Houston, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Houston, TX Metro in February 2026 was $2,672.286. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -6.58%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1323.4887174892035 | NaN | NaN |
| Feb 2012 | 1323.466746151343 | 0.00 | NaN |
| Mar 2012 | 1330.5834529673987 | 0.54 | NaN |
| Apr 2012 | 1328.2078837064516 | -0.18 | NaN |
| May 2012 | 1319.9030590239545 | -0.62 | NaN |
| Jun 2012 | 1312.4536641998761 | -0.56 | NaN |
| Jul 2012 | 1306.2213776759736 | -0.47 | NaN |
| Aug 2012 | 1314.4023270108112 | 0.63 | NaN |
| Sep 2012 | 1310.0345269890413 | -0.33 | NaN |
| Oct 2012 | 1304.2065727442402 | -0.44 | NaN |
| Nov 2012 | 1305.0555250088232 | 0.07 | NaN |
| Dec 2012 | 1307.276745973153 | 0.17 | NaN |
| Jan 2013 | 1102.9002777671203 | -15.63 | -16.67 |
| Feb 2013 | 1116.0877154865132 | 1.20 | -15.67 |
| Mar 2013 | 1124.8754724261503 | 0.79 | -15.46 |
| Apr 2013 | 1122.583710303265 | -0.20 | -15.48 |
| May 2013 | 1138.1251236941114 | 1.38 | -13.77 |
| Jun 2013 | 1191.2983059682258 | 4.67 | -9.23 |
| Jul 2013 | 1227.626147244477 | 3.05 | -6.02 |
| Aug 2013 | 1246.9221961266646 | 1.57 | -5.13 |
| Sep 2013 | 1260.350817810111 | 1.08 | -3.79 |
| Oct 2013 | 1245.8266384611693 | -1.15 | -4.48 |
| Nov 2013 | 1261.9403883202797 | 1.29 | -3.30 |
| Dec 2013 | 1290.9139533579596 | 2.30 | -1.25 |
| Jan 2014 | 1307.4539801557844 | 1.28 | 18.55 |
| Feb 2014 | 1307.2570859680407 | -0.01 | 17.13 |
| Mar 2014 | 1322.9795004360653 | 1.20 | 17.61 |
| Apr 2014 | 1334.1419169968308 | 0.84 | 18.85 |
| May 2014 | 1332.4633139814596 | -0.13 | 17.08 |
| Jun 2014 | 1340.7483471177497 | 0.62 | 12.55 |
| Jul 2014 | 1350.067195301828 | 0.70 | 9.97 |
| Aug 2014 | 1360.7999825016311 | 0.80 | 9.13 |
| Sep 2014 | 1377.2748617564553 | 1.21 | 9.28 |
| Oct 2014 | 1375.655681719671 | -0.12 | 10.42 |
| Nov 2014 | 1383.5493924916832 | 0.57 | 9.64 |
| Dec 2014 | 1382.9468893958997 | -0.04 | 7.13 |
| Jan 2015 | 1382.8513930534539 | -0.01 | 5.77 |
| Feb 2015 | 1399.3183884218042 | 1.19 | 7.04 |
| Mar 2015 | 1417.655769027398 | 1.31 | 7.16 |
| Apr 2015 | 1419.2770143733653 | 0.11 | 6.38 |
| May 2015 | 1446.7365401467239 | 1.94 | 8.58 |
| Jun 2015 | 1471.474108312508 | 1.71 | 9.75 |
| Jul 2015 | 1487.9137233366664 | 1.12 | 10.21 |
| Aug 2015 | 1482.867223733658 | -0.34 | 8.97 |
| Sep 2015 | 1489.7175592736148 | 0.46 | 8.16 |
| Oct 2015 | 1487.7537385074625 | -0.13 | 8.15 |
| Nov 2015 | 1509.8449028324494 | 1.49 | 9.13 |
| Dec 2015 | 1519.4290195640383 | 0.64 | 9.87 |
| Jan 2016 | 1559.6598397627315 | 2.65 | 12.79 |
| Feb 2016 | 1545.4802076440715 | -0.91 | 10.45 |
| Mar 2016 | 1554.5617252357113 | 0.59 | 9.66 |
| Apr 2016 | 1549.750248389997 | -0.31 | 9.19 |
| May 2016 | 1553.5855712851005 | 0.25 | 7.39 |
| Jun 2016 | 1555.5271105917218 | 0.13 | 5.71 |
