Chico, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chico, CA Metro in February 2026 was $3,262.314. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -4.70%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chico, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Chico, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chico, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chico, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1251.6673019617647 | NaN | NaN |
| Feb 2012 | 1246.4145819963628 | -0.42 | NaN |
| Mar 2012 | 1245.374982326572 | -0.08 | NaN |
| Apr 2012 | 1238.4894274836647 | -0.55 | NaN |
| May 2012 | 1227.9927248582426 | -0.85 | NaN |
| Jun 2012 | 1219.7356178538118 | -0.67 | NaN |
| Jul 2012 | 1208.1894569102483 | -0.95 | NaN |
| Aug 2012 | 1218.701846506839 | 0.87 | NaN |
| Sep 2012 | 1215.7455393941573 | -0.24 | NaN |
| Oct 2012 | 1221.0563154132299 | 0.44 | NaN |
| Nov 2012 | 1235.3506022577865 | 1.17 | NaN |
| Dec 2012 | 1256.129330933549 | 1.68 | NaN |
| Jan 2013 | 1281.311987929881 | 2.01 | 2.37 |
| Feb 2013 | 1308.0508492886615 | 2.09 | 4.95 |
| Mar 2013 | 1319.5198581267477 | 0.88 | 5.95 |
| Apr 2013 | 1318.5891288717212 | -0.07 | 6.47 |
| May 2013 | 1344.816769309197 | 1.99 | 9.51 |
| Jun 2013 | 1425.6195119608917 | 6.01 | 16.88 |
| Jul 2013 | 1472.5516498358002 | 3.29 | 21.88 |
| Aug 2013 | 1494.3641053004208 | 1.48 | 22.62 |
| Sep 2013 | 1507.1610979944726 | 0.86 | 23.97 |
| Oct 2013 | 1489.1011669767659 | -1.20 | 21.95 |
| Nov 2013 | 1512.0145722257182 | 1.54 | 22.40 |
| Dec 2013 | 1552.3198813511124 | 2.67 | 23.58 |
| Jan 2014 | 1560.2595902707967 | 0.51 | 21.77 |
| Feb 2014 | 1551.9234360380458 | -0.53 | 18.64 |
| Mar 2014 | 1565.4305993363869 | 0.87 | 18.64 |
| Apr 2014 | 1573.3146019877606 | 0.50 | 19.32 |
| May 2014 | 1565.0541700308247 | -0.52 | 16.38 |
| Jun 2014 | 1565.4144374814323 | 0.02 | 9.81 |
| Jul 2014 | 1559.910791918743 | -0.35 | 5.93 |
| Aug 2014 | 1557.7806316168273 | -0.14 | 4.24 |
| Sep 2014 | 1567.167352276931 | 0.60 | 3.98 |
| Oct 2014 | 1562.4211432405464 | -0.30 | 4.92 |
| Nov 2014 | 1569.8782748134274 | 0.48 | 3.83 |
| Dec 2014 | 1568.1291969267518 | -0.11 | 1.02 |
| Jan 2015 | 1547.4630813198319 | -1.32 | -0.82 |
| Feb 2015 | 1562.975551218489 | 1.00 | 0.71 |
| Mar 2015 | 1577.1371788698584 | 0.91 | 0.75 |
| Apr 2015 | 1571.382310449651 | -0.36 | -0.12 |
| May 2015 | 1602.7058880183463 | 1.99 | 2.41 |
| Jun 2015 | 1630.8525306641059 | 1.76 | 4.18 |
| Jul 2015 | 1644.5814021312835 | 0.84 | 5.43 |
| Aug 2015 | 1630.946900522739 | -0.83 | 4.70 |
| Sep 2015 | 1635.6466646137933 | 0.29 | 4.37 |
| Oct 2015 | 1634.4320257419326 | -0.07 | 4.61 |
| Nov 2015 | 1663.1827096588704 | 1.76 | 5.94 |
| Dec 2015 | 1677.3773425702182 | 0.85 | 6.97 |
| Jan 2016 | 1679.2815443290715 | 0.11 | 8.52 |
| Feb 2016 | 1663.7868604573896 | -0.92 | 6.45 |
| Mar 2016 | 1675.363317262057 | 0.70 | 6.23 |
