar 2015 | 1549.1499823119616 | 0.69 | 0.76 |
| Apr 2015 | 1543.113045674376 | -0.39 | -0.23 |
| May 2015 | 1567.619996989532 | 1.59 | 1.73 |
| Jun 2015 | 1588.464770124566 | 1.33 | 2.76 |
| Jul 2015 | 1601.6089151184456 | 0.83 | 3.31 |
| Aug 2015 | 1591.6930033052745 | -0.62 | 2.38 |
| Sep 2015 | 1596.2801502652642 | 0.29 | 2.01 |
| Oct 2015 | 1594.5378295337296 | -0.11 | 2.50 |
| Nov 2015 | 1619.3062010815556 | 1.55 | 4.08 |
| Dec 2015 | 1630.81520495644 | 0.71 | 5.47 |
| Jan 2016 | 1627.8817456125703 | -0.18 | 6.27 |
| Feb 2016 | 1613.5945618623346 | -0.88 | 4.88 |
| Mar 2016 | 1623.3913409574702 | 0.61 | 4.79 |
| Apr 2016 | 1619.288568771021 | -0.25 | 4.94 |
| May 2016 | 1623.691844938981 | 0.27 | 3.58 |
| Jun 2016 | 1626.0934967635405 | 0.15 | 2.37 |
| Jul 2016 | 1615.306709719248 | -0.66 | 0.86 |
| Aug 2016 | 1617.737501091251 | 0.15 | 1.64 |
| Sep 2016 | 1623.8392747763605 | 0.38 | 1.73 |
| Oct 2016 | 1630.924152605624 | 0.44 | 2.28 |
| Nov 2016 | 1671.6109918777975 | 2.50 | 3.23 |
| Dec 2016 | 1730.4821241373559 | 3.52 | 6.11 |
| Jan 2017 | 1718.2678142226573 | -0.71 | 5.55 |
| Feb 2017 | 1731.0377638652706 | 0.74 | 7.28 |
| Mar 2017 | 1746.4191980146231 | 0.89 | 7.58 |
| Apr 2017 | 1738.5007655695608 | -0.45 | 7.36 |
| May 2017 | 1742.3713227825747 | 0.22 | 7.31 |
| Jun 2017 | 1732.7259617346058 | -0.55 | 6.56 |
| Jul 2017 | 1742.2924670397729 | 0.55 | 7.86 |
| Aug 2017 | 1733.7255585427738 | -0.49 | 7.17 |
| Sep 2017 | 1730.3397143831892 | -0.19 | 6.56 |
| Oct 2017 | 1748.6420883139763 | 1.06 | 7.22 |
| Nov 2017 | 1761.1972448119059 | 0.72 | 5.36 |
| Dec 2017 | 1774.439748399188 | 0.75 | 2.54 |
| Jan 2018 | 1785.0790803881914 | 0.60 | 3.89 |
| Feb 2018 | 1832.757966091775 | 2.67 | 5.88 |
| Mar 2018 | 1859.6162090708476 | 1.47 | 6.48 |
| Apr 2018 | 1872.4750145047742 | 0.69 | 7.71 |
| May 2018 | 1895.64189445074 | 1.24 | 8.80 |
| Jun 2018 | 1894.8455182078396 | -0.04 | 9.36 |
| Jul 2018 | 1889.93222319732 | -0.26 | 8.47 |
| Aug 2018 | 1892.2905191614777 | 0.13 | 9.15 |
| Sep 2018 | 1903.2201281828488 | 0.58 | 9.99 |
| Oct 2018 | 1930.9819062446024 | 1.46 | 10.43 |
| Nov 2018 | 1938.2572294870197 | 0.38 | 10.05 |
| Dec 2018 | 1912.848636968367 | -1.31 | 7.80 |
| Jan 2019 | 1898.0963197079843 | -0.77 | 6.33 |
| Feb 2019 | 1895.1680230343172 | -0.15 | 3.41 |
| Mar 2019 | 1890.2404338575714 | -0.26 | 1.65 |
| Apr 2019 | 1881.2947864109128 | -0.47 | 0.47 |
| May 2019 | 1875.3543308725168 | -0.32 | -1.07 |
| Jun 2019 | 1842.4265916623058 | -1.76 | -2.77 |
| Jul 2019 | 1836.6497744871228 | -0.31 | -2.82 |
| Aug 2019 | 1816.879769799119 | -1.08 | -3.98 |
| Sep 2019 | 1812.8017723934374 | -0.22 | -4.75 |
| Oct 2019 | 1822.9870593396583 | 0.56 | -5.59 |
| Nov 2019 | 1825.8872647644785 | 0.16 | -5.80 |
| Dec 2019 | 1834.2121234310937 | 0.46 | -4.11 |
| Jan 2020 | 1826.2076996133683 | -0.44 | -3.79 |
| Feb 2020 | 1816.3963529311927 | -0.54 | -4.16 |
| Mar 2020 | 1825.1260583634994 | 0.48 | -3.44 |
| Apr 2020 | 1813.827402851411 | -0.62 | -3.59 |
| May 2020 | 1805.8670560350267 | -0.44 | -3.70 |
| Jun 2020 | 1794.506291793919 | -0.63 | -2.60 |
| Jul 2020 | 1773.4668648622628 | -1.17 | -3.44 |
| Aug 2020 | 1765.866596331774 | -0.43 | -2.81 |
