Fargo, ND (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Fargo, ND Metro in February 2026 was $2,679.479. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -2.04%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Fargo, ND metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1319.4803318518225 | NaN | NaN |
| Feb 2012 | 1314.2845329954837 | -0.39 | NaN |
| Mar 2012 | 1319.7661181555818 | 0.42 | NaN |
| Apr 2012 | 1315.2493019798708 | -0.34 | NaN |
| May 2012 | 1304.2626684792413 | -0.83 | NaN |
| Jun 2012 | 1295.8380308835626 | -0.65 | NaN |
| Jul 2012 | 1287.8107519452983 | -0.62 | NaN |
| Aug 2012 | 1295.2703925117087 | 0.58 | NaN |
| Sep 2012 | 1286.6614565936088 | -0.66 | NaN |
| Oct 2012 | 1279.4291969689143 | -0.56 | NaN |
| Nov 2012 | 1280.0901512697621 | 0.05 | NaN |
| Dec 2012 | 1283.6150066935961 | 0.28 | NaN |
| Jan 2013 | 1222.6629978444346 | -4.75 | -7.34 |
| Feb 2013 | 1235.5306172336557 | 1.05 | -5.99 |
| Mar 2013 | 1239.8119380392072 | 0.35 | -6.06 |
| Apr 2013 | 1229.068236808207 | -0.87 | -6.55 |
| May 2013 | 1240.2410553053123 | 0.91 | -4.91 |
| Jun 2013 | 1295.435373720377 | 4.45 | -0.03 |
| Jul 2013 | 1332.2955007581888 | 2.85 | 3.45 |
| Aug 2013 | 1351.009930956827 | 1.41 | 4.30 |
| Sep 2013 | 1363.777605154573 | 0.95 | 5.99 |
| Oct 2013 | 1343.2067343691492 | -1.51 | 4.99 |
| Nov 2013 | 1356.6246749718216 | 1.00 | 5.98 |
| Dec 2013 | 1385.1477704146132 | 2.10 | 7.91 |
| Jan 2014 | 1375.0693169549509 | -0.73 | 12.47 |
| Feb 2014 | 1365.802237709759 | -0.67 | 10.54 |
| Mar 2014 | 1372.9631251253838 | 0.52 | 10.74 |
| Apr 2014 | 1377.6090004237992 | 0.34 | 12.09 |
| May 2014 | 1369.7597251194452 | -0.57 | 10.44 |
| Jun 2014 | 1375.3895390377709 | 0.41 | 6.17 |
| Jul 2014 | 1382.807272947622 | 0.54 | 3.79 |
| Aug 2014 | 1392.469259516095 | 0.70 | 3.07 |
| Sep 2014 | 1409.196275596159 | 1.20 | 3.33 |
| Oct 2014 | 1407.434227113649 | -0.12 | 4.78 |
| Nov 2014 | 1415.4691579462672 | 0.57 | 4.34 |
| Dec 2014 | 1411.8462351770804 | -0.26 | 1.93 |
| Jan 2015 | 1391.149188320884 | -1.47 | 1.17 |
| Feb 2015 | 1400.9819264581824 | 0.71 | 2.58 |
| Mar 2015 | 1413.7386801728062 | 0.91 | 2.97 |
| Apr 2015 | 1413.5296778450843 | -0.01 | 2.61 |
| May 2015 | 1448.1649308352921 | 2.45 | 5.72 |
| Jun 2015 | 1484.3241529314541 | 2.50 | 7.92 |
| Jul 2015 | 1510.6783240104453 | 1.78 | 9.25 |
| Aug 2015 | 1507.3842342501305 | -0.22 | 8.25 |
| Sep 2015 | 1514.3331496615033 | 0.46 | 7.46 |
| Oct 2015 | 1513.1638789166905 | -0.08 | 7.51 |
| Nov 2015 | 1540.251469363344 | 1.79 | 8.82 |
| Dec 2015 | 1554.5164709998853 | 0.93 | 10.11 |
| Jan 2016 | 1543.9470998358247 | -0.68 | 10.98 |
| Feb 2016 | 1524.4445638461198 | -1.26 | 8.81 |
| Mar 2016 | 1530.1624008694357 | 0.38 | 8.24 |
| Apr 2016 | 1522.6568522830637 | -0.49 | 7.72 |
| May 2016 | 1525.0685242503926 | 0.16 | 5.31 |
