Lexington, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lexington, KY Metro in February 2026 was $2,585.176. The month over month percentage change (MoM) was -0.20%, and the year over year percentage change (YoY) was -2.88%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lexington, KY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lexington, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Lexington, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lexington, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lexington, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1064.3985301257778 | NaN | NaN |
| Feb 2012 | 1059.2016055317179 | -0.49 | NaN |
| Mar 2012 | 1064.4371060342442 | 0.49 | NaN |
| Apr 2012 | 1063.46335593409 | -0.09 | NaN |
| May 2012 | 1057.859428922801 | -0.53 | NaN |
| Jun 2012 | 1051.571540123342 | -0.59 | NaN |
| Jul 2012 | 1044.5483268591436 | -0.67 | NaN |
| Aug 2012 | 1051.6222085238203 | 0.68 | NaN |
| Sep 2012 | 1044.822619913913 | -0.65 | NaN |
| Oct 2012 | 1035.9635328908948 | -0.85 | NaN |
| Nov 2012 | 1032.3089036581896 | -0.35 | NaN |
| Dec 2012 | 1031.6216071193867 | -0.07 | NaN |
| Jan 2013 | 934.8644137068252 | -9.38 | -12.17 |
| Feb 2013 | 945.9646650828531 | 1.19 | -10.69 |
| Mar 2013 | 949.8213169759155 | 0.41 | -10.77 |
| Apr 2013 | 941.9680463851901 | -0.83 | -11.42 |
| May 2013 | 951.7694738517948 | 1.04 | -10.03 |
| Jun 2013 | 999.3598411165042 | 5.00 | -4.96 |
| Jul 2013 | 1028.8798476074076 | 2.95 | -1.50 |
| Aug 2013 | 1040.0205290882077 | 1.08 | -1.10 |
| Sep 2013 | 1044.2697251184009 | 0.41 | -0.05 |
| Oct 2013 | 1019.1459385068719 | -2.41 | -1.62 |
| Nov 2013 | 1024.5595859451482 | 0.53 | -0.75 |
| Dec 2013 | 1043.8271627503748 | 1.88 | 1.18 |
| Jan 2014 | 1137.1936953511627 | 8.95 | 21.64 |
| Feb 2014 | 1128.5109655102776 | -0.76 | 19.30 |
| Mar 2014 | 1133.5221240881756 | 0.44 | 19.34 |
| Apr 2014 | 1136.9435655900465 | 0.30 | 20.70 |
| May 2014 | 1129.3843992919597 | -0.66 | 18.66 |
| Jun 2014 | 1132.5277169615388 | 0.28 | 13.33 |
| Jul 2014 | 1133.8107794072023 | 0.11 | 10.20 |
| Aug 2014 | 1134.5278405832894 | 0.06 | 9.09 |
| Sep 2014 | 1139.157843364027 | 0.41 | 9.09 |
| Oct 2014 | 1126.598528281992 | -1.10 | 10.54 |
| Nov 2014 | 1122.4141765532768 | -0.37 | 9.55 |
| Dec 2014 | 1111.6447497460215 | -0.96 | 6.50 |
| Jan 2015 | 1087.7402465840407 | -2.15 | -4.35 |
| Feb 2015 | 1092.6724931068152 | 0.45 | -3.18 |
| Mar 2015 | 1099.5808416017642 | 0.63 | -2.99 |
| Apr 2015 | 1094.2688277417515 | -0.48 | -3.75 |
| May 2015 | 1112.8745453681288 | 1.70 | -1.46 |
| Jun 2015 | 1129.141423399127 | 1.46 | -0.30 |
| Jul 2015 | 1139.206587941852 | 0.89 | 0.48 |
| Aug 2015 | 1132.063422590676 | -0.63 | -0.22 |
| Sep 2015 | 1135.6392712125034 | 0.32 | -0.31 |
| Oct 2015 | 1131.2373054825516 | -0.39 | 0.41 |
| Nov 2015 | 1147.0884532519735 | 1.40 | 2.20 |
| Dec 2015 | 1154.1095108315797 | 0.61 | 3.82 |
| Jan 2016 | 1120.771787544352 | -2.89 | 3.04 |
