Durham, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Durham, NC Metro in February 2026 was $3,299.364. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -6.78%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Durham, NC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Durham, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Durham, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Durham, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1098.916011967994 | NaN | NaN |
| Feb 2012 | 1093.331215868373 | -0.51 | NaN |
| Mar 2012 | 1096.8761762166732 | 0.32 | NaN |
| Apr 2012 | 1090.0184345720984 | -0.62 | NaN |
| May 2012 | 1077.9314709138482 | -1.11 | NaN |
| Jun 2012 | 1065.6091965946873 | -1.14 | NaN |
| Jul 2012 | 1053.8978041032897 | -1.10 | NaN |
| Aug 2012 | 1058.64715084072 | 0.45 | NaN |
| Sep 2012 | 1049.3023311972734 | -0.88 | NaN |
| Oct 2012 | 1038.9314209625036 | -0.99 | NaN |
| Nov 2012 | 1037.0832915621968 | -0.18 | NaN |
| Dec 2012 | 1037.0254654762246 | -0.01 | NaN |
| Jan 2013 | 1171.562501395445 | 12.97 | 6.61 |
| Feb 2013 | 1185.0748879997827 | 1.15 | 8.39 |
| Mar 2013 | 1192.2991392089466 | 0.61 | 8.70 |
| Apr 2013 | 1186.8679355702775 | -0.46 | 8.89 |
| May 2013 | 1202.9798625917365 | 1.36 | 11.60 |
| Jun 2013 | 1263.1780928877304 | 5.00 | 18.54 |
| Jul 2013 | 1299.9930046490208 | 2.91 | 23.35 |
| Aug 2013 | 1314.0995754931919 | 1.09 | 24.13 |
| Sep 2013 | 1322.5111660772436 | 0.64 | 26.04 |
| Oct 2013 | 1297.9092230008252 | -1.86 | 24.93 |
| Nov 2013 | 1309.3035607824415 | 0.88 | 26.25 |
| Dec 2013 | 1333.8468249293478 | 1.88 | 28.62 |
| Jan 2014 | 1406.3974549404998 | 5.44 | 20.05 |
| Feb 2014 | 1396.8828949771182 | -0.68 | 17.87 |
| Mar 2014 | 1406.8724246985462 | 0.72 | 18.00 |
| Apr 2014 | 1413.081387296345 | 0.44 | 19.06 |
| May 2014 | 1404.8540382925783 | -0.58 | 16.78 |
| Jun 2014 | 1407.4013950840058 | 0.18 | 11.42 |
| Jul 2014 | 1408.7303682155537 | 0.09 | 8.36 |
| Aug 2014 | 1410.9794784052312 | 0.16 | 7.37 |
| Sep 2014 | 1419.2612220325273 | 0.59 | 7.32 |
| Oct 2014 | 1407.586577569418 | -0.82 | 8.45 |
| Nov 2014 | 1406.7540785359042 | -0.06 | 7.44 |
| Dec 2014 | 1397.6240415228217 | -0.65 | 4.78 |
| Jan 2015 | 1371.2511587401045 | -1.89 | -2.50 |
| Feb 2015 | 1383.4959907111356 | 0.89 | -0.96 |
| Mar 2015 | 1397.3164444342467 | 1.00 | -0.68 |
| Apr 2015 | 1393.8034828219336 | -0.25 | -1.36 |
| May 2015 | 1417.35408395722 | 1.69 | 0.89 |
| Jun 2015 | 1437.565214420512 | 1.43 | 2.14 |
| Jul 2015 | 1449.0489004413087 | 0.80 | 2.86 |
| Aug 2015 | 1438.671922443331 | -0.72 | 1.96 |
| Sep 2015 | 1443.5703092804088 | 0.34 | 1.71 |
| Oct 2015 | 1441.1218968037388 | -0.17 | 2.38 |
| Nov 2015 | 1464.0440298802378 | 1.59 | 4.07 |
| Dec 2015 | 1473.7085645727423 | 0.66 | 5.44 |
| Jan 2016 | 1458.874554683248 | -1.01 | 6.39 |
| Feb 2016 | 1443.85545682741 | -1.03 | 4.36 |
| Mar 2016 | 1453.754697139183 | 0.69 | 4.04 |
