Columbia, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Columbia, MO Metro in February 2026 was $2,457.361. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -3.40%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Columbia, MO metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Columbia, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Columbia, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1090.492091663705 NaN NaN
Feb 2012 1091.2215235167669 0.07 NaN
Mar 2012 1099.6828614090111 0.78 NaN
Apr 2012 1098.1699190784327 -0.14 NaN
May 2012 1090.4821589048659 -0.70 NaN
Jun 2012 1082.198578582542 -0.76 NaN
Jul 2012 1074.3933120416173 -0.72 NaN
Aug 2012 1080.8271866091766 0.60 NaN
Sep 2012 1073.2635917749192 -0.70 NaN
Oct 2012 1065.0684752103807 -0.76 NaN
Nov 2012 1063.516243002363 -0.15 NaN
Dec 2012 1064.317591326737 0.08 NaN
Jan 2013 1071.133778207885 0.64 -1.77
Feb 2013 1084.7875594912484 1.27 -0.59
Mar 2013 1092.294577335249 0.69 -0.67
Apr 2013 1086.6551362283572 -0.52 -1.05
May 2013 1097.0943149097634 0.96 0.61
Jun 2013 1146.3382521737954 4.49 5.93
Jul 2013 1178.531511381485 2.81 9.69
Aug 2013 1191.9935801165118 1.14 10.29
Sep 2013 1198.6641719615022 0.56 11.68
Oct 2013 1173.7836953564479 -2.08 10.21
Nov 2013 1179.8731596055052 0.52 10.94
Dec 2013 1198.3415495337201 1.57 12.59
Jan 2014 1195.4348396145463 -0.24 11.61
Feb 2014 1184.300788683514 -0.93 9.17
Mar 2014 1190.371558986298 0.51 8.98
Apr 2014 1193.187410721037 0.24 9.80
May 2014 1183.9240155003313 -0.78 7.92
Jun 2014 1184.4858050490477 0.05 3.33
Jul 2014 1186.587509841117 0.18 0.68
Aug 2014 1189.696484905006 0.26 -0.19
Sep 2014 1197.895191686243 0.69 -0.06
Oct 2014 1188.6591735341906 -0.77 1.27
Nov 2014 1187.8679427051939 -0.07 0.68
Dec 2014 1180.084104286609 -0.65 -1.52
Jan 2015 1167.8668209296668 -1.03 -2.31
Feb 2015 1176.8031807889113 0.77 -0.63
Mar 2015 1187.1519070828613 0.88 -0.27
Apr 2015 1183.5235716096233 -0.31 -0.81
May 2015 1202.8487848719851 1.63 1.60
Jun 2015 1218.9468822732588 1.34 2.91
Jul 2015 1227.7771998504459 0.72 3.47
Aug 2015 1218.2468539411402 -0.78 2.40
Sep 2015 1220.6098479602913 0.19 1.90
Oct 2015 1214.283387239946 -0.52 2.16
Nov 2015 1228.398203530719 1.16 3.41
Dec 2015 1232.5577676155376 0.34 4.45
Jan 2016 1222.3393606424002 -0.83 4.66
Feb 2016 1207.2019898597416 -1.24 2.58
Mar 2016 1211.458485673164 0.35 2.05
Apr 2016 1203.0057064687094 -0.70 1.65
May 2016 1202.6298785228664 -0.03 -0.02
Jun 2016 1202.5028565523976 -0.01 -1.35
Jul 2016 1193.9795257397584 -0.71 -2.75
Aug 2016 1197.9405716305534 0.33 -1.67
Sep 2016 1204.9691452474024 0.59 -1.28
Oct 2016 1212.6767032031605 0.64 -0.13
Nov 2016 1248.8751554245407 2.99 1.67
Dec 2016 1300.2195865355527 4.11 5.49
Jan 2017 1298.9751123318106 -0.10 6.27
Feb 2017 1312.2635577053045 1.02 8.70
Mar 2017 1325.6477468307355 1.02 9.43
Apr 2017 1320.951956092591 -0.35 9.80
May 2017 1324.7796316109582 0.29 10.16
Jun 2017 1319.319494468321 -0.41 9.71
Jul 2017 1327.600408041038 0.63 11.19
Aug 2017 1318.6114849524574 -0.68 10.07
Sep 2017 1310.7047179165604 -0.60 8.78
Oct 2017 1319.2078602534707 0.65 8.79
Nov 2017 1322.7625101911703 0.27 5.92
Dec 2017 1326.544694889138 0.29 2.03
Jan 2018 1336.0283170074301 0.72 2.85
Feb 2018 1366.9560222654418 2.32 4.17
Mar 2018 1381.0354384812545 1.03 4.18
Apr 2018 1384.7138282018057 0.27 4.83
May 2018 1399.0035834663443 1.03 5.60
Jun 2018 1397.4196477958901 -0.11 5.92
Jul 2018 1395.6999814685232 -0.12 5.13
Aug 2018 1401.6008695746646 0.42 6.29
