Lafayette, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lafayette, IN Metro in February 2026 was $2,198.285. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -3.49%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lafayette, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lafayette, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 811.7437319044387 | NaN | NaN |
| Feb 2012 | 808.1648999794078 | -0.44 | NaN |
| Mar 2012 | 813.4043656337046 | 0.65 | NaN |
| Apr 2012 | 814.5079780583018 | 0.14 | NaN |
| May 2012 | 810.9600466476642 | -0.44 | NaN |
| Jun 2012 | 804.6459942294539 | -0.78 | NaN |
| Jul 2012 | 797.5647349889297 | -0.88 | NaN |
| Aug 2012 | 801.8873894337136 | 0.54 | NaN |
| Sep 2012 | 796.8436709287204 | -0.63 | NaN |
| Oct 2012 | 791.3292134486637 | -0.69 | NaN |
| Nov 2012 | 791.525121822702 | 0.03 | NaN |
| Dec 2012 | 792.2461282616234 | 0.09 | NaN |
| Jan 2013 | 801.6013260426125 | 1.18 | -1.25 |
| Feb 2013 | 809.1564761554898 | 0.94 | 0.12 |
| Mar 2013 | 812.4067417122403 | 0.40 | -0.12 |
| Apr 2013 | 806.9325928411129 | -0.67 | -0.93 |
| May 2013 | 814.6824336397746 | 0.96 | 0.46 |
| Jun 2013 | 851.2250553351175 | 4.49 | 5.79 |
| Jul 2013 | 873.3875422544144 | 2.60 | 9.51 |
| Aug 2013 | 881.3195965625719 | 0.91 | 9.91 |
| Sep 2013 | 885.734923575452 | 0.50 | 11.16 |
| Oct 2013 | 867.5966913304176 | -2.05 | 9.64 |
| Nov 2013 | 875.4174664548098 | 0.90 | 10.60 |
| Dec 2013 | 893.62348727685 | 2.08 | 12.80 |
| Jan 2014 | 895.0304935932628 | 0.16 | 11.66 |
| Feb 2014 | 887.8372848812899 | -0.80 | 9.72 |
| Mar 2014 | 892.1302340095236 | 0.48 | 9.81 |
| Apr 2014 | 894.8944017800957 | 0.31 | 10.90 |
| May 2014 | 888.5025642370871 | -0.71 | 9.06 |
| Jun 2014 | 889.8640341292013 | 0.15 | 4.54 |
| Jul 2014 | 890.6219997296623 | 0.09 | 1.97 |
| Aug 2014 | 892.2649783074369 | 0.18 | 1.24 |
| Sep 2014 | 897.9314049994248 | 0.64 | 1.38 |
| Oct 2014 | 889.6448222200855 | -0.92 | 2.54 |
| Nov 2014 | 888.16265405534 | -0.17 | 1.46 |
| Dec 2014 | 880.6092993994334 | -0.85 | -1.46 |
| Jan 2015 | 869.1269394141343 | -1.30 | -2.89 |
| Feb 2015 | 873.3902812469844 | 0.49 | -1.63 |
| Mar 2015 | 879.7315503248371 | 0.73 | -1.39 |
| Apr 2015 | 876.5683549971862 | -0.36 | -2.05 |
| May 2015 | 891.8532172814529 | 1.74 | 0.38 |
| Jun 2015 | 904.6647334314237 | 1.44 | 1.66 |
| Jul 2015 | 911.8711802506916 | 0.80 | 2.39 |
| Aug 2015 | 905.4334234002636 | -0.71 | 1.48 |
| Sep 2015 | 908.1741218659374 | 0.30 | 1.14 |
| Oct 2015 | 904.7292610288844 | -0.38 | 1.70 |
| Nov 2015 | 917.3115460604624 | 1.39 | 3.28 |
| Dec 2015 | 921.4330207267296 | 0.45 | 4.64 |
| Jan 2016 | 914.8186834926662 | -0.72 | 5.26 |
| Feb 2016 | 903.8759979119282 | -1.20 | 3.49 |
| Mar 2016 | 910.302879570342 | 0.71 | 3.48 |
| Apr 2016 | 908.7629548078394 | -0.17 | 3.67 |
| May 2016 | 912.7250397712279 | 0.44 | 2.34 |