| Apr 2016 | 1665.305476472814 | -0.60 | 5.98 |
| May 2016 | 1666.642080155421 | 0.08 | 3.99 |
| Jun 2016 | 1667.0254005197576 | 0.02 | 2.22 |
| Jul 2016 | 1653.5125688812354 | -0.81 | 0.54 |
| Aug 2016 | 1659.7978509251072 | 0.38 | 1.77 |
| Sep 2016 | 1671.6493639299747 | 0.71 | 2.20 |
| Oct 2016 | 1686.7457235255895 | 0.90 | 3.20 |
| Nov 2016 | 1742.244738022735 | 3.29 | 4.75 |
| Dec 2016 | 1819.6934858470845 | 4.45 | 8.48 |
| Jan 2017 | 1826.8783511181014 | 0.40 | 8.79 |
| Feb 2017 | 1841.9225480587186 | 0.82 | 10.71 |
| Mar 2017 | 1857.415865074836 | 0.84 | 10.87 |
| Apr 2017 | 1845.9996241146189 | -0.61 | 10.85 |
| May 2017 | 1850.1595233796281 | 0.23 | 11.01 |
| Jun 2017 | 1842.1411637381225 | -0.43 | 10.51 |
| Jul 2017 | 1858.727062400823 | 0.90 | 12.41 |
| Aug 2017 | 1858.2743480538193 | -0.02 | 11.96 |
| Sep 2017 | 1861.8492171685118 | 0.19 | 11.38 |
| Oct 2017 | 1891.3112240018481 | 1.58 | 12.13 |
| Nov 2017 | 1906.0179751851174 | 0.78 | 9.40 |
| Dec 2017 | 1920.6809138418434 | 0.77 | 5.55 |
| Jan 2018 | 1929.279270340797 | 0.45 | 5.61 |
| Feb 2018 | 1993.5757668529707 | 3.33 | 8.23 |
| Mar 2018 | 2029.4946911392144 | 1.80 | 9.26 |
| Apr 2018 | 2045.5397876801667 | 0.79 | 10.81 |
| May 2018 | 2074.3868604810973 | 1.41 | 12.12 |
| Jun 2018 | 2078.774021270373 | 0.21 | 12.85 |
| Jul 2018 | 2078.2433678809734 | -0.03 | 11.81 |
| Aug 2018 | 2089.687636638115 | 0.55 | 12.45 |
| Sep 2018 | 2109.5795824028114 | 0.95 | 13.31 |
| Oct 2018 | 2149.4261054671506 | 1.89 | 13.65 |
| Nov 2018 | 2158.6681176102766 | 0.43 | 13.26 |
| Dec 2018 | 2127.759695298889 | -1.43 | 10.78 |
| Jan 2019 | 2115.582698007051 | -0.57 | 9.66 |
| Feb 2019 | 2135.340646212553 | 0.93 | 7.11 |
| Mar 2019 | 2160.0020556196964 | 1.16 | 6.43 |
| Apr 2019 | 2179.8484849266188 | 0.92 | 6.57 |
| May 2019 | 2199.185970223257 | 0.89 | 6.02 |
| Jun 2019 | 2175.0042132668095 | -1.10 | 4.63 |
| Jul 2019 | 2184.2978569931943 | 0.43 | 5.10 |
| Aug 2019 | 2170.1260279525263 | -0.65 | 3.85 |
| Sep 2019 | 2177.850284439527 | 0.36 | 3.24 |
| Oct 2019 | 2202.974076935971 | 1.15 | 2.49 |
| Nov 2019 | 2214.5717716601725 | 0.53 | 2.59 |
| Dec 2019 | 2224.2744780119765 | 0.44 | 4.54 |
| Jan 2020 | 2203.4774637794335 | -0.93 | 4.16 |
| Feb 2020 | 2176.6299598343767 | -1.22 | 1.93 |
| Mar 2020 | 2180.070357080119 | 0.16 | 0.93 |
| Apr 2020 | 2156.692723940327 | -1.07 | -1.06 |
| May 2020 | 2137.0980730814363 | -0.91 | -2.82 |
| Jun 2020 | 2116.1996852908273 | -0.98 | -2.70 |
| Jul 2020 | 2090.454910731604 | -1.22 | -4.30 |
| Aug 2020 | 2093.0393595641544 | 0.12 | -3.55 |
| Sep 2020 | 2112.741101558786 | 0.94 | -2.99 |
| Oct 2020 | 2135.4021115938694 | 1.07 | -3.07 |
| Nov 2020 | 2157.665388625171 | 1.04 | -2.57 |
| Dec 2020 | 2177.116360961919 | 0.90 | -2.12 |
| Jan 2021 | 2204.168123020468 | 1.24 | 0.03 |
| Feb 2021 | 2245.5749636494247 | 1.88 | 3.17 |
| Mar 2021 | 2321.3344334071758 | 3.37 | 6.48 |
