Gadsden, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Gadsden, AL Metro in February 2026 was $1,432.027. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -2.53%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Gadsden, AL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gadsden, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Gadsden, AL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gadsden, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gadsden, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 599.2076461248206 | NaN | NaN |
| Feb 2012 | 599.859925046926 | 0.11 | NaN |
| Mar 2012 | 603.7896823091542 | 0.66 | NaN |
| Apr 2012 | 601.6933774348774 | -0.35 | NaN |
| May 2012 | 596.7539120262163 | -0.82 | NaN |
| Jun 2012 | 591.8136619608994 | -0.83 | NaN |
| Jul 2012 | 588.252464666547 | -0.60 | NaN |
| Aug 2012 | 593.9381855772696 | 0.97 | NaN |
| Sep 2012 | 596.4440102767261 | 0.42 | NaN |
| Oct 2012 | 599.7020500952856 | 0.55 | NaN |
| Nov 2012 | 606.7593507026855 | 1.18 | NaN |
| Dec 2012 | 613.0846189458794 | 1.04 | NaN |
| Jan 2013 | 618.9299229874556 | 0.95 | 3.29 |
| Feb 2013 | 624.7151297997572 | 0.94 | 4.14 |
| Mar 2013 | 623.8956130141078 | -0.13 | 3.33 |
| Apr 2013 | 618.0580357748072 | -0.94 | 2.72 |
| May 2013 | 623.313525666026 | 0.85 | 4.45 |
| Jun 2013 | 651.0439776636036 | 4.45 | 10.01 |
| Jul 2013 | 666.3491398373905 | 2.35 | 13.28 |
| Aug 2013 | 669.6089834266996 | 0.49 | 12.74 |
| Sep 2013 | 670.4623810986755 | 0.13 | 12.41 |
| Oct 2013 | 656.9876851656261 | -2.01 | 9.55 |
| Nov 2013 | 664.5480027051842 | 1.15 | 9.52 |
| Dec 2013 | 681.8556436485437 | 2.60 | 11.22 |
| Jan 2014 | 684.3074443681514 | 0.36 | 10.56 |
| Feb 2014 | 681.648444356242 | -0.39 | 9.11 |
| Mar 2014 | 684.9020305624762 | 0.48 | 9.78 |
| Apr 2014 | 688.4715544505998 | 0.52 | 11.39 |
| May 2014 | 683.9139955563238 | -0.66 | 9.72 |
| Jun 2014 | 686.6072639935669 | 0.39 | 5.46 |
| Jul 2014 | 688.9053220980724 | 0.34 | 3.39 |
| Aug 2014 | 692.5010477939023 | 0.52 | 3.42 |
| Sep 2014 | 698.9193430874499 | 0.93 | 4.24 |
| Oct 2014 | 692.278011862249 | -0.95 | 5.37 |
| Nov 2014 | 687.8765585647658 | -0.64 | 3.51 |
| Dec 2014 | 677.3143665766742 | -1.53 | -0.67 |
| Jan 2015 | 663.4277850022961 | -2.05 | -3.05 |
| Feb 2015 | 664.6240537227228 | 0.18 | -2.50 |
| Mar 2015 | 667.668326341058 | 0.46 | -2.52 |
| Apr 2015 | 666.3920161202801 | -0.19 | -3.21 |
| May 2015 | 678.9115415533868 | 1.88 | -0.73 |
| Jun 2015 | 689.3904066282647 | 1.54 | 0.41 |
| Jul 2015 | 692.8106678235414 | 0.50 | 0.57 |
| Aug 2015 | 685.9491665657372 | -0.99 | -0.95 |
| Sep 2015 | 685.543956660577 | -0.06 | -1.91 |
| Oct 2015 | 680.7849267908151 | -0.69 | -1.66 |
| Nov 2015 | 686.6122873486108 | 0.86 | -0.18 |
| Dec 2015 | 687.4282489751962 | 0.12 | 1.49 |
| Jan 2016 | 682.4125098120861 | -0.73 | 2.86 |
| Feb 2016 | 673.4835117674118 | -1.31 | 1.33 |
