Cumberland, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Cumberland, MD Metro in February 2026 was $1,321.749. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -2.88%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Cumberland, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 693.3047778310759 | NaN | NaN |
| Feb 2012 | 688.2760347613564 | -0.72 | NaN |
| Mar 2012 | 701.3128976916391 | 1.89 | NaN |
| Apr 2012 | 700.0797214673061 | -0.18 | NaN |
| May 2012 | 693.2842548305448 | -0.97 | NaN |
| Jun 2012 | 685.4040792420468 | -1.14 | NaN |
| Jul 2012 | 678.0221208340436 | -1.08 | NaN |
| Aug 2012 | 679.5674459923351 | 0.23 | NaN |
| Sep 2012 | 673.9378350110248 | -0.83 | NaN |
| Oct 2012 | 667.7850244217489 | -0.91 | NaN |
| Nov 2012 | 666.2602955104845 | -0.23 | NaN |
| Dec 2012 | 665.6253103420642 | -0.09 | NaN |
| Jan 2013 | 669.5607041220437 | 0.59 | -3.42 |
| Feb 2013 | 672.611797940626 | 0.46 | -2.28 |
| Mar 2013 | 671.1613239134965 | -0.22 | -4.30 |
| Apr 2013 | 662.2257218448817 | -1.33 | -5.41 |
| May 2013 | 668.4342936930432 | 0.94 | -3.58 |
| Jun 2013 | 698.8074931804633 | 4.54 | 1.96 |
| Jul 2013 | 716.676013571905 | 2.56 | 5.70 |
| Aug 2013 | 722.727331231734 | 0.84 | 6.35 |
| Sep 2013 | 724.4403998158871 | 0.24 | 7.49 |
| Oct 2013 | 708.5513978718054 | -2.19 | 6.11 |
| Nov 2013 | 709.6552980363435 | 0.16 | 6.51 |
| Dec 2013 | 719.3300199360228 | 1.36 | 8.07 |
| Jan 2014 | 757.4403005713973 | 5.30 | 13.13 |
| Feb 2014 | 751.40943468287 | -0.80 | 11.72 |
| Mar 2014 | 753.1456052571891 | 0.23 | 12.22 |
| Apr 2014 | 754.6305947974881 | 0.20 | 13.95 |
| May 2014 | 748.8827430375906 | -0.76 | 12.04 |
| Jun 2014 | 751.7553664405625 | 0.38 | 7.58 |
| Jul 2014 | 756.1640602131545 | 0.59 | 5.51 |
| Aug 2014 | 761.744224016493 | 0.74 | 5.40 |
| Sep 2014 | 769.2435869250413 | 0.98 | 6.19 |
| Oct 2014 | 763.4025777945336 | -0.76 | 7.74 |
| Nov 2014 | 761.5289826099207 | -0.24 | 7.31 |
| Dec 2014 | 754.7711910045957 | -0.89 | 4.93 |
| Jan 2015 | 733.7388361314362 | -2.79 | -3.13 |
| Feb 2015 | 733.212423563085 | -0.07 | -2.42 |
| Mar 2015 | 733.7589517135325 | 0.08 | -2.57 |
| Apr 2015 | 728.9962197465649 | -0.65 | -3.40 |
| May 2015 | 739.9565191150405 | 1.50 | -1.19 |
| Jun 2015 | 749.6603550089274 | 1.31 | -0.28 |
| Jul 2015 | 753.7434846051306 | 0.55 | -0.32 |
| Aug 2015 | 746.8550187273541 | -0.91 | -1.95 |
| Sep 2015 | 746.037594179382 | -0.11 | -3.02 |
| Oct 2015 | 741.403296598682 | -0.62 | -2.88 |
| Nov 2015 | 748.4644985147196 | 0.95 | -1.72 |
| Dec 2015 | 750.1382753500181 | 0.22 | -0.61 |
| Jan 2016 | 717.6513871974971 | -4.33 | -2.19 |
| Feb 2016 | 707.222805493378 | -1.45 | -3.54 |
| Mar 2016 | 707.7755355482866 | 0.08 | -3.54 |
| Apr 2016 | 701.7566745142051 | -0.85 | -3.74 |
| May 2016 | 701.4410755231329 | -0.04 | -5.20 |
| Jun 2016 | 702.2785264118902 | 0.12 | -6.32 |
