Louisville, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Louisville, KY Metro in February 2026 was $2,230.292. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -3.15%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Louisville, KY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Louisville, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 911.4929280605344 NaN NaN
Feb 2012 909.8928881724019 -0.18 NaN
Mar 2012 916.1936269269559 0.69 NaN
Apr 2012 916.7024115914836 0.06 NaN
May 2012 912.9586165526206 -0.41 NaN
Jun 2012 907.3675613448261 -0.61 NaN
Jul 2012 900.6795357889364 -0.74 NaN
Aug 2012 903.8818083472357 0.36 NaN
Sep 2012 895.5005839533571 -0.93 NaN
Oct 2012 887.3926185496242 -0.90 NaN
Nov 2012 887.2390823923738 -0.02 NaN
Dec 2012 890.513737946774 0.37 NaN
Jan 2013 922.4845134905866 3.59 1.21
Feb 2013 931.9797546537013 1.03 2.43
Mar 2013 933.4715886931157 0.16 1.89
Apr 2013 924.4944240389143 -0.96 0.85
May 2013 932.7853341970175 0.90 2.17
Jun 2013 975.7616260108317 4.61 7.54
Jul 2013 1004.2091192962693 2.92 11.50
Aug 2013 1016.7244655932589 1.25 12.48
Sep 2013 1024.3358181965345 0.75 14.39
Oct 2013 1006.7501410257437 -1.72 13.45
Nov 2013 1015.5215121895511 0.87 14.46
Dec 2013 1035.0605829611338 1.92 16.23
Jan 2014 1018.902924916648 -1.56 10.45
Feb 2014 1010.0994158327418 -0.86 8.38
Mar 2014 1014.1746707336627 0.40 8.65
Apr 2014 1017.2714216045742 0.31 10.04
May 2014 1011.6432475492401 -0.55 8.45
Jun 2014 1015.3117375299112 0.36 4.05
Jul 2014 1018.5398043907211 0.32 1.43
Aug 2014 1021.8076367610399 0.32 0.50
Sep 2014 1029.0425364286832 0.71 0.46
Oct 2014 1021.545363513223 -0.73 1.47
Nov 2014 1021.175871255095 -0.04 0.56
Dec 2014 1014.3268305579434 -0.67 -2.00
Jan 2015 997.6329357181635 -1.65 -2.09
Feb 2015 1002.7567092349091 0.51 -0.73
Mar 2015 1008.9750835236132 0.62 -0.51
Apr 2015 1004.7383422724423 -0.42 -1.23
May 2015 1022.2685634123612 1.75 1.05
Jun 2015 1038.3979023575807 1.58 2.27
Jul 2015 1048.158437369741 0.94 2.91
Aug 2015 1041.8419632422624 -0.60 1.96
Sep 2015 1044.9122375382835 0.30 1.54
Oct 2015 1042.189436912557 -0.26 2.02
Nov 2015 1057.8031923820272 1.50 3.59
Dec 2015 1064.3958849010369 0.62 4.94
Jan 2016 1048.8969168720155 -1.46 5.14
Feb 2016 1035.9183646102151 -1.24 3.31
Mar 2016 1041.6836059351217 0.56 3.24
Apr 2016 1038.2511293835746 -0.33 3.34
May 2016 1041.9030535651207 0.35 1.92
Jun 2016 1044.2457170941884 0.23 0.56
Jul 2016 1037.6045232003275 -0.64 -1.01
Aug 2016 1041.0387977115558 0.33 -0.08
Sep 2016 1048.266443259755 0.69 0.32
Oct 2016 1056.5651957269627 0.79 1.38
Nov 2016 1089.7800852614819 3.14 3.02
Dec 2016 1134.2459433577083 4.08 6.56
Jan 2017 1162.8979705810343 2.53 10.87
Feb 2017 1169.2255324378439 0.54 12.87
Mar 2017 1175.8342897409307 0.56 12.88
Apr 2017 1168.1069368336812 -0.66 12.51
May 2017 1170.9197987176506 0.24 12.38
Jun 2017 1168.0599390026377 -0.24 11.86
Jul 2017 1180.4685279557018 1.06 13.77
Aug 2017 1178.8800630095407 -0.13 13.24
Sep 2017 1178.656446958524 -0.02 12.44
Oct 2017 1188.7559943123306 0.86 12.51
Nov 2017 1189.1132407605692 0.03 9.12
Dec 2017 1187.112171909147 -0.17 4.66
Jan 2018 1190.7345153656051 0.31 2.39
Feb 2018 1226.519828771131 3.01 4.90
Mar 2018 1250.7714648696135 1.98 6.37
Apr 2018 1265.5024213833342 1.18 8.34
May 2018 1286.0960979796637 1.63 9.84
Jun 2018 1290.8768653418747 0.37 10.52
Jul 2018 1293.6771638320292 0.22 9.59
Aug 2018 1302.5488860380428 0.69 10.49
Sep 2018 1316.475719837629 1.07 11.69