| Jun 2016 | 914.1433184758977 | 0.16 | 1.05 |
| Jul 2016 | 907.5803117510227 | -0.72 | -0.47 |
| Aug 2016 | 910.256215266296 | 0.30 | 0.53 |
| Sep 2016 | 916.8450488733444 | 0.72 | 0.96 |
| Oct 2016 | 923.4044033452858 | 0.72 | 2.06 |
| Nov 2016 | 952.0662452692782 | 3.10 | 3.79 |
| Dec 2016 | 991.2375774581245 | 4.11 | 7.58 |
| Jan 2017 | 989.338296540469 | -0.19 | 8.15 |
| Feb 2017 | 993.7981093994988 | 0.45 | 9.95 |
| Mar 2017 | 999.1107003636473 | 0.54 | 9.76 |
| Apr 2017 | 992.373183293107 | -0.67 | 9.20 |
| May 2017 | 995.678451908869 | 0.33 | 9.09 |
| Jun 2017 | 994.2074373723786 | -0.15 | 8.76 |
| Jul 2017 | 1005.4421647293084 | 1.13 | 10.78 |
| Aug 2017 | 1004.8563332367087 | -0.06 | 10.39 |
| Sep 2017 | 1004.2254649526382 | -0.06 | 9.53 |
| Oct 2017 | 1016.3549890933151 | 1.21 | 10.07 |
| Nov 2017 | 1023.5070854668892 | 0.70 | 7.50 |
| Dec 2017 | 1030.032982032336 | 0.64 | 3.91 |
| Jan 2018 | 1038.6566666720155 | 0.84 | 4.99 |
| Feb 2018 | 1068.032527228369 | 2.83 | 7.47 |
| Mar 2018 | 1084.0523773195114 | 1.50 | 8.50 |
| Apr 2018 | 1092.562813507138 | 0.79 | 10.10 |
| May 2018 | 1108.257319044174 | 1.44 | 11.31 |
| Jun 2018 | 1111.0289921946405 | 0.25 | 11.75 |
| Jul 2018 | 1112.186550959333 | 0.10 | 10.62 |
| Aug 2018 | 1119.582112659067 | 0.67 | 11.42 |
| Sep 2018 | 1131.2667466842013 | 1.04 | 12.65 |
| Oct 2018 | 1153.519021873965 | 1.97 | 13.50 |
| Nov 2018 | 1161.1893606014112 | 0.67 | 13.45 |
| Dec 2018 | 1144.4060949156085 | -1.44 | 11.10 |
| Jan 2019 | 1132.7821389961164 | -1.02 | 9.06 |
| Feb 2019 | 1131.8339482664896 | -0.08 | 5.97 |
| Mar 2019 | 1132.8946011417313 | 0.09 | 4.51 |
| Apr 2019 | 1129.9754003971452 | -0.26 | 3.42 |
| May 2019 | 1130.9851409524529 | 0.09 | 2.05 |
| Jun 2019 | 1112.7865205726375 | -1.61 | 0.16 |
| Jul 2019 | 1116.2815004160693 | 0.31 | 0.37 |
| Aug 2019 | 1108.4743100771477 | -0.70 | -0.99 |
| Sep 2019 | 1111.8323128072345 | 0.30 | -1.72 |
| Oct 2019 | 1124.5156438980205 | 1.14 | -2.51 |
| Nov 2019 | 1132.7644048668678 | 0.73 | -2.45 |
| Dec 2019 | 1144.4724816377925 | 1.03 | 0.01 |
| Jan 2020 | 1141.903674387272 | -0.22 | 0.81 |
| Feb 2020 | 1135.617946314192 | -0.55 | 0.33 |
| Mar 2020 | 1142.6471512169712 | 0.62 | 0.86 |
| Apr 2020 | 1137.8771757759544 | -0.42 | 0.70 |
| May 2020 | 1138.471476817426 | 0.05 | 0.66 |
| Jun 2020 | 1136.908170478629 | -0.14 | 2.17 |
| Jul 2020 | 1125.650692995388 | -0.99 | 0.84 |
| Aug 2020 | 1120.695797780635 | -0.44 | 1.10 |
| Sep 2020 | 1123.7803851111466 | 0.28 | 1.08 |
| Oct 2020 | 1128.8433027613253 | 0.45 | 0.39 |
| Nov 2020 | 1135.3092052055558 | 0.57 | 0.23 |
| Dec 2020 | 1139.154930953719 | 0.34 | -0.46 |
| Jan 2021 | 1148.4486703064235 | 0.82 | 0.57 |
| Feb 2021 | 1165.181398046917 | 1.46 | 2.60 |
| Mar 2021 | 1204.0204011692815 | 3.33 | 5.37 |
| Apr 2021 | 1216.4137206812247 | 1.03 | 6.90 |
