Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Lynchburg, VA Metro in February 2026 was $2,276.225. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -4.19%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 980.5505297672968 | NaN | NaN |
| Feb 2012 | 977.2774966387568 | -0.33 | NaN |
| Mar 2012 | 983.7485944604334 | 0.66 | NaN |
| Apr 2012 | 983.419918222128 | -0.03 | NaN |
| May 2012 | 979.0263822430964 | -0.45 | NaN |
| Jun 2012 | 972.2849470645058 | -0.69 | NaN |
| Jul 2012 | 965.1870281646085 | -0.73 | NaN |
| Aug 2012 | 971.1624621746779 | 0.62 | NaN |
| Sep 2012 | 965.2455915700823 | -0.61 | NaN |
| Oct 2012 | 957.2531908656154 | -0.83 | NaN |
| Nov 2012 | 954.410186232002 | -0.30 | NaN |
| Dec 2012 | 951.0599964566808 | -0.35 | NaN |
| Jan 2013 | 953.4054010111645 | 0.25 | -2.77 |
| Feb 2013 | 961.6305305326996 | 0.86 | -1.60 |
| Mar 2013 | 965.3710373101928 | 0.39 | -1.87 |
| Apr 2013 | 957.637937195718 | -0.80 | -2.62 |
| May 2013 | 967.882841660182 | 1.07 | -1.14 |
| Jun 2013 | 1014.2215550667831 | 4.79 | 4.31 |
| Jul 2013 | 1042.351735855828 | 2.77 | 8.00 |
| Aug 2013 | 1051.9791522190517 | 0.92 | 8.32 |
| Sep 2013 | 1057.232502807299 | 0.50 | 9.53 |
| Oct 2013 | 1033.7052733106402 | -2.22 | 7.99 |
| Nov 2013 | 1038.830622346033 | 0.50 | 8.85 |
| Dec 2013 | 1054.0555930322062 | 1.47 | 10.83 |
| Jan 2014 | 1053.7385098013797 | -0.03 | 10.52 |
| Feb 2014 | 1041.1534431885157 | -1.19 | 8.27 |
| Mar 2014 | 1045.0395476376168 | 0.37 | 8.25 |
| Apr 2014 | 1047.1110874775945 | 0.20 | 9.34 |
| May 2014 | 1038.5636665092727 | -0.82 | 7.30 |
| Jun 2014 | 1038.7935194973095 | 0.02 | 2.42 |
| Jul 2014 | 1037.6645774886008 | -0.11 | -0.45 |
| Aug 2014 | 1037.298560857797 | -0.04 | -1.40 |
| Sep 2014 | 1041.6733458795416 | 0.42 | -1.47 |
| Oct 2014 | 1030.6662459503511 | -1.06 | -0.29 |
| Nov 2014 | 1027.6777265928977 | -0.29 | -1.07 |
| Dec 2014 | 1017.1587933488046 | -1.02 | -3.50 |
| Jan 2015 | 998.8583778739951 | -1.80 | -5.21 |
| Feb 2015 | 1002.1513535021707 | 0.33 | -3.75 |
| Mar 2015 | 1007.813559229426 | 0.56 | -3.56 |
| Apr 2015 | 1003.0858669203894 | -0.47 | -4.20 |
| May 2015 | 1022.1358715457129 | 1.90 | -1.58 |
| Jun 2015 | 1039.8146962670312 | 1.73 | 0.10 |
| Jul 2015 | 1050.4730004675828 | 1.02 | 1.23 |
| Aug 2015 | 1042.4568324641252 | -0.76 | 0.50 |
| Sep 2015 | 1044.693046524668 | 0.22 | 0.29 |
| Oct 2015 | 1039.6319866131173 | -0.48 | 0.87 |
| Nov 2015 | 1053.882774706038 | 1.37 | 2.55 |
| Dec 2015 | 1057.204710241272 | 0.32 | 3.94 |
| Jan 2016 | 1051.1460092105945 | -0.57 | 5.24 |
| Feb 2016 | 1036.0099159220542 | -1.44 | 3.38 |
| Mar 2016 | 1040.3199191781132 | 0.42 | 3.23 |
| Apr 2016 | 1033.8624398420798 | -0.62 | 3.07 |
| May 2016 | 1033.9083518896796 | 0.00 | 1.15 |
| Jun 2016 | 1032.7233602388633 | -0.11 | -0.68 |
