Decatur, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Decatur, IL Metro in February 2026 was $1,143.223. The month over month percentage change (MoM) was 0.56%, and the year over year percentage change (YoY) was 2.85%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Decatur, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Decatur, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Decatur, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Decatur, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 649.0140915541849 NaN NaN
Feb 2012 652.8766368137937 0.60 NaN
Mar 2012 662.3490790099933 1.45 NaN
Apr 2012 666.1522328902909 0.57 NaN
May 2012 666.3307843561478 0.03 NaN
Jun 2012 663.9717652395711 -0.35 NaN
Jul 2012 659.4442810528259 -0.68 NaN
Aug 2012 658.196343718467 -0.19 NaN
Sep 2012 650.7911198821852 -1.12 NaN
Oct 2012 644.4677787306571 -0.97 NaN
Nov 2012 643.936312315265 -0.08 NaN
Dec 2012 644.1246775136545 0.03 NaN
Jan 2013 651.3107050382521 1.12 0.35
Feb 2013 654.6570014126946 0.51 0.27
Mar 2013 653.4742410413976 -0.18 -1.34
Apr 2013 647.3425410948657 -0.94 -2.82
May 2013 650.0417499782974 0.42 -2.44
Jun 2013 672.2910993888595 3.42 1.25
Jul 2013 684.2752942473861 1.78 3.77
Aug 2013 689.174433211392 0.72 4.71
Sep 2013 693.132325392482 0.57 6.51
Oct 2013 685.4945641116143 -1.10 6.37
Nov 2013 690.5489589334409 0.74 7.24
Dec 2013 698.7776133439805 1.19 8.49
Jan 2014 689.9255750698529 -1.27 5.93
Feb 2014 680.8835382661031 -1.31 4.01
Mar 2014 678.9667828978563 -0.28 3.90
Apr 2014 677.4165181284609 -0.23 4.65
May 2014 669.8291516370643 -1.12 3.04
Jun 2014 669.0568808788009 -0.11 -0.48
Jul 2014 669.0871594255225 0.01 -2.22
Aug 2014 670.8507369352876 0.26 -2.66
Sep 2014 674.5155679454365 0.55 -2.69
Oct 2014 671.1586112499494 -0.50 -2.09
Nov 2014 671.0757459961442 -0.01 -2.82
Dec 2014 667.9515679746326 -0.47 -4.41
Jan 2015 665.5966229622213 -0.35 -3.53
Feb 2015 662.9972340760175 -0.39 -2.63
Mar 2015 661.3135953110668 -0.25 -2.60
Apr 2015 656.1311893691434 -0.78 -3.14
May 2015 665.7872288970823 1.47 -0.60
Jun 2015 676.5637326668087 1.62 1.12
Jul 2015 685.8080457608182 1.37 2.50
Aug 2015 683.4789546245769 -0.34 1.88
Sep 2015 685.3431806311078 0.27 1.61
Oct 2015 683.6134522407497 -0.25 1.86
Nov 2015 691.4100704089567 1.14 3.03
Dec 2015 692.733629085988 0.19 3.71
Jan 2016 695.8183519640411 0.45 4.54
Feb 2016 687.0981557074174 -1.25 3.64
Mar 2016 686.5929842713556 -0.07 3.82
Apr 2016 680.5344520554013 -0.88 3.72
May 2016 677.6825938951092 -0.42 1.79
Jun 2016 676.0126237577524 -0.25 -0.08
Jul 2016 669.7290438407091 -0.93 -2.35
Aug 2016 668.3929624964494 -0.20 -2.21
Sep 2016 667.2234837912204 -0.17 -2.64
Oct 2016 666.2542219081085 -0.14 -2.54
Nov 2016 677.6313051738493 1.71 -1.99
Dec 2016 695.7486607604094 2.67 0.44
Jan 2017 693.310059286547 -0.35 -0.36
Feb 2017 694.6429322693341 0.19 1.10
Mar 2017 695.401706005209 0.11 1.28
Apr 2017 689.6081473468084 -0.83 1.33
May 2017 687.6497883260615 -0.28 1.47
Jun 2017 683.4786947230111 -0.61 1.10
Jul 2017 686.2494675664391 0.41 2.47
Aug 2017 681.302811911187 -0.72 1.93
Sep 2017 676.4982497623673 -0.70 1.39
Oct 2017 678.9428278835065 0.36 1.90
Nov 2017 680.0166097903627 0.16 0.35
Dec 2017 682.2830407906998 0.33 -1.93
Jan 2018 682.3768256700307 0.01 -1.58
Feb 2018 692.7482066854691 1.52 -0.27
Mar 2018 694.3774587605799 0.24 -0.15
Apr 2018 695.2503027099403 0.13 0.82
May 2018 703.9990066609053 1.26 2.38
Jun 2018 707.3101555454535 0.47 3.49
Jul 2018 710.7638043032507 0.49 3.57
