Elkhart, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Elkhart, IN Metro in February 2026 was $2,052.765. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -1.06%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elkhart, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 735.7654138974498 | NaN | NaN |
| Feb 2012 | 734.1018677202092 | -0.23 | NaN |
| Mar 2012 | 739.6772951406024 | 0.76 | NaN |
| Apr 2012 | 740.1568217209407 | 0.07 | NaN |
| May 2012 | 736.2628790880271 | -0.53 | NaN |
| Jun 2012 | 732.0834230770862 | -0.57 | NaN |
| Jul 2012 | 729.4225994234498 | -0.36 | NaN |
| Aug 2012 | 737.8693877002279 | 1.16 | NaN |
| Sep 2012 | 737.7398883588611 | -0.02 | NaN |
| Oct 2012 | 736.4505864132791 | -0.17 | NaN |
| Nov 2012 | 738.5132798586926 | 0.28 | NaN |
| Dec 2012 | 740.0319124217374 | 0.21 | NaN |
| Jan 2013 | 741.8852397397711 | 0.25 | 0.83 |
| Feb 2013 | 747.3664231888915 | 0.74 | 1.81 |
| Mar 2013 | 748.2771863863527 | 0.12 | 1.16 |
| Apr 2013 | 742.302705160022 | -0.80 | 0.29 |
| May 2013 | 749.9530802197335 | 1.03 | 1.86 |
| Jun 2013 | 785.5341108637142 | 4.74 | 7.30 |
| Jul 2013 | 809.6742554472929 | 3.07 | 11.00 |
| Aug 2013 | 822.6049753174312 | 1.60 | 11.48 |
| Sep 2013 | 831.5977838295923 | 1.09 | 12.72 |
| Oct 2013 | 818.6145484351714 | -1.56 | 11.16 |
| Nov 2013 | 825.906187977569 | 0.89 | 11.83 |
| Dec 2013 | 841.8819652231098 | 1.93 | 13.76 |
| Jan 2014 | 839.6609866658505 | -0.26 | 13.18 |
| Feb 2014 | 834.0522594725239 | -0.67 | 11.60 |
| Mar 2014 | 838.4491374538646 | 0.53 | 12.05 |
| Apr 2014 | 840.2225935179115 | 0.21 | 13.19 |
| May 2014 | 833.8067535017498 | -0.76 | 11.18 |
| Jun 2014 | 835.0494423270899 | 0.15 | 6.30 |
| Jul 2014 | 837.3763014560017 | 0.28 | 3.42 |
| Aug 2014 | 840.9938535762151 | 0.43 | 2.24 |
| Sep 2014 | 848.2179073049248 | 0.86 | 2.00 |
| Oct 2014 | 841.9379803399504 | -0.74 | 2.85 |
| Nov 2014 | 841.3220777039788 | -0.07 | 1.87 |
| Dec 2014 | 834.6434429174502 | -0.79 | -0.86 |
| Jan 2015 | 825.718407639283 | -1.07 | -1.66 |
| Feb 2015 | 830.7903342047811 | 0.61 | -0.39 |
| Mar 2015 | 837.1266535809309 | 0.76 | -0.16 |
| Apr 2015 | 833.065230612614 | -0.48 | -0.85 |
| May 2015 | 847.1347435778115 | 1.69 | 1.60 |
| Jun 2015 | 861.5048066320674 | 1.70 | 3.17 |
| Jul 2015 | 871.160555872151 | 1.12 | 4.04 |
| Aug 2015 | 867.6131159595826 | -0.41 | 3.17 |
| Sep 2015 | 870.4331933656324 | 0.33 | 2.62 |
| Oct 2015 | 867.8020166659826 | -0.30 | 3.07 |
| Nov 2015 | 881.1695304240914 | 1.54 | 4.74 |
| Dec 2015 | 888.2016401311336 | 0.80 | 6.42 |
| Jan 2016 | 878.7841062575083 | -1.06 | 6.43 |
| Feb 2016 | 869.3382955732079 | -1.07 | 4.64 |
| Mar 2016 | 874.6590624216908 | 0.61 | 4.48 |
| Apr 2016 | 872.1135093209286 | -0.29 | 4.69 |
| May 2016 | 875.604446493502 | 0.40 | 3.36 |
| Jun 2016 | 877.9818856866257 | 0.27 | 1.91 |
