Lafayette, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lafayette, IN Metro in February 2026 was $2,198.285. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -3.49%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lafayette, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lafayette, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lafayette, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lafayette, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 811.7437319044387 NaN NaN
Feb 2012 808.1648999794078 -0.44 NaN
Mar 2012 813.4043656337046 0.65 NaN
Apr 2012 814.5079780583018 0.14 NaN
May 2012 810.9600466476642 -0.44 NaN
Jun 2012 804.6459942294539 -0.78 NaN
Jul 2012 797.5647349889297 -0.88 NaN
Aug 2012 801.8873894337136 0.54 NaN
Sep 2012 796.8436709287204 -0.63 NaN
Oct 2012 791.3292134486637 -0.69 NaN
Nov 2012 791.525121822702 0.03 NaN
Dec 2012 792.2461282616234 0.09 NaN
Jan 2013 801.6013260426125 1.18 -1.25
Feb 2013 809.1564761554898 0.94 0.12
Mar 2013 812.4067417122403 0.40 -0.12
Apr 2013 806.9325928411129 -0.67 -0.93
May 2013 814.6824336397746 0.96 0.46
Jun 2013 851.2250553351175 4.49 5.79
Jul 2013 873.3875422544144 2.60 9.51
Aug 2013 881.3195965625719 0.91 9.91
Sep 2013 885.734923575452 0.50 11.16
Oct 2013 867.5966913304176 -2.05 9.64
Nov 2013 875.4174664548098 0.90 10.60
Dec 2013 893.62348727685 2.08 12.80
Jan 2014 895.0304935932628 0.16 11.66
Feb 2014 887.8372848812899 -0.80 9.72
Mar 2014 892.1302340095236 0.48 9.81
Apr 2014 894.8944017800957 0.31 10.90
May 2014 888.5025642370871 -0.71 9.06
Jun 2014 889.8640341292013 0.15 4.54
Jul 2014 890.6219997296623 0.09 1.97
Aug 2014 892.2649783074369 0.18 1.24
Sep 2014 897.9314049994248 0.64 1.38
Oct 2014 889.6448222200855 -0.92 2.54
Nov 2014 888.16265405534 -0.17 1.46
Dec 2014 880.6092993994334 -0.85 -1.46
Jan 2015 869.1269394141343 -1.30 -2.89
Feb 2015 873.3902812469844 0.49 -1.63
Mar 2015 879.7315503248371 0.73 -1.39
Apr 2015 876.5683549971862 -0.36 -2.05
May 2015 891.8532172814529 1.74 0.38
Jun 2015 904.6647334314237 1.44 1.66
Jul 2015 911.8711802506916 0.80 2.39
Aug 2015 905.4334234002636 -0.71 1.48
Sep 2015 908.1741218659374 0.30 1.14
Oct 2015 904.7292610288844 -0.38 1.70
Nov 2015 917.3115460604624 1.39 3.28
Dec 2015 921.4330207267296 0.45 4.64
Jan 2016 914.8186834926662 -0.72 5.26
Feb 2016 903.8759979119282 -1.20 3.49
Mar 2016 910.302879570342 0.71 3.48
Apr 2016 908.7629548078394 -0.17 3.67
May 2016 912.7250397712279 0.44 2.34
Jun 2016 914.1433184758977 0.16 1.05
Jul 2016 907.5803117510227 -0.72 -0.47
Aug 2016 910.256215266296 0.30 0.53
Sep 2016 916.8450488733444 0.72 0.96
Oct 2016 923.4044033452858 0.72 2.06
Nov 2016 952.0662452692782 3.10 3.79
Dec 2016 991.2375774581245 4.11 7.58
Jan 2017 989.338296540469 -0.19 8.15
Feb 2017 993.7981093994988 0.45 9.95
Mar 2017 999.1107003636473 0.54 9.76
Apr 2017 992.373183293107 -0.67 9.20
May 2017 995.678451908869 0.33 9.09
Jun 2017 994.2074373723786 -0.15 8.76
Jul 2017 1005.4421647293084 1.13 10.78
Aug 2017 1004.8563332367087 -0.06 10.39
Sep 2017 1004.2254649526382 -0.06 9.53
Oct 2017 1016.3549890933151 1.21 10.07
Nov 2017 1023.5070854668892 0.70 7.50
Dec 2017 1030.032982032336 0.64 3.91
Jan 2018 1038.6566666720155 0.84 4.99
Feb 2018 1068.032527228369 2.83 7.47
Mar 2018 1084.0523773195114 1.50 8.50
Apr 2018 1092.562813507138 0.79 10.10
May 2018 1108.257319044174 1.44 11.31
Jun 2018 1111.0289921946405 0.25 11.75
Jul 2018 1112.186550959333 0.10 10.62
Aug 2018 1119.582112659067 0.67 11.42
