Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Jacksonville, FL Metro in February 2026 was $2,648.249. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -7.95%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Jacksonville, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Jacksonville, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 992.1331240801004 NaN NaN
Feb 2012 989.3031531425836 -0.28 NaN
Mar 2012 992.756418006366 0.35 NaN
Apr 2012 988.9709398583841 -0.38 NaN
May 2012 980.0888945998374 -0.90 NaN
Jun 2012 971.3211571967215 -0.89 NaN
Jul 2012 961.8348465583583 -0.98 NaN
Aug 2012 965.1272592945484 0.34 NaN
Sep 2012 957.4110878411536 -0.80 NaN
Oct 2012 951.9172206084927 -0.57 NaN
Nov 2012 955.2464960094514 0.35 NaN
Dec 2012 962.5984569881742 0.77 NaN
Jan 2013 972.7185724060657 1.05 -1.96
Feb 2013 988.9378391713027 1.67 -0.04
Mar 2013 997.9616028004814 0.91 0.52
Apr 2013 996.7402474981312 -0.12 0.79
May 2013 1013.893960055593 1.72 3.45
Jun 2013 1067.7952908779066 5.32 9.93
Jul 2013 1104.3460862692457 3.42 14.82
Aug 2013 1123.5568020947119 1.74 16.42
Sep 2013 1137.2601708696825 1.22 18.79
Oct 2013 1123.1070251554097 -1.24 17.98
Nov 2013 1137.4026577619534 1.27 19.07
Dec 2013 1165.179770012629 2.44 21.05
Jan 2014 1202.9390477556904 3.24 23.67
Feb 2014 1203.159465814071 0.02 21.66
Mar 2014 1215.8837447621183 1.06 21.84
Apr 2014 1222.9396232535337 0.58 22.69
May 2014 1216.1736116624402 -0.55 19.95
Jun 2014 1218.485089601258 0.19 14.11
Jul 2014 1218.9758018477164 0.04 10.38
Aug 2014 1219.1132794988616 0.01 8.51
Sep 2014 1225.7442430754045 0.54 7.78
Oct 2014 1216.8791771302867 -0.72 8.35
Nov 2014 1217.1016267931711 0.02 7.01
Dec 2014 1210.6544928310536 -0.53 3.90
Jan 2015 1197.4355309724974 -1.09 -0.46
Feb 2015 1204.794367020447 0.62 0.14
Mar 2015 1212.666442853627 0.65 -0.26
Apr 2015 1207.5197204024255 -0.42 -1.26
May 2015 1228.5156337592052 1.74 1.01
Jun 2015 1247.7115494405402 1.56 2.40
Jul 2015 1260.7974619264205 1.05 3.43
Aug 2015 1255.7604512576588 -0.40 3.01
Sep 2015 1263.7716047691897 0.64 3.10
Oct 2015 1264.645837665847 0.07 3.93
Nov 2015 1286.8695575076954 1.76 5.73
Dec 2015 1295.8219231003973 0.70 7.04
Jan 2016 1287.4273822442321 -0.65 7.52
Feb 2016 1272.7336294102745 -1.14 5.64
Mar 2016 1281.9530539361701 0.72 5.71
Apr 2016 1281.383857428537 -0.04 6.12
May 2016 1289.3597835434111 0.62 4.95
Jun 2016 1294.3714543255442 0.39 3.74
Jul 2016 1287.9925090003687 -0.49 2.16
Aug 2016 1294.2692649451437 0.49 3.07
Sep 2016 1305.62175816701 0.88 3.31
Oct 2016 1317.0049871407025 0.87 4.14
Nov 2016 1356.423143874887 2.99 5.41
Dec 2016 1408.5609374936935 3.84 8.70
Jan 2017 1401.6475774926557 -0.49 8.87
Feb 2017 1410.287476395017 0.62 10.81
Mar 2017 1421.7105873775904 0.81 10.90
Apr 2017 1415.3506593975567 -0.45 10.46
May 2017 1420.7802073702458 0.38 10.19
Jun 2017 1418.9204100994807 -0.13 9.62
Jul 2017 1434.2467112150741 1.08 11.36
Aug 2017 1434.2793317720073 0.00 10.82
Sep 2017 1435.4181180850194 0.08 9.94
Oct 2017 1456.6327991019632 1.48 10.60
Nov 2017 1469.610032014917 0.89 8.35
Dec 2017 1482.1896306545225 0.86 5.23
Jan 2018 1491.5106531521976 0.63 6.41
Feb 2018 1534.3803674650032 2.87 8.80
Mar 2018 1557.5602675186838 1.51 9.56
Apr 2018 1571.081100818924 0.87 11.00
May 2018 1596.6241979523136 1.63 12.38
Jun 2018 1604.5795669451018 0.50 13.09
Jul 2018 1610.4259189593695 0.36 12.28
Aug 2018 1623.9638702684315 0.84 13.23
Sep 2018 1644.369133489667 1.26 14.56
