Louisville, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Louisville, KY Metro in February 2026 was $2,230.292. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -3.15%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Louisville, KY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 911.4929280605344 | NaN | NaN |
| Feb 2012 | 909.8928881724019 | -0.18 | NaN |
| Mar 2012 | 916.1936269269559 | 0.69 | NaN |
| Apr 2012 | 916.7024115914836 | 0.06 | NaN |
| May 2012 | 912.9586165526206 | -0.41 | NaN |
| Jun 2012 | 907.3675613448261 | -0.61 | NaN |
| Jul 2012 | 900.6795357889364 | -0.74 | NaN |
| Aug 2012 | 903.8818083472357 | 0.36 | NaN |
| Sep 2012 | 895.5005839533571 | -0.93 | NaN |
| Oct 2012 | 887.3926185496242 | -0.90 | NaN |
| Nov 2012 | 887.2390823923738 | -0.02 | NaN |
| Dec 2012 | 890.513737946774 | 0.37 | NaN |
| Jan 2013 | 922.4845134905866 | 3.59 | 1.21 |
| Feb 2013 | 931.9797546537013 | 1.03 | 2.43 |
| Mar 2013 | 933.4715886931157 | 0.16 | 1.89 |
| Apr 2013 | 924.4944240389143 | -0.96 | 0.85 |
| May 2013 | 932.7853341970175 | 0.90 | 2.17 |
| Jun 2013 | 975.7616260108317 | 4.61 | 7.54 |
| Jul 2013 | 1004.2091192962693 | 2.92 | 11.50 |
| Aug 2013 | 1016.7244655932589 | 1.25 | 12.48 |
| Sep 2013 | 1024.3358181965345 | 0.75 | 14.39 |
| Oct 2013 | 1006.7501410257437 | -1.72 | 13.45 |
| Nov 2013 | 1015.5215121895511 | 0.87 | 14.46 |
| Dec 2013 | 1035.0605829611338 | 1.92 | 16.23 |
| Jan 2014 | 1018.902924916648 | -1.56 | 10.45 |
| Feb 2014 | 1010.0994158327418 | -0.86 | 8.38 |
| Mar 2014 | 1014.1746707336627 | 0.40 | 8.65 |
| Apr 2014 | 1017.2714216045742 | 0.31 | 10.04 |
| May 2014 | 1011.6432475492401 | -0.55 | 8.45 |
| Jun 2014 | 1015.3117375299112 | 0.36 | 4.05 |
| Jul 2014 | 1018.5398043907211 | 0.32 | 1.43 |
| Aug 2014 | 1021.8076367610399 | 0.32 | 0.50 |
| Sep 2014 | 1029.0425364286832 | 0.71 | 0.46 |
| Oct 2014 | 1021.545363513223 | -0.73 | 1.47 |
| Nov 2014 | 1021.175871255095 | -0.04 | 0.56 |
| Dec 2014 | 1014.3268305579434 | -0.67 | -2.00 |
| Jan 2015 | 997.6329357181635 | -1.65 | -2.09 |
| Feb 2015 | 1002.7567092349091 | 0.51 | -0.73 |
| Mar 2015 | 1008.9750835236132 | 0.62 | -0.51 |
| Apr 2015 | 1004.7383422724423 | -0.42 | -1.23 |
| May 2015 | 1022.2685634123612 | 1.75 | 1.05 |
| Jun 2015 | 1038.3979023575807 | 1.58 | 2.27 |
| Jul 2015 | 1048.158437369741 | 0.94 | 2.91 |
| Aug 2015 | 1041.8419632422624 | -0.60 | 1.96 |
| Sep 2015 | 1044.9122375382835 | 0.30 | 1.54 |
| Oct 2015 | 1042.189436912557 | -0.26 | 2.02 |
| Nov 2015 | 1057.8031923820272 | 1.50 | 3.59 |
| Dec 2015 | 1064.3958849010369 | 0.62 | 4.94 |
| Jan 2016 | 1048.8969168720155 | -1.46 | 5.14 |
| Feb 2016 | 1035.9183646102151 | -1.24 | 3.31 |
| Mar 2016 | 1041.6836059351217 | 0.56 | 3.24 |
| Apr 2016 | 1038.2511293835746 | -0.33 | 3.34 |
| May 2016 | 1041.9030535651207 | 0.35 | 1.92 |
