Gainesville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Gainesville, FL Metro in February 2026 was $2,580.676. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -7.11%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1067.6575935259111 | NaN | NaN |
| Feb 2012 | 1061.8292268260902 | -0.55 | NaN |
| Mar 2012 | 1065.108679406593 | 0.31 | NaN |
| Apr 2012 | 1058.8152976181711 | -0.59 | NaN |
| May 2012 | 1045.1225596531754 | -1.29 | NaN |
| Jun 2012 | 1030.6512200046766 | -1.38 | NaN |
| Jul 2012 | 1016.4934972590627 | -1.37 | NaN |
| Aug 2012 | 1015.3724812158844 | -0.11 | NaN |
| Sep 2012 | 1005.7492352836123 | -0.95 | NaN |
| Oct 2012 | 997.0222873465087 | -0.87 | NaN |
| Nov 2012 | 998.3855679184139 | 0.14 | NaN |
| Dec 2012 | 1002.7078298731869 | 0.43 | NaN |
| Jan 2013 | 1015.2390583706502 | 1.25 | -4.91 |
| Feb 2013 | 1031.8908604980318 | 1.64 | -2.82 |
| Mar 2013 | 1041.780917721619 | 0.96 | -2.19 |
| Apr 2013 | 1038.093995762752 | -0.35 | -1.96 |
| May 2013 | 1049.5006070750294 | 1.10 | 0.42 |
| Jun 2013 | 1093.7082662464259 | 4.21 | 6.12 |
| Jul 2013 | 1118.9234651470033 | 2.31 | 10.08 |
| Aug 2013 | 1125.0644206434692 | 0.55 | 10.80 |
| Sep 2013 | 1127.8467429159673 | 0.25 | 12.14 |
| Oct 2013 | 1106.037571617705 | -1.93 | 10.93 |
| Nov 2013 | 1113.2660399502538 | 0.65 | 11.51 |
| Dec 2013 | 1132.7701212646016 | 1.75 | 12.97 |
| Jan 2014 | 1129.8560536599734 | -0.26 | 11.29 |
| Feb 2014 | 1129.631874194199 | -0.02 | 9.47 |
| Mar 2014 | 1142.4466464858804 | 1.13 | 9.66 |
| Apr 2014 | 1151.1651290420418 | 0.76 | 10.89 |
| May 2014 | 1146.937892491393 | -0.37 | 9.28 |
| Jun 2014 | 1149.204332405503 | 0.20 | 5.07 |
| Jul 2014 | 1147.895911953452 | -0.11 | 2.59 |
| Aug 2014 | 1145.0128227606579 | -0.25 | 1.77 |
| Sep 2014 | 1148.9441300210149 | 0.34 | 1.87 |
| Oct 2014 | 1138.893023237741 | -0.87 | 2.97 |
| Nov 2014 | 1137.7557326402073 | -0.10 | 2.20 |
| Dec 2014 | 1129.47846183914 | -0.73 | -0.29 |
| Jan 2015 | 1112.1324072506156 | -1.54 | -1.57 |
| Feb 2015 | 1120.4146754347832 | 0.75 | -0.82 |
| Mar 2015 | 1129.6482548414065 | 0.82 | -1.12 |
| Apr 2015 | 1125.6937346043535 | -0.35 | -2.21 |
| May 2015 | 1143.889639630264 | 1.62 | -0.27 |
| Jun 2015 | 1161.145994212421 | 1.51 | 1.04 |
| Jul 2015 | 1172.9398143018818 | 1.02 | 2.18 |
| Aug 2015 | 1166.4604693085316 | -0.55 | 1.87 |
| Sep 2015 | 1171.6446586891573 | 0.44 | 1.98 |
| Oct 2015 | 1170.3298138953737 | -0.11 | 2.76 |
| Nov 2015 | 1188.3235787994001 | 1.54 | 4.45 |
| Dec 2015 | 1194.4705847592618 | 0.52 | 5.75 |
| Jan 2016 | 1192.6979283037927 | -0.15 | 7.24 |
| Feb 2016 | 1179.8444346125361 | -1.08 | 5.30 |
| Mar 2016 | 1187.775852386244 | 0.67 | 5.15 |
| Apr 2016 | 1184.2631616768176 | -0.30 | 5.20 |
| May 2016 | 1189.3288049740486 | 0.43 | 3.97 |
| Jun 2016 | 1192.439872836364 | 0.26 | 2.70 |
