Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lynchburg, VA Metro in February 2026 was $2,276.225. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.19%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 980.5505297672968 NaN NaN
Feb 2012 977.2774966387568 -0.33 NaN
Mar 2012 983.7485944604334 0.66 NaN
Apr 2012 983.419918222128 -0.03 NaN
May 2012 979.0263822430964 -0.45 NaN
Jun 2012 972.2849470645058 -0.69 NaN
Jul 2012 965.1870281646085 -0.73 NaN
Aug 2012 971.1624621746779 0.62 NaN
Sep 2012 965.2455915700823 -0.61 NaN
Oct 2012 957.2531908656154 -0.83 NaN
Nov 2012 954.410186232002 -0.30 NaN
Dec 2012 951.0599964566808 -0.35 NaN
Jan 2013 953.4054010111645 0.25 -2.77
Feb 2013 961.6305305326996 0.86 -1.60
Mar 2013 965.3710373101928 0.39 -1.87
Apr 2013 957.637937195718 -0.80 -2.62
May 2013 967.882841660182 1.07 -1.14
Jun 2013 1014.2215550667831 4.79 4.31
Jul 2013 1042.351735855828 2.77 8.00
Aug 2013 1051.9791522190517 0.92 8.32
Sep 2013 1057.232502807299 0.50 9.53
Oct 2013 1033.7052733106402 -2.22 7.99
Nov 2013 1038.830622346033 0.50 8.85
Dec 2013 1054.0555930322062 1.47 10.83
Jan 2014 1053.7385098013797 -0.03 10.52
Feb 2014 1041.1534431885157 -1.19 8.27
Mar 2014 1045.0395476376168 0.37 8.25
Apr 2014 1047.1110874775945 0.20 9.34
May 2014 1038.5636665092727 -0.82 7.30
Jun 2014 1038.7935194973095 0.02 2.42
Jul 2014 1037.6645774886008 -0.11 -0.45
Aug 2014 1037.298560857797 -0.04 -1.40
Sep 2014 1041.6733458795416 0.42 -1.47
Oct 2014 1030.6662459503511 -1.06 -0.29
Nov 2014 1027.6777265928977 -0.29 -1.07
Dec 2014 1017.1587933488046 -1.02 -3.50
Jan 2015 998.8583778739951 -1.80 -5.21
Feb 2015 1002.1513535021707 0.33 -3.75
Mar 2015 1007.813559229426 0.56 -3.56
Apr 2015 1003.0858669203894 -0.47 -4.20
May 2015 1022.1358715457129 1.90 -1.58
Jun 2015 1039.8146962670312 1.73 0.10
Jul 2015 1050.4730004675828 1.02 1.23
Aug 2015 1042.4568324641252 -0.76 0.50
Sep 2015 1044.693046524668 0.22 0.29
Oct 2015 1039.6319866131173 -0.48 0.87
Nov 2015 1053.882774706038 1.37 2.55
Dec 2015 1057.204710241272 0.32 3.94
Jan 2016 1051.1460092105945 -0.57 5.24
Feb 2016 1036.0099159220542 -1.44 3.38
Mar 2016 1040.3199191781132 0.42 3.23
Apr 2016 1033.8624398420798 -0.62 3.07
May 2016 1033.9083518896796 0.00 1.15
Jun 2016 1032.7233602388633 -0.11 -0.68
Jul 2016 1023.2623885180878 -0.92 -2.59
Aug 2016 1025.3894142127328 0.21 -1.64
Sep 2016 1030.9816033412114 0.55 -1.31
Oct 2016 1036.1779646522273 0.50 -0.33
Nov 2016 1066.2659836456583 2.90 1.18
Dec 2016 1108.6613823157982 3.98 4.87
Jan 2017 1106.174367874803 -0.22 5.24
Feb 2017 1109.9754341845824 0.34 7.14
Mar 2017 1113.8360203123025 0.35 7.07
Apr 2017 1102.1996898711768 -1.04 6.61
May 2017 1101.0034573224705 -0.11 6.49
Jun 2017 1093.1093282309619 -0.72 5.85
Jul 2017 1100.5709213904208 0.68 7.56
Aug 2017 1095.978247940323 -0.42 6.88
Sep 2017 1093.1365377470297 -0.26 6.03
Oct 2017 1105.1304579855773 1.10 6.66
Nov 2017 1111.790392945166 0.60 4.27
Dec 2017 1118.7512001173593 0.63 0.91
Jan 2018 1132.7195746775865 1.25 2.40
Feb 2018 1164.7875819978385 2.83 4.94
Mar 2018 1180.6352211046515 1.36 6.00
Apr 2018 1187.724540238399 0.60 7.76
May 2018 1202.5796765309117 1.25 9.23
Jun 2018 1203.0213932779768 0.04 10.06
Jul 2018 1202.1263015207596 -0.07 9.23
Aug 2018 1207.7484377820078 0.47 10.20
Sep 2018 1220.0054957080079 1.01 11.61
Oct 2018 1241.7765657365037 1.79 12.37
Nov 2018 1247.0884597865122 0.43 12.17
