Madison, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Madison, WI Metro in February 2026 was $3,670.404. The month over month percentage change (MoM) was 0.00%, and the year over year percentage change (YoY) was -2.61%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Madison, WI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Madison, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1557.0560134878197 NaN NaN
Feb 2012 1551.884961897455 -0.33 NaN
Mar 2012 1557.7636565445653 0.38 NaN
Apr 2012 1554.7389886369663 -0.19 NaN
May 2012 1545.3384479273807 -0.60 NaN
Jun 2012 1535.9301329629939 -0.61 NaN
Jul 2012 1524.8643652550354 -0.72 NaN
Aug 2012 1532.7848526360328 0.52 NaN
Sep 2012 1525.0223970528111 -0.51 NaN
Oct 2012 1517.7544248506279 -0.48 NaN
Nov 2012 1518.4035529323783 0.04 NaN
Dec 2012 1520.8816892134134 0.16 NaN
Jan 2013 1514.92206694889 -0.39 -2.71
Feb 2013 1534.9201300770974 1.32 -1.09
Mar 2013 1544.6476521543711 0.63 -0.84
Apr 2013 1536.4721786484124 -0.53 -1.17
May 2013 1550.4297867546031 0.91 0.33
Jun 2013 1616.1085916812544 4.24 5.22
Jul 2013 1658.2806749078673 2.61 8.75
Aug 2013 1676.6393419247743 1.11 9.39
Sep 2013 1688.513797778905 0.71 10.72
Oct 2013 1662.973550293826 -1.51 9.57
Nov 2013 1676.6277209283069 0.82 10.42
Dec 2013 1706.250347047701 1.77 12.19
Jan 2014 1694.1332234148788 -0.71 11.83
Feb 2014 1686.7529442332357 -0.44 9.89
Mar 2014 1700.0495630550558 0.79 10.06
Apr 2014 1705.8928729328343 0.34 11.03
May 2014 1694.6408512285325 -0.66 9.30
Jun 2014 1695.998365250987 0.08 4.94
Jul 2014 1696.986896716237 0.06 2.33
Aug 2014 1698.997077001823 0.12 1.33
Sep 2014 1707.592669307728 0.51 1.13
Oct 2014 1695.2184256492471 -0.72 1.94
Nov 2014 1694.580362872825 -0.04 1.07
Dec 2014 1684.438987680024 -0.60 -1.28
Jan 2015 1635.9459996227067 -2.88 -3.43
Feb 2015 1647.459470824363 0.70 -2.33
Mar 2015 1660.322761492628 0.78 -2.34
Apr 2015 1653.6963148063874 -0.40 -3.06
May 2015 1678.7756088007168 1.52 -0.94
Jun 2015 1701.992055617586 1.38 0.35
Jul 2015 1717.1374212482754 0.89 1.19
Aug 2015 1708.2697122466948 -0.52 0.55
Sep 2015 1715.6947020438347 0.44 0.47
Oct 2015 1716.0448507826677 0.02 1.23
Nov 2015 1746.6502214726556 1.78 3.07
Dec 2015 1764.376980859389 1.01 4.75
Jan 2016 1771.3076347434753 0.39 8.27
Feb 2016 1757.1877169595052 -0.80 6.66
Mar 2016 1770.0273767492122 0.73 6.61
Apr 2016 1767.3640707441568 -0.15 6.87
May 2016 1776.2475877368051 0.50 5.81
Jun 2016 1782.2956355868716 0.34 4.72
Jul 2016 1772.6307596824556 -0.54 3.23
Aug 2016 1776.758337938895 0.23 4.01
Sep 2016 1785.7805902266432 0.51 4.09
Oct 2016 1795.4218895891768 0.54 4.63
Nov 2016 1844.728533113473 2.75 5.62
Dec 2016 1913.027541082141 3.70 8.43
Jan 2017 1907.1411046620606 -0.31 7.67
Feb 2017 1917.0535167984049 0.52 9.10
Mar 2017 1928.2953432823383 0.59 8.94
Apr 2017 1917.0997793463102 -0.58 8.47
May 2017 1922.1234496190705 0.26 8.21
Jun 2017 1917.355179671787 -0.25 7.58
Jul 2017 1935.1890617769664 0.93 9.17
Aug 2017 1931.0674418460903 -0.21 8.69
Sep 2017 1928.0986803095816 -0.15 7.97
Oct 2017 1948.8554997807764 1.08 8.55
Nov 2017 1962.339592707755 0.69 6.38
Dec 2017 1975.926819687712 0.69 3.29
Jan 2018 1980.346001752495 0.22 3.84
Feb 2018 2032.4792116097842 2.63 6.02
Mar 2018 2061.73952670082 1.44 6.92
Apr 2018 2079.095438128016 0.84 8.45
May 2018 2112.1420988884242 1.59 9.89
Jun 2018 2121.404828397178 0.44 10.64
Jul 2018 2127.3621101326785 0.28 9.93
Aug 2018 2140.6617154592036 0.63 10.85
