Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Cincinnati, OH Metro in February 2026 was $2,398.107. The month over month percentage change (MoM) was -0.12%, and the year over year percentage change (YoY) was -3.20%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Cincinnati, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1047.953313554094 | NaN | NaN |
| Feb 2012 | 1045.8540088358623 | -0.20 | NaN |
| Mar 2012 | 1050.692977471914 | 0.46 | NaN |
| Apr 2012 | 1048.8755378636467 | -0.17 | NaN |
| May 2012 | 1043.0046492481672 | -0.56 | NaN |
| Jun 2012 | 1036.15257076788 | -0.66 | NaN |
| Jul 2012 | 1028.9139685248865 | -0.70 | NaN |
| Aug 2012 | 1033.3214816644745 | 0.43 | NaN |
| Sep 2012 | 1026.4949257646826 | -0.66 | NaN |
| Oct 2012 | 1018.6136093637667 | -0.77 | NaN |
| Nov 2012 | 1017.0480554433013 | -0.15 | NaN |
| Dec 2012 | 1017.7978260622115 | 0.07 | NaN |
| Jan 2013 | 1012.2946557683905 | -0.54 | -3.40 |
| Feb 2013 | 1022.5840511483402 | 1.02 | -2.22 |
| Mar 2013 | 1026.8777306534282 | 0.42 | -2.27 |
| Apr 2013 | 1021.2620063313977 | -0.55 | -2.63 |
| May 2013 | 1033.4910319741907 | 1.20 | -0.91 |
| Jun 2013 | 1080.1167142858023 | 4.51 | 4.24 |
| Jul 2013 | 1110.101511147219 | 2.78 | 7.89 |
| Aug 2013 | 1123.1349446925 | 1.17 | 8.69 |
| Sep 2013 | 1130.9525149851415 | 0.70 | 10.18 |
| Oct 2013 | 1111.981775746463 | -1.68 | 9.17 |
| Nov 2013 | 1119.6975841172684 | 0.69 | 10.09 |
| Dec 2013 | 1139.2911217162437 | 1.75 | 11.94 |
| Jan 2014 | 1136.0524948597283 | -0.28 | 12.23 |
| Feb 2014 | 1128.2792658334547 | -0.68 | 10.34 |
| Mar 2014 | 1133.0646334408962 | 0.42 | 10.34 |
| Apr 2014 | 1135.5431325034306 | 0.22 | 11.19 |
| May 2014 | 1129.6705673765855 | -0.52 | 9.31 |
| Jun 2014 | 1133.6301574546433 | 0.35 | 4.95 |
| Jul 2014 | 1136.796953396401 | 0.28 | 2.40 |
| Aug 2014 | 1138.8633915677183 | 0.18 | 1.40 |
| Sep 2014 | 1144.7107156516138 | 0.51 | 1.22 |
| Oct 2014 | 1135.2222908393842 | -0.83 | 2.09 |
| Nov 2014 | 1133.2504730572148 | -0.17 | 1.21 |
| Dec 2014 | 1124.9674991526426 | -0.73 | -1.26 |
| Jan 2015 | 1098.7543275761313 | -2.33 | -3.28 |
| Feb 2015 | 1105.2693911231713 | 0.59 | -2.04 |
| Mar 2015 | 1113.3888203376869 | 0.74 | -1.74 |
| Apr 2015 | 1109.2866656253184 | -0.37 | -2.31 |
| May 2015 | 1127.923542315962 | 1.68 | -0.15 |
| Jun 2015 | 1144.307398549081 | 1.45 | 0.94 |
| Jul 2015 | 1154.7325329701926 | 0.91 | 1.58 |
| Aug 2015 | 1148.6911270765763 | -0.52 | 0.86 |
| Sep 2015 | 1153.7469312651322 | 0.44 | 0.79 |
| Oct 2015 | 1151.8578154252223 | -0.16 | 1.47 |
| Nov 2015 | 1168.078588091031 | 1.41 | 3.07 |
| Dec 2015 | 1174.8785074763282 | 0.58 | 4.44 |
| Jan 2016 | 1172.7196878625487 | -0.18 | 6.73 |
| Feb 2016 | 1162.1431806493092 | -0.90 | 5.15 |
| Mar 2016 | 1169.053624656021 | 0.60 | 5.00 |
| Apr 2016 | 1164.1329087264787 | -0.42 | 4.94 |
| May 2016 | 1165.6140564266104 | 0.13 | 3.34 |
