Eugene, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Eugene, OR Metro in February 2026 was $3,543.958. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -5.93%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Eugene, OR metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Eugene, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Eugene, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eugene, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1318.9727514026881 | NaN | NaN |
| Feb 2012 | 1314.5675848357164 | -0.33 | NaN |
| Mar 2012 | 1313.5014259021577 | -0.08 | NaN |
| Apr 2012 | 1301.288160437743 | -0.93 | NaN |
| May 2012 | 1283.9632205589455 | -1.33 | NaN |
| Jun 2012 | 1270.820936442609 | -1.02 | NaN |
| Jul 2012 | 1260.549306797409 | -0.81 | NaN |
| Aug 2012 | 1268.4815550861217 | 0.63 | NaN |
| Sep 2012 | 1261.6258688011621 | -0.54 | NaN |
| Oct 2012 | 1256.249049372108 | -0.43 | NaN |
| Nov 2012 | 1260.7300997436355 | 0.36 | NaN |
| Dec 2012 | 1268.028783470889 | 0.58 | NaN |
| Jan 2013 | 1287.0605753245745 | 1.50 | -2.42 |
| Feb 2013 | 1309.1493727382751 | 1.72 | -0.41 |
| Mar 2013 | 1321.4578753674864 | 0.94 | 0.61 |
| Apr 2013 | 1317.061938768772 | -0.33 | 1.21 |
| May 2013 | 1334.0435753706784 | 1.29 | 3.90 |
| Jun 2013 | 1399.8781607234023 | 4.93 | 10.15 |
| Jul 2013 | 1442.0693213161214 | 3.01 | 14.40 |
| Aug 2013 | 1460.8664807267205 | 1.30 | 15.17 |
| Sep 2013 | 1472.193175185757 | 0.78 | 16.69 |
| Oct 2013 | 1447.1756203551904 | -1.70 | 15.20 |
| Nov 2013 | 1460.9844914067053 | 0.95 | 15.88 |
| Dec 2013 | 1493.7494920498903 | 2.24 | 17.80 |
| Jan 2014 | 1502.2932074922282 | 0.57 | 16.72 |
| Feb 2014 | 1499.4602733729776 | -0.19 | 14.54 |
| Mar 2014 | 1513.5706367763783 | 0.94 | 14.54 |
| Apr 2014 | 1521.744337435418 | 0.54 | 15.54 |
| May 2014 | 1513.77958696134 | -0.52 | 13.47 |
| Jun 2014 | 1517.5291996190438 | 0.25 | 8.40 |
| Jul 2014 | 1520.4732645224076 | 0.19 | 5.44 |
| Aug 2014 | 1523.969891762181 | 0.23 | 4.32 |
| Sep 2014 | 1534.041264254983 | 0.66 | 4.20 |
| Oct 2014 | 1523.499616612911 | -0.69 | 5.27 |
| Nov 2014 | 1523.8050207213057 | 0.02 | 4.30 |
| Dec 2014 | 1516.5219348156074 | -0.48 | 1.53 |
| Jan 2015 | 1495.8662093157313 | -1.36 | -0.43 |
| Feb 2015 | 1510.1635246109613 | 0.96 | 0.71 |
| Mar 2015 | 1523.758708994258 | 0.90 | 0.67 |
| Apr 2015 | 1519.0596386861107 | -0.31 | -0.18 |
| May 2015 | 1545.3001800796349 | 1.73 | 2.08 |
| Jun 2015 | 1569.6786206722372 | 1.58 | 3.44 |
| Jul 2015 | 1585.0307109517494 | 0.98 | 4.25 |
| Aug 2015 | 1576.0275053351006 | -0.57 | 3.42 |
| Sep 2015 | 1582.6961468521422 | 0.42 | 3.17 |
| Oct 2015 | 1582.6448076015222 | 0.00 | 3.88 |
| Nov 2015 | 1611.1165479663925 | 1.80 | 5.73 |
| Dec 2015 | 1627.7268806603997 | 1.03 | 7.33 |
| Jan 2016 | 1612.4891305032943 | -0.94 | 7.80 |
| Feb 2016 | 1599.2071681081507 | -0.82 | 5.90 |
| Mar 2016 | 1613.1728628043256 | 0.87 | 5.87 |
