Madison, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Madison, WI Metro in February 2026 was $3,670.404. The month over month percentage change (MoM) was 0.00%, and the year over year percentage change (YoY) was -2.61%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Madison, WI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1557.0560134878197 | NaN | NaN |
| Feb 2012 | 1551.884961897455 | -0.33 | NaN |
| Mar 2012 | 1557.7636565445653 | 0.38 | NaN |
| Apr 2012 | 1554.7389886369663 | -0.19 | NaN |
| May 2012 | 1545.3384479273807 | -0.60 | NaN |
| Jun 2012 | 1535.9301329629939 | -0.61 | NaN |
| Jul 2012 | 1524.8643652550354 | -0.72 | NaN |
| Aug 2012 | 1532.7848526360328 | 0.52 | NaN |
| Sep 2012 | 1525.0223970528111 | -0.51 | NaN |
| Oct 2012 | 1517.7544248506279 | -0.48 | NaN |
| Nov 2012 | 1518.4035529323783 | 0.04 | NaN |
| Dec 2012 | 1520.8816892134134 | 0.16 | NaN |
| Jan 2013 | 1514.92206694889 | -0.39 | -2.71 |
| Feb 2013 | 1534.9201300770974 | 1.32 | -1.09 |
| Mar 2013 | 1544.6476521543711 | 0.63 | -0.84 |
| Apr 2013 | 1536.4721786484124 | -0.53 | -1.17 |
| May 2013 | 1550.4297867546031 | 0.91 | 0.33 |
| Jun 2013 | 1616.1085916812544 | 4.24 | 5.22 |
| Jul 2013 | 1658.2806749078673 | 2.61 | 8.75 |
| Aug 2013 | 1676.6393419247743 | 1.11 | 9.39 |
| Sep 2013 | 1688.513797778905 | 0.71 | 10.72 |
| Oct 2013 | 1662.973550293826 | -1.51 | 9.57 |
| Nov 2013 | 1676.6277209283069 | 0.82 | 10.42 |
| Dec 2013 | 1706.250347047701 | 1.77 | 12.19 |
| Jan 2014 | 1694.1332234148788 | -0.71 | 11.83 |
| Feb 2014 | 1686.7529442332357 | -0.44 | 9.89 |
| Mar 2014 | 1700.0495630550558 | 0.79 | 10.06 |
| Apr 2014 | 1705.8928729328343 | 0.34 | 11.03 |
| May 2014 | 1694.6408512285325 | -0.66 | 9.30 |
| Jun 2014 | 1695.998365250987 | 0.08 | 4.94 |
| Jul 2014 | 1696.986896716237 | 0.06 | 2.33 |
| Aug 2014 | 1698.997077001823 | 0.12 | 1.33 |
| Sep 2014 | 1707.592669307728 | 0.51 | 1.13 |
| Oct 2014 | 1695.2184256492471 | -0.72 | 1.94 |
| Nov 2014 | 1694.580362872825 | -0.04 | 1.07 |
| Dec 2014 | 1684.438987680024 | -0.60 | -1.28 |
| Jan 2015 | 1635.9459996227067 | -2.88 | -3.43 |
| Feb 2015 | 1647.459470824363 | 0.70 | -2.33 |
| Mar 2015 | 1660.322761492628 | 0.78 | -2.34 |
| Apr 2015 | 1653.6963148063874 | -0.40 | -3.06 |
| May 2015 | 1678.7756088007168 | 1.52 | -0.94 |
| Jun 2015 | 1701.992055617586 | 1.38 | 0.35 |
| Jul 2015 | 1717.1374212482754 | 0.89 | 1.19 |
| Aug 2015 | 1708.2697122466948 | -0.52 | 0.55 |
| Sep 2015 | 1715.6947020438347 | 0.44 | 0.47 |
| Oct 2015 | 1716.0448507826677 | 0.02 | 1.23 |
| Nov 2015 | 1746.6502214726556 | 1.78 | 3.07 |
| Dec 2015 | 1764.376980859389 | 1.01 | 4.75 |
| Jan 2016 | 1771.3076347434753 | 0.39 | 8.27 |
| Feb 2016 | 1757.1877169595052 | -0.80 | 6.66 |
| Mar 2016 | 1770.0273767492122 | 0.73 | 6.61 |
| Apr 2016 | 1767.3640707441568 | -0.15 | 6.87 |