Sep 2018 1413.3307359316264 0.84 7.83
Oct 2018 1437.842893198107 1.73 8.99
Nov 2018 1444.8304992782705 0.49 9.23
Dec 2018 1422.9389717182476 -1.51 7.27
Jan 2019 1410.243938650903 -0.89 5.56
Feb 2019 1404.8772212405647 -0.38 2.77
Mar 2019 1400.1432946688114 -0.34 1.38
Apr 2019 1394.3277537833128 -0.41 0.69
May 2019 1392.5465059775777 -0.13 -0.46
Jun 2019 1369.7586825620128 -1.64 -1.98
Jul 2019 1371.5311776587137 0.13 -1.73
Aug 2019 1363.1336994067815 -0.61 -2.74
Sep 2019 1368.2503024994285 0.38 -3.19
Oct 2019 1385.3016406736633 1.25 -3.65
Nov 2019 1394.9817809685178 0.70 -3.45
Dec 2019 1408.3461467487386 0.96 -1.03
Jan 2020 1395.4647482121884 -0.91 -1.05
Feb 2020 1385.4055852474148 -0.72 -1.39
Mar 2020 1390.7556808266681 0.39 -0.67
Apr 2020 1382.7052494377358 -0.58 -0.83
May 2020 1381.6910382652368 -0.07 -0.78
Jun 2020 1379.9945231266697 -0.12 0.75
Jul 2020 1371.4291113009517 -0.62 -0.01
Aug 2020 1371.6787187940636 0.02 0.63
Sep 2020 1380.6193398296277 0.65 0.90
Oct 2020 1390.62685876379 0.73 0.38
Nov 2020 1401.232577229452 0.76 0.45
Dec 2020 1407.6771334730404 0.46 -0.05
Jan 2021 1405.556729602999 -0.15 0.72
Feb 2021 1423.8799184192 1.30 2.78
Mar 2021 1466.1999768585665 2.97 5.43
Apr 2021 1479.846988991673 0.93 7.03
May 2021 1490.8242275171615 0.74 7.90
Jun 2021 1519.9714102404803 1.96 10.14
Jul 2021 1530.3965153385159 0.69 11.59
Aug 2021 1541.7369760542592 0.74 12.40
Sep 2021 1555.7700925437248 0.91 12.69
Oct 2021 1583.3073375340696 1.77 13.86
Nov 2021 1592.3725509831538 0.57 13.64
Dec 2021 1608.4175596051737 1.01 14.26
Jan 2022 1652.211172278072 2.72 17.55
Feb 2022 1720.271135130407 4.12 20.82
Mar 2022 1808.3438892046674 5.12 23.34
Apr 2022 1963.2736891893744 8.57 32.67
May 2022 2033.4216966637177 3.57 36.40
Jun 2022 2108.8043687866075 3.71 38.74
Jul 2022 2107.2296507087567 -0.07 37.69
Aug 2022 2080.4246494496347 -1.27 34.94
Sep 2022 2224.783848134396 6.94 43.00
Oct 2022 2357.222213902707 5.95 48.88
Nov 2022 2339.949685195199 -0.73 46.95
Dec 2022 2264.9680376839433 -3.20 40.82
Jan 2023 2244.446720009447 -0.91 35.85
Feb 2023 2238.66579871349 -0.26 30.13
Mar 2023 2288.835476924325 2.24 26.57
Apr 2023 2263.997606360668 -1.08 15.32
May 2023 2299.1911633590153 1.55 13.07
Jun 2023 2374.276496957599 3.27 12.59
Jul 2023 2414.5231895691304 1.70 14.58
Aug 2023 2464.1011958583663 2.05 18.44
Sep 2023 2490.8007440642286 1.08 11.96
Oct 2023 2566.4316950942034 3.04 8.88
Nov 2023 2531.392790408406 -1.36 8.18
Dec 2023 2411.7839017039123 -4.72 6.48
Jan 2024 2371.807127774202 -1.66 5.67
Feb 2024 2404.143737334678 1.36 7.39
Mar 2024 2428.398171665901 1.01 6.10
Apr 2024 2478.105478299714 2.05 9.46
May 2024 2504.313329028857 1.06 8.92
Jun 2024 2486.787736899299 -0.70 4.74
Jul 2024 2483.0751241905145 -0.15 2.84
Aug 2024 2428.1793548974592 -2.21 -1.46
Sep 2024 2385.153747990563 -1.77 -4.24
Oct 2024 2439.3753002842473 2.27 -4.95
Nov 2024 2521.1503832518247 3.35 -0.40
Dec 2024 2517.0877602433666 -0.16 4.37
Jan 2025 2554.0521624777775 1.47 7.68
Feb 2025 2543.825020926842 -0.40 5.81
Mar 2025 2514.73824114139 -1.14 3.56
Apr 2025 2531.3173937378315 0.66 2.15
May 2025 2551.3583936993045 0.79 1.88
Jun 2025 2553.3772940269005 0.08 2.68
Jul 2025 2538.642979299599 -0.58 2.24
Aug 2025 2517.2822594034187 -0.84 3.67
Sep 2025 2486.5167213180243 -1.22 4.25
Oct 2025 2474.3874261674314 -0.49 1.44
Nov 2025 2477.268537305717 0.12 -1.74
Dec 2025 2473.3319100419208 -0.16 -1.74
Jan 2026 2462.420691235627 -0.44 -3.59
Feb 2026 2457.360666723691 -0.20 -3.40