Lakeland, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lakeland, FL Metro in February 2026 was $2,772.595. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -8.10%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 715.452832892587 | NaN | NaN |
| Feb 2012 | 716.6843173103326 | 0.17 | NaN |
| Mar 2012 | 725.3605361815291 | 1.21 | NaN |
| Apr 2012 | 729.0939280217933 | 0.52 | NaN |
| May 2012 | 728.748783412366 | -0.05 | NaN |
| Jun 2012 | 726.7390844921665 | -0.28 | NaN |
| Jul 2012 | 724.4550275359918 | -0.31 | NaN |
| Aug 2012 | 730.5473926687919 | 0.84 | NaN |
| Sep 2012 | 726.8988050685584 | -0.50 | NaN |
| Oct 2012 | 723.2981984011158 | -0.49 | NaN |
| Nov 2012 | 725.1933659096749 | 0.26 | NaN |
| Dec 2012 | 731.3700864198343 | 0.85 | NaN |
| Jan 2013 | 738.3944141071922 | 0.96 | 3.21 |
| Feb 2013 | 751.9100144995798 | 1.83 | 4.92 |
| Mar 2013 | 761.8957814056282 | 1.33 | 5.04 |
| Apr 2013 | 764.8641567430567 | 0.39 | 4.91 |
| May 2013 | 781.1653147073118 | 2.13 | 7.19 |
| Jun 2013 | 823.8668174032202 | 5.47 | 13.37 |
| Jul 2013 | 853.2641817834927 | 3.57 | 17.78 |
| Aug 2013 | 870.0524903698761 | 1.97 | 19.10 |
| Sep 2013 | 882.3686094819464 | 1.42 | 21.39 |
| Oct 2013 | 873.4229698151831 | -1.01 | 20.76 |
| Nov 2013 | 886.1774893692065 | 1.46 | 22.20 |
| Dec 2013 | 908.6989066202568 | 2.54 | 24.25 |
| Jan 2014 | 924.8105906050712 | 1.77 | 25.25 |
| Feb 2014 | 924.1496375303011 | -0.07 | 22.91 |
| Mar 2014 | 934.4465601074841 | 1.11 | 22.65 |
| Apr 2014 | 940.5079057270999 | 0.65 | 22.96 |
| May 2014 | 936.5937048012136 | -0.42 | 19.90 |
| Jun 2014 | 940.1127516954234 | 0.38 | 14.11 |
| Jul 2014 | 944.7347982436206 | 0.49 | 10.72 |
| Aug 2014 | 950.2269054896019 | 0.58 | 9.22 |
| Sep 2014 | 958.607354271521 | 0.88 | 8.64 |
| Oct 2014 | 954.4138440289914 | -0.44 | 9.27 |
| Nov 2014 | 958.3109108670706 | 0.41 | 8.14 |
| Dec 2014 | 957.1587950988553 | -0.12 | 5.33 |
| Jan 2015 | 934.8920170746937 | -2.33 | 1.09 |
| Feb 2015 | 941.845799619983 | 0.74 | 1.92 |
| Mar 2015 | 949.5977278663934 | 0.82 | 1.62 |
| Apr 2015 | 947.1499373323802 | -0.26 | 0.71 |
| May 2015 | 964.8929335063502 | 1.87 | 3.02 |
| Jun 2015 | 981.9539668722815 | 1.77 | 4.45 |
| Jul 2015 | 994.0419004731957 | 1.23 | 5.22 |
| Aug 2015 | 990.839959921117 | -0.32 | 4.27 |
| Sep 2015 | 995.729536797159 | 0.49 | 3.87 |
| Oct 2015 | 994.7135051214077 | -0.10 | 4.22 |
| Nov 2015 | 1012.0663656410072 | 1.75 | 5.61 |
| Dec 2015 | 1021.2857971949859 | 0.91 | 6.70 |
| Jan 2016 | 1016.9737547007218 | -0.42 | 8.78 |
| Feb 2016 | 1006.5916600851369 | -1.02 | 6.87 |
| Mar 2016 | 1013.975870735891 | 0.73 | 6.78 |
| Apr 2016 | 1012.8257473321285 | -0.11 | 6.93 |
| May 2016 | 1017.3073118677032 | 0.44 | 5.43 |
| Jun 2016 | 1020.6359604388483 | 0.33 | 3.94 |
| Jul 2016 | 1016.4273043143346 | -0.41 | 2.25 |
