Lancaster, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lancaster, PA Metro in February 2026 was $3,062.95. The month over month percentage change (MoM) was -0.07%, and the year over year percentage change (YoY) was -1.47%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1317.0901116851658 | NaN | NaN |
| Feb 2012 | 1314.1912152393675 | -0.22 | NaN |
| Mar 2012 | 1324.0219544942536 | 0.75 | NaN |
| Apr 2012 | 1325.3149680692754 | 0.10 | NaN |
| May 2012 | 1319.0084055013128 | -0.48 | NaN |
| Jun 2012 | 1309.412229546364 | -0.73 | NaN |
| Jul 2012 | 1299.6645444979522 | -0.74 | NaN |
| Aug 2012 | 1307.20211800877 | 0.58 | NaN |
| Sep 2012 | 1298.54140017884 | -0.66 | NaN |
| Oct 2012 | 1287.1968636710021 | -0.87 | NaN |
| Nov 2012 | 1284.3340192328085 | -0.22 | NaN |
| Dec 2012 | 1284.4421750239862 | 0.01 | NaN |
| Jan 2013 | 1292.4529805881168 | 0.62 | -1.87 |
| Feb 2013 | 1305.1548747349902 | 0.98 | -0.69 |
| Mar 2013 | 1307.6516467176377 | 0.19 | -1.24 |
| Apr 2013 | 1295.1154991433636 | -0.96 | -2.28 |
| May 2013 | 1304.1143221927705 | 0.70 | -1.13 |
| Jun 2013 | 1357.9837252640814 | 4.13 | 3.71 |
| Jul 2013 | 1390.3940650970512 | 2.39 | 6.98 |
| Aug 2013 | 1402.2339915263751 | 0.85 | 7.27 |
| Sep 2013 | 1410.5083853131814 | 0.59 | 8.62 |
| Oct 2013 | 1383.900036809031 | -1.89 | 7.51 |
| Nov 2013 | 1394.9957758902535 | 0.80 | 8.62 |
| Dec 2013 | 1421.8698776560677 | 1.93 | 10.70 |
| Jan 2014 | 1424.874682778032 | 0.21 | 10.25 |
| Feb 2014 | 1415.7950848685748 | -0.64 | 8.48 |
| Mar 2014 | 1423.8926694314623 | 0.57 | 8.89 |
| Apr 2014 | 1428.5422194622402 | 0.33 | 10.30 |
| May 2014 | 1419.1126479282254 | -0.66 | 8.82 |
| Jun 2014 | 1421.016867928224 | 0.13 | 4.64 |
| Jul 2014 | 1421.6822850033807 | 0.05 | 2.25 |
| Aug 2014 | 1422.579377500398 | 0.06 | 1.45 |
| Sep 2014 | 1430.2049458846593 | 0.54 | 1.40 |
| Oct 2014 | 1415.8193418220308 | -1.01 | 2.31 |
| Nov 2014 | 1410.7931336370023 | -0.35 | 1.13 |
| Dec 2014 | 1396.9268368472935 | -0.98 | -1.75 |
| Jan 2015 | 1371.9452009479674 | -1.79 | -3.71 |
| Feb 2015 | 1378.0658622419787 | 0.45 | -2.66 |
| Mar 2015 | 1384.9968313842492 | 0.50 | -2.73 |
| Apr 2015 | 1376.210623153786 | -0.63 | -3.66 |
| May 2015 | 1394.853882755379 | 1.36 | -1.71 |
| Jun 2015 | 1411.760843872119 | 1.21 | -0.65 |
| Jul 2015 | 1422.553417782397 | 0.76 | 0.06 |
| Aug 2015 | 1414.0903894102526 | -0.59 | -0.60 |
| Sep 2015 | 1419.7526436321846 | 0.40 | -0.73 |
| Oct 2015 | 1414.310263708198 | -0.38 | -0.11 |
| Nov 2015 | 1433.3499352519855 | 1.35 | 1.60 |
| Dec 2015 | 1439.4554425751128 | 0.43 | 3.04 |
| Jan 2016 | 1516.6727135857004 | 5.36 | 10.55 |
| Feb 2016 | 1499.2944233184317 | -1.15 | 8.80 |
| Mar 2016 | 1504.9040708780187 | 0.37 | 8.66 |
| Apr 2016 | 1497.6757492594775 | -0.48 | 8.83 |
| May 2016 | 1499.3777269313925 | 0.11 | 7.49 |