| Apr 2021 | 2339.561391479327 | 0.79 | 8.48 |
| May 2021 | 2346.999567928213 | 0.32 | 9.82 |
| Jun 2021 | 2375.1202218986905 | 1.20 | 12.24 |
| Jul 2021 | 2375.7368612987775 | 0.03 | 13.65 |
| Aug 2021 | 2382.515310190115 | 0.28 | 13.83 |
| Sep 2021 | 2399.450939500397 | 0.71 | 13.57 |
| Oct 2021 | 2437.564970511148 | 1.59 | 14.15 |
| Nov 2021 | 2446.516156286728 | 0.37 | 13.39 |
| Dec 2021 | 2467.606295526224 | 0.86 | 13.34 |
| Jan 2022 | 2567.622675179217 | 4.05 | 16.49 |
| Feb 2022 | 2666.854908563915 | 3.87 | 18.76 |
| Mar 2022 | 2795.9747454576973 | 4.84 | 20.45 |
| Apr 2022 | 3022.4175310870214 | 8.10 | 29.19 |
| May 2022 | 3112.859033685253 | 2.99 | 32.63 |
| Jun 2022 | 3203.082191243693 | 2.90 | 34.86 |
| Jul 2022 | 3174.418854117238 | -0.89 | 33.62 |
| Aug 2022 | 3112.0564676466865 | -1.96 | 30.62 |
| Sep 2022 | 3313.0340018152738 | 6.46 | 38.08 |
| Oct 2022 | 3497.3686709696726 | 5.56 | 43.48 |
| Nov 2022 | 3448.3392589471127 | -1.40 | 40.95 |
| Dec 2022 | 3306.849005657182 | -4.10 | 34.01 |
| Jan 2023 | 3275.194443193018 | -0.96 | 27.56 |
| Feb 2023 | 3239.806685670204 | -1.08 | 21.48 |
| Mar 2023 | 3289.3180692946817 | 1.53 | 17.65 |
| Apr 2023 | 3236.3527854902622 | -1.61 | 7.08 |
| May 2023 | 3263.791737702373 | 0.85 | 4.85 |
| Jun 2023 | 3349.4641481136637 | 2.63 | 4.57 |
| Jul 2023 | 3387.5355172993445 | 1.14 | 6.71 |
| Aug 2023 | 3448.7019827453014 | 1.81 | 10.82 |
| Sep 2023 | 3473.3005678165473 | 0.71 | 4.84 |
| Oct 2023 | 3567.3100448008727 | 2.71 | 2.00 |
| Nov 2023 | 3508.6474681541017 | -1.64 | 1.75 |
| Dec 2023 | 3345.740380572795 | -4.64 | 1.18 |
| Jan 2024 | 3311.31003707101 | -1.03 | 1.10 |
| Feb 2024 | 3345.778827199383 | 1.04 | 3.27 |
| Mar 2024 | 3364.362106603531 | 0.56 | 2.28 |
| Apr 2024 | 3418.4090620052684 | 1.61 | 5.63 |
| May 2024 | 3444.100754637915 | 0.75 | 5.53 |
| Jun 2024 | 3407.663559914246 | -1.06 | 1.74 |
| Jul 2024 | 3389.122625175095 | -0.54 | 0.05 |
| Aug 2024 | 3299.887833116828 | -2.63 | -4.32 |
| Sep 2024 | 3228.9838967061933 | -2.15 | -7.03 |
| Oct 2024 | 3288.306588510693 | 1.84 | -7.82 |
| Nov 2024 | 3382.7832741653633 | 2.87 | -3.59 |
| Dec 2024 | 3367.879905072862 | -0.44 | 0.66 |
| Jan 2025 | 3451.5715570475572 | 2.49 | 4.24 |
| Feb 2025 | 3423.38685299192 | -0.82 | 2.32 |
| Mar 2025 | 3371.8007513060084 | -1.51 | 0.22 |
| Apr 2025 | 3387.7755986577436 | 0.47 | -0.90 |
| May 2025 | 3410.8916114423214 | 0.68 | -0.96 |
| Jun 2025 | 3412.092429160667 | 0.04 | 0.13 |
| Jul 2025 | 3391.2342382622846 | -0.61 | 0.06 |
| Aug 2025 | 3361.76930146802 | -0.87 | 1.88 |
| Sep 2025 | 3318.33731915909 | -1.29 | 2.77 |
| Oct 2025 | 3298.521706428271 | -0.60 | 0.31 |
| Nov 2025 | 3298.4518796343636 | 0.00 | -2.49 |
| Dec 2025 | 3293.037154752863 | -0.16 | -2.22 |
| Jan 2026 | 3273.6036068688204 | -0.59 | -5.16 |
| Feb 2026 | 3262.3136054651113 | -0.34 | -4.70 |
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