| Jul 2016 | 1545.8221136500777 | -0.62 | 3.89 |
| Aug 2016 | 1548.5043793126692 | 0.17 | 4.43 |
| Sep 2016 | 1555.308434089855 | 0.44 | 4.40 |
| Oct 2016 | 1561.6270805682625 | 0.41 | 4.97 |
| Nov 2016 | 1600.4407780722665 | 2.49 | 6.00 |
| Dec 2016 | 1653.817637790146 | 3.34 | 8.85 |
| Jan 2017 | 1662.5333503238323 | 0.53 | 6.60 |
| Feb 2017 | 1668.1862775398954 | 0.34 | 7.94 |
| Mar 2017 | 1676.088512646339 | 0.47 | 7.82 |
| Apr 2017 | 1665.4212888161771 | -0.64 | 7.46 |
| May 2017 | 1667.2816652715205 | 0.11 | 7.32 |
| Jun 2017 | 1660.4626796731386 | -0.41 | 6.75 |
| Jul 2017 | 1670.4549646127566 | 0.60 | 8.06 |
| Aug 2017 | 1663.9444427213875 | -0.39 | 7.46 |
| Sep 2017 | 1658.8167297753732 | -0.31 | 6.66 |
| Oct 2017 | 1673.82678392405 | 0.91 | 7.19 |
| Nov 2017 | 1682.5048310625125 | 0.52 | 5.13 |
| Dec 2017 | 1691.7988209506134 | 0.55 | 2.30 |
| Jan 2018 | 1682.643389849553 | -0.54 | 1.21 |
| Feb 2018 | 1721.4834162375078 | 2.31 | 3.20 |
| Mar 2018 | 1740.7030567842492 | 1.12 | 3.86 |
| Apr 2018 | 1749.72915597451 | 0.52 | 5.06 |
| May 2018 | 1771.6894902104432 | 1.25 | 6.26 |
| Jun 2018 | 1776.3077086659814 | 0.26 | 6.98 |
| Jul 2018 | 1778.5212651431968 | 0.13 | 6.47 |
| Aug 2018 | 1787.5138982862013 | 0.51 | 7.43 |
| Sep 2018 | 1803.287206635614 | 0.88 | 8.71 |
| Oct 2018 | 1833.6541000570758 | 1.68 | 9.55 |
| Nov 2018 | 1844.0498355972852 | 0.57 | 9.60 |
| Dec 2018 | 1821.7880265230751 | -1.21 | 7.68 |
| Jan 2019 | 1666.870088400074 | -8.50 | -0.94 |
| Feb 2019 | 1661.2994729442098 | -0.33 | -3.50 |
| Mar 2019 | 1654.0723856556497 | -0.43 | -4.98 |
| Apr 2019 | 1643.315509164222 | -0.65 | -6.08 |
| May 2019 | 1637.9331118388588 | -0.33 | -7.55 |
| Jun 2019 | 1607.5659596131054 | -1.85 | -9.50 |
| Jul 2019 | 1605.7200047205124 | -0.11 | -9.72 |
| Aug 2019 | 1591.3297779589989 | -0.90 | -10.97 |
| Sep 2019 | 1594.0664683876 | 0.17 | -11.60 |
| Oct 2019 | 1609.1276497251963 | 0.95 | -12.24 |
| Nov 2019 | 1616.6447684459258 | 0.47 | -12.33 |
| Dec 2019 | 1626.8263189231407 | 0.63 | -10.70 |
| Jan 2020 | 1636.9126880428876 | 0.62 | -1.80 |
| Feb 2020 | 1624.2133687596138 | -0.78 | -2.23 |
| Mar 2020 | 1628.6435497088708 | 0.27 | -1.54 |
| Apr 2020 | 1615.5766758623965 | -0.80 | -1.69 |
| May 2020 | 1607.8189899127105 | -0.48 | -1.84 |
| Jun 2020 | 1600.267280400298 | -0.47 | -0.45 |
| Jul 2020 | 1585.7367981472134 | -0.91 | -1.25 |
| Aug 2020 | 1582.8503656431883 | -0.18 | -0.53 |
| Sep 2020 | 1587.8765889148758 | 0.32 | -0.39 |
| Oct 2020 | 1593.9736986186867 | 0.38 | -0.94 |
| Nov 2020 | 1601.2851877728117 | 0.46 | -0.95 |
| Dec 2020 | 1607.101748304496 | 0.36 | -1.21 |
| Jan 2021 | 1673.5376825512371 | 4.13 | 2.24 |
| Feb 2021 | 1699.6630450926605 | 1.56 | 4.64 |
| Mar 2021 | 1753.1026580195232 | 3.14 | 7.64 |
| Apr 2021 | 1771.1061711962348 | 1.03 | 9.63 |
