Columbia, MO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Columbia, MO Metro in February 2026 was $2,457.361. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -3.40%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Columbia, MO metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1090.492091663705 | NaN | NaN |
| Feb 2012 | 1091.2215235167669 | 0.07 | NaN |
| Mar 2012 | 1099.6828614090111 | 0.78 | NaN |
| Apr 2012 | 1098.1699190784327 | -0.14 | NaN |
| May 2012 | 1090.4821589048659 | -0.70 | NaN |
| Jun 2012 | 1082.198578582542 | -0.76 | NaN |
| Jul 2012 | 1074.3933120416173 | -0.72 | NaN |
| Aug 2012 | 1080.8271866091766 | 0.60 | NaN |
| Sep 2012 | 1073.2635917749192 | -0.70 | NaN |
| Oct 2012 | 1065.0684752103807 | -0.76 | NaN |
| Nov 2012 | 1063.516243002363 | -0.15 | NaN |
| Dec 2012 | 1064.317591326737 | 0.08 | NaN |
| Jan 2013 | 1071.133778207885 | 0.64 | -1.77 |
| Feb 2013 | 1084.7875594912484 | 1.27 | -0.59 |
| Mar 2013 | 1092.294577335249 | 0.69 | -0.67 |
| Apr 2013 | 1086.6551362283572 | -0.52 | -1.05 |
| May 2013 | 1097.0943149097634 | 0.96 | 0.61 |
| Jun 2013 | 1146.3382521737954 | 4.49 | 5.93 |
| Jul 2013 | 1178.531511381485 | 2.81 | 9.69 |
| Aug 2013 | 1191.9935801165118 | 1.14 | 10.29 |
| Sep 2013 | 1198.6641719615022 | 0.56 | 11.68 |
| Oct 2013 | 1173.7836953564479 | -2.08 | 10.21 |
| Nov 2013 | 1179.8731596055052 | 0.52 | 10.94 |
| Dec 2013 | 1198.3415495337201 | 1.57 | 12.59 |
| Jan 2014 | 1195.4348396145463 | -0.24 | 11.61 |
| Feb 2014 | 1184.300788683514 | -0.93 | 9.17 |
| Mar 2014 | 1190.371558986298 | 0.51 | 8.98 |
| Apr 2014 | 1193.187410721037 | 0.24 | 9.80 |
| May 2014 | 1183.9240155003313 | -0.78 | 7.92 |
| Jun 2014 | 1184.4858050490477 | 0.05 | 3.33 |
| Jul 2014 | 1186.587509841117 | 0.18 | 0.68 |
| Aug 2014 | 1189.696484905006 | 0.26 | -0.19 |
| Sep 2014 | 1197.895191686243 | 0.69 | -0.06 |
| Oct 2014 | 1188.6591735341906 | -0.77 | 1.27 |
| Nov 2014 | 1187.8679427051939 | -0.07 | 0.68 |
| Dec 2014 | 1180.084104286609 | -0.65 | -1.52 |
| Jan 2015 | 1167.8668209296668 | -1.03 | -2.31 |
| Feb 2015 | 1176.8031807889113 | 0.77 | -0.63 |
| Mar 2015 | 1187.1519070828613 | 0.88 | -0.27 |
| Apr 2015 | 1183.5235716096233 | -0.31 | -0.81 |
| May 2015 | 1202.8487848719851 | 1.63 | 1.60 |
| Jun 2015 | 1218.9468822732588 | 1.34 | 2.91 |
| Jul 2015 | 1227.7771998504459 | 0.72 | 3.47 |
| Aug 2015 | 1218.2468539411402 | -0.78 | 2.40 |
| Sep 2015 | 1220.6098479602913 | 0.19 | 1.90 |
| Oct 2015 | 1214.283387239946 | -0.52 | 2.16 |
| Nov 2015 | 1228.398203530719 | 1.16 | 3.41 |
| Dec 2015 | 1232.5577676155376 | 0.34 | 4.45 |
| Jan 2016 | 1222.3393606424002 | -0.83 | 4.66 |
| Feb 2016 | 1207.2019898597416 | -1.24 | 2.58 |
| Mar 2016 | 1211.458485673164 | 0.35 | 2.05 |
| Apr 2016 | 1203.0057064687094 | -0.70 | 1.65 |
| May 2016 | 1202.6298785228664 | -0.03 | -0.02 |
