Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Indianapolis, IN Metro in February 2026 was $2,355.519. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.23%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Indianapolis, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 868.9300983687725 | NaN | NaN |
| Feb 2012 | 867.2883597335492 | -0.19 | NaN |
| Mar 2012 | 873.6456319687502 | 0.73 | NaN |
| Apr 2012 | 875.2418421173398 | 0.18 | NaN |
| May 2012 | 871.9467324496314 | -0.38 | NaN |
| Jun 2012 | 867.6550828550579 | -0.49 | NaN |
| Jul 2012 | 862.5536891617139 | -0.59 | NaN |
| Aug 2012 | 868.1985637469919 | 0.65 | NaN |
| Sep 2012 | 862.9177160009291 | -0.61 | NaN |
| Oct 2012 | 856.5431512076129 | -0.74 | NaN |
| Nov 2012 | 853.8396928575662 | -0.32 | NaN |
| Dec 2012 | 851.956051654153 | -0.22 | NaN |
| Jan 2013 | 850.5015756263914 | -0.17 | -2.12 |
| Feb 2013 | 858.123340279036 | 0.90 | -1.06 |
| Mar 2013 | 861.0791453857787 | 0.34 | -1.44 |
| Apr 2013 | 855.2594250284209 | -0.68 | -2.28 |
| May 2013 | 864.6900986818378 | 1.10 | -0.83 |
| Jun 2013 | 905.6937669775398 | 4.74 | 4.38 |
| Jul 2013 | 932.2582008878198 | 2.93 | 8.08 |
| Aug 2013 | 944.8928004942571 | 1.36 | 8.83 |
| Sep 2013 | 953.0092700973888 | 0.86 | 10.44 |
| Oct 2013 | 937.1265203739548 | -1.67 | 9.41 |
| Nov 2013 | 944.8343570278344 | 0.82 | 10.66 |
| Dec 2013 | 962.125566682293 | 1.83 | 12.93 |
| Jan 2014 | 958.9128573288027 | -0.33 | 12.75 |
| Feb 2014 | 953.7822957380583 | -0.53 | 11.15 |
| Mar 2014 | 961.6289718283097 | 0.82 | 11.68 |
| Apr 2014 | 968.2638979480276 | 0.69 | 13.21 |
| May 2014 | 965.3758283489635 | -0.30 | 11.64 |
| Jun 2014 | 970.3773480295096 | 0.52 | 7.14 |
| Jul 2014 | 974.137760406113 | 0.39 | 4.49 |
| Aug 2014 | 977.1696942539786 | 0.31 | 3.42 |
| Sep 2014 | 984.066937868974 | 0.71 | 3.26 |
| Oct 2014 | 975.8116611850185 | -0.84 | 4.13 |
| Nov 2014 | 973.4642073462207 | -0.24 | 3.03 |
| Dec 2014 | 963.9640011325922 | -0.98 | 0.19 |
| Jan 2015 | 952.357136614728 | -1.20 | -0.68 |
| Feb 2015 | 956.9307453533058 | 0.48 | 0.33 |
| Mar 2015 | 963.8046121861155 | 0.72 | 0.23 |
| Apr 2015 | 959.6955918004444 | -0.43 | -0.88 |
| May 2015 | 975.7261311306879 | 1.67 | 1.07 |
| Jun 2015 | 990.0695771254151 | 1.47 | 2.03 |
| Jul 2015 | 998.3886000935736 | 0.84 | 2.49 |
| Aug 2015 | 992.1073383025112 | -0.63 | 1.53 |
| Sep 2015 | 994.7470651950091 | 0.27 | 1.09 |
| Oct 2015 | 991.4916183798318 | -0.33 | 1.61 |
| Nov 2015 | 1005.1465611342359 | 1.38 | 3.26 |
| Dec 2015 | 1010.7040528905427 | 0.55 | 4.85 |
| Jan 2016 | 1000.4259104355258 | -1.02 | 5.05 |
| Feb 2016 | 989.2577844866432 | -1.12 | 3.38 |
| Mar 2016 | 995.3525088056142 | 0.62 | 3.27 |
| Apr 2016 | 993.0696816517157 | -0.23 | 3.48 |
| May 2016 | 997.6359310984847 | 0.46 | 2.25 |
| Jun 2016 | 1001.414197761851 | 0.38 | 1.15 |