Oct 2018 1341.2594414039288 1.88 12.83
Nov 2018 1350.4522974596714 0.69 13.57
Dec 2018 1333.2557176043179 -1.27 12.31
Jan 2019 1325.3592590288604 -0.59 11.31
Feb 2019 1324.9186756840306 -0.03 8.02
Mar 2019 1323.977906725769 -0.07 5.85
Apr 2019 1319.7938474154105 -0.32 4.29
May 2019 1318.4589950829259 -0.10 2.52
Jun 2019 1296.2858855974873 -1.68 0.42
Jul 2019 1296.3711417843401 0.01 0.21
Aug 2019 1285.3379325707776 -0.85 -1.32
Sep 2019 1286.5925891171364 0.10 -2.27
Oct 2019 1299.5133121514973 1.00 -3.11
Nov 2019 1306.9168219014605 0.57 -3.22
Dec 2019 1317.7414904739496 0.83 -1.16
Jan 2020 1305.7602614619404 -0.91 -1.48
Feb 2020 1295.8463021811153 -0.76 -2.19
Mar 2020 1299.9941698800587 0.32 -1.81
Apr 2020 1290.4293414680105 -0.74 -2.22
May 2020 1286.5904311152408 -0.30 -2.42
Jun 2020 1283.3746901430172 -0.25 -1.00
Jul 2020 1273.773043237146 -0.75 -1.74
Aug 2020 1275.0796599851478 0.10 -0.80
Sep 2020 1284.1878914813574 0.71 -0.19
Oct 2020 1295.4742244027602 0.88 -0.31
Nov 2020 1306.7903795589052 0.87 -0.01
Dec 2020 1315.7098700783372 0.68 -0.15
Jan 2021 1333.4073328526347 1.35 2.12
Feb 2021 1354.2510068494514 1.56 4.51
Mar 2021 1396.694873388622 3.13 7.44
Apr 2021 1407.7043737978215 0.79 9.09
May 2021 1411.3696845306642 0.26 9.70
Jun 2021 1428.3228129859815 1.20 11.29
Jul 2021 1429.0656152605675 0.05 12.19
Aug 2021 1432.693432522249 0.25 12.36
Sep 2021 1440.1626949156353 0.52 12.15
Oct 2021 1461.190268259176 1.46 12.79
Nov 2021 1466.643641327556 0.37 12.23
Dec 2021 1478.935045690931 0.84 12.41
Jan 2022 1524.820206251707 3.10 14.36
Feb 2022 1579.913712138779 3.61 16.66
Mar 2022 1650.6147761361308 4.47 18.18
Apr 2022 1777.6736276748802 7.70 26.28
May 2022 1829.219928525991 2.90 29.61
Jun 2022 1886.8701559239503 3.15 32.10
Jul 2022 1880.1918719913533 -0.35 31.57
Aug 2022 1855.941373835325 -1.29 29.54
Sep 2022 1981.9867767939804 6.79 37.62
Oct 2022 2099.986533241299 5.95 43.72
Nov 2022 2087.9735045326156 -0.57 42.36
Dec 2022 2026.1624770852632 -2.96 37.00
Jan 2023 2020.223060509314 -0.29 32.49
Feb 2023 2021.228608223502 0.05 27.93
Mar 2023 2071.2400814612247 2.47 25.48
Apr 2023 2053.299443438437 -0.87 15.51
May 2023 2081.8276859485445 1.39 13.81
Jun 2023 2143.146898252107 2.95 13.58
Jul 2023 2175.657355692413 1.52 15.72
Aug 2023 2222.9798634777007 2.17 19.78
Sep 2023 2250.913971790283 1.26 13.57
Oct 2023 2326.4932011624132 3.36 10.79
Nov 2023 2302.6598254667433 -1.02 10.28
Dec 2023 2206.5645079799397 -4.17 8.90
Jan 2024 2148.231296193504 -2.64 6.34
Feb 2024 2174.4936873475513 1.22 7.58
Mar 2024 2190.0482489404567 0.72 5.74
Apr 2024 2230.933494419372 1.87 8.65
May 2024 2252.4936741522097 0.97 8.20
Jun 2024 2235.4768924805812 -0.75 4.31
Jul 2024 2229.4461597772424 -0.27 2.47
Aug 2024 2177.9145765739468 -2.31 -2.03
Sep 2024 2138.1415080482343 -1.83 -5.01
Oct 2024 2183.805146401955 2.14 -6.13
Nov 2024 2253.7237165574957 3.20 -2.12
Dec 2024 2253.276681657583 -0.02 2.12
Jan 2025 2309.9173960667213 2.51 7.53
Feb 2025 2302.8993412730715 -0.30 5.91
Mar 2025 2277.1193441357746 -1.12 3.98
Apr 2025 2292.8994961802873 0.69 2.78
May 2025 2312.533242588675 0.86 2.67
Jun 2025 2317.1985039758188 0.20 3.66
Jul 2025 2303.7645607830877 -0.58 3.33
Aug 2025 2282.2279947060906 -0.93 4.79
Sep 2025 2251.194364181177 -1.36 5.29
Oct 2025 2237.3809297265952 -0.61 2.45
Nov 2025 2239.9734425294996 0.12 -0.61
Dec 2025 2239.769382428782 -0.01 -0.60
Jan 2026 2232.695580791874 -0.32 -3.34
Feb 2026 2230.2922673556823 -0.11 -3.15