Gainesville, GA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Gainesville, GA Metro in February 2026 was $3,077.593. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -7.46%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 910.3381872204675 | NaN | NaN |
| Feb 2012 | 912.8939588301841 | 0.28 | NaN |
| Mar 2012 | 929.1218288642062 | 1.78 | NaN |
| Apr 2012 | 936.4102498620938 | 0.78 | NaN |
| May 2012 | 935.917293115616 | -0.05 | NaN |
| Jun 2012 | 933.8847475429104 | -0.22 | NaN |
| Jul 2012 | 933.3654857859427 | -0.06 | NaN |
| Aug 2012 | 945.4303720075983 | 1.29 | NaN |
| Sep 2012 | 944.783151936018 | -0.07 | NaN |
| Oct 2012 | 939.8357179810685 | -0.52 | NaN |
| Nov 2012 | 939.3004992361988 | -0.06 | NaN |
| Dec 2012 | 939.5593815422776 | 0.03 | NaN |
| Jan 2013 | 944.2212287311386 | 0.50 | 3.72 |
| Feb 2013 | 953.4300501760125 | 0.98 | 4.44 |
| Mar 2013 | 956.7247186968772 | 0.35 | 2.97 |
| Apr 2013 | 952.6687555369218 | -0.42 | 1.74 |
| May 2013 | 968.6625198573347 | 1.68 | 3.50 |
| Jun 2013 | 1023.6570235880613 | 5.68 | 9.61 |
| Jul 2013 | 1062.4567733196473 | 3.79 | 13.83 |
| Aug 2013 | 1083.3531758121478 | 1.97 | 14.59 |
| Sep 2013 | 1098.709102565905 | 1.42 | 16.29 |
| Oct 2013 | 1086.6300228454418 | -1.10 | 15.62 |
| Nov 2013 | 1103.4312131883844 | 1.55 | 17.47 |
| Dec 2013 | 1133.6123084916617 | 2.74 | 20.65 |
| Jan 2014 | 1143.2132032266138 | 0.85 | 21.08 |
| Feb 2014 | 1144.4457003836314 | 0.11 | 20.04 |
| Mar 2014 | 1159.0894314412512 | 1.28 | 21.15 |
| Apr 2014 | 1169.472998773664 | 0.90 | 22.76 |
| May 2014 | 1167.2344940541616 | -0.19 | 20.50 |
| Jun 2014 | 1173.5094339697594 | 0.54 | 14.64 |
| Jul 2014 | 1178.6107387983448 | 0.44 | 10.93 |
| Aug 2014 | 1185.2131871416286 | 0.56 | 9.40 |
| Sep 2014 | 1197.2561352778735 | 1.02 | 8.97 |
| Oct 2014 | 1190.9954964273918 | -0.52 | 9.61 |
| Nov 2014 | 1191.5786400255954 | 0.05 | 7.99 |
| Dec 2014 | 1184.476526207711 | -0.60 | 4.49 |
| Jan 2015 | 1161.5283793363417 | -1.94 | 1.60 |
| Feb 2015 | 1172.3324400735119 | 0.93 | 2.44 |
| Mar 2015 | 1183.0813200455793 | 0.92 | 2.07 |
| Apr 2015 | 1179.4203307473356 | -0.31 | 0.85 |
| May 2015 | 1202.4444217865982 | 1.95 | 3.02 |
| Jun 2015 | 1225.4832983491485 | 1.92 | 4.43 |
| Jul 2015 | 1241.7182721425509 | 1.33 | 5.35 |
| Aug 2015 | 1236.5774586955936 | -0.41 | 4.33 |
| Sep 2015 | 1243.731076314422 | 0.58 | 3.88 |
| Oct 2015 | 1241.831595979901 | -0.15 | 4.27 |
| Nov 2015 | 1264.1450665171742 | 1.80 | 6.09 |
| Dec 2015 | 1276.6039772842596 | 0.99 | 7.78 |
| Jan 2016 | 1285.9469586527152 | 0.73 | 10.71 |
| Feb 2016 | 1273.977028784209 | -0.93 | 8.67 |
| Mar 2016 | 1280.8777389749405 | 0.54 | 8.27 |
| Apr 2016 | 1275.4308077616074 | -0.42 | 8.14 |
| May 2016 | 1280.0543833083075 | 0.36 | 6.45 |
| Jun 2016 | 1284.2511886547725 | 0.33 | 4.80 |