| Jun 2016 | 1526.500949005009 | 0.09 | 2.84 |
| Jul 2016 | 1518.2393083035363 | -0.54 | 0.50 |
| Aug 2016 | 1526.1791485954707 | 0.52 | 1.25 |
| Sep 2016 | 1538.0304598510688 | 0.78 | 1.57 |
| Oct 2016 | 1548.8975058780156 | 0.71 | 2.36 |
| Nov 2016 | 1595.713402315023 | 3.02 | 3.60 |
| Dec 2016 | 1660.6377840606006 | 4.07 | 6.83 |
| Jan 2017 | 1678.257256780394 | 1.06 | 8.70 |
| Feb 2017 | 1687.164055823385 | 0.53 | 10.67 |
| Mar 2017 | 1692.7824846588637 | 0.33 | 10.63 |
| Apr 2017 | 1675.6099079589035 | -1.01 | 10.05 |
| May 2017 | 1674.0386638130483 | -0.09 | 9.77 |
| Jun 2017 | 1666.5965295879214 | -0.44 | 9.18 |
| Jul 2017 | 1678.071165497943 | 0.69 | 10.53 |
| Aug 2017 | 1665.288981813611 | -0.76 | 9.12 |
| Sep 2017 | 1651.8387479429318 | -0.81 | 7.40 |
| Oct 2017 | 1661.410436164218 | 0.58 | 7.26 |
| Nov 2017 | 1665.6576403016504 | 0.26 | 4.38 |
| Dec 2017 | 1671.9112761763781 | 0.38 | 0.68 |
| Jan 2018 | 1709.5350194619375 | 2.25 | 1.86 |
| Feb 2018 | 1750.7926713718373 | 2.41 | 3.77 |
| Mar 2018 | 1769.4149866500284 | 1.06 | 4.53 |
| Apr 2018 | 1774.2385008133779 | 0.27 | 5.89 |
| May 2018 | 1789.7281777892345 | 0.87 | 6.91 |
| Jun 2018 | 1785.2744839561958 | -0.25 | 7.12 |
| Jul 2018 | 1782.1849942902709 | -0.17 | 6.20 |
| Aug 2018 | 1788.2953908534132 | 0.34 | 7.39 |
| Sep 2018 | 1800.2025274335401 | 0.67 | 8.98 |
| Oct 2018 | 1825.7704666603045 | 1.42 | 9.89 |
| Nov 2018 | 1830.1169294624967 | 0.24 | 9.87 |
| Dec 2018 | 1801.2858759283672 | -1.57 | 7.74 |
| Jan 2019 | 1779.9036666463385 | -1.19 | 4.12 |
| Feb 2019 | 1780.9120435604418 | 0.06 | 1.72 |
| Mar 2019 | 1783.2391402836038 | 0.13 | 0.78 |
| Apr 2019 | 1782.8356729731233 | -0.02 | 0.49 |
| May 2019 | 1789.149030133437 | 0.35 | -0.03 |
| Jun 2019 | 1768.3931417653282 | -1.16 | -0.95 |
| Jul 2019 | 1772.4163766760905 | 0.23 | -0.55 |
| Aug 2019 | 1753.1144857114539 | -1.09 | -1.97 |
| Sep 2019 | 1749.7932538603031 | -0.19 | -2.80 |
| Oct 2019 | 1760.5407946667647 | 0.61 | -3.57 |
| Nov 2019 | 1765.5378805256585 | 0.28 | -3.53 |
| Dec 2019 | 1773.295809571558 | 0.44 | -1.55 |
| Jan 2020 | 1762.6630959831766 | -0.60 | -0.97 |
| Feb 2020 | 1744.3331915511797 | -1.04 | -2.05 |
| Mar 2020 | 1745.2085318347476 | 0.05 | -2.13 |
| Apr 2020 | 1727.4707959042448 | -1.02 | -3.10 |
| May 2020 | 1715.7682847544388 | -0.68 | -4.10 |
| Jun 2020 | 1703.7114981124018 | -0.70 | -3.66 |
| Jul 2020 | 1682.7969988888954 | -1.23 | -5.06 |
| Aug 2020 | 1673.856429626017 | -0.53 | -4.52 |
| Sep 2020 | 1673.4193740931753 | -0.03 | -4.36 |
| Oct 2020 | 1671.6484983390278 | -0.11 | -5.05 |
| Nov 2020 | 1667.5884268017764 | -0.24 | -5.55 |
| Dec 2020 | 1659.4235972946544 | -0.49 | -6.42 |
| Jan 2021 | 1661.482968536554 | 0.12 | -5.74 |
| Feb 2021 | 1676.4330089435712 | 0.90 | -3.89 |
| Mar 2021 | 1719.3888921450643 | 2.56 | -1.48 |
| Apr 2021 | 1726.9495653958961 | 0.44 | -0.03 |
