Chicago, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chicago, IL Metro in February 2026 was $3,248.238. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was -1.00%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chicago, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chicago, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1405.6269444845057 NaN NaN
Feb 2012 1393.208952048813 -0.88 NaN
Mar 2012 1392.959398652013 -0.02 NaN
Apr 2012 1383.47274090557 -0.68 NaN
May 2012 1368.8862817536274 -1.05 NaN
Jun 2012 1356.832677930515 -0.88 NaN
Jul 2012 1347.0195391639331 -0.72 NaN
Aug 2012 1352.608162724585 0.42 NaN
Sep 2012 1343.8730149199396 -0.65 NaN
Oct 2012 1332.7826061731664 -0.82 NaN
Nov 2012 1328.043380984201 -0.36 NaN
Dec 2012 1326.6927650705106 -0.10 NaN
Jan 2013 1302.7531621338514 -1.80 -7.32
Feb 2013 1321.6008426582162 1.45 -5.14
Mar 2013 1333.967853910822 0.94 -4.24
Apr 2013 1335.4273212206544 0.11 -3.47
May 2013 1354.1049326282048 1.40 -1.08
Jun 2013 1416.786086398753 4.63 4.42
Jul 2013 1457.02163465766 2.84 8.17
Aug 2013 1479.0087548163765 1.51 9.35
Sep 2013 1495.1154450310225 1.09 11.25
Oct 2013 1480.813547872404 -0.96 11.11
Nov 2013 1501.3968034020531 1.39 13.05
Dec 2013 1536.010659545809 2.31 15.78
Jan 2014 1525.0273490327447 -0.71 17.06
Feb 2014 1522.951535259828 -0.14 15.24
Mar 2014 1537.5285119329387 0.96 15.26
Apr 2014 1546.6231370484472 0.59 15.82
May 2014 1540.9484256603819 -0.37 13.80
Jun 2014 1545.73771317045 0.31 9.10
Jul 2014 1550.2996548886972 0.30 6.40
Aug 2014 1554.7571075528067 0.29 5.12
Sep 2014 1564.831955846575 0.65 4.66
Oct 2014 1555.6034392104643 -0.59 5.05
Nov 2014 1555.8632953135836 0.02 3.63
Dec 2014 1546.2224224234074 -0.62 0.67
Jan 2015 1531.8402139863642 -0.93 0.45
Feb 2015 1538.5889921795458 0.44 1.03
Mar 2015 1549.1499823119616 0.69 0.76
Apr 2015 1543.113045674376 -0.39 -0.23
May 2015 1567.619996989532 1.59 1.73
Jun 2015 1588.464770124566 1.33 2.76
Jul 2015 1601.6089151184456 0.83 3.31
Aug 2015 1591.6930033052745 -0.62 2.38
Sep 2015 1596.2801502652642 0.29 2.01
Oct 2015 1594.5378295337296 -0.11 2.50
Nov 2015 1619.3062010815556 1.55 4.08
Dec 2015 1630.81520495644 0.71 5.47
Jan 2016 1627.8817456125703 -0.18 6.27
Feb 2016 1613.5945618623346 -0.88 4.88
Mar 2016 1623.3913409574702 0.61 4.79
Apr 2016 1619.288568771021 -0.25 4.94
May 2016 1623.691844938981 0.27 3.58
Jun 2016 1626.0934967635405 0.15 2.37
Jul 2016 1615.306709719248 -0.66 0.86
Aug 2016 1617.737501091251 0.15 1.64
Sep 2016 1623.8392747763605 0.38 1.73
Oct 2016 1630.924152605624 0.44 2.28
Nov 2016 1671.6109918777975 2.50 3.23
Dec 2016 1730.4821241373559 3.52 6.11
Jan 2017 1718.2678142226573 -0.71 5.55
Feb 2017 1731.0377638652706 0.74 7.28
Mar 2017 1746.4191980146231 0.89 7.58
Apr 2017 1738.5007655695608 -0.45 7.36
May 2017 1742.3713227825747 0.22 7.31
Jun 2017 1732.7259617346058 -0.55 6.56
Jul 2017 1742.2924670397729 0.55 7.86
Aug 2017 1733.7255585427738 -0.49 7.17
Sep 2017 1730.3397143831892 -0.19 6.56
Oct 2017 1748.6420883139763 1.06 7.22
Nov 2017 1761.1972448119059 0.72 5.36
Dec 2017 1774.439748399188 0.75 2.54
Jan 2018 1785.0790803881914 0.60 3.89
Feb 2018 1832.757966091775 2.67 5.88
Mar 2018 1859.6162090708476 1.47 6.48
Apr 2018 1872.4750145047742 0.69 7.71
May 2018 1895.64189445074 1.24 8.80
Jun 2018 1894.8455182078396 -0.04 9.36
Jul 2018 1889.93222319732 -0.26 8.47
Aug 2018 1892.2905191614777 0.13 9.15
Sep 2018 1903.2201281828488 0.58 9.99