| Mar 2016 | 676.1003923056659 | 0.39 | 1.26 |
| Apr 2016 | 674.5678317916918 | -0.23 | 1.23 |
| May 2016 | 679.0632490165895 | 0.67 | 0.02 |
| Jun 2016 | 684.067789282961 | 0.74 | -0.77 |
| Jul 2016 | 680.3766261059532 | -0.54 | -1.79 |
| Aug 2016 | 681.9484347607545 | 0.23 | -0.58 |
| Sep 2016 | 684.9064662184104 | 0.43 | -0.09 |
| Oct 2016 | 687.8877459133366 | 0.44 | 1.04 |
| Nov 2016 | 705.7435237052975 | 2.60 | 2.79 |
| Dec 2016 | 730.0324423856479 | 3.44 | 6.20 |
| Jan 2017 | 729.7608727369582 | -0.04 | 6.94 |
| Feb 2017 | 732.4082561579858 | 0.36 | 8.75 |
| Mar 2017 | 734.9485016167449 | 0.35 | 8.70 |
| Apr 2017 | 727.6246901322265 | -1.00 | 7.87 |
| May 2017 | 727.645106718345 | 0.00 | 7.15 |
| Jun 2017 | 724.9693015070169 | -0.37 | 5.98 |
| Jul 2017 | 732.7997127074074 | 1.08 | 7.71 |
| Aug 2017 | 734.1360807973678 | 0.18 | 7.65 |
| Sep 2017 | 736.4026729857922 | 0.31 | 7.52 |
| Oct 2017 | 748.2774624655447 | 1.61 | 8.78 |
| Nov 2017 | 755.8812539047017 | 1.02 | 7.10 |
| Dec 2017 | 763.042503738885 | 0.95 | 4.52 |
| Jan 2018 | 772.7036430225239 | 1.27 | 5.88 |
| Feb 2018 | 794.0012089589313 | 2.76 | 8.41 |
| Mar 2018 | 806.1872172984763 | 1.54 | 9.69 |
| Apr 2018 | 811.6487499438003 | 0.68 | 11.55 |
| May 2018 | 823.3316792278067 | 1.44 | 13.15 |
| Jun 2018 | 825.2442244618011 | 0.23 | 13.83 |
| Jul 2018 | 824.9355070329548 | -0.04 | 12.57 |
| Aug 2018 | 825.8950439145995 | 0.12 | 12.50 |
| Sep 2018 | 828.8541861180654 | 0.36 | 12.55 |
| Oct 2018 | 835.6959684997489 | 0.83 | 11.68 |
| Nov 2018 | 830.7928170093926 | -0.59 | 9.91 |
| Dec 2018 | 812.5487144329579 | -2.20 | 6.49 |
| Jan 2019 | 799.7703405714764 | -1.57 | 3.50 |
| Feb 2019 | 802.4386673319784 | 0.33 | 1.06 |
| Mar 2019 | 807.8165235763684 | 0.67 | 0.20 |
| Apr 2019 | 808.8032480485341 | 0.12 | -0.35 |
| May 2019 | 809.0026684435257 | 0.03 | -1.74 |
| Jun 2019 | 793.1101205577153 | -1.96 | -3.89 |
| Jul 2019 | 793.8792004955044 | 0.10 | -3.76 |
| Aug 2019 | 790.616262676695 | -0.41 | -4.27 |
| Sep 2019 | 794.7880151872922 | 0.53 | -4.11 |
| Oct 2019 | 804.9887596862068 | 1.28 | -3.67 |
| Nov 2019 | 811.5126398307052 | 0.81 | -2.32 |
| Dec 2019 | 819.9548270155178 | 1.04 | 0.91 |
| Jan 2020 | 816.5961350148089 | -0.41 | 2.10 |
| Feb 2020 | 810.676923772121 | -0.72 | 1.03 |
| Mar 2020 | 816.484315485698 | 0.72 | 1.07 |
| Apr 2020 | 816.6329087885362 | 0.02 | 0.97 |
| May 2020 | 821.8942985961354 | 0.64 | 1.59 |
| Jun 2020 | 826.8558641799095 | 0.60 | 4.26 |
| Jul 2020 | 821.917415345818 | -0.60 | 3.53 |
| Aug 2020 | 819.8175886160004 | -0.25 | 3.69 |
| Sep 2020 | 819.9132802954407 | 0.01 | 3.16 |
| Oct 2020 | 821.7895185928462 | 0.23 | 2.09 |
| Nov 2020 | 823.7416139084511 | 0.24 | 1.51 |
| Dec 2020 | 824.3049839459002 | 0.07 | 0.53 |
| Jan 2021 | 827.8145898503934 | 0.43 | 1.37 |
| Feb 2021 | 838.6389060088281 | 1.31 | 3.45 |
| Mar 2021 | 863.9222248268657 | 3.02 | 5.81 |
