Elmira, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Elmira, NY Metro in February 2026 was $1,376.497. The month over month percentage change (MoM) was 0.11%, and the year over year percentage change (YoY) was -3.12%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Elmira, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Elmira, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elmira, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elmira, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elmira, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 823.3883095416013 | NaN | NaN |
| Feb 2012 | 825.3841900995887 | 0.24 | NaN |
| Mar 2012 | 832.4964550333161 | 0.86 | NaN |
| Apr 2012 | 831.8186907964007 | -0.08 | NaN |
| May 2012 | 826.4322470685563 | -0.65 | NaN |
| Jun 2012 | 819.745076237949 | -0.81 | NaN |
| Jul 2012 | 814.8878886783696 | -0.59 | NaN |
| Aug 2012 | 817.9367098664371 | 0.37 | NaN |
| Sep 2012 | 814.7874044513864 | -0.38 | NaN |
| Oct 2012 | 811.2751311453787 | -0.43 | NaN |
| Nov 2012 | 811.5411956737402 | 0.03 | NaN |
| Dec 2012 | 812.1510650438445 | 0.08 | NaN |
| Jan 2013 | 818.1446271160663 | 0.74 | -0.64 |
| Feb 2013 | 829.5150852294149 | 1.39 | 0.50 |
| Mar 2013 | 838.6862985267477 | 1.11 | 0.74 |
| Apr 2013 | 837.287098146738 | -0.17 | 0.66 |
| May 2013 | 843.9945066285159 | 0.80 | 2.13 |
| Jun 2013 | 870.3017921428702 | 3.12 | 6.17 |
| Jul 2013 | 884.0085322879622 | 1.58 | 8.48 |
| Aug 2013 | 888.0936127084599 | 0.46 | 8.58 |
| Sep 2013 | 890.388567714409 | 0.26 | 9.28 |
| Oct 2013 | 877.6108618545818 | -1.43 | 8.18 |
| Nov 2013 | 882.7062956314705 | 0.58 | 8.77 |
| Dec 2013 | 894.4841825130475 | 1.33 | 10.14 |
| Jan 2014 | 892.6203020559174 | -0.21 | 9.10 |
| Feb 2014 | 885.8629992307324 | -0.76 | 6.79 |
| Mar 2014 | 888.4452440161258 | 0.29 | 5.93 |
| Apr 2014 | 889.6001621677706 | 0.13 | 6.25 |
| May 2014 | 882.8580506453882 | -0.76 | 4.61 |
| Jun 2014 | 880.8991795896327 | -0.22 | 1.22 |
| Jul 2014 | 878.1361440237647 | -0.31 | -0.66 |
| Aug 2014 | 875.3173090961408 | -0.32 | -1.44 |
| Sep 2014 | 875.9355360319474 | 0.07 | -1.62 |
| Oct 2014 | 865.0852597107103 | -1.24 | -1.43 |
| Nov 2014 | 858.5930455629039 | -0.75 | -2.73 |
| Dec 2014 | 847.7293453472881 | -1.26 | -5.23 |
| Jan 2015 | 835.7617043000291 | -1.41 | -6.37 |
| Feb 2015 | 837.8862096946809 | 0.25 | -5.42 |
| Mar 2015 | 843.4967911518827 | 0.67 | -5.06 |
| Apr 2015 | 842.3093833777907 | -0.14 | -5.32 |
| May 2015 | 852.2596777666176 | 1.18 | -3.47 |
| Jun 2015 | 859.0502868602409 | 0.80 | -2.48 |
| Jul 2015 | 861.0745963031534 | 0.24 | -1.94 |
| Aug 2015 | 854.2042531171157 | -0.80 | -2.41 |
| Sep 2015 | 852.5973326501709 | -0.19 | -2.66 |
| Oct 2015 | 847.8511123289511 | -0.56 | -1.99 |
| Nov 2015 | 854.2535945568724 | 0.76 | -0.50 |
| Dec 2015 | 857.2904319087668 | 0.36 | 1.13 |
| Jan 2016 | 855.765269012818 | -0.18 | 2.39 |
| Feb 2016 | 848.2920789573297 | -0.87 | 1.24 |
