Lancaster, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lancaster, PA Metro in February 2026 was $3,062.95. The month over month percentage change (MoM) was -0.07%, and the year over year percentage change (YoY) was -1.47%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1317.0901116851658 NaN NaN
Feb 2012 1314.1912152393675 -0.22 NaN
Mar 2012 1324.0219544942536 0.75 NaN
Apr 2012 1325.3149680692754 0.10 NaN
May 2012 1319.0084055013128 -0.48 NaN
Jun 2012 1309.412229546364 -0.73 NaN
Jul 2012 1299.6645444979522 -0.74 NaN
Aug 2012 1307.20211800877 0.58 NaN
Sep 2012 1298.54140017884 -0.66 NaN
Oct 2012 1287.1968636710021 -0.87 NaN
Nov 2012 1284.3340192328085 -0.22 NaN
Dec 2012 1284.4421750239862 0.01 NaN
Jan 2013 1292.4529805881168 0.62 -1.87
Feb 2013 1305.1548747349902 0.98 -0.69
Mar 2013 1307.6516467176377 0.19 -1.24
Apr 2013 1295.1154991433636 -0.96 -2.28
May 2013 1304.1143221927705 0.70 -1.13
Jun 2013 1357.9837252640814 4.13 3.71
Jul 2013 1390.3940650970512 2.39 6.98
Aug 2013 1402.2339915263751 0.85 7.27
Sep 2013 1410.5083853131814 0.59 8.62
Oct 2013 1383.900036809031 -1.89 7.51
Nov 2013 1394.9957758902535 0.80 8.62
Dec 2013 1421.8698776560677 1.93 10.70
Jan 2014 1424.874682778032 0.21 10.25
Feb 2014 1415.7950848685748 -0.64 8.48
Mar 2014 1423.8926694314623 0.57 8.89
Apr 2014 1428.5422194622402 0.33 10.30
May 2014 1419.1126479282254 -0.66 8.82
Jun 2014 1421.016867928224 0.13 4.64
Jul 2014 1421.6822850033807 0.05 2.25
Aug 2014 1422.579377500398 0.06 1.45
Sep 2014 1430.2049458846593 0.54 1.40
Oct 2014 1415.8193418220308 -1.01 2.31
Nov 2014 1410.7931336370023 -0.35 1.13
Dec 2014 1396.9268368472935 -0.98 -1.75
Jan 2015 1371.9452009479674 -1.79 -3.71
Feb 2015 1378.0658622419787 0.45 -2.66
Mar 2015 1384.9968313842492 0.50 -2.73
Apr 2015 1376.210623153786 -0.63 -3.66
May 2015 1394.853882755379 1.36 -1.71
Jun 2015 1411.760843872119 1.21 -0.65
Jul 2015 1422.553417782397 0.76 0.06
Aug 2015 1414.0903894102526 -0.59 -0.60
Sep 2015 1419.7526436321846 0.40 -0.73
Oct 2015 1414.310263708198 -0.38 -0.11
Nov 2015 1433.3499352519855 1.35 1.60
Dec 2015 1439.4554425751128 0.43 3.04
Jan 2016 1516.6727135857004 5.36 10.55
Feb 2016 1499.2944233184317 -1.15 8.80
Mar 2016 1504.9040708780187 0.37 8.66
Apr 2016 1497.6757492594775 -0.48 8.83
May 2016 1499.3777269313925 0.11 7.49
Jun 2016 1501.0136210297665 0.11 6.32
Jul 2016 1492.1151723612525 -0.59 4.89
Aug 2016 1497.101527942263 0.33 5.87
Sep 2016 1505.5788602083421 0.57 6.05
Oct 2016 1512.6117676057838 0.47 6.95
Nov 2016 1551.3289805252891 2.56 8.23
Dec 2016 1607.0588379645822 3.59 11.64
Jan 2017 1594.4322812393789 -0.79 5.13
Feb 2017 1602.365372137812 0.50 6.88
Mar 2017 1610.3266366482217 0.50 7.01
Apr 2017 1597.7022086748261 -0.78 6.68
May 2017 1599.1336497427303 0.09 6.65
Jun 2017 1593.752762964249 -0.34 6.18
Jul 2017 1608.5086022108799 0.93 7.80
Aug 2017 1605.0557077274536 -0.21 7.21
Sep 2017 1601.4586392338147 -0.22 6.37
Oct 2017 1617.8434987645592 1.02 6.96
Nov 2017 1629.4674126345672 0.72 5.04
Dec 2017 1641.1896776349913 0.72 2.12
Jan 2018 1395.9057926364826 -14.94 -12.45
Feb 2018 1436.5006394813536 2.91 -10.35
Mar 2018 1462.75554186788 1.83 -9.16
Apr 2018 1479.5877360106251 1.15 -7.39
May 2018 1509.1514940917 2.00 -5.63
Jun 2018 1513.6261066491516 0.30 -5.03
Jul 2018 1510.056251666435 -0.24 -6.12
Aug 2018 1513.1838672312676 0.21 -5.72
Sep 2018 1523.9123079057401 0.71 -4.84
Oct 2018 1552.8400407838326 1.90 -4.02