| Jun 2016 | 1501.0136210297665 | 0.11 | 6.32 |
| Jul 2016 | 1492.1151723612525 | -0.59 | 4.89 |
| Aug 2016 | 1497.101527942263 | 0.33 | 5.87 |
| Sep 2016 | 1505.5788602083421 | 0.57 | 6.05 |
| Oct 2016 | 1512.6117676057838 | 0.47 | 6.95 |
| Nov 2016 | 1551.3289805252891 | 2.56 | 8.23 |
| Dec 2016 | 1607.0588379645822 | 3.59 | 11.64 |
| Jan 2017 | 1594.4322812393789 | -0.79 | 5.13 |
| Feb 2017 | 1602.365372137812 | 0.50 | 6.88 |
| Mar 2017 | 1610.3266366482217 | 0.50 | 7.01 |
| Apr 2017 | 1597.7022086748261 | -0.78 | 6.68 |
| May 2017 | 1599.1336497427303 | 0.09 | 6.65 |
| Jun 2017 | 1593.752762964249 | -0.34 | 6.18 |
| Jul 2017 | 1608.5086022108799 | 0.93 | 7.80 |
| Aug 2017 | 1605.0557077274536 | -0.21 | 7.21 |
| Sep 2017 | 1601.4586392338147 | -0.22 | 6.37 |
| Oct 2017 | 1617.8434987645592 | 1.02 | 6.96 |
| Nov 2017 | 1629.4674126345672 | 0.72 | 5.04 |
| Dec 2017 | 1641.1896776349913 | 0.72 | 2.12 |
| Jan 2018 | 1395.9057926364826 | -14.94 | -12.45 |
| Feb 2018 | 1436.5006394813536 | 2.91 | -10.35 |
| Mar 2018 | 1462.75554186788 | 1.83 | -9.16 |
| Apr 2018 | 1479.5877360106251 | 1.15 | -7.39 |
| May 2018 | 1509.1514940917 | 2.00 | -5.63 |
| Jun 2018 | 1513.6261066491516 | 0.30 | -5.03 |
| Jul 2018 | 1510.056251666435 | -0.24 | -6.12 |
| Aug 2018 | 1513.1838672312676 | 0.21 | -5.72 |
| Sep 2018 | 1523.9123079057401 | 0.71 | -4.84 |
| Oct 2018 | 1552.8400407838326 | 1.90 | -4.02 |
| Nov 2018 | 1560.7301552136855 | 0.51 | -4.22 |
| Dec 2018 | 1534.4673279681656 | -1.68 | -6.50 |
| Jan 2019 | 1777.3280911046027 | 15.83 | 27.32 |
| Feb 2019 | 1769.8817167354368 | -0.42 | 23.21 |
| Mar 2019 | 1760.9788487841658 | -0.50 | 20.39 |
| Apr 2019 | 1750.0454672642759 | -0.62 | 18.28 |
| May 2019 | 1746.599360441363 | -0.20 | 15.73 |
| Jun 2019 | 1718.9949087838243 | -1.58 | 13.57 |
| Jul 2019 | 1719.4060595874314 | 0.02 | 13.86 |
| Aug 2019 | 1705.8382469027904 | -0.79 | 12.73 |
| Sep 2019 | 1708.8737049361212 | 0.18 | 12.14 |
| Oct 2019 | 1725.6038144077731 | 0.98 | 11.13 |
| Nov 2019 | 1734.0356260588596 | 0.49 | 11.10 |
| Dec 2019 | 1743.6865886550527 | 0.56 | 13.64 |
| Jan 2020 | 1458.83772832974 | -16.34 | -17.92 |
| Feb 2020 | 1443.5623574449603 | -1.05 | -18.44 |
| Mar 2020 | 1446.467311798694 | 0.20 | -17.86 |
| Apr 2020 | 1431.8978962598956 | -1.01 | -18.18 |
| May 2020 | 1424.2469630199741 | -0.53 | -18.46 |
| Jun 2020 | 1417.5689119269114 | -0.47 | -17.53 |
| Jul 2020 | 1404.5414726096478 | -0.92 | -18.31 |
| Aug 2020 | 1404.842332249766 | 0.02 | -17.64 |
| Sep 2020 | 1414.5028297782 | 0.69 | -17.23 |
| Oct 2020 | 1425.4594291186936 | 0.78 | -17.39 |
| Nov 2020 | 1437.6940768324016 | 0.86 | -17.09 |
| Dec 2020 | 1448.1332677664832 | 0.73 | -16.95 |
| Jan 2021 | 1726.699993073517 | 19.24 | 18.36 |
| Feb 2021 | 1759.6886155717639 | 1.91 | 21.90 |
| Mar 2021 | 1820.1919758211648 | 3.44 | 25.84 |
| Apr 2021 | 1838.629510228706 | 1.01 | 28.41 |
