Detroit, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Detroit, MI Metro in February 2026 was $2,184.848. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -2.43%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Detroit, MI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Detroit, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Detroit, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Detroit, MI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 707.5550461419359 NaN NaN
Feb 2012 706.0928022336718 -0.21 NaN
Mar 2012 709.6866052755452 0.51 NaN
Apr 2012 710.9869078962638 0.18 NaN
May 2012 711.2481598963006 0.04 NaN
Jun 2012 713.2557264276695 0.28 NaN
Jul 2012 716.4412560049775 0.45 NaN
Aug 2012 726.7120049810458 1.43 NaN
Sep 2012 730.42705056855 0.51 NaN
Oct 2012 733.068516452071 0.36 NaN
Nov 2012 739.2498206712526 0.84 NaN
Dec 2012 745.8407711176519 0.89 NaN
Jan 2013 933.3111379108648 25.14 31.91
Feb 2013 949.8203141727455 1.77 34.52
Mar 2013 964.4804709145885 1.54 35.90
Apr 2013 975.1368428891649 1.11 37.15
May 2013 1000.9187995596146 2.64 40.73
Jun 2013 1051.6916524527196 5.07 47.45
Jul 2013 1090.6139777762119 3.70 52.23
Aug 2013 1117.3737377356324 2.45 53.76
Sep 2013 1140.2836076974274 2.05 56.11
Oct 2013 1144.0615995678934 0.33 56.07
Nov 2013 1164.0657652354255 1.75 57.47
Dec 2013 1190.933342673562 2.31 59.68
Jan 2014 800.1636275601304 -32.81 -14.27
Feb 2014 802.999937531335 0.35 -15.46
Mar 2014 815.9243871274956 1.61 -15.40
Apr 2014 826.690055519877 1.32 -15.22
May 2014 827.9268837157321 0.15 -17.28
Jun 2014 835.614809714921 0.93 -20.55
Jul 2014 840.716821620085 0.61 -22.91
Aug 2014 843.8683845728242 0.38 -24.48
Sep 2014 849.956852781238 0.72 -25.46
Oct 2014 843.3829873089355 -0.77 -26.28
Nov 2014 843.3061431871873 -0.01 -27.55
Dec 2014 837.4442226575911 -0.69 -29.68
Jan 2015 953.1695833031549 13.82 19.12
Feb 2015 961.2875724146709 0.85 19.71
Mar 2015 972.2355477455975 1.14 19.16
Apr 2015 974.1269970309685 0.20 17.84
May 2015 994.8575447220779 2.13 20.16
Jun 2015 1013.3926307120655 1.86 21.28
Jul 2015 1024.8195343974141 1.13 21.90
Aug 2015 1020.9380822988525 -0.38 20.98
Sep 2015 1025.4025552894952 0.44 20.64
Oct 2015 1024.8937483720686 -0.05 21.52
Nov 2015 1040.6885401575341 1.54 23.41
Dec 2015 1048.5470515317163 0.76 25.21
Jan 2016 1025.5408720309317 -2.19 7.59
Feb 2016 1019.766124660468 -0.56 6.08
Mar 2016 1029.7513187100308 0.98 5.92
Apr 2016 1031.1650548869138 0.14 5.86
May 2016 1038.2399366986883 0.69 4.36
Jun 2016 1044.5672769950475 0.61 3.08
Jul 2016 1040.7942265174752 -0.36 1.56
Aug 2016 1044.7320021217554 0.38 2.33
Sep 2016 1050.6779734517463 0.57 2.47
Oct 2016 1056.4800683124886 0.55 3.08
Nov 2016 1085.4732222121754 2.74 4.30
Dec 2016 1126.2993325622112 3.76 7.42
Jan 2017 1072.2864047080038 -4.80 4.56
Feb 2017 1082.1784328026015 0.92 6.12
Mar 2017 1093.7318646454821 1.07 6.21
Apr 2017 1090.6839618982408 -0.28 5.77
May 2017 1096.0795720520437 0.50 5.57
Jun 2017 1095.6219077198568 -0.04 4.89
Jul 2017 1108.3737996495802 1.16 6.49
Aug 2017 1108.368984323678 0.00 6.09
Sep 2017 1107.6599913281736 -0.06 5.42
Oct 2017 1120.7840191480827 1.19 6.09
Nov 2017 1129.79156783312 0.80 4.08
Dec 2017 1140.3007242688213 0.93 1.24
Jan 2018 1180.8830629986412 3.56 10.13
Feb 2018 1216.4670439425806 3.01 12.41
Mar 2018 1238.0591654163966 1.78 13.20
Apr 2018 1250.8126450191005 1.03 14.68
May 2018 1271.80961054899 1.68 16.03
Jun 2018 1277.5419832680318 0.45 16.60
Jul 2018 1281.3024684056709 0.29 15.60