| Mar 2016 | 850.4346062606952 | 0.25 | 0.82 |
| Apr 2016 | 844.8131063645096 | -0.66 | 0.30 |
| May 2016 | 843.8525046110537 | -0.11 | -0.99 |
| Jun 2016 | 842.9553075905667 | -0.11 | -1.87 |
| Jul 2016 | 837.180989988876 | -0.68 | -2.77 |
| Aug 2016 | 838.6867891824854 | 0.18 | -1.82 |
| Sep 2016 | 842.6083345849408 | 0.47 | -1.17 |
| Oct 2016 | 846.3793042540983 | 0.45 | -0.17 |
| Nov 2016 | 863.1665310704141 | 1.98 | 1.04 |
| Dec 2016 | 886.0707227036619 | 2.65 | 3.36 |
| Jan 2017 | 775.1077098470818 | -12.52 | -9.43 |
| Feb 2017 | 775.6113204708157 | 0.07 | -8.57 |
| Mar 2017 | 775.9199182289626 | 0.04 | -8.76 |
| Apr 2017 | 766.2879807745214 | -1.24 | -9.29 |
| May 2017 | 764.2620595892354 | -0.26 | -9.43 |
| Jun 2017 | 759.0281915793468 | -0.68 | -9.96 |
| Jul 2017 | 764.2645571458761 | 0.69 | -8.71 |
| Aug 2017 | 762.3071151480702 | -0.26 | -9.11 |
| Sep 2017 | 761.8720310871025 | -0.06 | -9.58 |
| Oct 2017 | 770.2325290411663 | 1.10 | -9.00 |
| Nov 2017 | 774.9196447209897 | 0.61 | -10.22 |
| Dec 2017 | 779.7519353587832 | 0.62 | -12.00 |
| Jan 2018 | 787.348199358773 | 0.97 | 1.58 |
| Feb 2018 | 805.8888480048386 | 2.36 | 3.90 |
| Mar 2018 | 813.4578046133727 | 0.94 | 4.84 |
| Apr 2018 | 815.6152795964117 | 0.27 | 6.44 |
| May 2018 | 823.6078872881048 | 0.98 | 7.77 |
| Jun 2018 | 826.8664511737468 | 0.40 | 8.94 |
| Jul 2018 | 830.964110179611 | 0.50 | 8.73 |
| Aug 2018 | 839.7847213155466 | 1.06 | 10.16 |
| Sep 2018 | 851.6797262145084 | 1.42 | 11.79 |
| Oct 2018 | 866.9789236855474 | 1.80 | 12.56 |
| Nov 2018 | 870.5425204831015 | 0.41 | 12.34 |
| Dec 2018 | 855.2863346808945 | -1.75 | 9.69 |
| Jan 2019 | 843.6814453029846 | -1.36 | 7.16 |
| Feb 2019 | 836.9708088592652 | -0.79 | 3.86 |
| Mar 2019 | 831.1729664979943 | -0.69 | 2.18 |
| Apr 2019 | 824.7081135234203 | -0.78 | 1.12 |
| May 2019 | 822.1939418107468 | -0.30 | -0.17 |
| Jun 2019 | 809.8221456467072 | -1.50 | -2.06 |
| Jul 2019 | 812.1047344742252 | 0.28 | -2.27 |
| Aug 2019 | 808.7605294508412 | -0.41 | -3.69 |
| Sep 2019 | 811.8642941991192 | 0.38 | -4.67 |
| Oct 2019 | 819.7823846440467 | 0.98 | -5.44 |
| Nov 2019 | 823.3880215244908 | 0.44 | -5.42 |
| Dec 2019 | 829.4444152112112 | 0.74 | -3.02 |
| Jan 2020 | 826.7320228521181 | -0.33 | -2.01 |
| Feb 2020 | 820.1953656489411 | -0.79 | -2.00 |
| Mar 2020 | 820.0118705443367 | -0.02 | -1.34 |
| Apr 2020 | 814.3076413666713 | -0.70 | -1.26 |
| May 2020 | 812.7152089495008 | -0.20 | -1.15 |
| Jun 2020 | 812.1049587615565 | -0.07 | 0.28 |
| Jul 2020 | 807.814050720217 | -0.53 | -0.53 |
| Aug 2020 | 808.5546832351214 | 0.09 | -0.02 |
| Sep 2020 | 814.0132940176584 | 0.68 | 0.27 |
| Oct 2020 | 820.5034295695943 | 0.80 | 0.09 |
| Nov 2020 | 827.2994472329465 | 0.83 | 0.48 |
| Dec 2020 | 831.0487884078832 | 0.45 | 0.19 |
| Jan 2021 | 840.1429287258037 | 1.09 | 1.62 |
| Feb 2021 | 849.3384440530956 | 1.10 | 3.55 |
| Mar 2021 | 872.08344601647 | 2.68 | 6.35 |