| Jul 2016 | 873.905292646253 | -0.46 | 0.32 |
| Aug 2016 | 878.9187483312347 | 0.57 | 1.30 |
| Sep 2016 | 886.9147585168956 | 0.91 | 1.89 |
| Oct 2016 | 894.5850610409157 | 0.87 | 3.09 |
| Nov 2016 | 922.8450018136848 | 3.16 | 4.73 |
| Dec 2016 | 960.9769148892104 | 4.13 | 8.19 |
| Jan 2017 | 955.2870739421187 | -0.59 | 8.71 |
| Feb 2017 | 960.4845971689258 | 0.54 | 10.49 |
| Mar 2017 | 967.3495493470526 | 0.72 | 10.60 |
| Apr 2017 | 962.2047912767815 | -0.53 | 10.33 |
| May 2017 | 965.7657635590436 | 0.37 | 10.30 |
| Jun 2017 | 963.2348381149834 | -0.26 | 9.71 |
| Jul 2017 | 972.567241442967 | 0.97 | 11.29 |
| Aug 2017 | 971.6673810363015 | -0.09 | 10.55 |
| Sep 2017 | 970.2704334236896 | -0.14 | 9.40 |
| Oct 2017 | 981.9214824788372 | 1.20 | 9.76 |
| Nov 2017 | 989.4977385807183 | 0.77 | 7.22 |
| Dec 2017 | 998.4776365754369 | 0.91 | 3.90 |
| Jan 2018 | 1013.897921222781 | 1.54 | 6.14 |
| Feb 2018 | 1046.4659774403588 | 3.21 | 8.95 |
| Mar 2018 | 1066.622581400421 | 1.93 | 10.26 |
| Apr 2018 | 1077.7575993032792 | 1.04 | 12.01 |
| May 2018 | 1095.5387233588472 | 1.65 | 13.44 |
| Jun 2018 | 1099.7289394476381 | 0.38 | 14.17 |
| Jul 2018 | 1100.0252446182865 | 0.03 | 13.11 |
| Aug 2018 | 1105.4794966470097 | 0.50 | 13.77 |
| Sep 2018 | 1116.4444780222912 | 0.99 | 15.07 |
| Oct 2018 | 1139.5155990708533 | 2.07 | 16.05 |
| Nov 2018 | 1147.7326744827565 | 0.72 | 15.99 |
| Dec 2018 | 1133.5921184040096 | -1.23 | 13.53 |
| Jan 2019 | 1126.8063672442795 | -0.60 | 11.14 |
| Feb 2019 | 1127.0492647769365 | 0.02 | 7.70 |
| Mar 2019 | 1124.9734351365157 | -0.18 | 5.47 |
| Apr 2019 | 1118.9681228165477 | -0.53 | 3.82 |
| May 2019 | 1114.8507476102666 | -0.37 | 1.76 |
| Jun 2019 | 1092.6673190035979 | -1.99 | -0.64 |
| Jul 2019 | 1090.4507438716018 | -0.20 | -0.87 |
| Aug 2019 | 1079.8881930338691 | -0.97 | -2.31 |
| Sep 2019 | 1081.307939877116 | 0.13 | -3.15 |
| Oct 2019 | 1091.7591692732483 | 0.97 | -4.19 |
| Nov 2019 | 1097.470945000539 | 0.52 | -4.38 |
| Dec 2019 | 1104.7585141484549 | 0.66 | -2.54 |
| Jan 2020 | 1104.0012636865486 | -0.07 | -2.02 |
| Feb 2020 | 1097.1160539585776 | -0.62 | -2.66 |
| Mar 2020 | 1103.7403162043497 | 0.60 | -1.89 |
| Apr 2020 | 1098.8150119454253 | -0.45 | -1.80 |
| May 2020 | 1098.0705378179514 | -0.07 | -1.50 |
| Jun 2020 | 1096.4863800523326 | -0.14 | 0.35 |
| Jul 2020 | 1087.8326529465812 | -0.79 | -0.24 |
| Aug 2020 | 1085.9178678828152 | -0.18 | 0.56 |
| Sep 2020 | 1091.199746064946 | 0.49 | 0.92 |
| Oct 2020 | 1098.5644011201787 | 0.68 | 0.62 |
| Nov 2020 | 1107.7058223078243 | 0.83 | 0.93 |
| Dec 2020 | 1114.9040575945198 | 0.65 | 0.92 |
| Jan 2021 | 1124.2404738437492 | 0.84 | 1.83 |
| Feb 2021 | 1145.0199114252987 | 1.85 | 4.37 |
| Mar 2021 | 1188.443661535834 | 3.79 | 7.67 |
| Apr 2021 | 1205.963589965971 | 1.47 | 9.75 |
| May 2021 | 1215.9531857363609 | 0.83 | 10.74 |
