Houston, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Houston, TX Metro in February 2026 was $2,672.286. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -6.58%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Houston, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Houston, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1323.4887174892035 NaN NaN
Feb 2012 1323.466746151343 0.00 NaN
Mar 2012 1330.5834529673987 0.54 NaN
Apr 2012 1328.2078837064516 -0.18 NaN
May 2012 1319.9030590239545 -0.62 NaN
Jun 2012 1312.4536641998761 -0.56 NaN
Jul 2012 1306.2213776759736 -0.47 NaN
Aug 2012 1314.4023270108112 0.63 NaN
Sep 2012 1310.0345269890413 -0.33 NaN
Oct 2012 1304.2065727442402 -0.44 NaN
Nov 2012 1305.0555250088232 0.07 NaN
Dec 2012 1307.276745973153 0.17 NaN
Jan 2013 1102.9002777671203 -15.63 -16.67
Feb 2013 1116.0877154865132 1.20 -15.67
Mar 2013 1124.8754724261503 0.79 -15.46
Apr 2013 1122.583710303265 -0.20 -15.48
May 2013 1138.1251236941114 1.38 -13.77
Jun 2013 1191.2983059682258 4.67 -9.23
Jul 2013 1227.626147244477 3.05 -6.02
Aug 2013 1246.9221961266646 1.57 -5.13
Sep 2013 1260.350817810111 1.08 -3.79
Oct 2013 1245.8266384611693 -1.15 -4.48
Nov 2013 1261.9403883202797 1.29 -3.30
Dec 2013 1290.9139533579596 2.30 -1.25
Jan 2014 1307.4539801557844 1.28 18.55
Feb 2014 1307.2570859680407 -0.01 17.13
Mar 2014 1322.9795004360653 1.20 17.61
Apr 2014 1334.1419169968308 0.84 18.85
May 2014 1332.4633139814596 -0.13 17.08
Jun 2014 1340.7483471177497 0.62 12.55
Jul 2014 1350.067195301828 0.70 9.97
Aug 2014 1360.7999825016311 0.80 9.13
Sep 2014 1377.2748617564553 1.21 9.28
Oct 2014 1375.655681719671 -0.12 10.42
Nov 2014 1383.5493924916832 0.57 9.64
Dec 2014 1382.9468893958997 -0.04 7.13
Jan 2015 1382.8513930534539 -0.01 5.77
Feb 2015 1399.3183884218042 1.19 7.04
Mar 2015 1417.655769027398 1.31 7.16
Apr 2015 1419.2770143733653 0.11 6.38
May 2015 1446.7365401467239 1.94 8.58
Jun 2015 1471.474108312508 1.71 9.75
Jul 2015 1487.9137233366664 1.12 10.21
Aug 2015 1482.867223733658 -0.34 8.97
Sep 2015 1489.7175592736148 0.46 8.16
Oct 2015 1487.7537385074625 -0.13 8.15
Nov 2015 1509.8449028324494 1.49 9.13
Dec 2015 1519.4290195640383 0.64 9.87
Jan 2016 1559.6598397627315 2.65 12.79
Feb 2016 1545.4802076440715 -0.91 10.45
Mar 2016 1554.5617252357113 0.59 9.66
Apr 2016 1549.750248389997 -0.31 9.19
May 2016 1553.5855712851005 0.25 7.39
Jun 2016 1555.5271105917218 0.13 5.71
Jul 2016 1545.8221136500777 -0.62 3.89
Aug 2016 1548.5043793126692 0.17 4.43
Sep 2016 1555.308434089855 0.44 4.40
Oct 2016 1561.6270805682625 0.41 4.97
Nov 2016 1600.4407780722665 2.49 6.00
Dec 2016 1653.817637790146 3.34 8.85
Jan 2017 1662.5333503238323 0.53 6.60
Feb 2017 1668.1862775398954 0.34 7.94
Mar 2017 1676.088512646339 0.47 7.82
Apr 2017 1665.4212888161771 -0.64 7.46
May 2017 1667.2816652715205 0.11 7.32
Jun 2017 1660.4626796731386 -0.41 6.75
Jul 2017 1670.4549646127566 0.60 8.06
Aug 2017 1663.9444427213875 -0.39 7.46
Sep 2017 1658.8167297753732 -0.31 6.66
Oct 2017 1673.82678392405 0.91 7.19
Nov 2017 1682.5048310625125 0.52 5.13
Dec 2017 1691.7988209506134 0.55 2.30
Jan 2018 1682.643389849553 -0.54 1.21
Feb 2018 1721.4834162375078 2.31 3.20
Mar 2018 1740.7030567842492 1.12 3.86
Apr 2018 1749.72915597451 0.52 5.06
May 2018 1771.6894902104432 1.25 6.26
Jun 2018 1776.3077086659814 0.26 6.98
Jul 2018 1778.5212651431968 0.13 6.47
Aug 2018 1787.5138982862013 0.51 7.43
Sep 2018 1803.287206635614 0.88 8.71
