Denver, CO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Denver, CO Metro in February 2026 was $4,475.344. The month over month percentage change (MoM) was -0.68%, and the year over year percentage change (YoY) was -8.50%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Denver, CO metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Denver, CO metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Denver, CO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Denver, CO (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1467.1653301795152 NaN NaN
Feb 2012 1466.179144993337 -0.07 NaN
Mar 2012 1476.058339581362 0.67 NaN
Apr 2012 1472.112174835589 -0.27 NaN
May 2012 1461.835207267855 -0.70 NaN
Jun 2012 1454.4729962267513 -0.50 NaN
Jul 2012 1451.0201733720314 -0.24 NaN
Aug 2012 1471.9083533890678 1.44 NaN
Sep 2012 1475.7730215966017 0.26 NaN
Oct 2012 1478.133547325698 0.16 NaN
Nov 2012 1489.9246890354761 0.80 NaN
Dec 2012 1502.7706416025255 0.86 NaN
Jan 2013 1514.0500424167594 0.75 3.20
Feb 2013 1541.7672272983898 1.83 5.16
Mar 2013 1555.9522032075786 0.92 5.41
Apr 2013 1549.3471487732488 -0.42 5.25
May 2013 1571.2443719309024 1.41 7.48
Jun 2013 1657.0819519240704 5.46 13.93
Jul 2013 1716.0791166472593 3.56 18.27
Aug 2013 1746.7398709176698 1.79 18.67
Sep 2013 1769.335187656101 1.29 19.89
Oct 2013 1742.689763361201 -1.51 17.90
Nov 2013 1766.0099960437485 1.34 18.53
Dec 2013 1808.8658509380348 2.43 20.37
Jan 2014 1821.1407873917606 0.68 20.28
Feb 2014 1813.2317176051465 -0.43 17.61
Mar 2014 1829.2034341834246 0.88 17.56
Apr 2014 1840.0625412002182 0.59 18.76
May 2014 1830.3425743677687 -0.53 16.49
Jun 2014 1838.9303984746205 0.47 10.97
Jul 2014 1847.2292965448237 0.45 7.64
Aug 2014 1858.007725944434 0.58 6.37
Sep 2014 1881.063834278083 1.24 6.32
Oct 2014 1878.6011157757398 -0.13 7.80
Nov 2014 1891.8218772109199 0.70 7.12
Dec 2014 1891.7276708436666 0.00 4.58
Jan 2015 1860.9006845933122 -1.63 2.18
Feb 2015 1892.824294718011 1.72 4.39
Mar 2015 1927.0371382568424 1.81 5.35
Apr 2015 1933.8458675809766 0.35 5.10
May 2015 1982.6745930331138 2.53 8.32
Jun 2015 2027.5683342935754 2.26 10.26
Jul 2015 2060.1394959397203 1.61 11.53
Aug 2015 2057.2177268377986 -0.14 10.72
Sep 2015 2076.7766028431765 0.95 10.40
Oct 2015 2081.015502896167 0.20 10.78
Nov 2015 2127.2556257647943 2.22 12.45
Dec 2015 2150.755429390976 1.11 13.69
Jan 2016 2146.7076699803947 -0.19 15.36
Feb 2016 2127.432116335309 -0.90 12.40
Mar 2016 2152.486691575894 1.18 11.70
Apr 2016 2156.235588943573 0.17 11.50
May 2016 2174.297602639913 0.84 9.66
Jun 2016 2186.03460612551 0.54 7.82
Jul 2016 2176.695808212688 -0.43 5.66
Aug 2016 2187.099308956068 0.48 6.31
Sep 2016 2201.6304980473083 0.66 6.01
Oct 2016 2215.3873836376624 0.63 6.46
Nov 2016 2289.2996542272977 3.34 7.62
Dec 2016 2394.9734468813103 4.62 11.36
Jan 2017 2422.3335126808747 1.14 12.84
Feb 2017 2448.3112704179084 1.07 15.08
Mar 2017 2476.571769567327 1.15 15.06
Apr 2017 2467.9950134332175 -0.35 14.46
May 2017 2479.1466369303125 0.45 14.02
Jun 2017 2469.6331087719295 -0.38 12.97
Jul 2017 2489.214563346205 0.79 14.36
Aug 2017 2475.2806229839607 -0.56 13.18
Sep 2017 2466.0819043424085 -0.37 12.01
Oct 2017 2495.6564905101945 1.20 12.65
Nov 2017 2516.057959278279 0.82 9.90
Dec 2017 2540.334902596067 0.97 6.07
Jan 2018 2573.1980257095142 1.29 6.23
Feb 2018 2658.7287010538594 3.32 8.59
Mar 2018 2704.109431299385 1.71 9.19
Apr 2018 2727.153036227274 0.85 10.50
May 2018 2771.378425724316 1.62 11.79
Jun 2018 2779.904213803068 0.31 12.56