| Jun 2021 | 1234.542735107127 | 1.53 | 12.59 |
| Jul 2021 | 1238.2693077565743 | 0.30 | 13.83 |
| Aug 2021 | 1244.038897411974 | 0.47 | 14.56 |
| Sep 2021 | 1252.3993036786694 | 0.67 | 14.77 |
| Oct 2021 | 1271.4534850349073 | 1.52 | 15.74 |
| Nov 2021 | 1277.7197292242265 | 0.49 | 15.35 |
| Dec 2021 | 1290.5633599795565 | 1.00 | 15.76 |
| Jan 2022 | 1333.7586861607542 | 3.35 | 18.64 |
| Feb 2022 | 1393.2785847692444 | 4.46 | 21.68 |
| Mar 2022 | 1470.2557214647509 | 5.53 | 23.71 |
| Apr 2022 | 1598.25798111768 | 8.71 | 32.53 |
| May 2022 | 1651.9357641835293 | 3.36 | 35.85 |
| Jun 2022 | 1708.372808036786 | 3.42 | 38.38 |
| Jul 2022 | 1704.0346094475494 | -0.25 | 37.61 |
| Aug 2022 | 1683.1023199102892 | -1.23 | 35.29 |
| Sep 2022 | 1801.267724757683 | 7.02 | 43.83 |
| Oct 2022 | 1908.8054019622523 | 5.97 | 50.13 |
| Nov 2022 | 1892.4790288786496 | -0.85 | 48.11 |
| Dec 2022 | 1828.894588203713 | -3.36 | 41.71 |
| Jan 2023 | 1825.81523399969 | -0.17 | 36.89 |
| Feb 2023 | 1822.8236528295065 | -0.16 | 30.83 |
| Mar 2023 | 1863.654402884688 | 2.24 | 26.76 |
| Apr 2023 | 1842.3214134104255 | -1.14 | 15.27 |
| May 2023 | 1863.7100834868584 | 1.16 | 12.82 |
| Jun 2023 | 1918.2201794350085 | 2.93 | 12.28 |
| Jul 2023 | 1948.527731690819 | 1.58 | 14.35 |
| Aug 2023 | 1990.7756335943416 | 2.17 | 18.28 |
| Sep 2023 | 2013.8197715241554 | 1.16 | 11.80 |
| Oct 2023 | 2077.0600283084073 | 3.14 | 8.82 |
| Nov 2023 | 2049.553040887511 | -1.32 | 8.30 |
| Dec 2023 | 1956.1476352659345 | -4.56 | 6.96 |
| Jan 2024 | 1934.5779832824476 | -1.10 | 5.96 |
| Feb 2024 | 1960.6989353224467 | 1.35 | 7.56 |
| Mar 2024 | 1975.1897152601005 | 0.74 | 5.99 |
| Apr 2024 | 2008.6065218287908 | 1.69 | 9.03 |
| May 2024 | 2024.1653943304595 | 0.78 | 8.61 |
| Jun 2024 | 2007.7801626871303 | -0.81 | 4.67 |
| Jul 2024 | 2001.1255234607056 | -0.33 | 2.70 |
| Aug 2024 | 1953.3718304195688 | -2.39 | -1.88 |
| Sep 2024 | 1915.077231067014 | -1.96 | -4.90 |
| Oct 2024 | 1958.4747961727985 | 2.27 | -5.71 |
| Nov 2024 | 2026.7769028058365 | 3.49 | -1.11 |
| Dec 2024 | 2029.5085400006692 | 0.14 | 3.75 |
| Jan 2025 | 2082.3682053409425 | 2.61 | 7.64 |
| Feb 2025 | 2074.7795929983936 | -0.36 | 5.82 |
| Mar 2025 | 2049.192915070441 | -1.23 | 3.75 |
| Apr 2025 | 2060.2070947357934 | 0.54 | 2.57 |
| May 2025 | 2076.031054033621 | 0.77 | 2.56 |
| Jun 2025 | 2080.4105361992238 | 0.21 | 3.62 |
| Jul 2025 | 2075.2194101908576 | -0.25 | 3.70 |
| Aug 2025 | 2065.7247821237715 | -0.46 | 5.75 |
| Sep 2025 | 2047.6555787881744 | -0.87 | 6.92 |
| Oct 2025 | 2044.2553708006637 | -0.17 | 4.38 |
| Nov 2025 | 2052.7010831877487 | 0.41 | 1.28 |
| Dec 2025 | 2056.3801025873395 | 0.18 | 1.32 |
| Jan 2026 | 2052.392836296203 | -0.19 | -1.44 |
| Feb 2026 | 2052.7651851083333 | 0.02 | -1.06 |
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