Oct 2018 1833.6541000570758 1.68 9.55
Nov 2018 1844.0498355972852 0.57 9.60
Dec 2018 1821.7880265230751 -1.21 7.68
Jan 2019 1666.870088400074 -8.50 -0.94
Feb 2019 1661.2994729442098 -0.33 -3.50
Mar 2019 1654.0723856556497 -0.43 -4.98
Apr 2019 1643.315509164222 -0.65 -6.08
May 2019 1637.9331118388588 -0.33 -7.55
Jun 2019 1607.5659596131054 -1.85 -9.50
Jul 2019 1605.7200047205124 -0.11 -9.72
Aug 2019 1591.3297779589989 -0.90 -10.97
Sep 2019 1594.0664683876 0.17 -11.60
Oct 2019 1609.1276497251963 0.95 -12.24
Nov 2019 1616.6447684459258 0.47 -12.33
Dec 2019 1626.8263189231407 0.63 -10.70
Jan 2020 1636.9126880428876 0.62 -1.80
Feb 2020 1624.2133687596138 -0.78 -2.23
Mar 2020 1628.6435497088708 0.27 -1.54
Apr 2020 1615.5766758623965 -0.80 -1.69
May 2020 1607.8189899127105 -0.48 -1.84
Jun 2020 1600.267280400298 -0.47 -0.45
Jul 2020 1585.7367981472134 -0.91 -1.25
Aug 2020 1582.8503656431883 -0.18 -0.53
Sep 2020 1587.8765889148758 0.32 -0.39
Oct 2020 1593.9736986186867 0.38 -0.94
Nov 2020 1601.2851877728117 0.46 -0.95
Dec 2020 1607.101748304496 0.36 -1.21
Jan 2021 1673.5376825512371 4.13 2.24
Feb 2021 1699.6630450926605 1.56 4.64
Mar 2021 1753.1026580195232 3.14 7.64
Apr 2021 1771.1061711962348 1.03 9.63
May 2021 1782.6163006659717 0.65 10.87
Jun 2021 1810.7330760867856 1.58 13.15
Jul 2021 1821.288680347856 0.58 14.85
Aug 2021 1837.6227510197905 0.90 16.10
Sep 2021 1860.450731464984 1.24 17.17
Oct 2021 1900.3176367736614 2.14 19.22
Nov 2021 1921.2908900245898 1.10 19.98
Dec 2021 1949.2284018926812 1.45 21.29
Jan 2022 1921.750720805992 -1.41 14.83
Feb 2022 2003.5759088148457 4.26 17.88
Mar 2022 2108.832966163645 5.25 20.29
Apr 2022 2286.0616034158934 8.40 29.08
May 2022 2368.5899804812184 3.61 32.87
Jun 2022 2455.727895689846 3.68 35.62
Jul 2022 2459.9979057848277 0.17 35.07
Aug 2022 2438.1965771935065 -0.89 32.68
Sep 2022 2609.712250117884 7.04 40.27
Oct 2022 2764.21879377112 5.92 45.46
Nov 2022 2743.8832377406625 -0.74 42.82
Dec 2022 2651.4833643158654 -3.37 36.03
Jan 2023 2648.7044121793824 -0.10 37.83
Feb 2023 2636.027559505649 -0.48 31.57
Mar 2023 2685.3372316057876 1.87 27.34
Apr 2023 2646.8487428014923 -1.43 15.78
May 2023 2667.671410288723 0.79 12.63
Jun 2023 2733.869992622347 2.48 11.33
Jul 2023 2769.991964023883 1.32 12.60
Aug 2023 2827.0471219033875 2.06 15.95
Sep 2023 2859.400316176828 1.14 9.57
Oct 2023 2947.995010717895 3.10 6.65
Nov 2023 2913.2836918997964 -1.18 6.17
Dec 2023 2788.8524097368872 -4.27 5.18
Jan 2024 2747.060519012386 -1.50 3.71
Feb 2024 2778.387597186419 1.14 5.40
Mar 2024 2797.3719064749635 0.68 4.17
Apr 2024 2844.8608354503103 1.70 7.48
May 2024 2863.948208690937 0.67 7.36
Jun 2024 2834.780687736923 -1.02 3.69
Jul 2024 2818.5237192097056 -0.57 1.75
Aug 2024 2748.4575337870183 -2.49 -2.78
Sep 2024 2698.1401840946187 -1.83 -5.64
Oct 2024 2744.6547593642185 1.72 -6.90
Nov 2024 2815.8669794955513 2.60 -3.34
Dec 2024 2797.313603335087 -0.66 0.30
Jan 2025 2884.098497695898 3.10 4.99
Feb 2025 2860.5485061626914 -0.82 2.96
Mar 2025 2819.3472815402424 -1.44 0.79
Apr 2025 2826.697462378904 0.26 -0.64
May 2025 2837.06772847704 0.37 -0.94
Jun 2025 2829.3554546353776 -0.27 -0.19
Jul 2025 2804.449723253313 -0.88 -0.50
Aug 2025 2773.621092599216 -1.10 0.92
Sep 2025 2737.2338703805517 -1.31 1.45
Oct 2025 2715.5854946407026 -0.79 -1.06
Nov 2025 2711.0930414664817 -0.16 -3.72
Dec 2025 2702.4770618282096 -0.32 -3.39
Jan 2026 2685.0642257134396 -0.64 -6.90
Feb 2026 2672.286042840252 -0.48 -6.58