| Aug 2016 | 1024.6404644125491 | 0.81 | 3.41 |
| Sep 2016 | 1035.5298560108333 | 1.06 | 4.00 |
| Oct 2016 | 1046.098831103739 | 1.02 | 5.17 |
| Nov 2016 | 1079.1584315936827 | 3.16 | 6.63 |
| Dec 2016 | 1124.4970447300893 | 4.20 | 10.11 |
| Jan 2017 | 1156.7784014888077 | 2.87 | 13.75 |
| Feb 2017 | 1165.0740291126758 | 0.72 | 15.74 |
| Mar 2017 | 1174.1331587181303 | 0.78 | 15.80 |
| Apr 2017 | 1168.7117038512577 | -0.46 | 15.39 |
| May 2017 | 1172.6756216349918 | 0.34 | 15.27 |
| Jun 2017 | 1171.5882469004496 | -0.09 | 14.79 |
| Jul 2017 | 1185.5741795133274 | 1.19 | 16.64 |
| Aug 2017 | 1187.7825646575955 | 0.19 | 15.92 |
| Sep 2017 | 1189.955546573055 | 0.18 | 14.91 |
| Oct 2017 | 1207.2527650229515 | 1.45 | 15.41 |
| Nov 2017 | 1219.1147174287448 | 0.98 | 12.97 |
| Dec 2017 | 1231.2558381060333 | 1.00 | 9.49 |
| Jan 2018 | 1247.1964433333892 | 1.30 | 7.82 |
| Feb 2018 | 1284.6414663527746 | 3.00 | 10.26 |
| Mar 2018 | 1305.7103293157902 | 1.64 | 11.21 |
| Apr 2018 | 1317.292213914357 | 0.89 | 12.71 |
| May 2018 | 1338.0569660564906 | 1.58 | 14.10 |
| Jun 2018 | 1344.821892161021 | 0.51 | 14.79 |
| Jul 2018 | 1350.802808257652 | 0.45 | 13.94 |
| Aug 2018 | 1362.883301159352 | 0.89 | 14.74 |
| Sep 2018 | 1380.5192524357435 | 1.29 | 16.01 |
| Oct 2018 | 1410.3262661224237 | 2.16 | 16.82 |
| Nov 2018 | 1424.254587899668 | 0.99 | 16.83 |
| Dec 2018 | 1411.32977998979 | -0.91 | 14.63 |
| Jan 2019 | 1366.9253889475085 | -3.15 | 9.60 |
| Feb 2019 | 1366.1091453244926 | -0.06 | 6.34 |
| Mar 2019 | 1361.247729971147 | -0.36 | 4.25 |
| Apr 2019 | 1352.1919072134294 | -0.66 | 2.65 |
| May 2019 | 1347.2992364879624 | -0.36 | 0.69 |
| Jun 2019 | 1322.6899222152551 | -1.83 | -1.65 |
| Jul 2019 | 1323.5198786381675 | 0.06 | -2.02 |
| Aug 2019 | 1314.4479677544268 | -0.68 | -3.55 |
| Sep 2019 | 1319.2679008121077 | 0.37 | -4.44 |
| Oct 2019 | 1334.5926968177266 | 1.16 | -5.37 |
| Nov 2019 | 1343.1764455242012 | 0.64 | -5.69 |
| Dec 2019 | 1355.2013996893822 | 0.90 | -3.98 |
| Jan 2020 | 1350.3410086548718 | -0.36 | -1.21 |
| Feb 2020 | 1342.929170696667 | -0.55 | -1.70 |
| Mar 2020 | 1349.4474154003574 | 0.49 | -0.87 |
| Apr 2020 | 1340.3605811947248 | -0.67 | -0.87 |
| May 2020 | 1336.4538798515227 | -0.29 | -0.80 |
| Jun 2020 | 1333.4848506660546 | -0.22 | 0.82 |
| Jul 2020 | 1324.9562868559492 | -0.64 | 0.11 |
| Aug 2020 | 1327.381368668287 | 0.18 | 0.98 |
| Sep 2020 | 1337.300467086799 | 0.75 | 1.37 |
| Oct 2020 | 1347.4380839632063 | 0.76 | 0.96 |
| Nov 2020 | 1357.8262488327855 | 0.77 | 1.09 |
| Dec 2020 | 1365.4352033552423 | 0.56 | 0.76 |
| Jan 2021 | 1372.6825584327878 | 0.53 | 1.66 |
| Feb 2021 | 1399.054732235567 | 1.92 | 4.18 |
| Mar 2021 | 1450.7518206997763 | 3.70 | 7.51 |
| Apr 2021 | 1468.5855884052535 | 1.23 | 9.57 |