Sep 2018 2159.910656177407 0.90 12.02
Oct 2018 2193.494412155769 1.56 12.55
Nov 2018 2200.848939504514 0.34 12.15
Dec 2018 2170.0250772530867 -1.40 9.82
Jan 2019 2134.1716152398403 -1.65 7.77
Feb 2019 2130.359892180614 -0.18 4.82
Mar 2019 2125.3458111984373 -0.23 3.09
Apr 2019 2116.1314331947606 -0.43 1.78
May 2019 2112.843709872599 -0.15 0.03
Jun 2019 2078.395378980524 -1.63 -2.03
Jul 2019 2079.4164905714965 0.05 -2.25
Aug 2019 2064.1698710297533 -0.73 -3.57
Sep 2019 2068.1512654843405 0.19 -4.25
Oct 2019 2088.761212380902 1.00 -4.78
Nov 2019 2100.150718273586 0.55 -4.57
Dec 2019 2115.8865618908912 0.75 -2.49
Jan 2020 2089.7709416981893 -1.23 -2.08
Feb 2020 2079.3161893921047 -0.50 -2.40
Mar 2020 2092.844855204611 0.65 -1.53
Apr 2020 2084.551104267149 -0.40 -1.49
May 2020 2082.618658933373 -0.09 -1.43
Jun 2020 2078.1581439187075 -0.21 -0.01
Jul 2020 2060.136519215051 -0.87 -0.93
Aug 2020 2056.85212576166 -0.16 -0.35
Sep 2020 2067.139322299252 0.50 -0.05
Oct 2020 2081.438789007047 0.69 -0.35
Nov 2020 2093.285620579509 0.57 -0.33
Dec 2020 2099.823373870071 0.31 -0.76
Jan 2021 2080.612164767291 -0.91 -0.44
Feb 2021 2108.774589689722 1.35 1.42
Mar 2021 2171.771650336854 2.99 3.77
Apr 2021 2192.68821536559 0.96 5.19
May 2021 2206.392536217365 0.63 5.94
Jun 2021 2238.256086036263 1.44 7.70
Jul 2021 2243.7567737566033 0.25 8.91
Aug 2021 2251.213493275099 0.33 9.45
Sep 2021 2262.4602160736063 0.50 9.45
Oct 2021 2290.692428259179 1.25 10.05
Nov 2021 2294.524046248616 0.17 9.61
Dec 2021 2311.2714728850306 0.73 10.07
Jan 2022 2369.3126145567576 2.51 13.88
Feb 2022 2455.479394897766 3.64 16.44
Mar 2022 2572.0490009480527 4.75 18.43
Apr 2022 2781.9616319610554 8.16 26.87
May 2022 2883.081584838582 3.64 30.67
Jun 2022 2985.0384056496446 3.54 33.36
Jul 2022 2977.8238525417014 -0.24 32.72
Aug 2022 2932.45433067489 -1.52 30.26
Sep 2022 3118.44037045548 6.34 37.83
Oct 2022 3292.745312660484 5.59 43.75
Nov 2022 3271.469672002385 -0.65 42.58
Dec 2022 3176.744343796817 -2.89 37.45
Jan 2023 3195.825614310349 0.60 34.88
Feb 2023 3210.8809980250667 0.47 30.76
Mar 2023 3304.1882977507394 2.91 28.47
Apr 2023 3288.5438939694563 -0.47 18.21
May 2023 3339.066108418765 1.54 15.82
Jun 2023 3431.433273237085 2.77 14.95
Jul 2023 3477.5505527191426 1.34 16.78
Aug 2023 3549.216526224487 2.06 21.03
Sep 2023 3597.6734380107446 1.37 15.37
Oct 2023 3715.386887087476 3.27 12.84
Nov 2023 3676.2580943404087 -1.05 12.37
Dec 2023 3518.4395792145233 -4.29 10.76
Jan 2024 3478.176328198043 -1.14 8.84
Feb 2024 3529.063658916151 1.46 9.91
Mar 2024 3572.888473880443 1.24 8.13
Apr 2024 3654.8016496230903 2.29 11.14
May 2024 3700.4550024385644 1.25 10.82
Jun 2024 3680.5755185103226 -0.54 7.26
Jul 2024 3675.212846516383 -0.15 5.68
Aug 2024 3596.3671810123215 -2.14 1.33
Sep 2024 3528.4959282812906 -1.89 -1.92
Oct 2024 3600.595904449744 2.04 -3.09
Nov 2024 3711.174524433379 3.07 0.95
Dec 2024 3704.364477905694 -0.18 5.28
Jan 2025 3785.220234940231 2.18 8.83
Feb 2025 3768.706609283321 -0.44 6.79
Mar 2025 3724.581040025073 -1.17 4.25
Apr 2025 3749.066079863579 0.66 2.58
May 2025 3773.7391277842466 0.66 1.98
Jun 2025 3774.5889426100903 0.02 2.55
Jul 2025 3748.4487934013914 -0.69 1.99
Aug 2025 3716.425481326306 -0.85 3.34
Sep 2025 3668.487891688539 -1.29 3.97
Oct 2025 3657.704109373847 -0.29 1.59
Nov 2025 3670.8818776409485 0.36 -1.09
Dec 2025 3676.899835918261 0.16 -0.74
Jan 2026 3670.3157390885626 -0.18 -3.04
Feb 2026 3670.404388134623 0.00 -2.61