| Jul 2016 | 1023.2623885180878 | -0.92 | -2.59 |
| Aug 2016 | 1025.3894142127328 | 0.21 | -1.64 |
| Sep 2016 | 1030.9816033412114 | 0.55 | -1.31 |
| Oct 2016 | 1036.1779646522273 | 0.50 | -0.33 |
| Nov 2016 | 1066.2659836456583 | 2.90 | 1.18 |
| Dec 2016 | 1108.6613823157982 | 3.98 | 4.87 |
| Jan 2017 | 1106.174367874803 | -0.22 | 5.24 |
| Feb 2017 | 1109.9754341845824 | 0.34 | 7.14 |
| Mar 2017 | 1113.8360203123025 | 0.35 | 7.07 |
| Apr 2017 | 1102.1996898711768 | -1.04 | 6.61 |
| May 2017 | 1101.0034573224705 | -0.11 | 6.49 |
| Jun 2017 | 1093.1093282309619 | -0.72 | 5.85 |
| Jul 2017 | 1100.5709213904208 | 0.68 | 7.56 |
| Aug 2017 | 1095.978247940323 | -0.42 | 6.88 |
| Sep 2017 | 1093.1365377470297 | -0.26 | 6.03 |
| Oct 2017 | 1105.1304579855773 | 1.10 | 6.66 |
| Nov 2017 | 1111.790392945166 | 0.60 | 4.27 |
| Dec 2017 | 1118.7512001173593 | 0.63 | 0.91 |
| Jan 2018 | 1132.7195746775865 | 1.25 | 2.40 |
| Feb 2018 | 1164.7875819978385 | 2.83 | 4.94 |
| Mar 2018 | 1180.6352211046515 | 1.36 | 6.00 |
| Apr 2018 | 1187.724540238399 | 0.60 | 7.76 |
| May 2018 | 1202.5796765309117 | 1.25 | 9.23 |
| Jun 2018 | 1203.0213932779768 | 0.04 | 10.06 |
| Jul 2018 | 1202.1263015207596 | -0.07 | 9.23 |
| Aug 2018 | 1207.7484377820078 | 0.47 | 10.20 |
| Sep 2018 | 1220.0054957080079 | 1.01 | 11.61 |
| Oct 2018 | 1241.7765657365037 | 1.79 | 12.37 |
| Nov 2018 | 1247.0884597865122 | 0.43 | 12.17 |
| Dec 2018 | 1225.6183249444339 | -1.72 | 9.55 |
| Jan 2019 | 1209.3292434666698 | -1.33 | 6.76 |
| Feb 2019 | 1206.6114220687468 | -0.22 | 3.59 |
| Mar 2019 | 1204.7254075721016 | -0.16 | 2.04 |
| Apr 2019 | 1199.8388573139976 | -0.41 | 1.02 |
| May 2019 | 1197.608930021475 | -0.19 | -0.41 |
| Jun 2019 | 1174.6774378762198 | -1.91 | -2.36 |
| Jul 2019 | 1173.2581853223912 | -0.12 | -2.40 |
| Aug 2019 | 1162.7403615529283 | -0.90 | -3.73 |
| Sep 2019 | 1165.740218463523 | 0.26 | -4.45 |
| Oct 2019 | 1179.189918719059 | 1.15 | -5.04 |
| Nov 2019 | 1185.7780657077826 | 0.56 | -4.92 |
| Dec 2019 | 1193.6302975753126 | 0.66 | -2.61 |
| Jan 2020 | 1182.875887305411 | -0.90 | -2.19 |
| Feb 2020 | 1171.9268998890273 | -0.93 | -2.87 |
| Mar 2020 | 1175.4216690941305 | 0.30 | -2.43 |
| Apr 2020 | 1166.2888908051164 | -0.78 | -2.80 |
| May 2020 | 1163.6759278421823 | -0.22 | -2.83 |
| Jun 2020 | 1161.1030821710115 | -0.22 | -1.16 |
| Jul 2020 | 1153.7384480550222 | -0.63 | -1.66 |
| Aug 2020 | 1155.9093980431028 | 0.19 | -0.59 |
| Sep 2020 | 1166.6366583667784 | 0.93 | 0.08 |
| Oct 2020 | 1177.545464573311 | 0.94 | -0.14 |
| Nov 2020 | 1187.346019636149 | 0.83 | 0.13 |
| Dec 2020 | 1193.1053057505258 | 0.49 | -0.04 |
| Jan 2021 | 1203.166194357194 | 0.84 | 1.72 |
| Feb 2021 | 1222.5056088360218 | 1.61 | 4.32 |
| Mar 2021 | 1263.8420455973474 | 3.38 | 7.52 |
| Apr 2021 | 1276.519083802147 | 1.00 | 9.45 |
