McAllen, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the McAllen, TX Metro in February 2026 was $1,796.003. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -4.74%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the McAllen, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the McAllen, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 717.8445391860902 | NaN | NaN |
| Feb 2012 | 717.950325225898 | 0.02 | NaN |
| Mar 2012 | 719.8427177907973 | 0.26 | NaN |
| Apr 2012 | 715.5249353637827 | -0.60 | NaN |
| May 2012 | 708.2771699692257 | -1.01 | NaN |
| Jun 2012 | 702.0049315754567 | -0.89 | NaN |
| Jul 2012 | 696.2694116191971 | -0.82 | NaN |
| Aug 2012 | 697.3334527731147 | 0.15 | NaN |
| Sep 2012 | 692.7546115100557 | -0.66 | NaN |
| Oct 2012 | 686.402741687076 | -0.92 | NaN |
| Nov 2012 | 684.1805481657159 | -0.32 | NaN |
| Dec 2012 | 683.0337195082387 | -0.17 | NaN |
| Jan 2013 | 667.9265228986604 | -2.21 | -6.95 |
| Feb 2013 | 676.2627947115568 | 1.25 | -5.81 |
| Mar 2013 | 681.7301482785527 | 0.81 | -5.29 |
| Apr 2013 | 680.4742831883242 | -0.18 | -4.90 |
| May 2013 | 689.2711433916737 | 1.29 | -2.68 |
| Jun 2013 | 717.6366769818098 | 4.12 | 2.23 |
| Jul 2013 | 734.0246965364427 | 2.28 | 5.42 |
| Aug 2013 | 739.5087474831093 | 0.75 | 6.05 |
| Sep 2013 | 742.1569909883275 | 0.36 | 7.13 |
| Oct 2013 | 728.5457699154274 | -1.83 | 6.14 |
| Nov 2013 | 732.6010442000261 | 0.56 | 7.08 |
| Dec 2013 | 744.374908146754 | 1.61 | 8.98 |
| Jan 2014 | 765.2740954773467 | 2.81 | 14.58 |
| Feb 2014 | 764.4631394245961 | -0.11 | 13.04 |
| Mar 2014 | 770.8371967132334 | 0.83 | 13.07 |
| Apr 2014 | 774.4505181418351 | 0.47 | 13.81 |
| May 2014 | 771.2639165883136 | -0.41 | 11.90 |
| Jun 2014 | 774.4728706080532 | 0.42 | 7.92 |
| Jul 2014 | 776.9561682851374 | 0.32 | 5.85 |
| Aug 2014 | 778.834790978056 | 0.24 | 5.32 |
| Sep 2014 | 784.2764694364796 | 0.70 | 5.68 |
| Oct 2014 | 780.1569079625135 | -0.52 | 7.08 |
| Nov 2014 | 781.1902431180339 | 0.13 | 6.63 |
| Dec 2014 | 777.0744978180912 | -0.53 | 4.39 |
| Jan 2015 | 761.0725386017149 | -2.06 | -0.55 |
| Feb 2015 | 768.0104213599544 | 0.91 | 0.46 |
| Mar 2015 | 776.1032896953336 | 1.05 | 0.68 |
| Apr 2015 | 776.6274487441444 | 0.07 | 0.28 |
| May 2015 | 789.1872184596454 | 1.62 | 2.32 |
| Jun 2015 | 800.6769352704877 | 1.46 | 3.38 |
| Jul 2015 | 807.6004697663184 | 0.87 | 3.94 |
| Aug 2015 | 803.3106309828212 | -0.53 | 3.14 |
| Sep 2015 | 804.9407542435233 | 0.20 | 2.64 |
| Oct 2015 | 802.8315401537409 | -0.26 | 2.91 |
| Nov 2015 | 811.9014141379703 | 1.13 | 3.93 |
| Dec 2015 | 816.4291115652693 | 0.56 | 5.06 |
| Jan 2016 | 814.5845433175338 | -0.23 | 7.03 |
| Feb 2016 | 811.49488607889 | -0.38 | 5.66 |
| Mar 2016 | 817.4596209308311 | 0.74 | 5.33 |