| Jul 2016 | 695.847705881263 | -0.92 | -7.68 |
| Aug 2016 | 695.52206407295 | -0.05 | -6.87 |
| Sep 2016 | 696.017517766381 | 0.07 | -6.70 |
| Oct 2016 | 698.1108211038677 | 0.30 | -5.84 |
| Nov 2016 | 716.7790635228844 | 2.67 | -4.23 |
| Dec 2016 | 743.8149440959492 | 3.77 | -0.84 |
| Jan 2017 | 754.6027847656576 | 1.45 | 5.15 |
| Feb 2017 | 753.8994516011207 | -0.09 | 6.60 |
| Mar 2017 | 752.1463286162505 | -0.23 | 6.27 |
| Apr 2017 | 742.6151156938861 | -1.27 | 5.82 |
| May 2017 | 741.5276647134489 | -0.15 | 5.72 |
| Jun 2017 | 737.2240095262147 | -0.58 | 4.98 |
| Jul 2017 | 741.0840686128188 | 0.52 | 6.50 |
| Aug 2017 | 735.6854004847756 | -0.73 | 5.78 |
| Sep 2017 | 729.871200391951 | -0.79 | 4.86 |
| Oct 2017 | 733.6188909175612 | 0.51 | 5.09 |
| Nov 2017 | 734.827849237263 | 0.17 | 2.52 |
| Dec 2017 | 737.3803935841224 | 0.35 | -0.86 |
| Jan 2018 | 756.696716671764 | 2.62 | 0.28 |
| Feb 2018 | 775.9385295984973 | 2.54 | 2.92 |
| Mar 2018 | 787.1846472713406 | 1.45 | 4.66 |
| Apr 2018 | 794.4151336341783 | 0.92 | 6.98 |
| May 2018 | 806.516931321081 | 1.52 | 8.76 |
| Jun 2018 | 807.9540536460338 | 0.18 | 9.59 |
| Jul 2018 | 806.7773902826739 | -0.15 | 8.86 |
| Aug 2018 | 807.7900276295876 | 0.13 | 9.80 |
| Sep 2018 | 814.3263475769205 | 0.81 | 11.57 |
| Oct 2018 | 827.9723316445613 | 1.68 | 12.86 |
| Nov 2018 | 834.8618428315615 | 0.83 | 13.61 |
| Dec 2018 | 826.1456495069822 | -1.04 | 12.04 |
| Jan 2019 | 836.8415024863725 | 1.30 | 10.59 |
| Feb 2019 | 840.2026527346301 | 0.40 | 8.28 |
| Mar 2019 | 844.6798104557556 | 0.53 | 7.30 |
| Apr 2019 | 847.2308076104933 | 0.30 | 6.65 |
| May 2019 | 848.4450367276341 | 0.14 | 5.20 |
| Jun 2019 | 835.5220542887199 | -1.52 | 3.41 |
| Jul 2019 | 834.7130816378441 | -0.10 | 3.46 |
| Aug 2019 | 826.6644746017054 | -0.96 | 2.34 |
| Sep 2019 | 824.9952364470146 | -0.20 | 1.31 |
| Oct 2019 | 829.0890233114951 | 0.50 | 0.14 |
| Nov 2019 | 830.0108060481979 | 0.11 | -0.58 |
| Dec 2019 | 834.8365289665959 | 0.58 | 1.05 |
| Jan 2020 | 826.4926568843118 | -1.00 | -1.24 |
| Feb 2020 | 821.2709707654498 | -0.63 | -2.25 |
| Mar 2020 | 823.6970812466051 | 0.30 | -2.48 |
| Apr 2020 | 819.7639413828362 | -0.48 | -3.24 |
| May 2020 | 818.9845211450743 | -0.09 | -3.47 |
| Jun 2020 | 817.0610448171826 | -0.23 | -2.21 |
| Jul 2020 | 810.8288114927233 | -0.76 | -2.86 |
| Aug 2020 | 810.0872250770562 | -0.09 | -2.00 |
| Sep 2020 | 815.106583106757 | 0.62 | -1.20 |
| Oct 2020 | 822.6053247528059 | 0.92 | -0.78 |
| Nov 2020 | 831.206051830504 | 1.05 | 0.14 |
| Dec 2020 | 837.7626446285236 | 0.79 | 0.35 |
| Jan 2021 | 830.1870082736934 | -0.90 | 0.45 |
| Feb 2021 | 844.2034296123629 | 1.69 | 2.79 |
| Mar 2021 | 872.2764405498424 | 3.33 | 5.90 |
| Apr 2021 | 879.3847205852835 | 0.82 | 7.27 |
| May 2021 | 880.3921611051865 | 0.12 | 7.50 |