| May 2021 | 1479.5341133313432 | 0.75 | 10.71 |
| Jun 2021 | 1508.6579399227526 | 1.97 | 13.14 |
| Jul 2021 | 1524.4594597265448 | 1.05 | 15.06 |
| Aug 2021 | 1548.0509444380093 | 1.55 | 16.62 |
| Sep 2021 | 1577.7211709098844 | 1.92 | 17.98 |
| Oct 2021 | 1622.7604348984473 | 2.86 | 20.43 |
| Nov 2021 | 1650.2452842645303 | 1.69 | 21.54 |
| Dec 2021 | 1684.5235726338167 | 2.08 | 23.37 |
| Jan 2022 | 1755.53112952553 | 4.22 | 27.89 |
| Feb 2022 | 1847.192991194801 | 5.22 | 32.03 |
| Mar 2022 | 1961.9501843273774 | 6.21 | 35.24 |
| Apr 2022 | 2152.028987913137 | 9.69 | 46.54 |
| May 2022 | 2248.498206306188 | 4.48 | 51.97 |
| Jun 2022 | 2352.0574298687625 | 4.61 | 55.90 |
| Jul 2022 | 2369.9150849005837 | 0.76 | 55.46 |
| Aug 2022 | 2359.663291541717 | -0.43 | 52.43 |
| Sep 2022 | 2540.261059604436 | 7.65 | 61.01 |
| Oct 2022 | 2698.8144517145292 | 6.24 | 66.31 |
| Nov 2022 | 2676.4541593790536 | -0.83 | 62.19 |
| Dec 2022 | 2581.515225451168 | -3.55 | 53.25 |
| Jan 2023 | 2576.0212960169456 | -0.21 | 46.74 |
| Feb 2023 | 2564.1168751464174 | -0.46 | 38.81 |
| Mar 2023 | 2615.8489147456207 | 2.02 | 33.33 |
| Apr 2023 | 2578.4666649270675 | -1.43 | 19.82 |
| May 2023 | 2598.350601065524 | 0.77 | 15.56 |
| Jun 2023 | 2663.694621157217 | 2.52 | 13.25 |
| Jul 2023 | 2700.92933841316 | 1.40 | 13.97 |
| Aug 2023 | 2760.5220030317078 | 2.21 | 16.99 |
| Sep 2023 | 2795.5389605977343 | 1.27 | 10.05 |
| Oct 2023 | 2888.038987251321 | 3.31 | 7.01 |
| Nov 2023 | 2857.4311254357976 | -1.06 | 6.76 |
| Dec 2023 | 2737.427931426692 | -4.20 | 6.04 |
| Jan 2024 | 2725.2300063773155 | -0.45 | 5.79 |
| Feb 2024 | 2759.557270113251 | 1.26 | 7.62 |
| Mar 2024 | 2777.116477207165 | 0.64 | 6.17 |
| Apr 2024 | 2819.8221380774544 | 1.54 | 9.36 |
| May 2024 | 2833.8050000919093 | 0.50 | 9.06 |
| Jun 2024 | 2799.2537398634067 | -1.22 | 5.09 |
| Jul 2024 | 2777.723440511163 | -0.77 | 2.84 |
| Aug 2024 | 2700.763620179227 | -2.77 | -2.16 |
| Sep 2024 | 2643.237451696966 | -2.13 | -5.45 |
| Oct 2024 | 2685.5432626276206 | 1.60 | -7.01 |
| Nov 2024 | 2753.4086934436214 | 2.53 | -3.64 |
| Dec 2024 | 2731.0062718711415 | -0.81 | -0.23 |
| Jan 2025 | 3045.370505665039 | 11.51 | 11.75 |
| Feb 2025 | 3016.908722052486 | -0.93 | 9.33 |
| Mar 2025 | 2971.0402143714036 | -1.52 | 6.98 |
| Apr 2025 | 2971.6015129212433 | 0.02 | 5.38 |
| May 2025 | 2974.056158676887 | 0.08 | 4.95 |
| Jun 2025 | 2957.828323645715 | -0.55 | 5.67 |
| Jul 2025 | 2924.321519796675 | -1.13 | 5.28 |
| Aug 2025 | 2885.3383530283904 | -1.33 | 6.83 |
| Sep 2025 | 2842.907290056754 | -1.47 | 7.55 |
| Oct 2025 | 2817.686054557934 | -0.89 | 4.92 |
| Nov 2025 | 2810.7435288437814 | -0.25 | 2.08 |
| Dec 2025 | 2800.1527170585455 | -0.38 | 2.53 |
| Jan 2026 | 2783.3439733781397 | -0.60 | -8.60 |
| Feb 2026 | 2772.5947409588343 | -0.39 | -8.10 |