Dec 2018 1225.6183249444339 -1.72 9.55
Jan 2019 1209.3292434666698 -1.33 6.76
Feb 2019 1206.6114220687468 -0.22 3.59
Mar 2019 1204.7254075721016 -0.16 2.04
Apr 2019 1199.8388573139976 -0.41 1.02
May 2019 1197.608930021475 -0.19 -0.41
Jun 2019 1174.6774378762198 -1.91 -2.36
Jul 2019 1173.2581853223912 -0.12 -2.40
Aug 2019 1162.7403615529283 -0.90 -3.73
Sep 2019 1165.740218463523 0.26 -4.45
Oct 2019 1179.189918719059 1.15 -5.04
Nov 2019 1185.7780657077826 0.56 -4.92
Dec 2019 1193.6302975753126 0.66 -2.61
Jan 2020 1182.875887305411 -0.90 -2.19
Feb 2020 1171.9268998890273 -0.93 -2.87
Mar 2020 1175.4216690941305 0.30 -2.43
Apr 2020 1166.2888908051164 -0.78 -2.80
May 2020 1163.6759278421823 -0.22 -2.83
Jun 2020 1161.1030821710115 -0.22 -1.16
Jul 2020 1153.7384480550222 -0.63 -1.66
Aug 2020 1155.9093980431028 0.19 -0.59
Sep 2020 1166.6366583667784 0.93 0.08
Oct 2020 1177.545464573311 0.94 -0.14
Nov 2020 1187.346019636149 0.83 0.13
Dec 2020 1193.1053057505258 0.49 -0.04
Jan 2021 1203.166194357194 0.84 1.72
Feb 2021 1222.5056088360218 1.61 4.32
Mar 2021 1263.8420455973474 3.38 7.52
Apr 2021 1276.519083802147 1.00 9.45
May 2021 1282.7517839119655 0.49 10.23
Jun 2021 1302.1593171602347 1.51 12.15
Jul 2021 1304.5274623187454 0.18 13.07
Aug 2021 1309.5572145904548 0.39 13.29
Sep 2021 1318.7837045402707 0.71 13.04
Oct 2021 1339.8435927275443 1.60 13.78
Nov 2021 1345.5865519223155 0.43 13.33
Dec 2021 1357.588036504662 0.89 13.79
Jan 2022 1405.7770845187706 3.55 16.84
Feb 2022 1463.1544642071815 4.08 19.68
Mar 2022 1535.5988689715036 4.95 21.50
Apr 2022 1664.6183278515741 8.40 30.40
May 2022 1722.1410008167868 3.46 34.25
Jun 2022 1789.765922074891 3.93 37.45
Jul 2022 1792.1172171229264 0.13 37.38
Aug 2022 1774.8800160554151 -0.96 35.53
Sep 2022 1907.5195200072264 7.47 44.64
Oct 2022 2030.0519856959804 6.42 51.51
Nov 2022 2018.0317288439785 -0.59 49.97
Dec 2022 1953.810857869047 -3.18 43.92
Jan 2023 1944.2794578970693 -0.49 38.31
Feb 2023 1944.783634582826 0.03 32.92
Mar 2023 2000.046637366474 2.84 30.25
Apr 2023 1989.0547113724153 -0.55 19.49
May 2023 2029.4514643128207 2.03 17.85
Jun 2023 2101.890906298378 3.57 17.44
Jul 2023 2143.313592910585 1.97 19.60
Aug 2023 2196.3966067021693 2.48 23.75
Sep 2023 2228.06965060201 1.44 16.81
Oct 2023 2307.8606458471313 3.58 13.69
Nov 2023 2284.89715952173 -0.99 13.22
Dec 2023 2182.817924917832 -4.47 11.72
Jan 2024 2145.4919822474135 -1.71 10.35
Feb 2024 2170.497870565468 1.17 11.61
Mar 2024 2186.6223964503515 0.74 9.33
Apr 2024 2232.3429041211084 2.09 12.23
May 2024 2259.5089699116425 1.22 11.34
Jun 2024 2246.8750127132475 -0.56 6.90
Jul 2024 2243.6860691535694 -0.14 4.68
Aug 2024 2187.167101062208 -2.52 -0.42
Sep 2024 2140.98523723648 -2.11 -3.91
Oct 2024 2184.980685615673 2.06 -5.32
Nov 2024 2253.11380489066 3.12 -1.39
Dec 2024 2246.4643463017564 -0.29 2.92
Jan 2025 2390.046756888643 6.39 11.40
Feb 2025 2375.7219506868664 -0.60 9.46
Mar 2025 2340.3645059138207 -1.49 7.03
Apr 2025 2346.993771448516 0.28 5.14
May 2025 2359.0040810819482 0.51 4.40
Jun 2025 2356.919179947351 -0.09 4.90
Jul 2025 2342.367985480232 -0.62 4.40
Aug 2025 2323.412789212378 -0.81 6.23
Sep 2025 2296.6410611354454 -1.15 7.27
Oct 2025 2287.935970250575 -0.38 4.71
Nov 2025 2292.5248369874953 0.20 1.75
Dec 2025 2290.3989184167813 -0.09 1.96
Jan 2026 2280.413189795964 -0.44 -4.59
Feb 2026 2276.2247233067546 -0.18 -4.19