| Jul 2016 | 997.0161359640307 | -0.44 | -0.14 |
| Aug 2016 | 1001.487735165405 | 0.45 | 0.95 |
| Sep 2016 | 1008.885660497167 | 0.74 | 1.42 |
| Oct 2016 | 1014.8411807751074 | 0.59 | 2.36 |
| Nov 2016 | 1043.7569798161385 | 2.85 | 3.84 |
| Dec 2016 | 1083.3983324479782 | 3.80 | 7.19 |
| Jan 2017 | 1083.3988450284905 | 0.00 | 8.29 |
| Feb 2017 | 1088.4309185744928 | 0.46 | 10.03 |
| Mar 2017 | 1094.5359645099936 | 0.56 | 9.97 |
| Apr 2017 | 1087.4579756474343 | -0.65 | 9.51 |
| May 2017 | 1090.622283806466 | 0.29 | 9.32 |
| Jun 2017 | 1087.8660460878891 | -0.25 | 8.63 |
| Jul 2017 | 1099.6841964441069 | 1.09 | 10.30 |
| Aug 2017 | 1099.2312117710512 | -0.04 | 9.76 |
| Sep 2017 | 1099.5316780534026 | 0.03 | 8.99 |
| Oct 2017 | 1113.573829700456 | 1.28 | 9.73 |
| Nov 2017 | 1123.1203098263827 | 0.86 | 7.60 |
| Dec 2017 | 1132.6460668006364 | 0.85 | 4.55 |
| Jan 2018 | 1140.72198643375 | 0.71 | 5.29 |
| Feb 2018 | 1173.1547070457862 | 2.84 | 7.78 |
| Mar 2018 | 1191.4335507371875 | 1.56 | 8.85 |
| Apr 2018 | 1202.487172203566 | 0.93 | 10.58 |
| May 2018 | 1223.4732203032313 | 1.75 | 12.18 |
| Jun 2018 | 1230.6835452788698 | 0.59 | 13.13 |
| Jul 2018 | 1235.104100903465 | 0.36 | 12.31 |
| Aug 2018 | 1244.4038253212043 | 0.75 | 13.21 |
| Sep 2018 | 1259.208132058477 | 1.19 | 14.52 |
| Oct 2018 | 1284.9803919940082 | 2.05 | 15.39 |
| Nov 2018 | 1295.213768263093 | 0.80 | 15.32 |
| Dec 2018 | 1278.5912718335082 | -1.28 | 12.89 |
| Jan 2019 | 1269.4487843706809 | -0.71 | 11.29 |
| Feb 2019 | 1266.2276039019832 | -0.25 | 7.93 |
| Mar 2019 | 1262.6727944254842 | -0.28 | 5.98 |
| Apr 2019 | 1256.2876509887856 | -0.51 | 4.47 |
| May 2019 | 1254.9008048887358 | -0.11 | 2.57 |
| Jun 2019 | 1233.5153315434409 | -1.70 | 0.23 |
| Jul 2019 | 1235.0059593254769 | 0.12 | -0.01 |
| Aug 2019 | 1226.2943388999452 | -0.70 | -1.45 |
| Sep 2019 | 1230.6476480149984 | 0.36 | -2.27 |
| Oct 2019 | 1245.359294799563 | 1.20 | -3.08 |
| Nov 2019 | 1254.1666599914754 | 0.71 | -3.17 |
| Dec 2019 | 1265.7825588056135 | 0.93 | -1.00 |
| Jan 2020 | 1261.7157903798534 | -0.32 | -0.61 |
| Feb 2020 | 1255.6916317542637 | -0.48 | -0.83 |
| Mar 2020 | 1264.6130313744761 | 0.71 | 0.15 |
| Apr 2020 | 1259.5785749587685 | -0.40 | 0.26 |
| May 2020 | 1259.5699124235462 | 0.00 | 0.37 |
| Jun 2020 | 1257.9179627062108 | -0.13 | 1.98 |
| Jul 2020 | 1249.0264766170703 | -0.71 | 1.14 |
| Aug 2020 | 1248.9343091721312 | -0.01 | 1.85 |
| Sep 2020 | 1257.3178148231377 | 0.67 | 2.17 |
| Oct 2020 | 1267.5924457240772 | 0.82 | 1.79 |
| Nov 2020 | 1279.859903581471 | 0.97 | 2.05 |
| Dec 2020 | 1290.2172767610718 | 0.81 | 1.93 |
| Jan 2021 | 1300.2639845138651 | 0.78 | 3.06 |
| Feb 2021 | 1326.8148430977008 | 2.04 | 5.66 |
| Mar 2021 | 1378.1136754426527 | 3.87 | 8.98 |
| Apr 2021 | 1398.337114060343 | 1.47 | 11.02 |
| May 2021 | 1410.0315012767996 | 0.84 | 11.95 |