| Jul 2016 | 1278.676645220481 | -0.43 | 2.98 |
| Aug 2016 | 1285.1702135978785 | 0.51 | 3.93 |
| Sep 2016 | 1295.5998932845223 | 0.81 | 4.17 |
| Oct 2016 | 1304.0456364697784 | 0.65 | 5.01 |
| Nov 2016 | 1344.3376123871076 | 3.09 | 6.34 |
| Dec 2016 | 1401.3113694733747 | 4.24 | 9.77 |
| Jan 2017 | 1425.2484541089598 | 1.71 | 10.83 |
| Feb 2017 | 1437.795555593059 | 0.88 | 12.86 |
| Mar 2017 | 1448.296807541333 | 0.73 | 13.07 |
| Apr 2017 | 1438.9399044353213 | -0.65 | 12.82 |
| May 2017 | 1442.5582461673014 | 0.25 | 12.70 |
| Jun 2017 | 1439.039973868928 | -0.24 | 12.05 |
| Jul 2017 | 1454.5672640795287 | 1.08 | 13.76 |
| Aug 2017 | 1451.4819806908538 | -0.21 | 12.94 |
| Sep 2017 | 1451.0168785735993 | -0.03 | 12.00 |
| Oct 2017 | 1468.5059351012208 | 1.21 | 12.61 |
| Nov 2017 | 1479.840491092908 | 0.77 | 10.08 |
| Dec 2017 | 1490.3115499186817 | 0.71 | 6.35 |
| Jan 2018 | 1494.6642139650053 | 0.29 | 4.87 |
| Feb 2018 | 1534.5991302310235 | 2.67 | 6.73 |
| Mar 2018 | 1553.6504271571046 | 1.24 | 7.27 |
| Apr 2018 | 1562.5677849157132 | 0.57 | 8.59 |
| May 2018 | 1583.474447404567 | 1.34 | 9.77 |
| Jun 2018 | 1587.5880735613885 | 0.26 | 10.32 |
| Jul 2018 | 1592.0078991024566 | 0.28 | 9.45 |
| Aug 2018 | 1604.3695533597345 | 0.78 | 10.53 |
| Sep 2018 | 1624.50311258244 | 1.25 | 11.96 |
| Oct 2018 | 1655.7002615047206 | 1.92 | 12.75 |
| Nov 2018 | 1665.7548302342816 | 0.61 | 12.56 |
| Dec 2018 | 1643.2176325680498 | -1.35 | 10.26 |
| Jan 2019 | 1643.621511620529 | 0.03 | 9.97 |
| Feb 2019 | 1643.4860567857684 | -0.01 | 7.10 |
| Mar 2019 | 1640.059240593752 | -0.21 | 5.56 |
| Apr 2019 | 1630.7787050540442 | -0.57 | 4.37 |
| May 2019 | 1627.9142807980509 | -0.18 | 2.81 |
| Jun 2019 | 1600.279112266387 | -1.70 | 0.80 |
| Jul 2019 | 1602.5615913089182 | 0.14 | 0.66 |
| Aug 2019 | 1591.246542808804 | -0.71 | -0.82 |
| Sep 2019 | 1596.4110435693233 | 0.33 | -1.73 |
| Oct 2019 | 1614.6729361620253 | 1.14 | -2.48 |
| Nov 2019 | 1623.6488624317399 | 0.56 | -2.53 |
| Dec 2019 | 1636.6443541274875 | 0.80 | -0.40 |
| Jan 2020 | 1622.224558288278 | -0.88 | -1.30 |
| Feb 2020 | 1612.209144567091 | -0.62 | -1.90 |
| Mar 2020 | 1619.6362168390415 | 0.46 | -1.25 |
| Apr 2020 | 1609.9882870318177 | -0.60 | -1.27 |
| May 2020 | 1604.5766624883845 | -0.34 | -1.43 |
| Jun 2020 | 1598.290908068263 | -0.39 | -0.12 |
| Jul 2020 | 1584.53178035327 | -0.86 | -1.12 |
| Aug 2020 | 1587.0881526116534 | 0.16 | -0.26 |
| Sep 2020 | 1601.3330037979272 | 0.90 | 0.31 |
| Oct 2020 | 1617.922807357945 | 1.04 | 0.20 |
| Nov 2020 | 1634.1107800707 | 1.00 | 0.64 |
| Dec 2020 | 1648.905870279178 | 0.91 | 0.75 |
| Jan 2021 | 1654.7230534298772 | 0.35 | 2.00 |
| Feb 2021 | 1693.6141545309013 | 2.35 | 5.05 |
| Mar 2021 | 1760.581401810835 | 3.95 | 8.70 |
| Apr 2021 | 1786.255786331803 | 1.46 | 10.95 |