| Feb 2016 | 1109.4756395514923 | -1.01 | 1.54 |
| Mar 2016 | 1117.4883406755662 | 0.72 | 1.63 |
| Apr 2016 | 1114.5997070326218 | -0.26 | 1.86 |
| May 2016 | 1120.096508638671 | 0.49 | 0.65 |
| Jun 2016 | 1124.4353061755376 | 0.39 | -0.42 |
| Jul 2016 | 1117.1817977642181 | -0.64 | -1.93 |
| Aug 2016 | 1119.521629408729 | 0.21 | -1.11 |
| Sep 2016 | 1124.6529401064745 | 0.46 | -0.97 |
| Oct 2016 | 1129.2429233789794 | 0.41 | -0.18 |
| Nov 2016 | 1160.2266369706108 | 2.74 | 1.15 |
| Dec 2016 | 1203.9724819218914 | 3.77 | 4.32 |
| Jan 2017 | 1233.986136095243 | 2.49 | 10.10 |
| Feb 2017 | 1239.3024067738543 | 0.43 | 11.70 |
| Mar 2017 | 1246.368599477261 | 0.57 | 11.53 |
| Apr 2017 | 1237.9444254755172 | -0.68 | 11.07 |
| May 2017 | 1241.8495026292771 | 0.32 | 10.87 |
| Jun 2017 | 1239.0903926605517 | -0.22 | 10.20 |
| Jul 2017 | 1252.2024725425827 | 1.06 | 12.09 |
| Aug 2017 | 1250.5871937005327 | -0.13 | 11.71 |
| Sep 2017 | 1250.1164285111086 | -0.04 | 11.16 |
| Oct 2017 | 1265.9589685672443 | 1.27 | 12.11 |
| Nov 2017 | 1275.7276032631785 | 0.77 | 9.96 |
| Dec 2017 | 1285.2524059899224 | 0.75 | 6.75 |
| Jan 2018 | 1309.392900161126 | 1.88 | 6.11 |
| Feb 2018 | 1347.1309617422967 | 2.88 | 8.70 |
| Mar 2018 | 1367.5905690565698 | 1.52 | 9.73 |
| Apr 2018 | 1377.0779331789279 | 0.69 | 11.24 |
| May 2018 | 1395.0332708591359 | 1.30 | 12.34 |
| Jun 2018 | 1396.0940478467355 | 0.08 | 12.67 |
| Jul 2018 | 1396.053972327541 | 0.00 | 11.49 |
| Aug 2018 | 1403.7245014001558 | 0.55 | 12.25 |
| Sep 2018 | 1417.0260796572195 | 0.95 | 13.35 |
| Oct 2018 | 1441.7221897390264 | 1.74 | 13.88 |
| Nov 2018 | 1447.6454361761678 | 0.41 | 13.48 |
| Dec 2018 | 1425.2724505157566 | -1.54 | 10.89 |
| Jan 2019 | 1412.2703028480166 | -0.91 | 7.86 |
| Feb 2019 | 1408.3949024679064 | -0.27 | 4.55 |
| Mar 2019 | 1405.298710698232 | -0.22 | 2.76 |
| Apr 2019 | 1399.7545796805161 | -0.39 | 1.65 |
| May 2019 | 1397.9554023292915 | -0.13 | 0.21 |
| Jun 2019 | 1373.1462064407485 | -1.77 | -1.64 |
| Jul 2019 | 1372.967856980354 | -0.01 | -1.65 |
| Aug 2019 | 1361.4248889837504 | -0.84 | -3.01 |
| Sep 2019 | 1364.094010192779 | 0.20 | -3.73 |
| Oct 2019 | 1377.1736044345892 | 0.96 | -4.48 |
| Nov 2019 | 1382.5863468176485 | 0.39 | -4.49 |
| Dec 2019 | 1390.8504928453483 | 0.60 | -2.41 |
| Jan 2020 | 1378.8056041076968 | -0.87 | -2.37 |
| Feb 2020 | 1370.1403965748043 | -0.63 | -2.72 |
| Mar 2020 | 1378.219114993963 | 0.59 | -1.93 |
| Apr 2020 | 1370.2985568146196 | -0.57 | -2.10 |
| May 2020 | 1368.4547818856258 | -0.13 | -2.11 |
| Jun 2020 | 1366.130526932645 | -0.17 | -0.51 |
| Jul 2020 | 1357.884546052993 | -0.60 | -1.10 |
| Aug 2020 | 1360.5425070521485 | 0.20 | -0.06 |
| Sep 2020 | 1370.8510178138986 | 0.76 | 0.50 |
| Oct 2020 | 1381.117409737498 | 0.75 | 0.29 |
| Nov 2020 | 1391.1037010025454 | 0.72 | 0.62 |
| Dec 2020 | 1397.6839542625023 | 0.47 | 0.49 |
| Jan 2021 | 1398.9399675776801 | 0.09 | 1.46 |
| Feb 2021 | 1420.1295116113313 | 1.52 | 3.65 |