| May 2021 | 1223.3666779558575 | 0.57 | 7.46 |
| Jun 2021 | 1243.0398624782426 | 1.61 | 9.34 |
| Jul 2021 | 1249.8247692753137 | 0.55 | 11.03 |
| Aug 2021 | 1261.8816108589035 | 0.97 | 12.60 |
| Sep 2021 | 1277.4919309098887 | 1.24 | 13.68 |
| Oct 2021 | 1303.613112371486 | 2.05 | 15.48 |
| Nov 2021 | 1313.328993382932 | 0.75 | 15.68 |
| Dec 2021 | 1328.2393994397821 | 1.14 | 16.60 |
| Jan 2022 | 1384.579116005499 | 4.24 | 20.56 |
| Feb 2022 | 1439.1441467726045 | 3.94 | 23.51 |
| Mar 2022 | 1508.8624569417261 | 4.84 | 25.32 |
| Apr 2022 | 1635.494192950543 | 8.39 | 34.45 |
| May 2022 | 1688.0824109881596 | 3.22 | 37.99 |
| Jun 2022 | 1745.4951720587733 | 3.40 | 40.42 |
| Jul 2022 | 1737.3426622382099 | -0.47 | 39.01 |
| Aug 2022 | 1711.3147309745855 | -1.50 | 35.62 |
| Sep 2022 | 1829.4984894227114 | 6.91 | 43.21 |
| Oct 2022 | 1938.5336517466899 | 5.96 | 48.71 |
| Nov 2022 | 1922.3722971110326 | -0.83 | 46.37 |
| Dec 2022 | 1860.0135066742153 | -3.24 | 40.04 |
| Jan 2023 | 1854.8684858535748 | -0.28 | 33.97 |
| Feb 2023 | 1856.930364314986 | 0.11 | 29.03 |
| Mar 2023 | 1905.9600010250824 | 2.64 | 26.32 |
| Apr 2023 | 1893.7685539321262 | -0.64 | 15.79 |
| May 2023 | 1928.1774042569375 | 1.82 | 14.22 |
| Jun 2023 | 1996.6003060673088 | 3.55 | 14.39 |
| Jul 2023 | 2038.9098923501465 | 2.12 | 17.36 |
| Aug 2023 | 2093.2549806506995 | 2.67 | 22.32 |
| Sep 2023 | 2127.3305480937074 | 1.63 | 16.28 |
| Oct 2023 | 2204.934457610651 | 3.65 | 13.74 |
| Nov 2023 | 2186.5221629601783 | -0.83 | 13.74 |
| Dec 2023 | 2096.6123934058537 | -4.11 | 12.72 |
| Jan 2024 | 2079.2153541938324 | -0.83 | 12.10 |
| Feb 2024 | 2113.959163379872 | 1.67 | 13.84 |
| Mar 2024 | 2140.6257427514374 | 1.26 | 12.31 |
| Apr 2024 | 2190.9709632175063 | 2.35 | 15.69 |
| May 2024 | 2220.4784704202207 | 1.35 | 15.16 |
| Jun 2024 | 2208.209093842558 | -0.55 | 10.60 |
| Jul 2024 | 2202.568196893444 | -0.25 | 8.03 |
| Aug 2024 | 2150.939982031957 | -2.34 | 2.76 |
| Sep 2024 | 2111.81280789944 | -1.82 | -0.73 |
| Oct 2024 | 2161.4304499647333 | 2.35 | -1.97 |
| Nov 2024 | 2233.664698851953 | 3.34 | 2.16 |
| Dec 2024 | 2231.283693380571 | -0.11 | 6.42 |
| Jan 2025 | 2285.684951878625 | 2.44 | 9.93 |
| Feb 2025 | 2277.7329025624967 | -0.35 | 7.75 |
| Mar 2025 | 2250.645281988146 | -1.19 | 5.14 |
| Apr 2025 | 2263.9380363249884 | 0.59 | 3.33 |
| May 2025 | 2279.7768032142317 | 0.70 | 2.67 |
| Jun 2025 | 2281.051512827533 | 0.06 | 3.30 |
| Jul 2025 | 2267.1428790575283 | -0.61 | 2.93 |
| Aug 2025 | 2246.180424246757 | -0.92 | 4.43 |
| Sep 2025 | 2216.4464398360024 | -1.32 | 4.96 |
| Oct 2025 | 2205.045255640109 | -0.51 | 2.02 |
| Nov 2025 | 2209.7116887641905 | 0.21 | -1.07 |
| Dec 2025 | 2209.878862313281 | 0.01 | -0.96 |
| Jan 2026 | 2202.1714408297066 | -0.35 | -3.65 |
| Feb 2026 | 2198.2848690476594 | -0.18 | -3.49 |