| Apr 2016 | 1611.4607648218807 | -0.11 | 6.08 |
| May 2016 | 1620.8036625697052 | 0.58 | 4.89 |
| Jun 2016 | 1626.7141297918238 | 0.37 | 3.63 |
| Jul 2016 | 1619.5407900679406 | -0.44 | 2.18 |
| Aug 2016 | 1628.8483084078835 | 0.57 | 3.35 |
| Sep 2016 | 1642.736560821709 | 0.85 | 3.79 |
| Oct 2016 | 1657.5118427446969 | 0.90 | 4.73 |
| Nov 2016 | 1712.4334740853085 | 3.31 | 6.29 |
| Dec 2016 | 1786.951527631164 | 4.35 | 9.78 |
| Jan 2017 | 1780.9177554619946 | -0.34 | 10.45 |
| Feb 2017 | 1794.672965557288 | 0.77 | 12.22 |
| Mar 2017 | 1810.4593156716462 | 0.88 | 12.23 |
| Apr 2017 | 1802.2973742385957 | -0.45 | 11.84 |
| May 2017 | 1811.4071324516415 | 0.51 | 11.76 |
| Jun 2017 | 1810.8335740463467 | -0.03 | 11.32 |
| Jul 2017 | 1833.0381166771012 | 1.23 | 13.18 |
| Aug 2017 | 1833.7873892325129 | 0.04 | 12.58 |
| Sep 2017 | 1835.180941189591 | 0.08 | 11.72 |
| Oct 2017 | 1861.1410834251212 | 1.42 | 12.29 |
| Nov 2017 | 1878.1268658588217 | 0.91 | 9.68 |
| Dec 2017 | 1896.0646135179056 | 0.96 | 6.11 |
| Jan 2018 | 1899.446613880653 | 0.18 | 6.66 |
| Feb 2018 | 1958.6436216037032 | 3.12 | 9.14 |
| Mar 2018 | 1991.512250586841 | 1.68 | 10.00 |
| Apr 2018 | 2009.8670230895675 | 0.92 | 11.52 |
| May 2018 | 2040.1380804907017 | 1.51 | 12.63 |
| Jun 2018 | 2047.4400030448182 | 0.36 | 13.07 |
| Jul 2018 | 2051.6964560912943 | 0.21 | 11.93 |
| Aug 2018 | 2068.893546671659 | 0.84 | 12.82 |
| Sep 2018 | 2092.416884332139 | 1.14 | 14.02 |
| Oct 2018 | 2134.0929443578934 | 1.99 | 14.67 |
| Nov 2018 | 2145.64007783465 | 0.54 | 14.24 |
| Dec 2018 | 2117.297673579535 | -1.32 | 11.67 |
| Jan 2019 | 2099.8342245474887 | -0.82 | 10.55 |
| Feb 2019 | 2099.681938377059 | -0.01 | 7.20 |
| Mar 2019 | 2094.9421380995504 | -0.23 | 5.19 |
| Apr 2019 | 2083.724452092346 | -0.53 | 3.68 |
| May 2019 | 2079.5590732052515 | -0.20 | 1.93 |
| Jun 2019 | 2045.0070660248248 | -1.66 | -0.12 |
| Jul 2019 | 2048.949718050881 | 0.19 | -0.13 |
| Aug 2019 | 2034.698900457259 | -0.70 | -1.65 |
| Sep 2019 | 2040.5370446056158 | 0.29 | -2.48 |
| Oct 2019 | 2062.3874777878364 | 1.07 | -3.36 |
| Nov 2019 | 2072.4166385368817 | 0.49 | -3.41 |
| Dec 2019 | 2088.983496042994 | 0.80 | -1.34 |
| Jan 2020 | 2070.4402640004555 | -0.89 | -1.40 |
| Feb 2020 | 2065.2435252261976 | -0.25 | -1.64 |
| Mar 2020 | 2085.545386890184 | 0.98 | -0.45 |
| Apr 2020 | 2080.7090328134514 | -0.23 | -0.14 |
| May 2020 | 2079.1080365967996 | -0.08 | -0.02 |
| Jun 2020 | 2072.893866096384 | -0.30 | 1.36 |
| Jul 2020 | 2052.941195473887 | -0.96 | 0.20 |
| Aug 2020 | 2050.905758311468 | -0.10 | 0.80 |
| Sep 2020 | 2064.2957586499842 | 0.65 | 1.16 |
| Oct 2020 | 2083.539625354858 | 0.93 | 1.03 |
| Nov 2020 | 2105.997588237184 | 1.08 | 1.62 |
| Dec 2020 | 2126.911091702079 | 0.99 | 1.82 |
| Jan 2021 | 2129.934045882205 | 0.14 | 2.87 |
| Feb 2021 | 2181.6413871381683 | 2.43 | 5.64 |
| Mar 2021 | 2274.3908366325645 | 4.25 | 9.06 |