| May 2016 | 1776.2475877368051 | 0.50 | 5.81 |
| Jun 2016 | 1782.2956355868716 | 0.34 | 4.72 |
| Jul 2016 | 1772.6307596824556 | -0.54 | 3.23 |
| Aug 2016 | 1776.758337938895 | 0.23 | 4.01 |
| Sep 2016 | 1785.7805902266432 | 0.51 | 4.09 |
| Oct 2016 | 1795.4218895891768 | 0.54 | 4.63 |
| Nov 2016 | 1844.728533113473 | 2.75 | 5.62 |
| Dec 2016 | 1913.027541082141 | 3.70 | 8.43 |
| Jan 2017 | 1907.1411046620606 | -0.31 | 7.67 |
| Feb 2017 | 1917.0535167984049 | 0.52 | 9.10 |
| Mar 2017 | 1928.2953432823383 | 0.59 | 8.94 |
| Apr 2017 | 1917.0997793463102 | -0.58 | 8.47 |
| May 2017 | 1922.1234496190705 | 0.26 | 8.21 |
| Jun 2017 | 1917.355179671787 | -0.25 | 7.58 |
| Jul 2017 | 1935.1890617769664 | 0.93 | 9.17 |
| Aug 2017 | 1931.0674418460903 | -0.21 | 8.69 |
| Sep 2017 | 1928.0986803095816 | -0.15 | 7.97 |
| Oct 2017 | 1948.8554997807764 | 1.08 | 8.55 |
| Nov 2017 | 1962.339592707755 | 0.69 | 6.38 |
| Dec 2017 | 1975.926819687712 | 0.69 | 3.29 |
| Jan 2018 | 1980.346001752495 | 0.22 | 3.84 |
| Feb 2018 | 2032.4792116097842 | 2.63 | 6.02 |
| Mar 2018 | 2061.73952670082 | 1.44 | 6.92 |
| Apr 2018 | 2079.095438128016 | 0.84 | 8.45 |
| May 2018 | 2112.1420988884242 | 1.59 | 9.89 |
| Jun 2018 | 2121.404828397178 | 0.44 | 10.64 |
| Jul 2018 | 2127.3621101326785 | 0.28 | 9.93 |
| Aug 2018 | 2140.6617154592036 | 0.63 | 10.85 |
| Sep 2018 | 2159.910656177407 | 0.90 | 12.02 |
| Oct 2018 | 2193.494412155769 | 1.56 | 12.55 |
| Nov 2018 | 2200.848939504514 | 0.34 | 12.15 |
| Dec 2018 | 2170.0250772530867 | -1.40 | 9.82 |
| Jan 2019 | 2134.1716152398403 | -1.65 | 7.77 |
| Feb 2019 | 2130.359892180614 | -0.18 | 4.82 |
| Mar 2019 | 2125.3458111984373 | -0.23 | 3.09 |
| Apr 2019 | 2116.1314331947606 | -0.43 | 1.78 |
| May 2019 | 2112.843709872599 | -0.15 | 0.03 |
| Jun 2019 | 2078.395378980524 | -1.63 | -2.03 |
| Jul 2019 | 2079.4164905714965 | 0.05 | -2.25 |
| Aug 2019 | 2064.1698710297533 | -0.73 | -3.57 |
| Sep 2019 | 2068.1512654843405 | 0.19 | -4.25 |
| Oct 2019 | 2088.761212380902 | 1.00 | -4.78 |
| Nov 2019 | 2100.150718273586 | 0.55 | -4.57 |
| Dec 2019 | 2115.8865618908912 | 0.75 | -2.49 |
| Jan 2020 | 2089.7709416981893 | -1.23 | -2.08 |
| Feb 2020 | 2079.3161893921047 | -0.50 | -2.40 |
| Mar 2020 | 2092.844855204611 | 0.65 | -1.53 |
| Apr 2020 | 2084.551104267149 | -0.40 | -1.49 |
| May 2020 | 2082.618658933373 | -0.09 | -1.43 |
| Jun 2020 | 2078.1581439187075 | -0.21 | -0.01 |
| Jul 2020 | 2060.136519215051 | -0.87 | -0.93 |
| Aug 2020 | 2056.85212576166 | -0.16 | -0.35 |
| Sep 2020 | 2067.139322299252 | 0.50 | -0.05 |
| Oct 2020 | 2081.438789007047 | 0.69 | -0.35 |
| Nov 2020 | 2093.285620579509 | 0.57 | -0.33 |
| Dec 2020 | 2099.823373870071 | 0.31 | -0.76 |
| Jan 2021 | 2080.612164767291 | -0.91 | -0.44 |
| Feb 2021 | 2108.774589689722 | 1.35 | 1.42 |
| Mar 2021 | 2171.771650336854 | 2.99 | 3.77 |
