Lakeland, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lakeland, FL Metro in February 2026 was $2,772.595. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -8.10%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 715.452832892587 NaN NaN
Feb 2012 716.6843173103326 0.17 NaN
Mar 2012 725.3605361815291 1.21 NaN
Apr 2012 729.0939280217933 0.52 NaN
May 2012 728.748783412366 -0.05 NaN
Jun 2012 726.7390844921665 -0.28 NaN
Jul 2012 724.4550275359918 -0.31 NaN
Aug 2012 730.5473926687919 0.84 NaN
Sep 2012 726.8988050685584 -0.50 NaN
Oct 2012 723.2981984011158 -0.49 NaN
Nov 2012 725.1933659096749 0.26 NaN
Dec 2012 731.3700864198343 0.85 NaN
Jan 2013 738.3944141071922 0.96 3.21
Feb 2013 751.9100144995798 1.83 4.92
Mar 2013 761.8957814056282 1.33 5.04
Apr 2013 764.8641567430567 0.39 4.91
May 2013 781.1653147073118 2.13 7.19
Jun 2013 823.8668174032202 5.47 13.37
Jul 2013 853.2641817834927 3.57 17.78
Aug 2013 870.0524903698761 1.97 19.10
Sep 2013 882.3686094819464 1.42 21.39
Oct 2013 873.4229698151831 -1.01 20.76
Nov 2013 886.1774893692065 1.46 22.20
Dec 2013 908.6989066202568 2.54 24.25
Jan 2014 924.8105906050712 1.77 25.25
Feb 2014 924.1496375303011 -0.07 22.91
Mar 2014 934.4465601074841 1.11 22.65
Apr 2014 940.5079057270999 0.65 22.96
May 2014 936.5937048012136 -0.42 19.90
Jun 2014 940.1127516954234 0.38 14.11
Jul 2014 944.7347982436206 0.49 10.72
Aug 2014 950.2269054896019 0.58 9.22
Sep 2014 958.607354271521 0.88 8.64
Oct 2014 954.4138440289914 -0.44 9.27
Nov 2014 958.3109108670706 0.41 8.14
Dec 2014 957.1587950988553 -0.12 5.33
Jan 2015 934.8920170746937 -2.33 1.09
Feb 2015 941.845799619983 0.74 1.92
Mar 2015 949.5977278663934 0.82 1.62
Apr 2015 947.1499373323802 -0.26 0.71
May 2015 964.8929335063502 1.87 3.02
Jun 2015 981.9539668722815 1.77 4.45
Jul 2015 994.0419004731957 1.23 5.22
Aug 2015 990.839959921117 -0.32 4.27
Sep 2015 995.729536797159 0.49 3.87
Oct 2015 994.7135051214077 -0.10 4.22
Nov 2015 1012.0663656410072 1.75 5.61
Dec 2015 1021.2857971949859 0.91 6.70
Jan 2016 1016.9737547007218 -0.42 8.78
Feb 2016 1006.5916600851369 -1.02 6.87
Mar 2016 1013.975870735891 0.73 6.78
Apr 2016 1012.8257473321285 -0.11 6.93
May 2016 1017.3073118677032 0.44 5.43
Jun 2016 1020.6359604388483 0.33 3.94
Jul 2016 1016.4273043143346 -0.41 2.25
Aug 2016 1024.6404644125491 0.81 3.41
Sep 2016 1035.5298560108333 1.06 4.00
Oct 2016 1046.098831103739 1.02 5.17
Nov 2016 1079.1584315936827 3.16 6.63
Dec 2016 1124.4970447300893 4.20 10.11
Jan 2017 1156.7784014888077 2.87 13.75
Feb 2017 1165.0740291126758 0.72 15.74
Mar 2017 1174.1331587181303 0.78 15.80
Apr 2017 1168.7117038512577 -0.46 15.39
May 2017 1172.6756216349918 0.34 15.27
Jun 2017 1171.5882469004496 -0.09 14.79
Jul 2017 1185.5741795133274 1.19 16.64
Aug 2017 1187.7825646575955 0.19 15.92
Sep 2017 1189.955546573055 0.18 14.91
Oct 2017 1207.2527650229515 1.45 15.41
Nov 2017 1219.1147174287448 0.98 12.97
Dec 2017 1231.2558381060333 1.00 9.49
Jan 2018 1247.1964433333892 1.30 7.82
Feb 2018 1284.6414663527746 3.00 10.26
Mar 2018 1305.7103293157902 1.64 11.21
Apr 2018 1317.292213914357 0.89 12.71
May 2018 1338.0569660564906 1.58 14.10
Jun 2018 1344.821892161021 0.51 14.79
Jul 2018 1350.802808257652 0.45 13.94
Aug 2018 1362.883301159352 0.89 14.74
Sep 2018 1380.5192524357435 1.29 16.01
Oct 2018 1410.3262661224237 2.16 16.82
Nov 2018 1424.254587899668 0.99 16.83