| Apr 2016 | 1450.2084593937313 | -0.24 | 4.05 |
| May 2016 | 1455.4980054840878 | 0.37 | 2.69 |
| Jun 2016 | 1459.7154828312387 | 0.29 | 1.54 |
| Jul 2016 | 1451.4823958545167 | -0.56 | 0.17 |
| Aug 2016 | 1457.9703875210494 | 0.45 | 1.34 |
| Sep 2016 | 1468.543034808251 | 0.73 | 1.73 |
| Oct 2016 | 1478.8609791744818 | 0.70 | 2.62 |
| Nov 2016 | 1521.730763202508 | 2.90 | 3.94 |
| Dec 2016 | 1581.1876042646086 | 3.91 | 7.29 |
| Jan 2017 | 1569.5697393585976 | -0.73 | 7.59 |
| Feb 2017 | 1579.155702822715 | 0.61 | 9.37 |
| Mar 2017 | 1588.96892640198 | 0.62 | 9.30 |
| Apr 2017 | 1578.7545933241836 | -0.64 | 8.86 |
| May 2017 | 1582.0145016988015 | 0.21 | 8.69 |
| Jun 2017 | 1577.7607800679016 | -0.27 | 8.09 |
| Jul 2017 | 1594.3992145880907 | 1.06 | 9.85 |
| Aug 2017 | 1594.0826943201366 | -0.02 | 9.34 |
| Sep 2017 | 1594.5730199571576 | 0.03 | 8.58 |
| Oct 2017 | 1616.3696118088296 | 1.37 | 9.30 |
| Nov 2017 | 1629.8358552124887 | 0.83 | 7.10 |
| Dec 2017 | 1643.7574382643866 | 0.85 | 3.96 |
| Jan 2018 | 1673.9077855254584 | 1.83 | 6.65 |
| Feb 2018 | 1723.4893574497844 | 2.96 | 9.14 |
| Mar 2018 | 1751.334354128627 | 1.62 | 10.22 |
| Apr 2018 | 1767.0944897952904 | 0.90 | 11.93 |
| May 2018 | 1795.841365826037 | 1.63 | 13.52 |
| Jun 2018 | 1804.1218847626262 | 0.46 | 14.35 |
| Jul 2018 | 1807.8973302853196 | 0.21 | 13.39 |
| Aug 2018 | 1819.685390749142 | 0.65 | 14.15 |
| Sep 2018 | 1839.3583831745539 | 1.08 | 15.35 |
| Oct 2018 | 1875.8209313918328 | 1.98 | 16.05 |
| Nov 2018 | 1888.5217938930932 | 0.68 | 15.87 |
| Dec 2018 | 1863.3817956761557 | -1.33 | 13.36 |
| Jan 2019 | 1821.1729197757156 | -2.26 | 8.80 |
| Feb 2019 | 1813.3080200029444 | -0.43 | 5.21 |
| Mar 2019 | 1804.8737978838878 | -0.46 | 3.06 |
| Apr 2019 | 1794.4860037344683 | -0.58 | 1.55 |
| May 2019 | 1791.4209777941523 | -0.17 | -0.25 |
| Jun 2019 | 1759.407196260199 | -1.79 | -2.48 |
| Jul 2019 | 1759.795623166624 | 0.02 | -2.66 |
| Aug 2019 | 1746.5403577174775 | -0.75 | -4.02 |
| Sep 2019 | 1751.578420402179 | 0.29 | -4.77 |
| Oct 2019 | 1771.6321644407074 | 1.15 | -5.55 |
| Nov 2019 | 1782.3032852224596 | 0.60 | -5.62 |
| Dec 2019 | 1796.5863437823318 | 0.80 | -3.58 |
| Jan 2020 | 1776.323842917202 | -1.13 | -2.46 |
| Feb 2020 | 1761.9819415500397 | -0.81 | -2.83 |
| Mar 2020 | 1769.550351646532 | 0.43 | -1.96 |
| Apr 2020 | 1758.7693115865925 | -0.61 | -1.99 |
| May 2020 | 1754.5897812733494 | -0.24 | -2.06 |
| Jun 2020 | 1747.779997255857 | -0.39 | -0.66 |
| Jul 2020 | 1733.1134224216498 | -0.84 | -1.52 |
| Aug 2020 | 1734.9388883581564 | 0.11 | -0.66 |
| Sep 2020 | 1749.6836085963664 | 0.85 | -0.11 |
| Oct 2020 | 1767.0976773046743 | 1.00 | -0.26 |
| Nov 2020 | 1783.1215166609531 | 0.91 | 0.05 |
| Dec 2020 | 1795.4365904653673 | 0.69 | -0.06 |
| Jan 2021 | 1790.7970773605964 | -0.26 | 0.82 |
| Feb 2021 | 1824.8744728388103 | 1.90 | 3.57 |
| Mar 2021 | 1891.4876157111985 | 3.65 | 6.89 |