Aug 2018 714.7981863744562 0.57 4.92
Sep 2018 721.6344241450845 0.96 6.67
Oct 2018 730.0978647749345 1.17 7.54
Nov 2018 732.4425518640751 0.32 7.71
Dec 2018 723.36979652633 -1.24 6.02
Jan 2019 711.8546660628742 -1.59 4.32
Feb 2019 714.0943374096566 0.32 3.08
Mar 2019 718.2294475101395 0.58 3.44
Apr 2019 720.1647875097945 0.27 3.58
May 2019 717.2447779444631 -0.40 1.88
Jun 2019 701.065037172066 -2.26 -0.88
Jul 2019 695.5406796033208 -0.79 -2.14
Aug 2019 689.4291993193955 -0.88 -3.55
Sep 2019 689.7409229624875 0.05 -4.42
Oct 2019 694.9860544671324 0.76 -4.81
Nov 2019 697.4506283057983 0.36 -4.78
Dec 2019 702.8805447285117 0.78 -2.83
Jan 2020 699.5403742809358 -0.47 -1.73
Feb 2020 694.7916476091764 -0.68 -2.70
Mar 2020 695.1012578701329 0.05 -3.22
Apr 2020 692.3152146671562 -0.40 -3.87
May 2020 690.0530279479794 -0.33 -3.79
Jun 2020 688.0714987300674 -0.29 -1.85
Jul 2020 683.6726324444319 -0.64 -1.71
Aug 2020 685.4381634011752 0.26 -0.58
Sep 2020 691.9975979799271 0.96 0.33
Oct 2020 696.7080855268964 0.68 0.25
Nov 2020 700.4679172305769 0.54 0.43
Dec 2020 700.7163935249778 0.04 -0.31
Jan 2021 691.4803339170476 -1.32 -1.15
Feb 2021 702.5680853896356 1.60 1.12
Mar 2021 724.05303133704 3.06 4.17
Apr 2021 729.0726031430913 0.69 5.31
May 2021 726.3802048362062 -0.37 5.26
Jun 2021 727.4002676080165 0.14 5.72
Jul 2021 723.1483486734764 -0.58 5.77
Aug 2021 722.4762364240917 -0.09 5.40
Sep 2021 726.8641159211195 0.61 5.04
Oct 2021 737.7052395668034 1.49 5.88
Nov 2021 740.0896471355488 0.32 5.66
Dec 2021 743.3818069573521 0.45 6.09
Jan 2022 762.8555020800985 2.62 10.32
Feb 2022 783.1296997207555 2.66 11.47
Mar 2022 808.9205058148443 3.29 11.72
Apr 2022 858.2962146448981 6.10 17.72
May 2022 876.3543536496181 2.10 20.65
Jun 2022 897.0521313658667 2.36 23.32
Jul 2022 891.376814341749 -0.63 23.26
Aug 2022 875.901012500768 -1.74 21.24
Sep 2022 917.7137878062924 4.77 26.26
Oct 2022 956.2637935627388 4.20 29.63
Nov 2022 948.7172747735647 -0.79 28.19
Dec 2022 925.1824215258016 -2.48 24.46
Jan 2023 917.7001864621557 -0.81 20.30
Feb 2023 920.718761925091 0.33 17.57
Mar 2023 944.5617510438934 2.59 16.77
Apr 2023 944.3622509326597 -0.02 10.03
May 2023 962.0701907082513 1.88 9.78
Jun 2023 993.7546831498412 3.29 10.78
Jul 2023 1011.2074461573774 1.76 13.44
Aug 2023 1034.9622994888277 2.35 18.16
Sep 2023 1049.522812689847 1.41 14.36
Oct 2023 1082.4743186483688 3.14 13.20
Nov 2023 1077.578167244368 -0.45 13.58
Dec 2023 1041.6362682271101 -3.33 12.59
Jan 2024 1031.2922473111482 -0.99 12.38
Feb 2024 1045.215523084309 1.35 13.52
Mar 2024 1060.2356711629848 1.44 12.25
Apr 2024 1084.5447196137675 2.29 14.84
May 2024 1100.5863349270262 1.48 14.40
Jun 2024 1096.328614744142 -0.39 10.32
Jul 2024 1091.3628954184471 -0.45 7.93
Aug 2024 1065.0654578424032 -2.41 2.91
Sep 2024 1043.6996001390523 -2.01 -0.56
Oct 2024 1061.7483458255178 1.73 -1.91
Nov 2024 1092.1478934079628 2.86 1.35
Dec 2024 1093.242604347081 0.10 4.95
Jan 2025 1115.7288767165335 2.06 8.19
Feb 2025 1111.5991560168522 -0.37 6.35
Mar 2025 1103.6365658464929 -0.72 4.09
Apr 2025 1114.5930246755522 0.99 2.77
May 2025 1128.7687354474974 1.27 2.56
Jun 2025 1134.249370555517 0.49 3.46
Jul 2025 1132.5257609561468 -0.15 3.77
Aug 2025 1127.9474994810805 -0.40 5.90
Sep 2025 1121.554727194 -0.57 7.46
Oct 2025 1121.0544884535298 -0.04 5.59
Nov 2025 1126.9062905624726 0.52 3.18
Dec 2025 1132.961971908569 0.54 3.63
Jan 2026 1136.8813834158204 0.35 1.90
Feb 2026 1143.222596688097 0.56 2.85