Nov 2018 1560.7301552136855 0.51 -4.22
Dec 2018 1534.4673279681656 -1.68 -6.50
Jan 2019 1777.3280911046027 15.83 27.32
Feb 2019 1769.8817167354368 -0.42 23.21
Mar 2019 1760.9788487841658 -0.50 20.39
Apr 2019 1750.0454672642759 -0.62 18.28
May 2019 1746.599360441363 -0.20 15.73
Jun 2019 1718.9949087838243 -1.58 13.57
Jul 2019 1719.4060595874314 0.02 13.86
Aug 2019 1705.8382469027904 -0.79 12.73
Sep 2019 1708.8737049361212 0.18 12.14
Oct 2019 1725.6038144077731 0.98 11.13
Nov 2019 1734.0356260588596 0.49 11.10
Dec 2019 1743.6865886550527 0.56 13.64
Jan 2020 1458.83772832974 -16.34 -17.92
Feb 2020 1443.5623574449603 -1.05 -18.44
Mar 2020 1446.467311798694 0.20 -17.86
Apr 2020 1431.8978962598956 -1.01 -18.18
May 2020 1424.2469630199741 -0.53 -18.46
Jun 2020 1417.5689119269114 -0.47 -17.53
Jul 2020 1404.5414726096478 -0.92 -18.31
Aug 2020 1404.842332249766 0.02 -17.64
Sep 2020 1414.5028297782 0.69 -17.23
Oct 2020 1425.4594291186936 0.78 -17.39
Nov 2020 1437.6940768324016 0.86 -17.09
Dec 2020 1448.1332677664832 0.73 -16.95
Jan 2021 1726.699993073517 19.24 18.36
Feb 2021 1759.6886155717639 1.91 21.90
Mar 2021 1820.1919758211648 3.44 25.84
Apr 2021 1838.629510228706 1.01 28.41
May 2021 1847.659876510938 0.49 29.73
Jun 2021 1873.5472567452052 1.40 32.17
Jul 2021 1877.8884317128477 0.23 33.70
Aug 2021 1883.8985969328296 0.32 34.10
Sep 2021 1891.8696422298272 0.42 33.75
Oct 2021 1918.206814451607 1.39 34.57
Nov 2021 1927.625750756341 0.49 34.08
Dec 2021 1950.8761742671272 1.21 34.72
Jan 2022 1991.0419338241882 2.06 15.31
Feb 2022 2076.3022694726606 4.28 17.99
Mar 2022 2181.5949746178803 5.07 19.86
Apr 2022 2357.108512911326 8.05 28.20
May 2022 2428.519710731429 3.03 31.44
Jun 2022 2503.9554992672192 3.11 33.65
Jul 2022 2494.205025291434 -0.39 32.82
Aug 2022 2461.443803748927 -1.31 30.66
Sep 2022 2626.943631744095 6.72 38.85
Oct 2022 2785.6659922045465 6.04 45.22
Nov 2022 2777.844931819993 -0.28 44.11
Dec 2022 2704.293571611593 -2.65 38.62
Jan 2023 2688.5972108268566 -0.58 35.03
Feb 2023 2695.105096745471 0.24 29.80
Mar 2023 2763.5680136806304 2.54 26.68
Apr 2023 2736.1229571249287 -0.99 16.08
May 2023 2772.815075471747 1.34 14.18
Jun 2023 2855.5853109553373 2.99 14.04
Jul 2023 2905.9277235809004 1.76 16.51
Aug 2023 2976.7400474997025 2.44 20.94
Sep 2023 3023.5460292700377 1.57 15.10
Oct 2023 3129.4313962529413 3.50 12.34
Nov 2023 3099.6744633642115 -0.95 11.59
Dec 2023 2970.0903605221943 -4.18 9.83
Jan 2024 2927.20079826473 -1.44 8.88
Feb 2024 2968.053672013004 1.40 10.13
Mar 2024 2992.5916372411552 0.83 8.29
Apr 2024 3047.5462351628676 1.84 11.38
May 2024 3073.5636312278593 0.85 10.85
Jun 2024 3043.3373784647665 -0.98 6.58
Jul 2024 3029.4709432609375 -0.46 4.25
Aug 2024 2961.733730230675 -2.24 -0.50
Sep 2024 2911.8958994952645 -1.68 -3.69
Oct 2024 2980.5970241670157 2.36 -4.76
Nov 2024 3075.183576577403 3.17 -0.79
Dec 2024 3067.8441690966247 -0.24 3.29
Jan 2025 3124.4174399588646 1.84 6.74
Feb 2025 3108.559108914571 -0.51 4.73
Mar 2025 3069.4852393366655 -1.26 2.57
Apr 2025 3090.8031849050917 0.70 1.42
May 2025 3118.2403622629663 0.89 1.45
Jun 2025 3127.5692961766026 0.30 2.77
Jul 2025 3120.762603965858 -0.22 3.01
Aug 2025 3104.6574094712514 -0.52 4.83
Sep 2025 3070.6597574415123 -1.09 5.45
Oct 2025 3057.4606569725947 -0.43 2.58
Nov 2025 3065.2989909301778 0.26 -0.32
Dec 2025 3069.808206819971 0.15 0.06
Jan 2026 3065.217119771599 -0.15 -1.89
Feb 2026 3062.9497580014367 -0.07 -1.47