| Jun 2016 | 1044.2457170941884 | 0.23 | 0.56 |
| Jul 2016 | 1037.6045232003275 | -0.64 | -1.01 |
| Aug 2016 | 1041.0387977115558 | 0.33 | -0.08 |
| Sep 2016 | 1048.266443259755 | 0.69 | 0.32 |
| Oct 2016 | 1056.5651957269627 | 0.79 | 1.38 |
| Nov 2016 | 1089.7800852614819 | 3.14 | 3.02 |
| Dec 2016 | 1134.2459433577083 | 4.08 | 6.56 |
| Jan 2017 | 1162.8979705810343 | 2.53 | 10.87 |
| Feb 2017 | 1169.2255324378439 | 0.54 | 12.87 |
| Mar 2017 | 1175.8342897409307 | 0.56 | 12.88 |
| Apr 2017 | 1168.1069368336812 | -0.66 | 12.51 |
| May 2017 | 1170.9197987176506 | 0.24 | 12.38 |
| Jun 2017 | 1168.0599390026377 | -0.24 | 11.86 |
| Jul 2017 | 1180.4685279557018 | 1.06 | 13.77 |
| Aug 2017 | 1178.8800630095407 | -0.13 | 13.24 |
| Sep 2017 | 1178.656446958524 | -0.02 | 12.44 |
| Oct 2017 | 1188.7559943123306 | 0.86 | 12.51 |
| Nov 2017 | 1189.1132407605692 | 0.03 | 9.12 |
| Dec 2017 | 1187.112171909147 | -0.17 | 4.66 |
| Jan 2018 | 1190.7345153656051 | 0.31 | 2.39 |
| Feb 2018 | 1226.519828771131 | 3.01 | 4.90 |
| Mar 2018 | 1250.7714648696135 | 1.98 | 6.37 |
| Apr 2018 | 1265.5024213833342 | 1.18 | 8.34 |
| May 2018 | 1286.0960979796637 | 1.63 | 9.84 |
| Jun 2018 | 1290.8768653418747 | 0.37 | 10.52 |
| Jul 2018 | 1293.6771638320292 | 0.22 | 9.59 |
| Aug 2018 | 1302.5488860380428 | 0.69 | 10.49 |
| Sep 2018 | 1316.475719837629 | 1.07 | 11.69 |
| Oct 2018 | 1341.2594414039288 | 1.88 | 12.83 |
| Nov 2018 | 1350.4522974596714 | 0.69 | 13.57 |
| Dec 2018 | 1333.2557176043179 | -1.27 | 12.31 |
| Jan 2019 | 1325.3592590288604 | -0.59 | 11.31 |
| Feb 2019 | 1324.9186756840306 | -0.03 | 8.02 |
| Mar 2019 | 1323.977906725769 | -0.07 | 5.85 |
| Apr 2019 | 1319.7938474154105 | -0.32 | 4.29 |
| May 2019 | 1318.4589950829259 | -0.10 | 2.52 |
| Jun 2019 | 1296.2858855974873 | -1.68 | 0.42 |
| Jul 2019 | 1296.3711417843401 | 0.01 | 0.21 |
| Aug 2019 | 1285.3379325707776 | -0.85 | -1.32 |
| Sep 2019 | 1286.5925891171364 | 0.10 | -2.27 |
| Oct 2019 | 1299.5133121514973 | 1.00 | -3.11 |
| Nov 2019 | 1306.9168219014605 | 0.57 | -3.22 |
| Dec 2019 | 1317.7414904739496 | 0.83 | -1.16 |
| Jan 2020 | 1305.7602614619404 | -0.91 | -1.48 |
| Feb 2020 | 1295.8463021811153 | -0.76 | -2.19 |
| Mar 2020 | 1299.9941698800587 | 0.32 | -1.81 |
| Apr 2020 | 1290.4293414680105 | -0.74 | -2.22 |
| May 2020 | 1286.5904311152408 | -0.30 | -2.42 |
| Jun 2020 | 1283.3746901430172 | -0.25 | -1.00 |
| Jul 2020 | 1273.773043237146 | -0.75 | -1.74 |
| Aug 2020 | 1275.0796599851478 | 0.10 | -0.80 |
| Sep 2020 | 1284.1878914813574 | 0.71 | -0.19 |
| Oct 2020 | 1295.4742244027602 | 0.88 | -0.31 |
| Nov 2020 | 1306.7903795589052 | 0.87 | -0.01 |
| Dec 2020 | 1315.7098700783372 | 0.68 | -0.15 |
| Jan 2021 | 1333.4073328526347 | 1.35 | 2.12 |
| Feb 2021 | 1354.2510068494514 | 1.56 | 4.51 |
| Mar 2021 | 1396.694873388622 | 3.13 | 7.44 |
| Apr 2021 | 1407.7043737978215 | 0.79 | 9.09 |
