Gainesville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Gainesville, FL Metro in February 2026 was $2,580.676. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -7.11%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Gainesville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1067.6575935259111 NaN NaN
Feb 2012 1061.8292268260902 -0.55 NaN
Mar 2012 1065.108679406593 0.31 NaN
Apr 2012 1058.8152976181711 -0.59 NaN
May 2012 1045.1225596531754 -1.29 NaN
Jun 2012 1030.6512200046766 -1.38 NaN
Jul 2012 1016.4934972590627 -1.37 NaN
Aug 2012 1015.3724812158844 -0.11 NaN
Sep 2012 1005.7492352836123 -0.95 NaN
Oct 2012 997.0222873465087 -0.87 NaN
Nov 2012 998.3855679184139 0.14 NaN
Dec 2012 1002.7078298731869 0.43 NaN
Jan 2013 1015.2390583706502 1.25 -4.91
Feb 2013 1031.8908604980318 1.64 -2.82
Mar 2013 1041.780917721619 0.96 -2.19
Apr 2013 1038.093995762752 -0.35 -1.96
May 2013 1049.5006070750294 1.10 0.42
Jun 2013 1093.7082662464259 4.21 6.12
Jul 2013 1118.9234651470033 2.31 10.08
Aug 2013 1125.0644206434692 0.55 10.80
Sep 2013 1127.8467429159673 0.25 12.14
Oct 2013 1106.037571617705 -1.93 10.93
Nov 2013 1113.2660399502538 0.65 11.51
Dec 2013 1132.7701212646016 1.75 12.97
Jan 2014 1129.8560536599734 -0.26 11.29
Feb 2014 1129.631874194199 -0.02 9.47
Mar 2014 1142.4466464858804 1.13 9.66
Apr 2014 1151.1651290420418 0.76 10.89
May 2014 1146.937892491393 -0.37 9.28
Jun 2014 1149.204332405503 0.20 5.07
Jul 2014 1147.895911953452 -0.11 2.59
Aug 2014 1145.0128227606579 -0.25 1.77
Sep 2014 1148.9441300210149 0.34 1.87
Oct 2014 1138.893023237741 -0.87 2.97
Nov 2014 1137.7557326402073 -0.10 2.20
Dec 2014 1129.47846183914 -0.73 -0.29
Jan 2015 1112.1324072506156 -1.54 -1.57
Feb 2015 1120.4146754347832 0.75 -0.82
Mar 2015 1129.6482548414065 0.82 -1.12
Apr 2015 1125.6937346043535 -0.35 -2.21
May 2015 1143.889639630264 1.62 -0.27
Jun 2015 1161.145994212421 1.51 1.04
Jul 2015 1172.9398143018818 1.02 2.18
Aug 2015 1166.4604693085316 -0.55 1.87
Sep 2015 1171.6446586891573 0.44 1.98
Oct 2015 1170.3298138953737 -0.11 2.76
Nov 2015 1188.3235787994001 1.54 4.45
Dec 2015 1194.4705847592618 0.52 5.75
Jan 2016 1192.6979283037927 -0.15 7.24
Feb 2016 1179.8444346125361 -1.08 5.30
Mar 2016 1187.775852386244 0.67 5.15
Apr 2016 1184.2631616768176 -0.30 5.20
May 2016 1189.3288049740486 0.43 3.97
Jun 2016 1192.439872836364 0.26 2.70
Jul 2016 1186.8355205020894 -0.47 1.19
Aug 2016 1191.4293565011073 0.39 2.14
Sep 2016 1199.614531449881 0.69 2.39
Oct 2016 1207.17854238238 0.63 3.15
Nov 2016 1239.9515257749742 2.72 4.35
Dec 2016 1285.6209374107304 3.68 7.63
Jan 2017 1277.9382183416521 -0.60 7.15
Feb 2017 1287.2835316986452 0.73 9.11
Mar 2017 1298.280500173798 0.85 9.30
Apr 2017 1293.2517276052038 -0.39 9.20
May 2017 1299.2349504880458 0.46 9.24
Jun 2017 1298.4177074425174 -0.06 8.89
Jul 2017 1312.2472135953506 1.07 10.57
Aug 2017 1311.1058636838761 -0.09 10.05
Sep 2017 1310.218048459053 -0.07 9.22
Oct 2017 1324.9089823462796 1.12 9.75
Nov 2017 1333.7268563125997 0.67 7.56
Dec 2017 1341.940684077362 0.62 4.38
Jan 2018 1354.587002117522 0.94 6.00
Feb 2018 1390.0492305251973 2.62 7.98
Mar 2018 1409.5072982433403 1.40 8.57
Apr 2018 1421.860766312179 0.88 9.95
May 2018 1444.4431861103712 1.59 11.18
Jun 2018 1450.496283387055 0.42 11.71
Jul 2018 1455.5151559314227 0.35 10.92
Aug 2018 1466.6141645862256 0.76 11.86
Sep 2018 1484.1402145303718 1.20 13.27
Oct 2018 1512.5217017288403 1.91 14.16