| May 2021 | 1799.9176112706284 | 0.77 | 12.17 |
| Jun 2021 | 1832.7654237803254 | 1.83 | 14.67 |
| Jul 2021 | 1846.722505848497 | 0.76 | 16.55 |
| Aug 2021 | 1869.4257269258378 | 1.23 | 17.79 |
| Sep 2021 | 1902.339738766957 | 1.76 | 18.80 |
| Oct 2021 | 1955.1803227394291 | 2.78 | 20.85 |
| Nov 2021 | 1986.7447264966256 | 1.61 | 21.58 |
| Dec 2021 | 2025.7402629499265 | 1.96 | 22.85 |
| Jan 2022 | 2104.654558752655 | 3.90 | 27.19 |
| Feb 2022 | 2211.890105735186 | 5.10 | 30.60 |
| Mar 2022 | 2343.623769914726 | 5.96 | 33.12 |
| Apr 2022 | 2559.4761680356023 | 9.21 | 43.29 |
| May 2022 | 2657.803458060901 | 3.84 | 47.66 |
| Jun 2022 | 2760.4726789500874 | 3.86 | 50.62 |
| Jul 2022 | 2759.6206659323498 | -0.03 | 49.43 |
| Aug 2022 | 2729.2657297670344 | -1.10 | 46.00 |
| Sep 2022 | 2926.7110264221806 | 7.23 | 53.85 |
| Oct 2022 | 3107.142546270521 | 6.17 | 58.92 |
| Nov 2022 | 3077.869872992974 | -0.94 | 54.92 |
| Dec 2022 | 2967.4329678383115 | -3.59 | 46.49 |
| Jan 2023 | 2972.5372935441756 | 0.17 | 41.24 |
| Feb 2023 | 2963.3542383060617 | -0.31 | 33.97 |
| Mar 2023 | 3030.181906224405 | 2.26 | 29.30 |
| Apr 2023 | 2993.721443853247 | -1.20 | 16.97 |
| May 2023 | 3028.9595584832896 | 1.18 | 13.97 |
| Jun 2023 | 3116.1080035507034 | 2.88 | 12.88 |
| Jul 2023 | 3167.081339161297 | 1.64 | 14.77 |
| Aug 2023 | 3244.881237181932 | 2.46 | 18.89 |
| Sep 2023 | 3297.2133624823655 | 1.61 | 12.66 |
| Oct 2023 | 3420.0626004024357 | 3.73 | 10.07 |
| Nov 2023 | 3388.9982480321996 | -0.91 | 10.11 |
| Dec 2023 | 3244.6672450794817 | -4.26 | 9.34 |
| Jan 2024 | 3201.3941721465826 | -1.33 | 7.70 |
| Feb 2024 | 3244.7566429630347 | 1.35 | 9.50 |
| Mar 2024 | 3273.99118608261 | 0.90 | 8.05 |
| Apr 2024 | 3340.0253135681664 | 2.02 | 11.57 |
| May 2024 | 3376.2245882192983 | 1.08 | 11.47 |
| Jun 2024 | 3349.2530631631794 | -0.80 | 7.48 |
| Jul 2024 | 3336.690374613712 | -0.37 | 5.36 |
| Aug 2024 | 3255.132040616057 | -2.44 | 0.32 |
| Sep 2024 | 3189.9412563140095 | -2.00 | -3.25 |
| Oct 2024 | 3251.6371243128197 | 1.93 | -4.92 |
| Nov 2024 | 3341.1755502724836 | 2.75 | -1.41 |
| Dec 2024 | 3318.1201554438976 | -0.69 | 2.26 |
| Jan 2025 | 3350.315857454347 | 0.97 | 4.65 |
| Feb 2025 | 3325.5563282476414 | -0.74 | 2.49 |
| Mar 2025 | 3276.2411362264666 | -1.48 | 0.07 |
| Apr 2025 | 3287.8519898624827 | 0.35 | -1.56 |
| May 2025 | 3300.416870949378 | 0.38 | -2.24 |
| Jun 2025 | 3287.36504309111 | -0.39 | -1.85 |
| Jul 2025 | 3248.868858114721 | -1.17 | -2.63 |
| Aug 2025 | 3205.3563639555587 | -1.34 | -1.53 |
| Sep 2025 | 3151.8131941337406 | -1.67 | -1.19 |
| Oct 2025 | 3127.1498222265836 | -0.78 | -3.83 |
| Nov 2025 | 3123.5652433475025 | -0.11 | -6.51 |
| Dec 2025 | 3113.2314749777547 | -0.33 | -6.17 |
| Jan 2026 | 3092.960977278842 | -0.65 | -7.68 |
| Feb 2026 | 3077.5933668894704 | -0.50 | -7.46 |