Gainesville, GA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Gainesville, GA Metro in February 2026 was $3,077.593. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -7.46%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 910.3381872204675 NaN NaN
Feb 2012 912.8939588301841 0.28 NaN
Mar 2012 929.1218288642062 1.78 NaN
Apr 2012 936.4102498620938 0.78 NaN
May 2012 935.917293115616 -0.05 NaN
Jun 2012 933.8847475429104 -0.22 NaN
Jul 2012 933.3654857859427 -0.06 NaN
Aug 2012 945.4303720075983 1.29 NaN
Sep 2012 944.783151936018 -0.07 NaN
Oct 2012 939.8357179810685 -0.52 NaN
Nov 2012 939.3004992361988 -0.06 NaN
Dec 2012 939.5593815422776 0.03 NaN
Jan 2013 944.2212287311386 0.50 3.72
Feb 2013 953.4300501760125 0.98 4.44
Mar 2013 956.7247186968772 0.35 2.97
Apr 2013 952.6687555369218 -0.42 1.74
May 2013 968.6625198573347 1.68 3.50
Jun 2013 1023.6570235880613 5.68 9.61
Jul 2013 1062.4567733196473 3.79 13.83
Aug 2013 1083.3531758121478 1.97 14.59
Sep 2013 1098.709102565905 1.42 16.29
Oct 2013 1086.6300228454418 -1.10 15.62
Nov 2013 1103.4312131883844 1.55 17.47
Dec 2013 1133.6123084916617 2.74 20.65
Jan 2014 1143.2132032266138 0.85 21.08
Feb 2014 1144.4457003836314 0.11 20.04
Mar 2014 1159.0894314412512 1.28 21.15
Apr 2014 1169.472998773664 0.90 22.76
May 2014 1167.2344940541616 -0.19 20.50
Jun 2014 1173.5094339697594 0.54 14.64
Jul 2014 1178.6107387983448 0.44 10.93
Aug 2014 1185.2131871416286 0.56 9.40
Sep 2014 1197.2561352778735 1.02 8.97
Oct 2014 1190.9954964273918 -0.52 9.61
Nov 2014 1191.5786400255954 0.05 7.99
Dec 2014 1184.476526207711 -0.60 4.49
Jan 2015 1161.5283793363417 -1.94 1.60
Feb 2015 1172.3324400735119 0.93 2.44
Mar 2015 1183.0813200455793 0.92 2.07
Apr 2015 1179.4203307473356 -0.31 0.85
May 2015 1202.4444217865982 1.95 3.02
Jun 2015 1225.4832983491485 1.92 4.43
Jul 2015 1241.7182721425509 1.33 5.35
Aug 2015 1236.5774586955936 -0.41 4.33
Sep 2015 1243.731076314422 0.58 3.88
Oct 2015 1241.831595979901 -0.15 4.27
Nov 2015 1264.1450665171742 1.80 6.09
Dec 2015 1276.6039772842596 0.99 7.78
Jan 2016 1285.9469586527152 0.73 10.71
Feb 2016 1273.977028784209 -0.93 8.67
Mar 2016 1280.8777389749405 0.54 8.27
Apr 2016 1275.4308077616074 -0.42 8.14
May 2016 1280.0543833083075 0.36 6.45
Jun 2016 1284.2511886547725 0.33 4.80
Jul 2016 1278.676645220481 -0.43 2.98
Aug 2016 1285.1702135978785 0.51 3.93
Sep 2016 1295.5998932845223 0.81 4.17
Oct 2016 1304.0456364697784 0.65 5.01
Nov 2016 1344.3376123871076 3.09 6.34
Dec 2016 1401.3113694733747 4.24 9.77
Jan 2017 1425.2484541089598 1.71 10.83
Feb 2017 1437.795555593059 0.88 12.86
Mar 2017 1448.296807541333 0.73 13.07
Apr 2017 1438.9399044353213 -0.65 12.82
May 2017 1442.5582461673014 0.25 12.70
Jun 2017 1439.039973868928 -0.24 12.05
Jul 2017 1454.5672640795287 1.08 13.76
Aug 2017 1451.4819806908538 -0.21 12.94
Sep 2017 1451.0168785735993 -0.03 12.00
Oct 2017 1468.5059351012208 1.21 12.61
Nov 2017 1479.840491092908 0.77 10.08
Dec 2017 1490.3115499186817 0.71 6.35
Jan 2018 1494.6642139650053 0.29 4.87
Feb 2018 1534.5991302310235 2.67 6.73
Mar 2018 1553.6504271571046 1.24 7.27
Apr 2018 1562.5677849157132 0.57 8.59
May 2018 1583.474447404567 1.34 9.77
Jun 2018 1587.5880735613885 0.26 10.32
Jul 2018 1592.0078991024566 0.28 9.45
Aug 2018 1604.3695533597345 0.78 10.53
Sep 2018 1624.50311258244 1.25 11.96
Oct 2018 1655.7002615047206 1.92 12.75
Nov 2018 1665.7548302342816 0.61 12.56