Nov 2018 1523.2723632183493 0.71 14.21
Dec 2018 1505.280452237335 -1.18 12.17
Jan 2019 1483.4092653780735 -1.45 9.51
Feb 2019 1475.6757842286966 -0.52 6.16
Mar 2019 1464.7641527874312 -0.74 3.92
Apr 2019 1455.3873303243038 -0.64 2.36
May 2019 1454.7323155301513 -0.04 0.71
Jun 2019 1436.4806235786768 -1.25 -0.97
Jul 2019 1443.3245425452903 0.48 -0.84
Aug 2019 1437.1107064036144 -0.43 -2.01
Sep 2019 1443.464844866528 0.44 -2.74
Oct 2019 1457.9190097627366 1.00 -3.61
Nov 2019 1464.473708981622 0.45 -3.86
Dec 2019 1475.2629370716486 0.74 -1.99
Jan 2020 1463.1561035657176 -0.82 -1.36
Feb 2020 1456.2267857228896 -0.47 -1.32
Mar 2020 1464.0622854764188 0.54 -0.05
Apr 2020 1455.719248855302 -0.57 0.02
May 2020 1452.4719969688288 -0.22 -0.15
Jun 2020 1447.6974747657969 -0.33 0.78
Jul 2020 1436.788119659009 -0.75 -0.45
Aug 2020 1437.2011539546925 0.03 0.01
Sep 2020 1447.4882092404227 0.72 0.28
Oct 2020 1459.7588347855453 0.85 0.13
Nov 2020 1472.8729276587362 0.90 0.57
Dec 2020 1483.4044929857703 0.72 0.55
Jan 2021 1486.1503269189159 0.19 1.57
Feb 2021 1513.4286429458803 1.84 3.93
Mar 2021 1563.5126990508606 3.31 6.79
Apr 2021 1579.1567089443529 1.00 8.48
May 2021 1586.8259336220615 0.49 9.25
Jun 2021 1610.8682946399294 1.52 11.27
Jul 2021 1618.8362190522569 0.50 12.67
Aug 2021 1632.431639608677 0.84 13.58
Sep 2021 1651.130731214399 1.15 14.07
Oct 2021 1682.3315360567071 1.89 15.25
Nov 2021 1695.7002958045834 0.80 15.13
Dec 2021 1715.9674586748486 1.20 15.68
Jan 2022 1768.6290896059027 3.07 19.01
Feb 2022 1842.5434823238154 4.18 21.75
Mar 2022 1937.3772087755794 5.15 23.91
Apr 2022 2099.874687618998 8.39 32.97
May 2022 2175.451425855101 3.60 37.10
Jun 2022 2258.264738246739 3.81 40.19
Jul 2022 2265.463858561526 0.32 39.94
Aug 2022 2248.947502926221 -0.73 37.77
Sep 2022 2410.0028500171697 7.16 45.96
Oct 2022 2556.038388148036 6.06 51.93
Nov 2022 2540.319118852167 -0.61 49.81
Dec 2022 2460.968298037615 -3.12 43.42
Jan 2023 2442.3579482194264 -0.76 38.09
Feb 2023 2441.35729813098 -0.04 32.50
Mar 2023 2501.845402032946 2.48 29.14
Apr 2023 2482.410186632876 -0.78 18.22
May 2023 2518.3004615713207 1.45 15.76
Jun 2023 2593.0623102464524 2.97 14.83
Jul 2023 2632.6997663127167 1.53 16.21
Aug 2023 2689.4751766658496 2.16 19.59
Sep 2023 2722.9087166100758 1.24 12.98
Oct 2023 2813.7492968499228 3.34 10.08
Nov 2023 2788.4136111474163 -0.90 9.77
Dec 2023 2677.2750247167237 -3.99 8.79
Jan 2024 2662.2966091689395 -0.56 9.01
Feb 2024 2699.18687177272 1.39 10.56
Mar 2024 2719.5161214090294 0.75 8.70
Apr 2024 2765.0558668511076 1.68 11.39
May 2024 2784.390867714719 0.70 10.57
Jun 2024 2757.58247124213 -0.96 6.35
Jul 2024 2741.2053244537005 -0.59 4.12
Aug 2024 2670.2535930823433 -2.59 -0.71
Sep 2024 2615.563582189343 -2.05 -3.94
Oct 2024 2662.2692140639065 1.79 -5.38
Nov 2024 2734.562739797137 2.72 -1.93
Dec 2024 2718.6643446703565 -0.58 1.55
Jan 2025 2800.5984096449274 3.01 5.20
Feb 2025 2778.194832259099 -0.80 2.93
Mar 2025 2737.119979072835 -1.48 0.65
Apr 2025 2740.8275444743545 0.14 -0.88
May 2025 2747.9896054380397 0.26 -1.31
Jun 2025 2736.9751522974966 -0.40 -0.75
Jul 2025 2709.7538221801865 -0.99 -1.15
Aug 2025 2674.7462573000294 -1.29 0.17
Sep 2025 2633.9827307849073 -1.52 0.70
Oct 2025 2610.706311606274 -0.88 -1.94
Nov 2025 2605.924951240708 -0.18 -4.70
Dec 2025 2598.4444327829833 -0.29 -4.42
Jan 2026 2586.311555893448 -0.47 -7.65
Feb 2026 2580.676182782364 -0.22 -7.11