Sep 2018 1131.2667466842013 1.04 12.65
Oct 2018 1153.519021873965 1.97 13.50
Nov 2018 1161.1893606014112 0.67 13.45
Dec 2018 1144.4060949156085 -1.44 11.10
Jan 2019 1132.7821389961164 -1.02 9.06
Feb 2019 1131.8339482664896 -0.08 5.97
Mar 2019 1132.8946011417313 0.09 4.51
Apr 2019 1129.9754003971452 -0.26 3.42
May 2019 1130.9851409524529 0.09 2.05
Jun 2019 1112.7865205726375 -1.61 0.16
Jul 2019 1116.2815004160693 0.31 0.37
Aug 2019 1108.4743100771477 -0.70 -0.99
Sep 2019 1111.8323128072345 0.30 -1.72
Oct 2019 1124.5156438980205 1.14 -2.51
Nov 2019 1132.7644048668678 0.73 -2.45
Dec 2019 1144.4724816377925 1.03 0.01
Jan 2020 1141.903674387272 -0.22 0.81
Feb 2020 1135.617946314192 -0.55 0.33
Mar 2020 1142.6471512169712 0.62 0.86
Apr 2020 1137.8771757759544 -0.42 0.70
May 2020 1138.471476817426 0.05 0.66
Jun 2020 1136.908170478629 -0.14 2.17
Jul 2020 1125.650692995388 -0.99 0.84
Aug 2020 1120.695797780635 -0.44 1.10
Sep 2020 1123.7803851111466 0.28 1.08
Oct 2020 1128.8433027613253 0.45 0.39
Nov 2020 1135.3092052055558 0.57 0.23
Dec 2020 1139.154930953719 0.34 -0.46
Jan 2021 1148.4486703064235 0.82 0.57
Feb 2021 1165.181398046917 1.46 2.60
Mar 2021 1204.0204011692815 3.33 5.37
Apr 2021 1216.4137206812247 1.03 6.90
May 2021 1223.3666779558575 0.57 7.46
Jun 2021 1243.0398624782426 1.61 9.34
Jul 2021 1249.8247692753137 0.55 11.03
Aug 2021 1261.8816108589035 0.97 12.60
Sep 2021 1277.4919309098887 1.24 13.68
Oct 2021 1303.613112371486 2.05 15.48
Nov 2021 1313.328993382932 0.75 15.68
Dec 2021 1328.2393994397821 1.14 16.60
Jan 2022 1384.579116005499 4.24 20.56
Feb 2022 1439.1441467726045 3.94 23.51
Mar 2022 1508.8624569417261 4.84 25.32
Apr 2022 1635.494192950543 8.39 34.45
May 2022 1688.0824109881596 3.22 37.99
Jun 2022 1745.4951720587733 3.40 40.42
Jul 2022 1737.3426622382099 -0.47 39.01
Aug 2022 1711.3147309745855 -1.50 35.62
Sep 2022 1829.4984894227114 6.91 43.21
Oct 2022 1938.5336517466899 5.96 48.71
Nov 2022 1922.3722971110326 -0.83 46.37
Dec 2022 1860.0135066742153 -3.24 40.04
Jan 2023 1854.8684858535748 -0.28 33.97
Feb 2023 1856.930364314986 0.11 29.03
Mar 2023 1905.9600010250824 2.64 26.32
Apr 2023 1893.7685539321262 -0.64 15.79
May 2023 1928.1774042569375 1.82 14.22
Jun 2023 1996.6003060673088 3.55 14.39
Jul 2023 2038.9098923501465 2.12 17.36
Aug 2023 2093.2549806506995 2.67 22.32
Sep 2023 2127.3305480937074 1.63 16.28
Oct 2023 2204.934457610651 3.65 13.74
Nov 2023 2186.5221629601783 -0.83 13.74
Dec 2023 2096.6123934058537 -4.11 12.72
Jan 2024 2079.2153541938324 -0.83 12.10
Feb 2024 2113.959163379872 1.67 13.84
Mar 2024 2140.6257427514374 1.26 12.31
Apr 2024 2190.9709632175063 2.35 15.69
May 2024 2220.4784704202207 1.35 15.16
Jun 2024 2208.209093842558 -0.55 10.60
Jul 2024 2202.568196893444 -0.25 8.03
Aug 2024 2150.939982031957 -2.34 2.76
Sep 2024 2111.81280789944 -1.82 -0.73
Oct 2024 2161.4304499647333 2.35 -1.97
Nov 2024 2233.664698851953 3.34 2.16
Dec 2024 2231.283693380571 -0.11 6.42
Jan 2025 2285.684951878625 2.44 9.93
Feb 2025 2277.7329025624967 -0.35 7.75
Mar 2025 2250.645281988146 -1.19 5.14
Apr 2025 2263.9380363249884 0.59 3.33
May 2025 2279.7768032142317 0.70 2.67
Jun 2025 2281.051512827533 0.06 3.30
Jul 2025 2267.1428790575283 -0.61 2.93
Aug 2025 2246.180424246757 -0.92 4.43
Sep 2025 2216.4464398360024 -1.32 4.96
Oct 2025 2205.045255640109 -0.51 2.02
Nov 2025 2209.7116887641905 0.21 -1.07
Dec 2025 2209.878862313281 0.01 -0.96
Jan 2026 2202.1714408297066 -0.35 -3.65
Feb 2026 2198.2848690476594 -0.18 -3.49