Jul 2018 2782.7578448491918 0.10 11.79
Aug 2018 2797.483927734619 0.53 13.02
Sep 2018 2825.358183632925 1.00 14.57
Oct 2018 2880.5776172965266 1.95 15.42
Nov 2018 2896.262586411612 0.55 15.11
Dec 2018 2850.6475279749197 -1.57 12.22
Jan 2019 2823.579524798707 -0.95 9.73
Feb 2019 2817.3081806953887 -0.22 5.96
Mar 2019 2809.382562347464 -0.28 3.89
Apr 2019 2794.6006454687813 -0.53 2.47
May 2019 2784.2780720871074 -0.37 0.47
Jun 2019 2725.3170291053684 -2.12 -1.96
Jul 2019 2718.457713030284 -0.25 -2.31
Aug 2019 2689.0442855412252 -1.08 -3.88
Sep 2019 2691.57488171583 0.09 -4.74
Oct 2019 2719.084446029521 1.02 -5.61
Nov 2019 2732.5428013540386 0.50 -5.65
Dec 2019 2752.0445171362244 0.71 -3.46
Jan 2020 2746.8921821053373 -0.19 -2.72
Feb 2020 2727.2290426658806 -0.72 -3.20
Mar 2020 2744.1087017285536 0.62 -2.32
Apr 2020 2730.5171767028905 -0.49 -2.29
May 2020 2722.268154759108 -0.30 -2.23
Jun 2020 2706.7699012326575 -0.57 -0.68
Jul 2020 2673.0524179472895 -1.25 -1.67
Aug 2020 2664.8313550129733 -0.31 -0.90
Sep 2020 2678.0499089701043 0.50 -0.50
Oct 2020 2697.3572610400297 0.72 -0.80
Nov 2020 2717.8124096716283 0.76 -0.54
Dec 2020 2733.570117589759 0.58 -0.67
Jan 2021 2728.801431996612 -0.17 -0.66
Feb 2021 2783.913249876559 2.02 2.08
Mar 2021 2899.3394457356926 4.15 5.66
Apr 2021 2951.0797320318716 1.79 8.08
May 2021 2986.6968366867195 1.21 9.71
Jun 2021 3047.601305912562 2.04 12.59
Jul 2021 3063.8454515030926 0.53 14.62
Aug 2021 3085.3184935725226 0.70 15.78
Sep 2021 3115.7794419855936 0.99 16.35
Oct 2021 3178.1522309830198 2.00 17.83
Nov 2021 3202.9202695233325 0.78 17.85
Dec 2021 3243.7608999448794 1.27 18.66
Jan 2022 3403.555516054921 4.93 24.73
Feb 2022 3566.8681483801015 4.80 28.12
Mar 2022 3782.6764642214957 6.05 30.47
Apr 2022 4141.725745147167 9.49 40.35
May 2022 4300.124259368398 3.82 43.98
Jun 2022 4446.156611048728 3.40 45.89
Jul 2022 4405.3538458620005 -0.92 43.79
Aug 2022 4302.744861146182 -2.33 39.46
Sep 2022 4572.016773122025 6.26 46.74
Oct 2022 4820.424932580458 5.43 51.67
Nov 2022 4751.320752315718 -1.43 48.34
Dec 2022 4562.6007941028365 -3.97 40.66
Jan 2023 4506.910097399894 -1.22 32.42
Feb 2023 4477.014050129179 -0.66 25.52
Mar 2023 4559.652734383443 1.85 20.54
Apr 2023 4479.20218466573 -1.76 8.15
May 2023 4512.398322700551 0.74 4.94
Jun 2023 4632.73116745205 2.67 4.20
Jul 2023 4701.067781345626 1.48 6.71
Aug 2023 4810.129180896667 2.32 11.79
Sep 2023 4878.933483085163 1.43 6.71
Oct 2023 5054.364080193371 3.60 4.85
Nov 2023 4995.153298434373 -1.17 5.13
Dec 2023 4764.293962938029 -4.62 4.42
Jan 2024 4733.090303077757 -0.65 5.02
Feb 2024 4783.157589844732 1.06 6.84
Mar 2024 4804.896936359075 0.45 5.38
Apr 2024 4882.401639768506 1.61 9.00
May 2024 4914.091861235036 0.65 8.90
Jun 2024 4858.340930311495 -1.13 4.87
Jul 2024 4828.783370434146 -0.61 2.72
Aug 2024 4700.329983410691 -2.66 -2.28
Sep 2024 4600.2206168786715 -2.13 -5.71
Oct 2024 4695.426300815811 2.07 -7.10
Nov 2024 4841.456288282216 3.11 -3.08
Dec 2024 4814.985951587878 -0.55 1.06
Jan 2025 4946.221527970762 2.73 4.50
Feb 2025 4890.990012259402 -1.12 2.25
Mar 2025 4794.747683601697 -1.97 -0.21
Apr 2025 4791.928912450377 -0.06 -1.85
May 2025 4794.292644862835 0.05 -2.44
Jun 2025 4769.955800592397 -0.51 -1.82
Jul 2025 4716.051874437113 -1.13 -2.33
Aug 2025 4660.118998007899 -1.19 -0.85
Sep 2025 4587.2853030041915 -1.56 -0.28
Oct 2025 4556.911236238345 -0.66 -2.95
Nov 2025 4555.269015463216 -0.04 -5.91
Dec 2025 4540.488033974143 -0.32 -5.70
Jan 2026 4506.037259318114 -0.76 -8.90
Feb 2026 4475.344054678509 -0.68 -8.50