| Apr 2021 | 878.2241315751362 | 0.70 | 7.85 |
| May 2021 | 881.7854694450431 | 0.41 | 8.50 |
| Jun 2021 | 892.6682318946393 | 1.23 | 9.92 |
| Jul 2021 | 894.180454530825 | 0.17 | 10.69 |
| Aug 2021 | 896.9177065120634 | 0.31 | 10.93 |
| Sep 2021 | 901.4633689109627 | 0.51 | 10.74 |
| Oct 2021 | 913.701846692521 | 1.36 | 11.36 |
| Nov 2021 | 916.7545188359161 | 0.33 | 10.81 |
| Dec 2021 | 923.1803022325489 | 0.70 | 11.09 |
| Jan 2022 | 953.1603883731904 | 3.25 | 13.45 |
| Feb 2022 | 983.3335551287184 | 3.17 | 15.78 |
| Mar 2022 | 1020.2958598076846 | 3.76 | 17.00 |
| Apr 2022 | 1087.9441494503535 | 6.63 | 23.88 |
| May 2022 | 1116.198984411341 | 2.60 | 26.58 |
| Jun 2022 | 1153.556357291929 | 3.35 | 29.23 |
| Jul 2022 | 1159.3009854464851 | 0.50 | 29.65 |
| Aug 2022 | 1153.330273694186 | -0.51 | 28.59 |
| Sep 2022 | 1228.3962415800033 | 6.51 | 36.27 |
| Oct 2022 | 1296.2278979584908 | 5.52 | 41.87 |
| Nov 2022 | 1290.304282933822 | -0.46 | 40.75 |
| Dec 2022 | 1255.628869463434 | -2.69 | 36.01 |
| Jan 2023 | 1248.67016075589 | -0.55 | 31.00 |
| Feb 2023 | 1249.7587154324733 | 0.09 | 27.09 |
| Mar 2023 | 1276.9596901231712 | 2.18 | 25.16 |
| Apr 2023 | 1265.2454610548725 | -0.92 | 16.30 |
| May 2023 | 1278.3025522227786 | 1.03 | 14.52 |
| Jun 2023 | 1310.1038494261686 | 2.49 | 13.57 |
| Jul 2023 | 1327.3356661571383 | 1.32 | 14.49 |
| Aug 2023 | 1352.2499271749807 | 1.88 | 17.25 |
| Sep 2023 | 1368.252569413697 | 1.18 | 11.39 |
| Oct 2023 | 1411.0437629414546 | 3.13 | 8.86 |
| Nov 2023 | 1401.0775142856685 | -0.71 | 8.59 |
| Dec 2023 | 1346.7042657680986 | -3.88 | 7.25 |
| Jan 2024 | 1330.9878048610394 | -1.17 | 6.59 |
| Feb 2024 | 1343.868942372798 | 0.97 | 7.53 |
| Mar 2024 | 1355.1891208095176 | 0.84 | 6.13 |
| Apr 2024 | 1383.003298740398 | 2.05 | 9.31 |
| May 2024 | 1402.0035843081644 | 1.37 | 9.68 |
| Jun 2024 | 1400.5150939669593 | -0.11 | 6.90 |
| Jul 2024 | 1402.2604199777231 | 0.13 | 5.65 |
| Aug 2024 | 1373.949543732032 | -2.02 | 1.61 |
| Sep 2024 | 1352.6607003207414 | -1.55 | -1.14 |
| Oct 2024 | 1375.309857459658 | 1.67 | -2.53 |
| Nov 2024 | 1411.249242419175 | 2.61 | 0.73 |
| Dec 2024 | 1407.2842072194553 | -0.28 | 4.50 |
| Jan 2025 | 1432.3959094659822 | 1.78 | 7.62 |
| Feb 2025 | 1420.8049712114478 | -0.81 | 5.73 |
| Mar 2025 | 1398.662394242876 | -1.56 | 3.21 |
| Apr 2025 | 1402.1727789643205 | 0.25 | 1.39 |
| May 2025 | 1412.516041898816 | 0.74 | 0.75 |
| Jun 2025 | 1417.4522380630765 | 0.35 | 1.21 |
| Jul 2025 | 1413.7937221705488 | -0.26 | 0.82 |
| Aug 2025 | 1403.75938017881 | -0.71 | 2.17 |
| Sep 2025 | 1390.4791351263452 | -0.95 | 2.80 |
| Oct 2025 | 1382.4916138900726 | -0.57 | 0.52 |
| Nov 2025 | 1382.3474905266157 | -0.01 | -2.05 |
| Dec 2025 | 1379.801760408286 | -0.18 | -1.95 |
| Jan 2026 | 1375.0507369005732 | -0.34 | -4.00 |
| Feb 2026 | 1376.496850155064 | 0.11 | -3.12 |
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