| Jun 2021 | 889.3539200085316 | 1.02 | 8.85 |
| Jul 2021 | 889.4189892111244 | 0.01 | 9.69 |
| Aug 2021 | 891.2451029639147 | 0.21 | 10.02 |
| Sep 2021 | 896.120965155872 | 0.55 | 9.94 |
| Oct 2021 | 911.1715325306118 | 1.68 | 10.77 |
| Nov 2021 | 920.8284544071957 | 1.06 | 10.78 |
| Dec 2021 | 932.44764070874 | 1.26 | 11.30 |
| Jan 2022 | 966.1899687058541 | 3.62 | 16.38 |
| Feb 2022 | 998.7015012371113 | 3.37 | 18.30 |
| Mar 2022 | 1038.0959464384907 | 3.95 | 19.01 |
| Apr 2022 | 1109.7597725638198 | 6.90 | 26.20 |
| May 2022 | 1138.8082193669793 | 2.62 | 29.35 |
| Jun 2022 | 1176.1800534610409 | 3.28 | 32.25 |
| Jul 2022 | 1175.576554758633 | -0.05 | 32.17 |
| Aug 2022 | 1158.795998085983 | -1.43 | 30.02 |
| Sep 2022 | 1227.3709060470958 | 5.92 | 36.97 |
| Oct 2022 | 1292.4894737193108 | 5.31 | 41.85 |
| Nov 2022 | 1284.422457916203 | -0.62 | 39.49 |
| Dec 2022 | 1251.1672937433716 | -2.59 | 34.18 |
| Jan 2023 | 1245.4687495652677 | -0.45 | 28.91 |
| Feb 2023 | 1247.2955800299783 | 0.15 | 24.89 |
| Mar 2023 | 1275.0762793407018 | 2.23 | 22.83 |
| Apr 2023 | 1256.4939139728087 | -1.46 | 13.22 |
| May 2023 | 1269.5716563900353 | 1.04 | 11.48 |
| Jun 2023 | 1304.087962250041 | 2.72 | 10.88 |
| Jul 2023 | 1323.332605720829 | 1.48 | 12.57 |
| Aug 2023 | 1348.2967971618696 | 1.89 | 16.35 |
| Sep 2023 | 1359.8134481367977 | 0.85 | 10.79 |
| Oct 2023 | 1397.6914413105305 | 2.79 | 8.14 |
| Nov 2023 | 1381.9296895623738 | -1.13 | 7.59 |
| Dec 2023 | 1325.479367532079 | -4.08 | 5.94 |
| Jan 2024 | 1311.7364879370102 | -1.04 | 5.32 |
| Feb 2024 | 1329.1874969858266 | 1.33 | 6.57 |
| Mar 2024 | 1342.2983081542984 | 0.99 | 5.27 |
| Apr 2024 | 1372.2538000497075 | 2.23 | 9.21 |
| May 2024 | 1388.7580667641232 | 1.20 | 9.39 |
| Jun 2024 | 1383.2460851783617 | -0.40 | 6.07 |
| Jul 2024 | 1381.3067223153755 | -0.14 | 4.38 |
| Aug 2024 | 1350.9204772219857 | -2.20 | 0.20 |
| Sep 2024 | 1327.6028495854457 | -1.73 | -2.37 |
| Oct 2024 | 1354.9758461708798 | 2.06 | -3.06 |
| Nov 2024 | 1396.4766116745775 | 3.06 | 1.05 |
| Dec 2024 | 1396.2435321507403 | -0.02 | 5.34 |
| Jan 2025 | 1368.100686753019 | -2.02 | 4.30 |
| Feb 2025 | 1360.9514440508244 | -0.52 | 2.39 |
| Mar 2025 | 1345.9636516884239 | -1.10 | 0.27 |
| Apr 2025 | 1356.9136709967752 | 0.81 | -1.12 |
| May 2025 | 1371.7473500904832 | 1.09 | -1.23 |
| Jun 2025 | 1376.0168679724286 | 0.31 | -0.52 |
| Jul 2025 | 1373.379974230082 | -0.19 | -0.57 |
| Aug 2025 | 1366.6899339894098 | -0.49 | 1.17 |
| Sep 2025 | 1355.057563021221 | -0.85 | 2.07 |
| Oct 2025 | 1345.2022439917698 | -0.73 | -0.72 |
| Nov 2025 | 1339.6512539575294 | -0.41 | -4.07 |
| Dec 2025 | 1332.1592335209994 | -0.56 | -4.59 |
| Jan 2026 | 1323.1726920708559 | -0.67 | -3.28 |
| Feb 2026 | 1321.749248307387 | -0.11 | -2.88 |
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