| Apr 2021 | 2192.68821536559 | 0.96 | 5.19 |
| May 2021 | 2206.392536217365 | 0.63 | 5.94 |
| Jun 2021 | 2238.256086036263 | 1.44 | 7.70 |
| Jul 2021 | 2243.7567737566033 | 0.25 | 8.91 |
| Aug 2021 | 2251.213493275099 | 0.33 | 9.45 |
| Sep 2021 | 2262.4602160736063 | 0.50 | 9.45 |
| Oct 2021 | 2290.692428259179 | 1.25 | 10.05 |
| Nov 2021 | 2294.524046248616 | 0.17 | 9.61 |
| Dec 2021 | 2311.2714728850306 | 0.73 | 10.07 |
| Jan 2022 | 2369.3126145567576 | 2.51 | 13.88 |
| Feb 2022 | 2455.479394897766 | 3.64 | 16.44 |
| Mar 2022 | 2572.0490009480527 | 4.75 | 18.43 |
| Apr 2022 | 2781.9616319610554 | 8.16 | 26.87 |
| May 2022 | 2883.081584838582 | 3.64 | 30.67 |
| Jun 2022 | 2985.0384056496446 | 3.54 | 33.36 |
| Jul 2022 | 2977.8238525417014 | -0.24 | 32.72 |
| Aug 2022 | 2932.45433067489 | -1.52 | 30.26 |
| Sep 2022 | 3118.44037045548 | 6.34 | 37.83 |
| Oct 2022 | 3292.745312660484 | 5.59 | 43.75 |
| Nov 2022 | 3271.469672002385 | -0.65 | 42.58 |
| Dec 2022 | 3176.744343796817 | -2.89 | 37.45 |
| Jan 2023 | 3195.825614310349 | 0.60 | 34.88 |
| Feb 2023 | 3210.8809980250667 | 0.47 | 30.76 |
| Mar 2023 | 3304.1882977507394 | 2.91 | 28.47 |
| Apr 2023 | 3288.5438939694563 | -0.47 | 18.21 |
| May 2023 | 3339.066108418765 | 1.54 | 15.82 |
| Jun 2023 | 3431.433273237085 | 2.77 | 14.95 |
| Jul 2023 | 3477.5505527191426 | 1.34 | 16.78 |
| Aug 2023 | 3549.216526224487 | 2.06 | 21.03 |
| Sep 2023 | 3597.6734380107446 | 1.37 | 15.37 |
| Oct 2023 | 3715.386887087476 | 3.27 | 12.84 |
| Nov 2023 | 3676.2580943404087 | -1.05 | 12.37 |
| Dec 2023 | 3518.4395792145233 | -4.29 | 10.76 |
| Jan 2024 | 3478.176328198043 | -1.14 | 8.84 |
| Feb 2024 | 3529.063658916151 | 1.46 | 9.91 |
| Mar 2024 | 3572.888473880443 | 1.24 | 8.13 |
| Apr 2024 | 3654.8016496230903 | 2.29 | 11.14 |
| May 2024 | 3700.4550024385644 | 1.25 | 10.82 |
| Jun 2024 | 3680.5755185103226 | -0.54 | 7.26 |
| Jul 2024 | 3675.212846516383 | -0.15 | 5.68 |
| Aug 2024 | 3596.3671810123215 | -2.14 | 1.33 |
| Sep 2024 | 3528.4959282812906 | -1.89 | -1.92 |
| Oct 2024 | 3600.595904449744 | 2.04 | -3.09 |
| Nov 2024 | 3711.174524433379 | 3.07 | 0.95 |
| Dec 2024 | 3704.364477905694 | -0.18 | 5.28 |
| Jan 2025 | 3785.220234940231 | 2.18 | 8.83 |
| Feb 2025 | 3768.706609283321 | -0.44 | 6.79 |
| Mar 2025 | 3724.581040025073 | -1.17 | 4.25 |
| Apr 2025 | 3749.066079863579 | 0.66 | 2.58 |
| May 2025 | 3773.7391277842466 | 0.66 | 1.98 |
| Jun 2025 | 3774.5889426100903 | 0.02 | 2.55 |
| Jul 2025 | 3748.4487934013914 | -0.69 | 1.99 |
| Aug 2025 | 3716.425481326306 | -0.85 | 3.34 |
| Sep 2025 | 3668.487891688539 | -1.29 | 3.97 |
| Oct 2025 | 3657.704109373847 | -0.29 | 1.59 |
| Nov 2025 | 3670.8818776409485 | 0.36 | -1.09 |
| Dec 2025 | 3676.899835918261 | 0.16 | -0.74 |
| Jan 2026 | 3670.3157390885626 | -0.18 | -3.04 |
| Feb 2026 | 3670.404388134623 | 0.00 | -2.61 |