| May 2021 | 1847.659876510938 | 0.49 | 29.73 |
| Jun 2021 | 1873.5472567452052 | 1.40 | 32.17 |
| Jul 2021 | 1877.8884317128477 | 0.23 | 33.70 |
| Aug 2021 | 1883.8985969328296 | 0.32 | 34.10 |
| Sep 2021 | 1891.8696422298272 | 0.42 | 33.75 |
| Oct 2021 | 1918.206814451607 | 1.39 | 34.57 |
| Nov 2021 | 1927.625750756341 | 0.49 | 34.08 |
| Dec 2021 | 1950.8761742671272 | 1.21 | 34.72 |
| Jan 2022 | 1991.0419338241882 | 2.06 | 15.31 |
| Feb 2022 | 2076.3022694726606 | 4.28 | 17.99 |
| Mar 2022 | 2181.5949746178803 | 5.07 | 19.86 |
| Apr 2022 | 2357.108512911326 | 8.05 | 28.20 |
| May 2022 | 2428.519710731429 | 3.03 | 31.44 |
| Jun 2022 | 2503.9554992672192 | 3.11 | 33.65 |
| Jul 2022 | 2494.205025291434 | -0.39 | 32.82 |
| Aug 2022 | 2461.443803748927 | -1.31 | 30.66 |
| Sep 2022 | 2626.943631744095 | 6.72 | 38.85 |
| Oct 2022 | 2785.6659922045465 | 6.04 | 45.22 |
| Nov 2022 | 2777.844931819993 | -0.28 | 44.11 |
| Dec 2022 | 2704.293571611593 | -2.65 | 38.62 |
| Jan 2023 | 2688.5972108268566 | -0.58 | 35.03 |
| Feb 2023 | 2695.105096745471 | 0.24 | 29.80 |
| Mar 2023 | 2763.5680136806304 | 2.54 | 26.68 |
| Apr 2023 | 2736.1229571249287 | -0.99 | 16.08 |
| May 2023 | 2772.815075471747 | 1.34 | 14.18 |
| Jun 2023 | 2855.5853109553373 | 2.99 | 14.04 |
| Jul 2023 | 2905.9277235809004 | 1.76 | 16.51 |
| Aug 2023 | 2976.7400474997025 | 2.44 | 20.94 |
| Sep 2023 | 3023.5460292700377 | 1.57 | 15.10 |
| Oct 2023 | 3129.4313962529413 | 3.50 | 12.34 |
| Nov 2023 | 3099.6744633642115 | -0.95 | 11.59 |
| Dec 2023 | 2970.0903605221943 | -4.18 | 9.83 |
| Jan 2024 | 2927.20079826473 | -1.44 | 8.88 |
| Feb 2024 | 2968.053672013004 | 1.40 | 10.13 |
| Mar 2024 | 2992.5916372411552 | 0.83 | 8.29 |
| Apr 2024 | 3047.5462351628676 | 1.84 | 11.38 |
| May 2024 | 3073.5636312278593 | 0.85 | 10.85 |
| Jun 2024 | 3043.3373784647665 | -0.98 | 6.58 |
| Jul 2024 | 3029.4709432609375 | -0.46 | 4.25 |
| Aug 2024 | 2961.733730230675 | -2.24 | -0.50 |
| Sep 2024 | 2911.8958994952645 | -1.68 | -3.69 |
| Oct 2024 | 2980.5970241670157 | 2.36 | -4.76 |
| Nov 2024 | 3075.183576577403 | 3.17 | -0.79 |
| Dec 2024 | 3067.8441690966247 | -0.24 | 3.29 |
| Jan 2025 | 3124.4174399588646 | 1.84 | 6.74 |
| Feb 2025 | 3108.559108914571 | -0.51 | 4.73 |
| Mar 2025 | 3069.4852393366655 | -1.26 | 2.57 |
| Apr 2025 | 3090.8031849050917 | 0.70 | 1.42 |
| May 2025 | 3118.2403622629663 | 0.89 | 1.45 |
| Jun 2025 | 3127.5692961766026 | 0.30 | 2.77 |
| Jul 2025 | 3120.762603965858 | -0.22 | 3.01 |
| Aug 2025 | 3104.6574094712514 | -0.52 | 4.83 |
| Sep 2025 | 3070.6597574415123 | -1.09 | 5.45 |
| Oct 2025 | 3057.4606569725947 | -0.43 | 2.58 |
| Nov 2025 | 3065.2989909301778 | 0.26 | -0.32 |
| Dec 2025 | 3069.808206819971 | 0.15 | 0.06 |
| Jan 2026 | 3065.217119771599 | -0.15 | -1.89 |
| Feb 2026 | 3062.9497580014367 | -0.07 | -1.47 |