| May 2021 | 1411.3696845306642 | 0.26 | 9.70 |
| Jun 2021 | 1428.3228129859815 | 1.20 | 11.29 |
| Jul 2021 | 1429.0656152605675 | 0.05 | 12.19 |
| Aug 2021 | 1432.693432522249 | 0.25 | 12.36 |
| Sep 2021 | 1440.1626949156353 | 0.52 | 12.15 |
| Oct 2021 | 1461.190268259176 | 1.46 | 12.79 |
| Nov 2021 | 1466.643641327556 | 0.37 | 12.23 |
| Dec 2021 | 1478.935045690931 | 0.84 | 12.41 |
| Jan 2022 | 1524.820206251707 | 3.10 | 14.36 |
| Feb 2022 | 1579.913712138779 | 3.61 | 16.66 |
| Mar 2022 | 1650.6147761361308 | 4.47 | 18.18 |
| Apr 2022 | 1777.6736276748802 | 7.70 | 26.28 |
| May 2022 | 1829.219928525991 | 2.90 | 29.61 |
| Jun 2022 | 1886.8701559239503 | 3.15 | 32.10 |
| Jul 2022 | 1880.1918719913533 | -0.35 | 31.57 |
| Aug 2022 | 1855.941373835325 | -1.29 | 29.54 |
| Sep 2022 | 1981.9867767939804 | 6.79 | 37.62 |
| Oct 2022 | 2099.986533241299 | 5.95 | 43.72 |
| Nov 2022 | 2087.9735045326156 | -0.57 | 42.36 |
| Dec 2022 | 2026.1624770852632 | -2.96 | 37.00 |
| Jan 2023 | 2020.223060509314 | -0.29 | 32.49 |
| Feb 2023 | 2021.228608223502 | 0.05 | 27.93 |
| Mar 2023 | 2071.2400814612247 | 2.47 | 25.48 |
| Apr 2023 | 2053.299443438437 | -0.87 | 15.51 |
| May 2023 | 2081.8276859485445 | 1.39 | 13.81 |
| Jun 2023 | 2143.146898252107 | 2.95 | 13.58 |
| Jul 2023 | 2175.657355692413 | 1.52 | 15.72 |
| Aug 2023 | 2222.9798634777007 | 2.17 | 19.78 |
| Sep 2023 | 2250.913971790283 | 1.26 | 13.57 |
| Oct 2023 | 2326.4932011624132 | 3.36 | 10.79 |
| Nov 2023 | 2302.6598254667433 | -1.02 | 10.28 |
| Dec 2023 | 2206.5645079799397 | -4.17 | 8.90 |
| Jan 2024 | 2148.231296193504 | -2.64 | 6.34 |
| Feb 2024 | 2174.4936873475513 | 1.22 | 7.58 |
| Mar 2024 | 2190.0482489404567 | 0.72 | 5.74 |
| Apr 2024 | 2230.933494419372 | 1.87 | 8.65 |
| May 2024 | 2252.4936741522097 | 0.97 | 8.20 |
| Jun 2024 | 2235.4768924805812 | -0.75 | 4.31 |
| Jul 2024 | 2229.4461597772424 | -0.27 | 2.47 |
| Aug 2024 | 2177.9145765739468 | -2.31 | -2.03 |
| Sep 2024 | 2138.1415080482343 | -1.83 | -5.01 |
| Oct 2024 | 2183.805146401955 | 2.14 | -6.13 |
| Nov 2024 | 2253.7237165574957 | 3.20 | -2.12 |
| Dec 2024 | 2253.276681657583 | -0.02 | 2.12 |
| Jan 2025 | 2309.9173960667213 | 2.51 | 7.53 |
| Feb 2025 | 2302.8993412730715 | -0.30 | 5.91 |
| Mar 2025 | 2277.1193441357746 | -1.12 | 3.98 |
| Apr 2025 | 2292.8994961802873 | 0.69 | 2.78 |
| May 2025 | 2312.533242588675 | 0.86 | 2.67 |
| Jun 2025 | 2317.1985039758188 | 0.20 | 3.66 |
| Jul 2025 | 2303.7645607830877 | -0.58 | 3.33 |
| Aug 2025 | 2282.2279947060906 | -0.93 | 4.79 |
| Sep 2025 | 2251.194364181177 | -1.36 | 5.29 |
| Oct 2025 | 2237.3809297265952 | -0.61 | 2.45 |
| Nov 2025 | 2239.9734425294996 | 0.12 | -0.61 |
| Dec 2025 | 2239.769382428782 | -0.01 | -0.60 |
| Jan 2026 | 2232.695580791874 | -0.32 | -3.34 |
| Feb 2026 | 2230.2922673556823 | -0.11 | -3.15 |