| May 2021 | 1782.6163006659717 | 0.65 | 10.87 |
| Jun 2021 | 1810.7330760867856 | 1.58 | 13.15 |
| Jul 2021 | 1821.288680347856 | 0.58 | 14.85 |
| Aug 2021 | 1837.6227510197905 | 0.90 | 16.10 |
| Sep 2021 | 1860.450731464984 | 1.24 | 17.17 |
| Oct 2021 | 1900.3176367736614 | 2.14 | 19.22 |
| Nov 2021 | 1921.2908900245898 | 1.10 | 19.98 |
| Dec 2021 | 1949.2284018926812 | 1.45 | 21.29 |
| Jan 2022 | 1921.750720805992 | -1.41 | 14.83 |
| Feb 2022 | 2003.5759088148457 | 4.26 | 17.88 |
| Mar 2022 | 2108.832966163645 | 5.25 | 20.29 |
| Apr 2022 | 2286.0616034158934 | 8.40 | 29.08 |
| May 2022 | 2368.5899804812184 | 3.61 | 32.87 |
| Jun 2022 | 2455.727895689846 | 3.68 | 35.62 |
| Jul 2022 | 2459.9979057848277 | 0.17 | 35.07 |
| Aug 2022 | 2438.1965771935065 | -0.89 | 32.68 |
| Sep 2022 | 2609.712250117884 | 7.04 | 40.27 |
| Oct 2022 | 2764.21879377112 | 5.92 | 45.46 |
| Nov 2022 | 2743.8832377406625 | -0.74 | 42.82 |
| Dec 2022 | 2651.4833643158654 | -3.37 | 36.03 |
| Jan 2023 | 2648.7044121793824 | -0.10 | 37.83 |
| Feb 2023 | 2636.027559505649 | -0.48 | 31.57 |
| Mar 2023 | 2685.3372316057876 | 1.87 | 27.34 |
| Apr 2023 | 2646.8487428014923 | -1.43 | 15.78 |
| May 2023 | 2667.671410288723 | 0.79 | 12.63 |
| Jun 2023 | 2733.869992622347 | 2.48 | 11.33 |
| Jul 2023 | 2769.991964023883 | 1.32 | 12.60 |
| Aug 2023 | 2827.0471219033875 | 2.06 | 15.95 |
| Sep 2023 | 2859.400316176828 | 1.14 | 9.57 |
| Oct 2023 | 2947.995010717895 | 3.10 | 6.65 |
| Nov 2023 | 2913.2836918997964 | -1.18 | 6.17 |
| Dec 2023 | 2788.8524097368872 | -4.27 | 5.18 |
| Jan 2024 | 2747.060519012386 | -1.50 | 3.71 |
| Feb 2024 | 2778.387597186419 | 1.14 | 5.40 |
| Mar 2024 | 2797.3719064749635 | 0.68 | 4.17 |
| Apr 2024 | 2844.8608354503103 | 1.70 | 7.48 |
| May 2024 | 2863.948208690937 | 0.67 | 7.36 |
| Jun 2024 | 2834.780687736923 | -1.02 | 3.69 |
| Jul 2024 | 2818.5237192097056 | -0.57 | 1.75 |
| Aug 2024 | 2748.4575337870183 | -2.49 | -2.78 |
| Sep 2024 | 2698.1401840946187 | -1.83 | -5.64 |
| Oct 2024 | 2744.6547593642185 | 1.72 | -6.90 |
| Nov 2024 | 2815.8669794955513 | 2.60 | -3.34 |
| Dec 2024 | 2797.313603335087 | -0.66 | 0.30 |
| Jan 2025 | 2884.098497695898 | 3.10 | 4.99 |
| Feb 2025 | 2860.5485061626914 | -0.82 | 2.96 |
| Mar 2025 | 2819.3472815402424 | -1.44 | 0.79 |
| Apr 2025 | 2826.697462378904 | 0.26 | -0.64 |
| May 2025 | 2837.06772847704 | 0.37 | -0.94 |
| Jun 2025 | 2829.3554546353776 | -0.27 | -0.19 |
| Jul 2025 | 2804.449723253313 | -0.88 | -0.50 |
| Aug 2025 | 2773.621092599216 | -1.10 | 0.92 |
| Sep 2025 | 2737.2338703805517 | -1.31 | 1.45 |
| Oct 2025 | 2715.5854946407026 | -0.79 | -1.06 |
| Nov 2025 | 2711.0930414664817 | -0.16 | -3.72 |
| Dec 2025 | 2702.4770618282096 | -0.32 | -3.39 |
| Jan 2026 | 2685.0642257134396 | -0.64 | -6.90 |
| Feb 2026 | 2672.286042840252 | -0.48 | -6.58 |