Dec 2018 1411.32977998979 -0.91 14.63
Jan 2019 1366.9253889475085 -3.15 9.60
Feb 2019 1366.1091453244926 -0.06 6.34
Mar 2019 1361.247729971147 -0.36 4.25
Apr 2019 1352.1919072134294 -0.66 2.65
May 2019 1347.2992364879624 -0.36 0.69
Jun 2019 1322.6899222152551 -1.83 -1.65
Jul 2019 1323.5198786381675 0.06 -2.02
Aug 2019 1314.4479677544268 -0.68 -3.55
Sep 2019 1319.2679008121077 0.37 -4.44
Oct 2019 1334.5926968177266 1.16 -5.37
Nov 2019 1343.1764455242012 0.64 -5.69
Dec 2019 1355.2013996893822 0.90 -3.98
Jan 2020 1350.3410086548718 -0.36 -1.21
Feb 2020 1342.929170696667 -0.55 -1.70
Mar 2020 1349.4474154003574 0.49 -0.87
Apr 2020 1340.3605811947248 -0.67 -0.87
May 2020 1336.4538798515227 -0.29 -0.80
Jun 2020 1333.4848506660546 -0.22 0.82
Jul 2020 1324.9562868559492 -0.64 0.11
Aug 2020 1327.381368668287 0.18 0.98
Sep 2020 1337.300467086799 0.75 1.37
Oct 2020 1347.4380839632063 0.76 0.96
Nov 2020 1357.8262488327855 0.77 1.09
Dec 2020 1365.4352033552423 0.56 0.76
Jan 2021 1372.6825584327878 0.53 1.66
Feb 2021 1399.054732235567 1.92 4.18
Mar 2021 1450.7518206997763 3.70 7.51
Apr 2021 1468.5855884052535 1.23 9.57
May 2021 1479.5341133313432 0.75 10.71
Jun 2021 1508.6579399227526 1.97 13.14
Jul 2021 1524.4594597265448 1.05 15.06
Aug 2021 1548.0509444380093 1.55 16.62
Sep 2021 1577.7211709098844 1.92 17.98
Oct 2021 1622.7604348984473 2.86 20.43
Nov 2021 1650.2452842645303 1.69 21.54
Dec 2021 1684.5235726338167 2.08 23.37
Jan 2022 1755.53112952553 4.22 27.89
Feb 2022 1847.192991194801 5.22 32.03
Mar 2022 1961.9501843273774 6.21 35.24
Apr 2022 2152.028987913137 9.69 46.54
May 2022 2248.498206306188 4.48 51.97
Jun 2022 2352.0574298687625 4.61 55.90
Jul 2022 2369.9150849005837 0.76 55.46
Aug 2022 2359.663291541717 -0.43 52.43
Sep 2022 2540.261059604436 7.65 61.01
Oct 2022 2698.8144517145292 6.24 66.31
Nov 2022 2676.4541593790536 -0.83 62.19
Dec 2022 2581.515225451168 -3.55 53.25
Jan 2023 2576.0212960169456 -0.21 46.74
Feb 2023 2564.1168751464174 -0.46 38.81
Mar 2023 2615.8489147456207 2.02 33.33
Apr 2023 2578.4666649270675 -1.43 19.82
May 2023 2598.350601065524 0.77 15.56
Jun 2023 2663.694621157217 2.52 13.25
Jul 2023 2700.92933841316 1.40 13.97
Aug 2023 2760.5220030317078 2.21 16.99
Sep 2023 2795.5389605977343 1.27 10.05
Oct 2023 2888.038987251321 3.31 7.01
Nov 2023 2857.4311254357976 -1.06 6.76
Dec 2023 2737.427931426692 -4.20 6.04
Jan 2024 2725.2300063773155 -0.45 5.79
Feb 2024 2759.557270113251 1.26 7.62
Mar 2024 2777.116477207165 0.64 6.17
Apr 2024 2819.8221380774544 1.54 9.36
May 2024 2833.8050000919093 0.50 9.06
Jun 2024 2799.2537398634067 -1.22 5.09
Jul 2024 2777.723440511163 -0.77 2.84
Aug 2024 2700.763620179227 -2.77 -2.16
Sep 2024 2643.237451696966 -2.13 -5.45
Oct 2024 2685.5432626276206 1.60 -7.01
Nov 2024 2753.4086934436214 2.53 -3.64
Dec 2024 2731.0062718711415 -0.81 -0.23
Jan 2025 3045.370505665039 11.51 11.75
Feb 2025 3016.908722052486 -0.93 9.33
Mar 2025 2971.0402143714036 -1.52 6.98
Apr 2025 2971.6015129212433 0.02 5.38
May 2025 2974.056158676887 0.08 4.95
Jun 2025 2957.828323645715 -0.55 5.67
Jul 2025 2924.321519796675 -1.13 5.28
Aug 2025 2885.3383530283904 -1.33 6.83
Sep 2025 2842.907290056754 -1.47 7.55
Oct 2025 2817.686054557934 -0.89 4.92
Nov 2025 2810.7435288437814 -0.25 2.08
Dec 2025 2800.1527170585455 -0.38 2.53
Jan 2026 2783.3439733781397 -0.60 -8.60
Feb 2026 2772.5947409588343 -0.39 -8.10