| Mar 2021 | 1466.9726156290976 | 3.30 | 6.44 |
| Apr 2021 | 1481.3741148067716 | 0.98 | 8.11 |
| May 2021 | 1487.7443958205697 | 0.43 | 8.72 |
| Jun 2021 | 1507.2987590115079 | 1.31 | 10.33 |
| Jul 2021 | 1511.2438264243247 | 0.26 | 11.29 |
| Aug 2021 | 1520.3811523794018 | 0.61 | 11.75 |
| Sep 2021 | 1533.9752798631114 | 0.89 | 11.90 |
| Oct 2021 | 1559.8355269397525 | 1.69 | 12.94 |
| Nov 2021 | 1567.5486508949089 | 0.49 | 12.68 |
| Dec 2021 | 1582.855679928388 | 0.98 | 13.25 |
| Jan 2022 | 1634.4695765182596 | 3.26 | 16.84 |
| Feb 2022 | 1698.1372746056463 | 3.90 | 19.58 |
| Mar 2022 | 1780.7520999599344 | 4.87 | 21.39 |
| Apr 2022 | 1928.3151473020212 | 8.29 | 30.17 |
| May 2022 | 1994.1556210177803 | 3.41 | 34.04 |
| Jun 2022 | 2066.1465308410175 | 3.61 | 37.08 |
| Jul 2022 | 2065.104912100092 | -0.05 | 36.65 |
| Aug 2022 | 2042.4031727475656 | -1.10 | 34.34 |
| Sep 2022 | 2188.375147753176 | 7.15 | 42.66 |
| Oct 2022 | 2325.0945616111776 | 6.25 | 49.06 |
| Nov 2022 | 2315.6511821360687 | -0.41 | 47.72 |
| Dec 2022 | 2247.31770380437 | -2.95 | 41.98 |
| Jan 2023 | 2228.6268788133366 | -0.83 | 36.35 |
| Feb 2023 | 2230.326289347176 | 0.08 | 31.34 |
| Mar 2023 | 2289.744014470281 | 2.66 | 28.58 |
| Apr 2023 | 2274.1726043527055 | -0.68 | 17.94 |
| May 2023 | 2311.7796767263335 | 1.65 | 15.93 |
| Jun 2023 | 2386.730742263614 | 3.24 | 15.52 |
| Jul 2023 | 2431.535837120197 | 1.88 | 17.74 |
| Aug 2023 | 2493.6467588853952 | 2.55 | 22.09 |
| Sep 2023 | 2533.288053611635 | 1.59 | 15.76 |
| Oct 2023 | 2626.814005564742 | 3.69 | 12.98 |
| Nov 2023 | 2604.9859388791933 | -0.83 | 12.50 |
| Dec 2023 | 2496.565545386027 | -4.16 | 11.09 |
| Jan 2024 | 2465.564465077284 | -1.24 | 10.63 |
| Feb 2024 | 2499.6435393670313 | 1.38 | 12.08 |
| Mar 2024 | 2523.2852106831756 | 0.95 | 10.20 |
| Apr 2024 | 2577.014597075473 | 2.13 | 13.32 |
| May 2024 | 2606.105329390008 | 1.13 | 12.73 |
| Jun 2024 | 2591.273156248608 | -0.57 | 8.57 |
| Jul 2024 | 2587.3110854802985 | -0.15 | 6.41 |
| Aug 2024 | 2528.624312062981 | -2.27 | 1.40 |
| Sep 2024 | 2481.280564755159 | -1.87 | -2.05 |
| Oct 2024 | 2531.304169147566 | 2.02 | -3.64 |
| Nov 2024 | 2607.7975065295172 | 3.02 | 0.11 |
| Dec 2024 | 2601.498133761247 | -0.24 | 4.20 |
| Jan 2025 | 2666.3554006188965 | 2.49 | 8.14 |
| Feb 2025 | 2661.8089015497962 | -0.17 | 6.49 |
| Mar 2025 | 2635.869352981167 | -0.97 | 4.46 |
| Apr 2025 | 2652.082576100878 | 0.62 | 2.91 |
| May 2025 | 2669.63058620005 | 0.66 | 2.44 |
| Jun 2025 | 2670.6167850350525 | 0.04 | 3.06 |
| Jul 2025 | 2654.6725100529493 | -0.60 | 2.60 |
| Aug 2025 | 2633.3849186672624 | -0.80 | 4.14 |
| Sep 2025 | 2602.808805389133 | -1.16 | 4.90 |
| Oct 2025 | 2592.620797926152 | -0.39 | 2.42 |
| Nov 2025 | 2599.301301379925 | 0.26 | -0.33 |
| Dec 2025 | 2599.9502736906693 | 0.03 | -0.06 |
| Jan 2026 | 2590.430786368093 | -0.37 | -2.85 |
| Feb 2026 | 2585.1758432963725 | -0.20 | -2.88 |
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