| Jun 2016 | 1166.8860613352695 | 0.11 | 1.97 |
| Jul 2016 | 1158.5645622080115 | -0.71 | 0.33 |
| Aug 2016 | 1161.3746271837417 | 0.24 | 1.10 |
| Sep 2016 | 1167.5613323986688 | 0.53 | 1.20 |
| Oct 2016 | 1175.1097231299732 | 0.65 | 2.02 |
| Nov 2016 | 1207.7541936556756 | 2.78 | 3.40 |
| Dec 2016 | 1252.4726243850894 | 3.70 | 6.60 |
| Jan 2017 | 1237.227079180661 | -1.22 | 5.50 |
| Feb 2017 | 1244.7040048271163 | 0.60 | 7.10 |
| Mar 2017 | 1253.558641344651 | 0.71 | 7.23 |
| Apr 2017 | 1246.7746718510612 | -0.54 | 7.10 |
| May 2017 | 1250.262148618679 | 0.28 | 7.26 |
| Jun 2017 | 1246.4716285777088 | -0.30 | 6.82 |
| Jul 2017 | 1257.1992768431774 | 0.86 | 8.51 |
| Aug 2017 | 1254.4487081344723 | -0.22 | 8.01 |
| Sep 2017 | 1252.5517209162526 | -0.15 | 7.28 |
| Oct 2017 | 1266.1169390262962 | 1.08 | 7.75 |
| Nov 2017 | 1273.6650470873901 | 0.60 | 5.46 |
| Dec 2017 | 1281.361234068823 | 0.60 | 2.31 |
| Jan 2018 | 1284.2323227599522 | 0.22 | 3.80 |
| Feb 2018 | 1318.168441018932 | 2.64 | 5.90 |
| Mar 2018 | 1337.7043439613838 | 1.48 | 6.71 |
| Apr 2018 | 1349.2968324174853 | 0.87 | 8.22 |
| May 2018 | 1371.1935636294447 | 1.62 | 9.67 |
| Jun 2018 | 1377.008581481331 | 0.42 | 10.47 |
| Jul 2018 | 1381.3791577530328 | 0.32 | 9.88 |
| Aug 2018 | 1390.7243749005468 | 0.68 | 10.86 |
| Sep 2018 | 1406.1010273570992 | 1.11 | 12.26 |
| Oct 2018 | 1431.9793605390569 | 1.84 | 13.10 |
| Nov 2018 | 1440.86555440347 | 0.62 | 13.13 |
| Dec 2018 | 1421.9585978912035 | -1.31 | 10.97 |
| Jan 2019 | 1409.2843633355158 | -0.89 | 9.74 |
| Feb 2019 | 1407.8195427678327 | -0.10 | 6.80 |
| Mar 2019 | 1406.2427155151252 | -0.11 | 5.12 |
| Apr 2019 | 1401.1831738999235 | -0.36 | 3.85 |
| May 2019 | 1398.6144078132165 | -0.18 | 2.00 |
| Jun 2019 | 1374.6554161047418 | -1.71 | -0.17 |
| Jul 2019 | 1374.71686990567 | 0.00 | -0.48 |
| Aug 2019 | 1364.7701900493744 | -0.72 | -1.87 |
| Sep 2019 | 1368.8526616666225 | 0.30 | -2.65 |
| Oct 2019 | 1383.6675217381344 | 1.08 | -3.37 |
| Nov 2019 | 1392.221061670135 | 0.62 | -3.38 |
| Dec 2019 | 1402.9919752016158 | 0.77 | -1.33 |
| Jan 2020 | 1397.0583898092975 | -0.42 | -0.87 |
| Feb 2020 | 1389.3352266958996 | -0.55 | -1.31 |
| Mar 2020 | 1397.7697202764048 | 0.61 | -0.60 |
| Apr 2020 | 1391.5882872868524 | -0.44 | -0.68 |
| May 2020 | 1390.8622495108975 | -0.05 | -0.55 |
| Jun 2020 | 1389.4327211819552 | -0.10 | 1.08 |
| Jul 2020 | 1382.41004592636 | -0.50 | 0.56 |
| Aug 2020 | 1387.3790570263425 | 0.36 | 1.66 |
| Sep 2020 | 1401.5060112098004 | 1.02 | 2.38 |
| Oct 2020 | 1417.1524898763726 | 1.12 | 2.42 |
| Nov 2020 | 1432.5951621565223 | 1.09 | 2.90 |
| Dec 2020 | 1445.507282867633 | 0.90 | 3.03 |
| Jan 2021 | 1430.8071166817829 | -1.02 | 2.42 |
| Feb 2021 | 1457.9587961170266 | 1.90 | 4.94 |
| Mar 2021 | 1508.5994081576014 | 3.47 | 7.93 |
| Apr 2021 | 1526.8401213750303 | 1.21 | 9.72 |