| Jul 2016 | 1186.8355205020894 | -0.47 | 1.19 |
| Aug 2016 | 1191.4293565011073 | 0.39 | 2.14 |
| Sep 2016 | 1199.614531449881 | 0.69 | 2.39 |
| Oct 2016 | 1207.17854238238 | 0.63 | 3.15 |
| Nov 2016 | 1239.9515257749742 | 2.72 | 4.35 |
| Dec 2016 | 1285.6209374107304 | 3.68 | 7.63 |
| Jan 2017 | 1277.9382183416521 | -0.60 | 7.15 |
| Feb 2017 | 1287.2835316986452 | 0.73 | 9.11 |
| Mar 2017 | 1298.280500173798 | 0.85 | 9.30 |
| Apr 2017 | 1293.2517276052038 | -0.39 | 9.20 |
| May 2017 | 1299.2349504880458 | 0.46 | 9.24 |
| Jun 2017 | 1298.4177074425174 | -0.06 | 8.89 |
| Jul 2017 | 1312.2472135953506 | 1.07 | 10.57 |
| Aug 2017 | 1311.1058636838761 | -0.09 | 10.05 |
| Sep 2017 | 1310.218048459053 | -0.07 | 9.22 |
| Oct 2017 | 1324.9089823462796 | 1.12 | 9.75 |
| Nov 2017 | 1333.7268563125997 | 0.67 | 7.56 |
| Dec 2017 | 1341.940684077362 | 0.62 | 4.38 |
| Jan 2018 | 1354.587002117522 | 0.94 | 6.00 |
| Feb 2018 | 1390.0492305251973 | 2.62 | 7.98 |
| Mar 2018 | 1409.5072982433403 | 1.40 | 8.57 |
| Apr 2018 | 1421.860766312179 | 0.88 | 9.95 |
| May 2018 | 1444.4431861103712 | 1.59 | 11.18 |
| Jun 2018 | 1450.496283387055 | 0.42 | 11.71 |
| Jul 2018 | 1455.5151559314227 | 0.35 | 10.92 |
| Aug 2018 | 1466.6141645862256 | 0.76 | 11.86 |
| Sep 2018 | 1484.1402145303718 | 1.20 | 13.27 |
| Oct 2018 | 1512.5217017288403 | 1.91 | 14.16 |
| Nov 2018 | 1523.2723632183493 | 0.71 | 14.21 |
| Dec 2018 | 1505.280452237335 | -1.18 | 12.17 |
| Jan 2019 | 1483.4092653780735 | -1.45 | 9.51 |
| Feb 2019 | 1475.6757842286966 | -0.52 | 6.16 |
| Mar 2019 | 1464.7641527874312 | -0.74 | 3.92 |
| Apr 2019 | 1455.3873303243038 | -0.64 | 2.36 |
| May 2019 | 1454.7323155301513 | -0.04 | 0.71 |
| Jun 2019 | 1436.4806235786768 | -1.25 | -0.97 |
| Jul 2019 | 1443.3245425452903 | 0.48 | -0.84 |
| Aug 2019 | 1437.1107064036144 | -0.43 | -2.01 |
| Sep 2019 | 1443.464844866528 | 0.44 | -2.74 |
| Oct 2019 | 1457.9190097627366 | 1.00 | -3.61 |
| Nov 2019 | 1464.473708981622 | 0.45 | -3.86 |
| Dec 2019 | 1475.2629370716486 | 0.74 | -1.99 |
| Jan 2020 | 1463.1561035657176 | -0.82 | -1.36 |
| Feb 2020 | 1456.2267857228896 | -0.47 | -1.32 |
| Mar 2020 | 1464.0622854764188 | 0.54 | -0.05 |
| Apr 2020 | 1455.719248855302 | -0.57 | 0.02 |
| May 2020 | 1452.4719969688288 | -0.22 | -0.15 |
| Jun 2020 | 1447.6974747657969 | -0.33 | 0.78 |
| Jul 2020 | 1436.788119659009 | -0.75 | -0.45 |
| Aug 2020 | 1437.2011539546925 | 0.03 | 0.01 |
| Sep 2020 | 1447.4882092404227 | 0.72 | 0.28 |
| Oct 2020 | 1459.7588347855453 | 0.85 | 0.13 |
| Nov 2020 | 1472.8729276587362 | 0.90 | 0.57 |
| Dec 2020 | 1483.4044929857703 | 0.72 | 0.55 |
| Jan 2021 | 1486.1503269189159 | 0.19 | 1.57 |
| Feb 2021 | 1513.4286429458803 | 1.84 | 3.93 |
| Mar 2021 | 1563.5126990508606 | 3.31 | 6.79 |
| Apr 2021 | 1579.1567089443529 | 1.00 | 8.48 |