| May 2021 | 1729.075803023612 | 0.12 | 0.78 |
| Jun 2021 | 1748.8620826707413 | 1.14 | 2.65 |
| Jul 2021 | 1754.0505349182008 | 0.30 | 4.23 |
| Aug 2021 | 1767.2957298319097 | 0.76 | 5.58 |
| Sep 2021 | 1786.443951524523 | 1.08 | 6.75 |
| Oct 2021 | 1819.2065993859264 | 1.83 | 8.83 |
| Nov 2021 | 1828.5133458659016 | 0.51 | 9.65 |
| Dec 2021 | 1845.6765640187846 | 0.94 | 11.22 |
| Jan 2022 | 1907.5024987549953 | 3.35 | 14.81 |
| Feb 2022 | 1971.5588395533473 | 3.36 | 17.60 |
| Mar 2022 | 2051.2234709715945 | 4.04 | 19.30 |
| Apr 2022 | 2201.505608412374 | 7.33 | 27.48 |
| May 2022 | 2262.4500642584326 | 2.77 | 30.85 |
| Jun 2022 | 2330.8080189049087 | 3.02 | 33.28 |
| Jul 2022 | 2319.35947501961 | -0.49 | 32.23 |
| Aug 2022 | 2289.951769181899 | -1.27 | 29.57 |
| Sep 2022 | 2443.016342406666 | 6.68 | 36.75 |
| Oct 2022 | 2588.042680691655 | 5.94 | 42.26 |
| Nov 2022 | 2575.217454729943 | -0.50 | 40.84 |
| Dec 2022 | 2498.592550397131 | -2.97 | 35.38 |
| Jan 2023 | 2492.6152563713586 | -0.24 | 30.67 |
| Feb 2023 | 2491.071319594085 | -0.06 | 26.35 |
| Mar 2023 | 2549.147971392438 | 2.33 | 24.28 |
| Apr 2023 | 2520.916330913915 | -1.11 | 14.51 |
| May 2023 | 2548.011207573816 | 1.08 | 12.62 |
| Jun 2023 | 2615.189034380976 | 2.64 | 12.20 |
| Jul 2023 | 2645.8257008959736 | 1.17 | 14.08 |
| Aug 2023 | 2695.1599545654694 | 1.87 | 17.70 |
| Sep 2023 | 2714.9270732206273 | 0.73 | 11.13 |
| Oct 2023 | 2786.3101362386915 | 2.63 | 7.66 |
| Nov 2023 | 2743.4484049043826 | -1.54 | 6.53 |
| Dec 2023 | 2618.32033328346 | -4.56 | 4.79 |
| Jan 2024 | 2569.0694784654092 | -1.88 | 3.07 |
| Feb 2024 | 2599.1444449272135 | 1.17 | 4.34 |
| Mar 2024 | 2622.6012135600713 | 0.90 | 2.88 |
| Apr 2024 | 2673.3508179069822 | 1.94 | 6.05 |
| May 2024 | 2699.779378903801 | 0.99 | 5.96 |
| Jun 2024 | 2680.13318688444 | -0.73 | 2.48 |
| Jul 2024 | 2675.471937123186 | -0.17 | 1.12 |
| Aug 2024 | 2618.788603350804 | -2.12 | -2.83 |
| Sep 2024 | 2574.776231979771 | -1.68 | -5.16 |
| Oct 2024 | 2628.2886209202807 | 2.08 | -5.67 |
| Nov 2024 | 2705.6556835176893 | 2.94 | -1.38 |
| Dec 2024 | 2697.2874260961353 | -0.31 | 3.02 |
| Jan 2025 | 2747.4987570896583 | 1.86 | 6.95 |
| Feb 2025 | 2735.33971521014 | -0.44 | 5.24 |
| Mar 2025 | 2702.822928182778 | -1.19 | 3.06 |
| Apr 2025 | 2718.403612284075 | 0.58 | 1.69 |
| May 2025 | 2735.8906820645266 | 0.64 | 1.34 |
| Jun 2025 | 2738.4640895186863 | 0.09 | 2.18 |
| Jul 2025 | 2722.687227369647 | -0.58 | 1.77 |
| Aug 2025 | 2701.890469408151 | -0.76 | 3.17 |
| Sep 2025 | 2671.6162843057573 | -1.12 | 3.76 |
| Oct 2025 | 2666.2050404682 | -0.20 | 1.44 |
| Nov 2025 | 2678.683987559436 | 0.47 | -1.00 |
| Dec 2025 | 2686.559841306839 | 0.29 | -0.40 |
| Jan 2026 | 2681.0948705694605 | -0.20 | -2.42 |
| Feb 2026 | 2679.478536616619 | -0.06 | -2.04 |
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