| Sep 2020 | 1771.2053792024192 | 0.30 | -2.29 |
| Oct 2020 | 1781.0918832977923 | 0.56 | -2.30 |
| Nov 2020 | 1793.222817732445 | 0.68 | -1.79 |
| Dec 2020 | 1803.57700966525 | 0.58 | -1.67 |
| Jan 2021 | 1798.8151983321955 | -0.26 | -1.50 |
| Feb 2021 | 1830.131762855643 | 1.74 | 0.76 |
| Mar 2021 | 1888.7450524200956 | 3.20 | 3.49 |
| Apr 2021 | 1907.8915181565694 | 1.01 | 5.19 |
| May 2021 | 1914.9650065085862 | 0.37 | 6.04 |
| Jun 2021 | 1936.1079681481879 | 1.10 | 7.89 |
| Jul 2021 | 1937.8661302613843 | 0.09 | 9.27 |
| Aug 2021 | 1944.3288750251377 | 0.33 | 10.11 |
| Sep 2021 | 1954.576191785329 | 0.53 | 10.35 |
| Oct 2021 | 1979.40753648719 | 1.27 | 11.13 |
| Nov 2021 | 1984.528742651752 | 0.26 | 10.67 |
| Dec 2021 | 1999.4285490892532 | 0.75 | 10.86 |
| Jan 2022 | 2058.3458492172886 | 2.95 | 14.43 |
| Feb 2022 | 2133.0068305668447 | 3.63 | 16.55 |
| Mar 2022 | 2231.308726395385 | 4.61 | 18.14 |
| Apr 2022 | 2398.824238292276 | 7.51 | 25.73 |
| May 2022 | 2466.782369489887 | 2.83 | 28.82 |
| Jun 2022 | 2535.605511879583 | 2.79 | 30.96 |
| Jul 2022 | 2521.6915344518093 | -0.55 | 30.13 |
| Aug 2022 | 2485.314931851142 | -1.44 | 27.82 |
| Sep 2022 | 2630.3436675659646 | 5.84 | 34.57 |
| Oct 2022 | 2764.250514885608 | 5.09 | 39.65 |
| Nov 2022 | 2741.4396229016684 | -0.82 | 38.14 |
| Dec 2022 | 2658.966889713021 | -3.01 | 32.99 |
| Jan 2023 | 2640.1418024418444 | -0.71 | 28.27 |
| Feb 2023 | 2637.731791269563 | -0.09 | 23.66 |
| Mar 2023 | 2696.6456960198107 | 2.23 | 20.86 |
| Apr 2023 | 2676.420809356833 | -0.75 | 11.57 |
| May 2023 | 2712.09528415881 | 1.33 | 9.95 |
| Jun 2023 | 2789.774079216955 | 2.86 | 10.02 |
| Jul 2023 | 2837.815916179472 | 1.72 | 12.54 |
| Aug 2023 | 2906.054805191418 | 2.40 | 16.93 |
| Sep 2023 | 2949.274530754223 | 1.49 | 12.13 |
| Oct 2023 | 3046.4836388953645 | 3.30 | 10.21 |
| Nov 2023 | 3021.283469543053 | -0.83 | 10.21 |
| Dec 2023 | 2905.568550136154 | -3.83 | 9.27 |
| Jan 2024 | 2843.836743039303 | -2.12 | 7.72 |
| Feb 2024 | 2883.090977193737 | 1.38 | 9.30 |
| Mar 2024 | 2914.1402115175683 | 1.08 | 8.07 |
| Apr 2024 | 2976.5773964335403 | 2.14 | 11.22 |
| May 2024 | 3009.6975318706213 | 1.11 | 10.97 |
| Jun 2024 | 2991.9607396830597 | -0.59 | 7.25 |
| Jul 2024 | 2984.740471551136 | -0.24 | 5.18 |
| Aug 2024 | 2923.1476796474626 | -2.06 | 0.59 |
| Sep 2024 | 2875.4092677107515 | -1.63 | -2.50 |
| Oct 2024 | 2932.986191596304 | 2.00 | -3.73 |
| Nov 2024 | 3018.1172268573728 | 2.90 | -0.10 |
| Dec 2024 | 3011.07198236687 | -0.23 | 3.63 |
| Jan 2025 | 3291.811621167056 | 9.32 | 15.75 |
| Feb 2025 | 3281.0552571059193 | -0.33 | 13.80 |
| Mar 2025 | 3250.473287599316 | -0.93 | 11.54 |
| Apr 2025 | 3271.697240385329 | 0.65 | 9.91 |
| May 2025 | 3293.4909409025286 | 0.67 | 9.43 |
| Jun 2025 | 3297.3283298126757 | 0.12 | 10.21 |
| Jul 2025 | 3285.5744042523093 | -0.36 | 10.08 |
| Aug 2025 | 3267.783446874083 | -0.54 | 11.79 |
| Sep 2025 | 3238.8514490424814 | -0.88 | 12.64 |
| Oct 2025 | 3230.640308809513 | -0.25 | 10.15 |
| Nov 2025 | 3241.384580988596 | 0.33 | 7.40 |
| Dec 2025 | 3247.395593879463 | 0.19 | 7.85 |
| Jan 2026 | 3243.9339998456253 | -0.11 | -1.45 |
| Feb 2026 | 3248.237825208202 | 0.13 | -1.00 |