| Apr 2021 | 871.3036475623402 | 0.85 | 6.70 |
| May 2021 | 875.9246282559906 | 0.53 | 6.57 |
| Jun 2021 | 890.2321581129378 | 1.63 | 7.67 |
| Jul 2021 | 895.9879464155322 | 0.65 | 9.01 |
| Aug 2021 | 905.1610296812855 | 1.02 | 10.41 |
| Sep 2021 | 919.5223945187731 | 1.59 | 12.15 |
| Oct 2021 | 943.5087999380714 | 2.61 | 14.81 |
| Nov 2021 | 957.25797181695 | 1.46 | 16.21 |
| Dec 2021 | 972.842336543436 | 1.63 | 18.02 |
| Jan 2022 | 1018.4574109756578 | 4.69 | 23.03 |
| Feb 2022 | 1051.4588043935628 | 3.24 | 25.38 |
| Mar 2022 | 1090.9181507449591 | 3.75 | 26.28 |
| Apr 2022 | 1168.5951811950067 | 7.12 | 34.12 |
| May 2022 | 1198.3108612502697 | 2.54 | 36.81 |
| Jun 2022 | 1236.2868042588268 | 3.17 | 38.87 |
| Jul 2022 | 1232.2035197284945 | -0.33 | 37.53 |
| Aug 2022 | 1217.25813645271 | -1.21 | 34.48 |
| Sep 2022 | 1302.1897048503272 | 6.98 | 41.62 |
| Oct 2022 | 1376.5371731671466 | 5.71 | 45.90 |
| Nov 2022 | 1359.1816402505617 | -1.26 | 41.99 |
| Dec 2022 | 1306.2234082558437 | -3.90 | 34.27 |
| Jan 2023 | 1289.872451670561 | -1.25 | 26.65 |
| Feb 2023 | 1282.8964991532337 | -0.54 | 22.01 |
| Mar 2023 | 1310.6999712069605 | 2.17 | 20.15 |
| Apr 2023 | 1294.3554938675002 | -1.25 | 10.76 |
| May 2023 | 1306.271399671571 | 0.92 | 9.01 |
| Jun 2023 | 1340.0206874104365 | 2.58 | 8.39 |
| Jul 2023 | 1353.7219155300097 | 1.02 | 9.86 |
| Aug 2023 | 1376.9887688306922 | 1.72 | 13.12 |
| Sep 2023 | 1394.6209125271682 | 1.28 | 7.10 |
| Oct 2023 | 1442.382292952603 | 3.43 | 4.78 |
| Nov 2023 | 1434.1039105872 | -0.57 | 5.51 |
| Dec 2023 | 1374.1999209213648 | -4.18 | 5.20 |
| Jan 2024 | 1351.8687762713214 | -1.62 | 4.81 |
| Feb 2024 | 1367.938133134091 | 1.19 | 6.63 |
| Mar 2024 | 1380.4128911573687 | 0.91 | 5.32 |
| Apr 2024 | 1416.1152716179179 | 2.59 | 9.41 |
| May 2024 | 1437.8541225656152 | 1.54 | 10.07 |
| Jun 2024 | 1431.194250771289 | -0.46 | 6.80 |
| Jul 2024 | 1430.426339218368 | -0.05 | 5.67 |
| Aug 2024 | 1400.2094151055671 | -2.11 | 1.69 |
| Sep 2024 | 1376.5943347564444 | -1.69 | -1.29 |
| Oct 2024 | 1406.0158468507934 | 2.14 | -2.52 |
| Nov 2024 | 1448.120964949627 | 3.00 | 0.98 |
| Dec 2024 | 1445.3704289842176 | -0.19 | 5.18 |
| Jan 2025 | 1476.02863615116 | 2.12 | 9.18 |
| Feb 2025 | 1469.138658686542 | -0.47 | 7.40 |
| Mar 2025 | 1449.6880548339134 | -1.32 | 5.02 |
| Apr 2025 | 1454.3315720193555 | 0.32 | 2.70 |
| May 2025 | 1460.7593274582648 | 0.44 | 1.59 |
| Jun 2025 | 1456.458503179713 | -0.29 | 1.77 |
| Jul 2025 | 1448.4618695870568 | -0.55 | 1.26 |
| Aug 2025 | 1438.6862602106698 | -0.67 | 2.75 |
| Sep 2025 | 1426.8055511866933 | -0.83 | 3.65 |
| Oct 2025 | 1423.6366862870607 | -0.22 | 1.25 |
| Nov 2025 | 1431.4283668460923 | 0.55 | -1.15 |
| Dec 2025 | 1437.8596615078366 | 0.45 | -0.52 |
| Jan 2026 | 1435.16930671804 | -0.19 | -2.77 |
| Feb 2026 | 1432.0271929986166 | -0.22 | -2.53 |
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