Dec 2018 1643.2176325680498 -1.35 10.26
Jan 2019 1643.621511620529 0.03 9.97
Feb 2019 1643.4860567857684 -0.01 7.10
Mar 2019 1640.059240593752 -0.21 5.56
Apr 2019 1630.7787050540442 -0.57 4.37
May 2019 1627.9142807980509 -0.18 2.81
Jun 2019 1600.279112266387 -1.70 0.80
Jul 2019 1602.5615913089182 0.14 0.66
Aug 2019 1591.246542808804 -0.71 -0.82
Sep 2019 1596.4110435693233 0.33 -1.73
Oct 2019 1614.6729361620253 1.14 -2.48
Nov 2019 1623.6488624317399 0.56 -2.53
Dec 2019 1636.6443541274875 0.80 -0.40
Jan 2020 1622.224558288278 -0.88 -1.30
Feb 2020 1612.209144567091 -0.62 -1.90
Mar 2020 1619.6362168390415 0.46 -1.25
Apr 2020 1609.9882870318177 -0.60 -1.27
May 2020 1604.5766624883845 -0.34 -1.43
Jun 2020 1598.290908068263 -0.39 -0.12
Jul 2020 1584.53178035327 -0.86 -1.12
Aug 2020 1587.0881526116534 0.16 -0.26
Sep 2020 1601.3330037979272 0.90 0.31
Oct 2020 1617.922807357945 1.04 0.20
Nov 2020 1634.1107800707 1.00 0.64
Dec 2020 1648.905870279178 0.91 0.75
Jan 2021 1654.7230534298772 0.35 2.00
Feb 2021 1693.6141545309013 2.35 5.05
Mar 2021 1760.581401810835 3.95 8.70
Apr 2021 1786.255786331803 1.46 10.95
May 2021 1799.9176112706284 0.77 12.17
Jun 2021 1832.7654237803254 1.83 14.67
Jul 2021 1846.722505848497 0.76 16.55
Aug 2021 1869.4257269258378 1.23 17.79
Sep 2021 1902.339738766957 1.76 18.80
Oct 2021 1955.1803227394291 2.78 20.85
Nov 2021 1986.7447264966256 1.61 21.58
Dec 2021 2025.7402629499265 1.96 22.85
Jan 2022 2104.654558752655 3.90 27.19
Feb 2022 2211.890105735186 5.10 30.60
Mar 2022 2343.623769914726 5.96 33.12
Apr 2022 2559.4761680356023 9.21 43.29
May 2022 2657.803458060901 3.84 47.66
Jun 2022 2760.4726789500874 3.86 50.62
Jul 2022 2759.6206659323498 -0.03 49.43
Aug 2022 2729.2657297670344 -1.10 46.00
Sep 2022 2926.7110264221806 7.23 53.85
Oct 2022 3107.142546270521 6.17 58.92
Nov 2022 3077.869872992974 -0.94 54.92
Dec 2022 2967.4329678383115 -3.59 46.49
Jan 2023 2972.5372935441756 0.17 41.24
Feb 2023 2963.3542383060617 -0.31 33.97
Mar 2023 3030.181906224405 2.26 29.30
Apr 2023 2993.721443853247 -1.20 16.97
May 2023 3028.9595584832896 1.18 13.97
Jun 2023 3116.1080035507034 2.88 12.88
Jul 2023 3167.081339161297 1.64 14.77
Aug 2023 3244.881237181932 2.46 18.89
Sep 2023 3297.2133624823655 1.61 12.66
Oct 2023 3420.0626004024357 3.73 10.07
Nov 2023 3388.9982480321996 -0.91 10.11
Dec 2023 3244.6672450794817 -4.26 9.34
Jan 2024 3201.3941721465826 -1.33 7.70
Feb 2024 3244.7566429630347 1.35 9.50
Mar 2024 3273.99118608261 0.90 8.05
Apr 2024 3340.0253135681664 2.02 11.57
May 2024 3376.2245882192983 1.08 11.47
Jun 2024 3349.2530631631794 -0.80 7.48
Jul 2024 3336.690374613712 -0.37 5.36
Aug 2024 3255.132040616057 -2.44 0.32
Sep 2024 3189.9412563140095 -2.00 -3.25
Oct 2024 3251.6371243128197 1.93 -4.92
Nov 2024 3341.1755502724836 2.75 -1.41
Dec 2024 3318.1201554438976 -0.69 2.26
Jan 2025 3350.315857454347 0.97 4.65
Feb 2025 3325.5563282476414 -0.74 2.49
Mar 2025 3276.2411362264666 -1.48 0.07
Apr 2025 3287.8519898624827 0.35 -1.56
May 2025 3300.416870949378 0.38 -2.24
Jun 2025 3287.36504309111 -0.39 -1.85
Jul 2025 3248.868858114721 -1.17 -2.63
Aug 2025 3205.3563639555587 -1.34 -1.53
Sep 2025 3151.8131941337406 -1.67 -1.19
Oct 2025 3127.1498222265836 -0.78 -3.83
Nov 2025 3123.5652433475025 -0.11 -6.51
Dec 2025 3113.2314749777547 -0.33 -6.17
Jan 2026 3092.960977278842 -0.65 -7.68
Feb 2026 3077.5933668894704 -0.50 -7.46