Oct 2018 1679.3123603658446 2.13 15.29
Nov 2018 1693.1046918058191 0.82 15.21
Dec 2018 1672.8540119772224 -1.20 12.86
Jan 2019 1656.144474480189 -1.00 11.04
Feb 2019 1651.415814305028 -0.29 7.63
Mar 2019 1644.5428068754138 -0.42 5.59
Apr 2019 1633.8757143974797 -0.65 4.00
May 2019 1629.781441637715 -0.25 2.08
Jun 2019 1600.9084911684954 -1.77 -0.23
Jul 2019 1602.1034574193595 0.08 -0.52
Aug 2019 1589.1588661405294 -0.81 -2.14
Sep 2019 1592.4055608886702 0.20 -3.16
Oct 2019 1608.3005679916262 1.00 -4.23
Nov 2019 1616.4504756540657 0.51 -4.53
Dec 2019 1628.4474653931088 0.74 -2.65
Jan 2020 1621.6208629688515 -0.42 -2.08
Feb 2020 1613.1247132244341 -0.52 -2.32
Mar 2020 1622.1810210899714 0.56 -1.36
Apr 2020 1611.5603049926397 -0.65 -1.37
May 2020 1605.553655833041 -0.37 -1.49
Jun 2020 1598.995514071684 -0.41 -0.12
Jul 2020 1584.747625597958 -0.89 -1.08
Aug 2020 1583.7753164651847 -0.06 -0.34
Sep 2020 1592.663028618195 0.56 0.02
Oct 2020 1602.6044177344943 0.62 -0.35
Nov 2020 1613.32994187249 0.67 -0.19
Dec 2020 1622.2609875836881 0.55 -0.38
Jan 2021 1622.8215825020707 0.04 0.07
Feb 2021 1655.8360790155525 2.03 2.65
Mar 2021 1718.0390098322605 3.76 5.91
Apr 2021 1741.9578114363385 1.39 8.09
May 2021 1758.4717826444303 0.95 9.52
Jun 2021 1795.8349068816406 2.13 12.31
Jul 2021 1815.424720788266 1.09 14.56
Aug 2021 1842.2722738910606 1.48 16.32
Sep 2021 1875.2149630031884 1.79 17.74
Oct 2021 1926.9658571605905 2.76 20.24
Nov 2021 1957.99656520799 1.61 21.36
Dec 2021 1996.332701743508 1.96 23.06
Jan 2022 2070.529100016808 3.72 27.59
Feb 2022 2175.2612088783267 5.06 31.37
Mar 2022 2309.579203857465 6.18 34.43
Apr 2022 2529.0458288983223 9.50 45.18
May 2022 2637.97144719581 4.31 50.02
Jun 2022 2750.2843488623407 4.26 53.15
Jul 2022 2760.703037150028 0.38 52.07
Aug 2022 2737.8857121687943 -0.83 48.62
Sep 2022 2938.1609395221753 7.32 56.68
Oct 2022 3119.425753087506 6.17 61.88
Nov 2022 3096.621925660333 -0.73 58.15
Dec 2022 2988.05978420809 -3.51 49.68
Jan 2023 2987.235264855659 -0.03 44.27
Feb 2023 2967.7396200207477 -0.65 36.43
Mar 2023 3021.5703899288974 1.81 30.83
Apr 2023 2973.90546449166 -1.58 17.59
May 2023 2992.7689117228447 0.63 13.45
Jun 2023 3061.5080974458183 2.30 11.32
Jul 2023 3094.3652194211995 1.07 12.09
Aug 2023 3154.314732852221 1.94 15.21
Sep 2023 3189.470349253819 1.12 8.55
Oct 2023 3292.8592040884414 3.24 5.56
Nov 2023 3255.9065911802068 -1.12 5.14
Dec 2023 3117.4183928107477 -4.25 4.33
Jan 2024 3098.8533922120346 -0.60 3.74
Feb 2024 3137.502528164937 1.25 5.72
Mar 2024 3157.286142503911 0.63 4.49
Apr 2024 3207.646578590939 1.60 7.86
May 2024 3225.71535503047 0.56 7.78
Jun 2024 3188.1753151225207 -1.16 4.14
Jul 2024 3165.0397798040512 -0.73 2.28
Aug 2024 3079.564190529838 -2.70 -2.37
Sep 2024 3012.510385771443 -2.18 -5.55
Oct 2024 3062.8969090514174 1.67 -6.98
Nov 2024 3142.2752340869306 2.59 -3.49
Dec 2024 3119.1631492808656 -0.74 0.06
Jan 2025 2905.261847469913 -6.86 -6.25
Feb 2025 2877.0524060725293 -0.97 -8.30
Mar 2025 2828.3354736390797 -1.69 -10.42
Apr 2025 2835.1476360211122 0.24 -11.61
May 2025 2843.8407207562527 0.31 -11.84
Jun 2025 2831.698075968779 -0.43 -11.18
Jul 2025 2797.9161900941917 -1.19 -11.60
Aug 2025 2758.1415378275224 -1.42 -10.44
Sep 2025 2710.6528996664533 -1.72 -10.02
Oct 2025 2685.376946021009 -0.93 -12.33
Nov 2025 2679.8160066729183 -0.21 -14.72
Dec 2025 2669.7601149713105 -0.37 -14.41
Jan 2026 2654.250482511656 -0.58 -8.64
Feb 2026 2648.248580649469 -0.23 -7.95