| Jun 2016 | 1202.5028565523976 | -0.01 | -1.35 |
| Jul 2016 | 1193.9795257397584 | -0.71 | -2.75 |
| Aug 2016 | 1197.9405716305534 | 0.33 | -1.67 |
| Sep 2016 | 1204.9691452474024 | 0.59 | -1.28 |
| Oct 2016 | 1212.6767032031605 | 0.64 | -0.13 |
| Nov 2016 | 1248.8751554245407 | 2.99 | 1.67 |
| Dec 2016 | 1300.2195865355527 | 4.11 | 5.49 |
| Jan 2017 | 1298.9751123318106 | -0.10 | 6.27 |
| Feb 2017 | 1312.2635577053045 | 1.02 | 8.70 |
| Mar 2017 | 1325.6477468307355 | 1.02 | 9.43 |
| Apr 2017 | 1320.951956092591 | -0.35 | 9.80 |
| May 2017 | 1324.7796316109582 | 0.29 | 10.16 |
| Jun 2017 | 1319.319494468321 | -0.41 | 9.71 |
| Jul 2017 | 1327.600408041038 | 0.63 | 11.19 |
| Aug 2017 | 1318.6114849524574 | -0.68 | 10.07 |
| Sep 2017 | 1310.7047179165604 | -0.60 | 8.78 |
| Oct 2017 | 1319.2078602534707 | 0.65 | 8.79 |
| Nov 2017 | 1322.7625101911703 | 0.27 | 5.92 |
| Dec 2017 | 1326.544694889138 | 0.29 | 2.03 |
| Jan 2018 | 1336.0283170074301 | 0.72 | 2.85 |
| Feb 2018 | 1366.9560222654418 | 2.32 | 4.17 |
| Mar 2018 | 1381.0354384812545 | 1.03 | 4.18 |
| Apr 2018 | 1384.7138282018057 | 0.27 | 4.83 |
| May 2018 | 1399.0035834663443 | 1.03 | 5.60 |
| Jun 2018 | 1397.4196477958901 | -0.11 | 5.92 |
| Jul 2018 | 1395.6999814685232 | -0.12 | 5.13 |
| Aug 2018 | 1401.6008695746646 | 0.42 | 6.29 |
| Sep 2018 | 1413.3307359316264 | 0.84 | 7.83 |
| Oct 2018 | 1437.842893198107 | 1.73 | 8.99 |
| Nov 2018 | 1444.8304992782705 | 0.49 | 9.23 |
| Dec 2018 | 1422.9389717182476 | -1.51 | 7.27 |
| Jan 2019 | 1410.243938650903 | -0.89 | 5.56 |
| Feb 2019 | 1404.8772212405647 | -0.38 | 2.77 |
| Mar 2019 | 1400.1432946688114 | -0.34 | 1.38 |
| Apr 2019 | 1394.3277537833128 | -0.41 | 0.69 |
| May 2019 | 1392.5465059775777 | -0.13 | -0.46 |
| Jun 2019 | 1369.7586825620128 | -1.64 | -1.98 |
| Jul 2019 | 1371.5311776587137 | 0.13 | -1.73 |
| Aug 2019 | 1363.1336994067815 | -0.61 | -2.74 |
| Sep 2019 | 1368.2503024994285 | 0.38 | -3.19 |
| Oct 2019 | 1385.3016406736633 | 1.25 | -3.65 |
| Nov 2019 | 1394.9817809685178 | 0.70 | -3.45 |
| Dec 2019 | 1408.3461467487386 | 0.96 | -1.03 |
| Jan 2020 | 1395.4647482121884 | -0.91 | -1.05 |
| Feb 2020 | 1385.4055852474148 | -0.72 | -1.39 |
| Mar 2020 | 1390.7556808266681 | 0.39 | -0.67 |
| Apr 2020 | 1382.7052494377358 | -0.58 | -0.83 |
| May 2020 | 1381.6910382652368 | -0.07 | -0.78 |
| Jun 2020 | 1379.9945231266697 | -0.12 | 0.75 |
| Jul 2020 | 1371.4291113009517 | -0.62 | -0.01 |
| Aug 2020 | 1371.6787187940636 | 0.02 | 0.63 |
| Sep 2020 | 1380.6193398296277 | 0.65 | 0.90 |
| Oct 2020 | 1390.62685876379 | 0.73 | 0.38 |
| Nov 2020 | 1401.232577229452 | 0.76 | 0.45 |
| Dec 2020 | 1407.6771334730404 | 0.46 | -0.05 |
| Jan 2021 | 1405.556729602999 | -0.15 | 0.72 |
| Feb 2021 | 1423.8799184192 | 1.30 | 2.78 |
| Mar 2021 | 1466.1999768585665 | 2.97 | 5.43 |
| Apr 2021 | 1479.846988991673 | 0.93 | 7.03 |