| May 2021 | 1536.89332345975 | 0.66 | 10.50 |
| Jun 2021 | 1559.435506559594 | 1.47 | 12.24 |
| Jul 2021 | 1560.7790008269383 | 0.09 | 12.90 |
| Aug 2021 | 1563.0465406014173 | 0.14 | 12.66 |
| Sep 2021 | 1568.820458197114 | 0.37 | 11.94 |
| Oct 2021 | 1590.8735204214013 | 1.41 | 12.26 |
| Nov 2021 | 1597.3965950897868 | 0.41 | 11.50 |
| Dec 2021 | 1611.8243254572064 | 0.90 | 11.51 |
| Jan 2022 | 1662.2681922191032 | 3.13 | 16.18 |
| Feb 2022 | 1727.5130836950893 | 3.93 | 18.49 |
| Mar 2022 | 1811.2987153655745 | 4.85 | 20.07 |
| Apr 2022 | 1957.2865170294756 | 8.06 | 28.19 |
| May 2022 | 2020.638010148809 | 3.24 | 31.48 |
| Jun 2022 | 2089.6859447141924 | 3.42 | 34.00 |
| Jul 2022 | 2084.773695315589 | -0.23 | 33.57 |
| Aug 2022 | 2056.73206221243 | -1.34 | 31.59 |
| Sep 2022 | 2191.079664184538 | 6.53 | 39.66 |
| Oct 2022 | 2316.0486753541304 | 5.70 | 45.58 |
| Nov 2022 | 2301.749085236294 | -0.62 | 44.09 |
| Dec 2022 | 2232.8884494547196 | -2.99 | 38.53 |
| Jan 2023 | 2232.2612342928123 | -0.03 | 34.29 |
| Feb 2023 | 2231.766467281888 | -0.02 | 29.19 |
| Mar 2023 | 2286.6888000046597 | 2.46 | 26.25 |
| Apr 2023 | 2269.5363325579683 | -0.75 | 15.95 |
| May 2023 | 2305.6254510417043 | 1.59 | 14.10 |
| Jun 2023 | 2377.7222965044784 | 3.13 | 13.78 |
| Jul 2023 | 2420.659053996018 | 1.81 | 16.11 |
| Aug 2023 | 2477.353285729088 | 2.34 | 20.45 |
| Sep 2023 | 2510.7976031277517 | 1.35 | 14.59 |
| Oct 2023 | 2592.072919805232 | 3.24 | 11.92 |
| Nov 2023 | 2564.097974187274 | -1.08 | 11.40 |
| Dec 2023 | 2456.5812883972485 | -4.19 | 10.02 |
| Jan 2024 | 2445.2445201293594 | -0.46 | 9.54 |
| Feb 2024 | 2478.1213805550906 | 1.35 | 11.04 |
| Mar 2024 | 2502.682947418472 | 0.99 | 9.45 |
| Apr 2024 | 2553.8164298826964 | 2.04 | 12.53 |
| May 2024 | 2581.964879098825 | 1.10 | 11.99 |
| Jun 2024 | 2565.095820613986 | -0.65 | 7.88 |
| Jul 2024 | 2559.319324465965 | -0.22 | 5.73 |
| Aug 2024 | 2501.597052449276 | -2.25 | 0.98 |
| Sep 2024 | 2454.52880831209 | -1.88 | -2.24 |
| Oct 2024 | 2501.7471507855607 | 1.92 | -3.48 |
| Nov 2024 | 2574.2559929509575 | 2.90 | 0.40 |
| Dec 2024 | 2567.6126428607167 | -0.26 | 4.52 |
| Jan 2025 | 2486.0988280025963 | -3.17 | 1.67 |
| Feb 2025 | 2477.3839890214763 | -0.35 | -0.03 |
| Mar 2025 | 2449.4349211485437 | -1.13 | -2.13 |
| Apr 2025 | 2465.7362661260618 | 0.67 | -3.45 |
| May 2025 | 2483.7306050334687 | 0.73 | -3.80 |
| Jun 2025 | 2485.5794487871917 | 0.07 | -3.10 |
| Jul 2025 | 2471.2959012312144 | -0.57 | -3.44 |
| Aug 2025 | 2450.2505449294163 | -0.85 | -2.05 |
| Sep 2025 | 2419.2873222493554 | -1.26 | -1.44 |
| Oct 2025 | 2406.556717315293 | -0.53 | -3.80 |
| Nov 2025 | 2410.763365782039 | 0.18 | -6.35 |
| Dec 2025 | 2409.492087855384 | -0.05 | -6.16 |
| Jan 2026 | 2401.0194534469865 | -0.35 | -3.42 |
| Feb 2026 | 2398.106533683751 | -0.12 | -3.20 |
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