| Apr 2021 | 2315.377126070952 | 1.80 | 11.28 |
| May 2021 | 2340.261275243117 | 1.08 | 12.56 |
| Jun 2021 | 2384.812483030554 | 1.90 | 15.05 |
| Jul 2021 | 2398.7523205570483 | 0.59 | 16.85 |
| Aug 2021 | 2416.646485254447 | 0.75 | 17.83 |
| Sep 2021 | 2439.6362730238147 | 0.95 | 18.18 |
| Oct 2021 | 2483.034269857662 | 1.78 | 19.17 |
| Nov 2021 | 2495.318584396005 | 0.50 | 18.49 |
| Dec 2021 | 2517.3590214888513 | 0.88 | 18.36 |
| Jan 2022 | 2597.5425007419735 | 3.19 | 21.95 |
| Feb 2022 | 2707.3351913490783 | 4.23 | 24.10 |
| Mar 2022 | 2852.9745857001267 | 5.38 | 25.44 |
| Apr 2022 | 3105.0069286997705 | 8.83 | 34.10 |
| May 2022 | 3218.818997186039 | 3.67 | 37.54 |
| Jun 2022 | 3332.8800994830053 | 3.54 | 39.75 |
| Jul 2022 | 3312.400986637472 | -0.61 | 38.09 |
| Aug 2022 | 3248.1940429416773 | -1.94 | 34.41 |
| Sep 2022 | 3458.6951149392835 | 6.48 | 41.77 |
| Oct 2022 | 3654.9146520028344 | 5.67 | 47.20 |
| Nov 2022 | 3613.57664083658 | -1.13 | 44.81 |
| Dec 2022 | 3480.981635668836 | -3.67 | 38.28 |
| Jan 2023 | 3457.7908972767455 | -0.67 | 33.12 |
| Feb 2023 | 3448.167316705032 | -0.28 | 27.36 |
| Mar 2023 | 3526.504415324976 | 2.27 | 23.61 |
| Apr 2023 | 3480.7539137118647 | -1.30 | 12.10 |
| May 2023 | 3515.0833977590437 | 0.99 | 9.20 |
| Jun 2023 | 3611.22655330035 | 2.74 | 8.35 |
| Jul 2023 | 3664.4227473988153 | 1.47 | 10.63 |
| Aug 2023 | 3747.925390388158 | 2.28 | 15.39 |
| Sep 2023 | 3794.0789147889527 | 1.23 | 9.70 |
| Oct 2023 | 3917.1501422027777 | 3.24 | 7.18 |
| Nov 2023 | 3860.664340271762 | -1.44 | 6.84 |
| Dec 2023 | 3679.251947550978 | -4.70 | 5.70 |
| Jan 2024 | 3632.4882984739643 | -1.27 | 5.05 |
| Feb 2024 | 3670.716985095228 | 1.05 | 6.45 |
| Mar 2024 | 3689.7662706518468 | 0.52 | 4.63 |
| Apr 2024 | 3746.3863746987463 | 1.54 | 7.63 |
| May 2024 | 3770.683548282008 | 0.65 | 7.27 |
| Jun 2024 | 3728.9654015988817 | -1.11 | 3.26 |
| Jul 2024 | 3708.325220070619 | -0.55 | 1.20 |
| Aug 2024 | 3610.6245814613103 | -2.63 | -3.66 |
| Sep 2024 | 3532.1280659106933 | -2.17 | -6.90 |
| Oct 2024 | 3608.5536260333993 | 2.16 | -7.88 |
| Nov 2024 | 3725.465835118486 | 3.24 | -3.50 |
| Dec 2024 | 3714.6457847499037 | -0.29 | 0.96 |
| Jan 2025 | 3796.7769552142504 | 2.21 | 4.52 |
| Feb 2025 | 3767.3222494042107 | -0.78 | 2.63 |
| Mar 2025 | 3706.981658065177 | -1.60 | 0.47 |
| Apr 2025 | 3720.6568762210445 | 0.37 | -0.69 |
| May 2025 | 3737.1725624743995 | 0.44 | -0.89 |
| Jun 2025 | 3728.073193738742 | -0.24 | -0.02 |
| Jul 2025 | 3693.773505330042 | -0.92 | -0.39 |
| Aug 2025 | 3654.0320794199088 | -1.08 | 1.20 |
| Sep 2025 | 3596.4228911739297 | -1.58 | 1.82 |
| Oct 2025 | 3573.215200902682 | -0.64 | -0.98 |
| Nov 2025 | 3575.9157433810087 | 0.08 | -4.01 |
| Dec 2025 | 3571.8147366693925 | -0.11 | -3.84 |
| Jan 2026 | 3555.624360925337 | -0.45 | -6.35 |
| Feb 2026 | 3543.957868794031 | -0.33 | -5.93 |
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