Oct 2018 1930.9819062446024 1.46 10.43
Nov 2018 1938.2572294870197 0.38 10.05
Dec 2018 1912.848636968367 -1.31 7.80
Jan 2019 1898.0963197079843 -0.77 6.33
Feb 2019 1895.1680230343172 -0.15 3.41
Mar 2019 1890.2404338575714 -0.26 1.65
Apr 2019 1881.2947864109128 -0.47 0.47
May 2019 1875.3543308725168 -0.32 -1.07
Jun 2019 1842.4265916623058 -1.76 -2.77
Jul 2019 1836.6497744871228 -0.31 -2.82
Aug 2019 1816.879769799119 -1.08 -3.98
Sep 2019 1812.8017723934374 -0.22 -4.75
Oct 2019 1822.9870593396583 0.56 -5.59
Nov 2019 1825.8872647644785 0.16 -5.80
Dec 2019 1834.2121234310937 0.46 -4.11
Jan 2020 1826.2076996133683 -0.44 -3.79
Feb 2020 1816.3963529311927 -0.54 -4.16
Mar 2020 1825.1260583634994 0.48 -3.44
Apr 2020 1813.827402851411 -0.62 -3.59
May 2020 1805.8670560350267 -0.44 -3.70
Jun 2020 1794.506291793919 -0.63 -2.60
Jul 2020 1773.4668648622628 -1.17 -3.44
Aug 2020 1765.866596331774 -0.43 -2.81
Sep 2020 1771.2053792024192 0.30 -2.29
Oct 2020 1781.0918832977923 0.56 -2.30
Nov 2020 1793.222817732445 0.68 -1.79
Dec 2020 1803.57700966525 0.58 -1.67
Jan 2021 1798.8151983321955 -0.26 -1.50
Feb 2021 1830.131762855643 1.74 0.76
Mar 2021 1888.7450524200956 3.20 3.49
Apr 2021 1907.8915181565694 1.01 5.19
May 2021 1914.9650065085862 0.37 6.04
Jun 2021 1936.1079681481879 1.10 7.89
Jul 2021 1937.8661302613843 0.09 9.27
Aug 2021 1944.3288750251377 0.33 10.11
Sep 2021 1954.576191785329 0.53 10.35
Oct 2021 1979.40753648719 1.27 11.13
Nov 2021 1984.528742651752 0.26 10.67
Dec 2021 1999.4285490892532 0.75 10.86
Jan 2022 2058.3458492172886 2.95 14.43
Feb 2022 2133.0068305668447 3.63 16.55
Mar 2022 2231.308726395385 4.61 18.14
Apr 2022 2398.824238292276 7.51 25.73
May 2022 2466.782369489887 2.83 28.82
Jun 2022 2535.605511879583 2.79 30.96
Jul 2022 2521.6915344518093 -0.55 30.13
Aug 2022 2485.314931851142 -1.44 27.82
Sep 2022 2630.3436675659646 5.84 34.57
Oct 2022 2764.250514885608 5.09 39.65
Nov 2022 2741.4396229016684 -0.82 38.14
Dec 2022 2658.966889713021 -3.01 32.99
Jan 2023 2640.1418024418444 -0.71 28.27
Feb 2023 2637.731791269563 -0.09 23.66
Mar 2023 2696.6456960198107 2.23 20.86
Apr 2023 2676.420809356833 -0.75 11.57
May 2023 2712.09528415881 1.33 9.95
Jun 2023 2789.774079216955 2.86 10.02
Jul 2023 2837.815916179472 1.72 12.54
Aug 2023 2906.054805191418 2.40 16.93
Sep 2023 2949.274530754223 1.49 12.13
Oct 2023 3046.4836388953645 3.30 10.21
Nov 2023 3021.283469543053 -0.83 10.21
Dec 2023 2905.568550136154 -3.83 9.27
Jan 2024 2843.836743039303 -2.12 7.72
Feb 2024 2883.090977193737 1.38 9.30
Mar 2024 2914.1402115175683 1.08 8.07
Apr 2024 2976.5773964335403 2.14 11.22
May 2024 3009.6975318706213 1.11 10.97
Jun 2024 2991.9607396830597 -0.59 7.25
Jul 2024 2984.740471551136 -0.24 5.18
Aug 2024 2923.1476796474626 -2.06 0.59
Sep 2024 2875.4092677107515 -1.63 -2.50
Oct 2024 2932.986191596304 2.00 -3.73
Nov 2024 3018.1172268573728 2.90 -0.10
Dec 2024 3011.07198236687 -0.23 3.63
Jan 2025 3291.811621167056 9.32 15.75
Feb 2025 3281.0552571059193 -0.33 13.80
Mar 2025 3250.473287599316 -0.93 11.54
Apr 2025 3271.697240385329 0.65 9.91
May 2025 3293.4909409025286 0.67 9.43
Jun 2025 3297.3283298126757 0.12 10.21
Jul 2025 3285.5744042523093 -0.36 10.08
Aug 2025 3267.783446874083 -0.54 11.79
Sep 2025 3238.8514490424814 -0.88 12.64
Oct 2025 3230.640308809513 -0.25 10.15
Nov 2025 3241.384580988596 0.33 7.40
Dec 2025 3247.395593879463 0.19 7.85
Jan 2026 3243.9339998456253 -0.11 -1.45
Feb 2026 3248.237825208202 0.13 -1.00