| Apr 2021 | 1917.895929572759 | 1.40 | 9.05 |
| May 2021 | 1936.3824856571762 | 0.96 | 10.36 |
| Jun 2021 | 1976.1431777694424 | 2.05 | 13.07 |
| Jul 2021 | 1995.5445508319015 | 0.98 | 15.14 |
| Aug 2021 | 2021.453947075517 | 1.30 | 16.51 |
| Sep 2021 | 2055.43216234841 | 1.68 | 17.48 |
| Oct 2021 | 2108.08818175506 | 2.56 | 19.30 |
| Nov 2021 | 2136.9776928752976 | 1.37 | 19.85 |
| Dec 2021 | 2174.758752888073 | 1.77 | 21.13 |
| Jan 2022 | 2239.885101213734 | 3.00 | 25.08 |
| Feb 2022 | 2348.529666946636 | 4.85 | 28.70 |
| Mar 2022 | 2489.7376015810564 | 6.01 | 31.63 |
| Apr 2022 | 2727.826401984611 | 9.56 | 42.23 |
| May 2022 | 2849.5900102801415 | 4.46 | 47.16 |
| Jun 2022 | 2973.552297573828 | 4.35 | 50.47 |
| Jul 2022 | 2978.4970113629943 | 0.17 | 49.26 |
| Aug 2022 | 2938.051397976374 | -1.36 | 45.34 |
| Sep 2022 | 3137.5486361175654 | 6.79 | 52.65 |
| Oct 2022 | 3315.1447260259606 | 5.66 | 57.26 |
| Nov 2022 | 3272.3348529371224 | -1.29 | 53.13 |
| Dec 2022 | 3144.036267350891 | -3.92 | 44.57 |
| Jan 2023 | 3098.619542029241 | -1.44 | 38.34 |
| Feb 2023 | 3080.795439202808 | -0.57 | 31.18 |
| Mar 2023 | 3145.1190018426378 | 2.09 | 26.32 |
| Apr 2023 | 3102.9150852351313 | -1.34 | 13.75 |
| May 2023 | 3139.141645820187 | 1.17 | 10.16 |
| Jun 2023 | 3234.7187969193064 | 3.05 | 8.78 |
| Jul 2023 | 3292.87049380144 | 1.80 | 10.56 |
| Aug 2023 | 3376.1048470773358 | 2.53 | 14.91 |
| Sep 2023 | 3428.2742360623897 | 1.55 | 9.27 |
| Oct 2023 | 3553.195468971596 | 3.64 | 7.18 |
| Nov 2023 | 3519.976578831377 | -0.93 | 7.57 |
| Dec 2023 | 3365.5606336269275 | -4.39 | 7.05 |
| Jan 2024 | 3332.6858416734613 | -0.98 | 7.55 |
| Feb 2024 | 3372.7064601210827 | 1.20 | 9.48 |
| Mar 2024 | 3400.33517636921 | 0.82 | 8.12 |
| Apr 2024 | 3465.8753734394986 | 1.93 | 11.70 |
| May 2024 | 3497.0430879193423 | 0.90 | 11.40 |
| Jun 2024 | 3460.4122593006095 | -1.05 | 6.98 |
| Jul 2024 | 3439.819904749417 | -0.59 | 4.46 |
| Aug 2024 | 3345.767400951248 | -2.73 | -0.90 |
| Sep 2024 | 3270.5839976277125 | -2.25 | -4.60 |
| Oct 2024 | 3333.1347472777 | 1.91 | -6.19 |
| Nov 2024 | 3431.630076104512 | 2.96 | -2.51 |
| Dec 2024 | 3413.6492289608436 | -0.52 | 1.43 |
| Jan 2025 | 3566.9617232662345 | 4.49 | 7.03 |
| Feb 2025 | 3539.1981380149095 | -0.78 | 4.94 |
| Mar 2025 | 3486.808035114177 | -1.48 | 2.54 |
| Apr 2025 | 3502.1592549649476 | 0.44 | 1.05 |
| May 2025 | 3520.774714023837 | 0.53 | 0.68 |
| Jun 2025 | 3512.640261599891 | -0.23 | 1.51 |
| Jul 2025 | 3479.383876793838 | -0.95 | 1.15 |
| Aug 2025 | 3438.247758016541 | -1.18 | 2.76 |
| Sep 2025 | 3384.818197911461 | -1.55 | 3.49 |
| Oct 2025 | 3360.3145047161283 | -0.72 | 0.82 |
| Nov 2025 | 3357.1040325363965 | -0.10 | -2.17 |
| Dec 2025 | 3343.107938565869 | -0.42 | -2.07 |
| Jan 2026 | 3317.618603519399 | -0.76 | -6.99 |
| Feb 2026 | 3299.364446693707 | -0.55 | -6.78 |
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