| May 2021 | 1490.8242275171615 | 0.74 | 7.90 |
| Jun 2021 | 1519.9714102404803 | 1.96 | 10.14 |
| Jul 2021 | 1530.3965153385159 | 0.69 | 11.59 |
| Aug 2021 | 1541.7369760542592 | 0.74 | 12.40 |
| Sep 2021 | 1555.7700925437248 | 0.91 | 12.69 |
| Oct 2021 | 1583.3073375340696 | 1.77 | 13.86 |
| Nov 2021 | 1592.3725509831538 | 0.57 | 13.64 |
| Dec 2021 | 1608.4175596051737 | 1.01 | 14.26 |
| Jan 2022 | 1652.211172278072 | 2.72 | 17.55 |
| Feb 2022 | 1720.271135130407 | 4.12 | 20.82 |
| Mar 2022 | 1808.3438892046674 | 5.12 | 23.34 |
| Apr 2022 | 1963.2736891893744 | 8.57 | 32.67 |
| May 2022 | 2033.4216966637177 | 3.57 | 36.40 |
| Jun 2022 | 2108.8043687866075 | 3.71 | 38.74 |
| Jul 2022 | 2107.2296507087567 | -0.07 | 37.69 |
| Aug 2022 | 2080.4246494496347 | -1.27 | 34.94 |
| Sep 2022 | 2224.783848134396 | 6.94 | 43.00 |
| Oct 2022 | 2357.222213902707 | 5.95 | 48.88 |
| Nov 2022 | 2339.949685195199 | -0.73 | 46.95 |
| Dec 2022 | 2264.9680376839433 | -3.20 | 40.82 |
| Jan 2023 | 2244.446720009447 | -0.91 | 35.85 |
| Feb 2023 | 2238.66579871349 | -0.26 | 30.13 |
| Mar 2023 | 2288.835476924325 | 2.24 | 26.57 |
| Apr 2023 | 2263.997606360668 | -1.08 | 15.32 |
| May 2023 | 2299.1911633590153 | 1.55 | 13.07 |
| Jun 2023 | 2374.276496957599 | 3.27 | 12.59 |
| Jul 2023 | 2414.5231895691304 | 1.70 | 14.58 |
| Aug 2023 | 2464.1011958583663 | 2.05 | 18.44 |
| Sep 2023 | 2490.8007440642286 | 1.08 | 11.96 |
| Oct 2023 | 2566.4316950942034 | 3.04 | 8.88 |
| Nov 2023 | 2531.392790408406 | -1.36 | 8.18 |
| Dec 2023 | 2411.7839017039123 | -4.72 | 6.48 |
| Jan 2024 | 2371.807127774202 | -1.66 | 5.67 |
| Feb 2024 | 2404.143737334678 | 1.36 | 7.39 |
| Mar 2024 | 2428.398171665901 | 1.01 | 6.10 |
| Apr 2024 | 2478.105478299714 | 2.05 | 9.46 |
| May 2024 | 2504.313329028857 | 1.06 | 8.92 |
| Jun 2024 | 2486.787736899299 | -0.70 | 4.74 |
| Jul 2024 | 2483.0751241905145 | -0.15 | 2.84 |
| Aug 2024 | 2428.1793548974592 | -2.21 | -1.46 |
| Sep 2024 | 2385.153747990563 | -1.77 | -4.24 |
| Oct 2024 | 2439.3753002842473 | 2.27 | -4.95 |
| Nov 2024 | 2521.1503832518247 | 3.35 | -0.40 |
| Dec 2024 | 2517.0877602433666 | -0.16 | 4.37 |
| Jan 2025 | 2554.0521624777775 | 1.47 | 7.68 |
| Feb 2025 | 2543.825020926842 | -0.40 | 5.81 |
| Mar 2025 | 2514.73824114139 | -1.14 | 3.56 |
| Apr 2025 | 2531.3173937378315 | 0.66 | 2.15 |
| May 2025 | 2551.3583936993045 | 0.79 | 1.88 |
| Jun 2025 | 2553.3772940269005 | 0.08 | 2.68 |
| Jul 2025 | 2538.642979299599 | -0.58 | 2.24 |
| Aug 2025 | 2517.2822594034187 | -0.84 | 3.67 |
| Sep 2025 | 2486.5167213180243 | -1.22 | 4.25 |
| Oct 2025 | 2474.3874261674314 | -0.49 | 1.44 |
| Nov 2025 | 2477.268537305717 | 0.12 | -1.74 |
| Dec 2025 | 2473.3319100419208 | -0.16 | -1.74 |
| Jan 2026 | 2462.420691235627 | -0.44 | -3.59 |
| Feb 2026 | 2457.360666723691 | -0.20 | -3.40 |