Aug 2018 1288.5322760968845 0.56 16.26
Sep 2018 1300.464167246347 0.93 17.41
Oct 2018 1321.0204715290579 1.58 17.87
Nov 2018 1327.1216811985114 0.46 17.47
Dec 2018 1309.4944522847263 -1.33 14.84
Jan 2019 1306.5978340345855 -0.22 10.65
Feb 2019 1309.0410806198468 0.19 7.61
Mar 2019 1311.903874494145 0.22 5.97
Apr 2019 1310.7635651179933 -0.09 4.79
May 2019 1312.3241011126786 0.12 3.19
Jun 2019 1292.95663434802 -1.48 1.21
Jul 2019 1292.8633545558384 -0.01 0.90
Aug 2019 1279.893314893459 -1.00 -0.67
Sep 2019 1277.7148846173757 -0.17 -1.75
Oct 2019 1285.9069779368447 0.64 -2.66
Nov 2019 1289.7566541486603 0.30 -2.81
Dec 2019 1296.4071734734846 0.52 -1.00
Jan 2020 1320.9835716141513 1.90 1.10
Feb 2020 1313.28302180197 -0.58 0.32
Mar 2020 1320.5550513191333 0.55 0.66
Apr 2020 1314.8698205887158 -0.43 0.31
May 2020 1311.51746190065 -0.25 -0.06
Jun 2020 1306.3166632913521 -0.40 1.03
Jul 2020 1294.223942567185 -0.93 0.11
Aug 2020 1292.0546467470579 -0.17 0.95
Sep 2020 1298.7278471454445 0.52 1.65
Oct 2020 1308.1751900697495 0.73 1.73
Nov 2020 1320.0216835684332 0.91 2.35
Dec 2020 1330.6843290480829 0.81 2.64
Jan 2021 1267.8161760147568 -4.72 -4.03
Feb 2021 1293.9002493430012 2.06 -1.48
Mar 2021 1341.7942716977605 3.70 1.61
Apr 2021 1360.8991467264289 1.42 3.50
May 2021 1371.7864981993025 0.80 4.60
Jun 2021 1393.4712486584685 1.58 6.67
Jul 2021 1396.3078985732548 0.20 7.89
Aug 2021 1399.6191879128571 0.24 8.32
Sep 2021 1404.3204213809925 0.34 8.13
Oct 2021 1420.0234960583934 1.12 8.55
Nov 2021 1420.1401492524542 0.01 7.59
Dec 2021 1426.7602667092242 0.47 7.22
Jan 2022 1466.1240984812964 2.76 15.64
Feb 2022 1522.722352385415 3.86 17.68
Mar 2022 1599.6046699276976 5.05 19.21
Apr 2022 1730.925671312019 8.21 27.19
May 2022 1788.463684032346 3.32 30.38
Jun 2022 1846.9903321670126 3.27 32.55
Jul 2022 1838.5119631775297 -0.46 31.67
Aug 2022 1808.4369523945115 -1.64 29.21
Sep 2022 1920.5549850268187 6.20 36.76
Oct 2022 2024.6360657015346 5.42 42.58
Nov 2022 2004.8388008109205 -0.98 41.17
Dec 2022 1938.0424858762215 -3.33 35.84
Jan 2023 1920.4032260284694 -0.91 30.99
Feb 2023 1918.2351909813854 -0.11 25.97
Mar 2023 1962.7075254114357 2.32 22.70
Apr 2023 1943.6557845095276 -0.97 12.29
May 2023 1968.1011879511136 1.26 10.04
Jun 2023 2024.6914457535825 2.88 9.62
Jul 2023 2057.204540228548 1.61 11.90
Aug 2023 2104.580600600162 2.30 16.38
Sep 2023 2134.3420268212867 1.41 11.13
Oct 2023 2208.267760973192 3.46 9.07
Nov 2023 2188.483047541866 -0.90 9.16
Dec 2023 2098.5481106556144 -4.11 8.28
Jan 2024 2081.0381172063967 -0.83 8.37
Feb 2024 2110.917542927212 1.44 10.05
Mar 2024 2133.9831880487473 1.09 8.73
Apr 2024 2180.921792770067 2.20 12.21
May 2024 2204.981147144905 1.10 12.04
Jun 2024 2189.034072490794 -0.72 8.12
Jul 2024 2179.848766527037 -0.42 5.96
Aug 2024 2127.4587402240545 -2.40 1.09
Sep 2024 2087.7424857737556 -1.87 -2.18
Oct 2024 2130.7280036562156 2.06 -3.51
Nov 2024 2194.750721733414 3.01 0.29
Dec 2024 2189.340091917234 -0.25 4.33
Jan 2025 2247.3524337997596 2.65 7.99
Feb 2025 2239.3670733437084 -0.35 6.09
Mar 2025 2214.508848247426 -1.11 3.77
Apr 2025 2228.9189937291426 0.65 2.20
May 2025 2245.312603904391 0.74 1.83
Jun 2025 2249.4659866887077 0.19 2.76
Jul 2025 2242.2305010145556 -0.32 2.86
Aug 2025 2228.8023863478475 -0.60 4.76
Sep 2025 2204.1378653663546 -1.11 5.58
Oct 2025 2192.9106826795937 -0.51 2.92
Nov 2025 2195.9728550067393 0.14 0.06
Dec 2025 2196.0328583295295 0.00 0.31
Jan 2026 2188.0297281938488 -0.36 -2.64
Feb 2026 2184.8479668195955 -0.14 -2.43