| May 2021 | 1282.7517839119655 | 0.49 | 10.23 |
| Jun 2021 | 1302.1593171602347 | 1.51 | 12.15 |
| Jul 2021 | 1304.5274623187454 | 0.18 | 13.07 |
| Aug 2021 | 1309.5572145904548 | 0.39 | 13.29 |
| Sep 2021 | 1318.7837045402707 | 0.71 | 13.04 |
| Oct 2021 | 1339.8435927275443 | 1.60 | 13.78 |
| Nov 2021 | 1345.5865519223155 | 0.43 | 13.33 |
| Dec 2021 | 1357.588036504662 | 0.89 | 13.79 |
| Jan 2022 | 1405.7770845187706 | 3.55 | 16.84 |
| Feb 2022 | 1463.1544642071815 | 4.08 | 19.68 |
| Mar 2022 | 1535.5988689715036 | 4.95 | 21.50 |
| Apr 2022 | 1664.6183278515741 | 8.40 | 30.40 |
| May 2022 | 1722.1410008167868 | 3.46 | 34.25 |
| Jun 2022 | 1789.765922074891 | 3.93 | 37.45 |
| Jul 2022 | 1792.1172171229264 | 0.13 | 37.38 |
| Aug 2022 | 1774.8800160554151 | -0.96 | 35.53 |
| Sep 2022 | 1907.5195200072264 | 7.47 | 44.64 |
| Oct 2022 | 2030.0519856959804 | 6.42 | 51.51 |
| Nov 2022 | 2018.0317288439785 | -0.59 | 49.97 |
| Dec 2022 | 1953.810857869047 | -3.18 | 43.92 |
| Jan 2023 | 1944.2794578970693 | -0.49 | 38.31 |
| Feb 2023 | 1944.783634582826 | 0.03 | 32.92 |
| Mar 2023 | 2000.046637366474 | 2.84 | 30.25 |
| Apr 2023 | 1989.0547113724153 | -0.55 | 19.49 |
| May 2023 | 2029.4514643128207 | 2.03 | 17.85 |
| Jun 2023 | 2101.890906298378 | 3.57 | 17.44 |
| Jul 2023 | 2143.313592910585 | 1.97 | 19.60 |
| Aug 2023 | 2196.3966067021693 | 2.48 | 23.75 |
| Sep 2023 | 2228.06965060201 | 1.44 | 16.81 |
| Oct 2023 | 2307.8606458471313 | 3.58 | 13.69 |
| Nov 2023 | 2284.89715952173 | -0.99 | 13.22 |
| Dec 2023 | 2182.817924917832 | -4.47 | 11.72 |
| Jan 2024 | 2145.4919822474135 | -1.71 | 10.35 |
| Feb 2024 | 2170.497870565468 | 1.17 | 11.61 |
| Mar 2024 | 2186.6223964503515 | 0.74 | 9.33 |
| Apr 2024 | 2232.3429041211084 | 2.09 | 12.23 |
| May 2024 | 2259.5089699116425 | 1.22 | 11.34 |
| Jun 2024 | 2246.8750127132475 | -0.56 | 6.90 |
| Jul 2024 | 2243.6860691535694 | -0.14 | 4.68 |
| Aug 2024 | 2187.167101062208 | -2.52 | -0.42 |
| Sep 2024 | 2140.98523723648 | -2.11 | -3.91 |
| Oct 2024 | 2184.980685615673 | 2.06 | -5.32 |
| Nov 2024 | 2253.11380489066 | 3.12 | -1.39 |
| Dec 2024 | 2246.4643463017564 | -0.29 | 2.92 |
| Jan 2025 | 2390.046756888643 | 6.39 | 11.40 |
| Feb 2025 | 2375.7219506868664 | -0.60 | 9.46 |
| Mar 2025 | 2340.3645059138207 | -1.49 | 7.03 |
| Apr 2025 | 2346.993771448516 | 0.28 | 5.14 |
| May 2025 | 2359.0040810819482 | 0.51 | 4.40 |
| Jun 2025 | 2356.919179947351 | -0.09 | 4.90 |
| Jul 2025 | 2342.367985480232 | -0.62 | 4.40 |
| Aug 2025 | 2323.412789212378 | -0.81 | 6.23 |
| Sep 2025 | 2296.6410611354454 | -1.15 | 7.27 |
| Oct 2025 | 2287.935970250575 | -0.38 | 4.71 |
| Nov 2025 | 2292.5248369874953 | 0.20 | 1.75 |
| Dec 2025 | 2290.3989184167813 | -0.09 | 1.96 |
| Jan 2026 | 2280.413189795964 | -0.44 | -4.59 |
| Feb 2026 | 2276.2247233067546 | -0.18 | -4.19 |