| Jun 2021 | 1433.730828521504 | 1.68 | 13.98 |
| Jul 2021 | 1441.1463693444684 | 0.52 | 15.38 |
| Aug 2021 | 1452.2392434267379 | 0.77 | 16.28 |
| Sep 2021 | 1467.8177438997866 | 1.07 | 16.74 |
| Oct 2021 | 1498.5875989567216 | 2.10 | 18.22 |
| Nov 2021 | 1513.4683642512211 | 0.99 | 18.25 |
| Dec 2021 | 1534.9213186114005 | 1.42 | 18.97 |
| Jan 2022 | 1592.1036858980283 | 3.73 | 22.45 |
| Feb 2022 | 1664.2028055955727 | 4.53 | 25.43 |
| Mar 2022 | 1755.2721163652411 | 5.47 | 27.37 |
| Apr 2022 | 1908.0723647185032 | 8.71 | 36.45 |
| May 2022 | 1974.3597637546545 | 3.47 | 40.02 |
| Jun 2022 | 2044.3397049306504 | 3.54 | 42.59 |
| Jul 2022 | 2038.59829764451 | -0.28 | 41.46 |
| Aug 2022 | 2010.448387304898 | -1.38 | 38.44 |
| Sep 2022 | 2147.846926130797 | 6.83 | 46.33 |
| Oct 2022 | 2274.7529595210203 | 5.91 | 51.79 |
| Nov 2022 | 2257.152266725319 | -0.77 | 49.14 |
| Dec 2022 | 2184.235819108584 | -3.23 | 42.30 |
| Jan 2023 | 2194.1144584330204 | 0.45 | 37.81 |
| Feb 2023 | 2192.7015948767266 | -0.06 | 31.76 |
| Mar 2023 | 2242.4989797180624 | 2.27 | 27.76 |
| Apr 2023 | 2216.348542661939 | -1.17 | 16.16 |
| May 2023 | 2238.7619973505234 | 1.01 | 13.39 |
| Jun 2023 | 2298.345357492465 | 2.66 | 12.43 |
| Jul 2023 | 2329.1037934371548 | 1.34 | 14.25 |
| Aug 2023 | 2377.582371998908 | 2.08 | 18.26 |
| Sep 2023 | 2405.9938962321826 | 1.20 | 12.02 |
| Oct 2023 | 2484.177125599458 | 3.25 | 9.21 |
| Nov 2023 | 2454.0603070372454 | -1.21 | 8.72 |
| Dec 2023 | 2344.8604656053403 | -4.45 | 7.35 |
| Jan 2024 | 2325.005560680561 | -0.85 | 5.97 |
| Feb 2024 | 2356.387007375124 | 1.35 | 7.47 |
| Mar 2024 | 2378.5301092812106 | 0.94 | 6.07 |
| Apr 2024 | 2424.685032095448 | 1.94 | 9.40 |
| May 2024 | 2447.463284707993 | 0.94 | 9.32 |
| Jun 2024 | 2426.546900466483 | -0.85 | 5.58 |
| Jul 2024 | 2415.296619671011 | -0.46 | 3.70 |
| Aug 2024 | 2355.3227551500963 | -2.48 | -0.94 |
| Sep 2024 | 2308.570170866085 | -1.98 | -4.05 |
| Oct 2024 | 2354.4938464845504 | 1.99 | -5.22 |
| Nov 2024 | 2425.050232579569 | 3.00 | -1.18 |
| Dec 2024 | 2417.512387728894 | -0.31 | 3.10 |
| Jan 2025 | 2471.1627496008023 | 2.22 | 6.29 |
| Feb 2025 | 2459.5263457668484 | -0.47 | 4.38 |
| Mar 2025 | 2429.378371280536 | -1.23 | 2.14 |
| Apr 2025 | 2442.2405791720385 | 0.53 | 0.72 |
| May 2025 | 2457.445232405525 | 0.62 | 0.41 |
| Jun 2025 | 2456.9026931813446 | -0.02 | 1.25 |
| Jul 2025 | 2441.3380017955337 | -0.63 | 1.08 |
| Aug 2025 | 2419.233017123842 | -0.90 | 2.71 |
| Sep 2025 | 2387.0708871982256 | -1.33 | 3.40 |
| Oct 2025 | 2371.6698958971915 | -0.64 | 0.73 |
| Nov 2025 | 2372.409275758009 | 0.03 | -2.17 |
| Dec 2025 | 2369.078505677254 | -0.14 | -2.00 |
| Jan 2026 | 2359.530287076579 | -0.40 | -4.52 |
| Feb 2026 | 2355.5186284559954 | -0.17 | -4.23 |
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