| May 2021 | 1586.8259336220615 | 0.49 | 9.25 |
| Jun 2021 | 1610.8682946399294 | 1.52 | 11.27 |
| Jul 2021 | 1618.8362190522569 | 0.50 | 12.67 |
| Aug 2021 | 1632.431639608677 | 0.84 | 13.58 |
| Sep 2021 | 1651.130731214399 | 1.15 | 14.07 |
| Oct 2021 | 1682.3315360567071 | 1.89 | 15.25 |
| Nov 2021 | 1695.7002958045834 | 0.80 | 15.13 |
| Dec 2021 | 1715.9674586748486 | 1.20 | 15.68 |
| Jan 2022 | 1768.6290896059027 | 3.07 | 19.01 |
| Feb 2022 | 1842.5434823238154 | 4.18 | 21.75 |
| Mar 2022 | 1937.3772087755794 | 5.15 | 23.91 |
| Apr 2022 | 2099.874687618998 | 8.39 | 32.97 |
| May 2022 | 2175.451425855101 | 3.60 | 37.10 |
| Jun 2022 | 2258.264738246739 | 3.81 | 40.19 |
| Jul 2022 | 2265.463858561526 | 0.32 | 39.94 |
| Aug 2022 | 2248.947502926221 | -0.73 | 37.77 |
| Sep 2022 | 2410.0028500171697 | 7.16 | 45.96 |
| Oct 2022 | 2556.038388148036 | 6.06 | 51.93 |
| Nov 2022 | 2540.319118852167 | -0.61 | 49.81 |
| Dec 2022 | 2460.968298037615 | -3.12 | 43.42 |
| Jan 2023 | 2442.3579482194264 | -0.76 | 38.09 |
| Feb 2023 | 2441.35729813098 | -0.04 | 32.50 |
| Mar 2023 | 2501.845402032946 | 2.48 | 29.14 |
| Apr 2023 | 2482.410186632876 | -0.78 | 18.22 |
| May 2023 | 2518.3004615713207 | 1.45 | 15.76 |
| Jun 2023 | 2593.0623102464524 | 2.97 | 14.83 |
| Jul 2023 | 2632.6997663127167 | 1.53 | 16.21 |
| Aug 2023 | 2689.4751766658496 | 2.16 | 19.59 |
| Sep 2023 | 2722.9087166100758 | 1.24 | 12.98 |
| Oct 2023 | 2813.7492968499228 | 3.34 | 10.08 |
| Nov 2023 | 2788.4136111474163 | -0.90 | 9.77 |
| Dec 2023 | 2677.2750247167237 | -3.99 | 8.79 |
| Jan 2024 | 2662.2966091689395 | -0.56 | 9.01 |
| Feb 2024 | 2699.18687177272 | 1.39 | 10.56 |
| Mar 2024 | 2719.5161214090294 | 0.75 | 8.70 |
| Apr 2024 | 2765.0558668511076 | 1.68 | 11.39 |
| May 2024 | 2784.390867714719 | 0.70 | 10.57 |
| Jun 2024 | 2757.58247124213 | -0.96 | 6.35 |
| Jul 2024 | 2741.2053244537005 | -0.59 | 4.12 |
| Aug 2024 | 2670.2535930823433 | -2.59 | -0.71 |
| Sep 2024 | 2615.563582189343 | -2.05 | -3.94 |
| Oct 2024 | 2662.2692140639065 | 1.79 | -5.38 |
| Nov 2024 | 2734.562739797137 | 2.72 | -1.93 |
| Dec 2024 | 2718.6643446703565 | -0.58 | 1.55 |
| Jan 2025 | 2800.5984096449274 | 3.01 | 5.20 |
| Feb 2025 | 2778.194832259099 | -0.80 | 2.93 |
| Mar 2025 | 2737.119979072835 | -1.48 | 0.65 |
| Apr 2025 | 2740.8275444743545 | 0.14 | -0.88 |
| May 2025 | 2747.9896054380397 | 0.26 | -1.31 |
| Jun 2025 | 2736.9751522974966 | -0.40 | -0.75 |
| Jul 2025 | 2709.7538221801865 | -0.99 | -1.15 |
| Aug 2025 | 2674.7462573000294 | -1.29 | 0.17 |
| Sep 2025 | 2633.9827307849073 | -1.52 | 0.70 |
| Oct 2025 | 2610.706311606274 | -0.88 | -1.94 |
| Nov 2025 | 2605.924951240708 | -0.18 | -4.70 |
| Dec 2025 | 2598.4444327829833 | -0.29 | -4.42 |
| Jan 2026 | 2586.311555893448 | -0.47 | -7.65 |
| Feb 2026 | 2580.676182782364 | -0.22 | -7.11 |