| Apr 2016 | 814.5364261156449 | -0.36 | 4.88 |
| May 2016 | 813.5137638078364 | -0.13 | 3.08 |
| Jun 2016 | 813.3790014085832 | -0.02 | 1.59 |
| Jul 2016 | 809.0110456804343 | -0.54 | 0.18 |
| Aug 2016 | 812.1330173523876 | 0.39 | 1.10 |
| Sep 2016 | 818.0483203242345 | 0.73 | 1.63 |
| Oct 2016 | 822.8232870735881 | 0.58 | 2.49 |
| Nov 2016 | 843.4777794399042 | 2.51 | 3.89 |
| Dec 2016 | 869.9395762564131 | 3.14 | 6.55 |
| Jan 2017 | 868.7268111345833 | -0.14 | 6.65 |
| Feb 2017 | 872.8669083552752 | 0.48 | 7.56 |
| Mar 2017 | 878.0641223391943 | 0.60 | 7.41 |
| Apr 2017 | 872.7585233071441 | -0.60 | 7.15 |
| May 2017 | 873.1152765988767 | 0.04 | 7.33 |
| Jun 2017 | 868.4420513564121 | -0.53 | 6.77 |
| Jul 2017 | 871.6399381140671 | 0.37 | 7.74 |
| Aug 2017 | 865.9715258478498 | -0.65 | 6.63 |
| Sep 2017 | 861.1904765043589 | -0.55 | 5.27 |
| Oct 2017 | 866.4612485545665 | 0.61 | 5.30 |
| Nov 2017 | 868.8048708480364 | 0.27 | 3.00 |
| Dec 2017 | 874.4911632422696 | 0.65 | 0.52 |
| Jan 2018 | 874.0751692579329 | -0.05 | 0.62 |
| Feb 2018 | 896.4773680496239 | 2.56 | 2.71 |
| Mar 2018 | 908.0710819691276 | 1.29 | 3.42 |
| Apr 2018 | 913.9437542809644 | 0.65 | 4.72 |
| May 2018 | 926.4642148421747 | 1.37 | 6.11 |
| Jun 2018 | 929.7415289591605 | 0.35 | 7.06 |
| Jul 2018 | 930.9348955730123 | 0.13 | 6.80 |
| Aug 2018 | 934.6081425867133 | 0.40 | 7.93 |
| Sep 2018 | 941.9238793183522 | 0.78 | 9.38 |
| Oct 2018 | 955.884316480705 | 1.48 | 10.32 |
| Nov 2018 | 960.3930268691336 | 0.47 | 10.54 |
| Dec 2018 | 947.3221181504975 | -1.36 | 8.33 |
| Jan 2019 | 926.7585063730444 | -2.17 | 6.03 |
| Feb 2019 | 919.330235206713 | -0.80 | 2.55 |
| Mar 2019 | 913.0759404157665 | -0.68 | 0.55 |
| Apr 2019 | 910.2878013837047 | -0.30 | -0.40 |
| May 2019 | 912.6993949675132 | 0.27 | -1.49 |
| Jun 2019 | 903.3854692595164 | -1.02 | -2.83 |
| Jul 2019 | 909.0111958067228 | 0.62 | -2.35 |
| Aug 2019 | 906.3191124252568 | -0.30 | -3.03 |
| Sep 2019 | 910.5789082804026 | 0.47 | -3.33 |
| Oct 2019 | 920.8072011290764 | 1.12 | -3.67 |
| Nov 2019 | 927.7877076343318 | 0.76 | -3.39 |
| Dec 2019 | 936.2133745929741 | 0.91 | -1.17 |
| Jan 2020 | 935.829427991142 | -0.04 | 0.98 |
| Feb 2020 | 932.6589760028705 | -0.34 | 1.45 |
| Mar 2020 | 939.0867719447106 | 0.69 | 2.85 |
| Apr 2020 | 937.433840520207 | -0.18 | 2.98 |
| May 2020 | 937.9667169763426 | 0.06 | 2.77 |
| Jun 2020 | 938.521080987773 | 0.06 | 3.89 |
| Jul 2020 | 936.062881675605 | -0.26 | 2.98 |
| Aug 2020 | 940.5792518419955 | 0.48 | 3.78 |
| Sep 2020 | 949.3941613090474 | 0.94 | 4.26 |
| Oct 2020 | 958.8079883673755 | 0.99 | 4.13 |
| Nov 2020 | 969.0927849654712 | 1.07 | 4.45 |
| Dec 2020 | 978.2366189768325 | 0.94 | 4.49 |
| Jan 2021 | 979.3312728485129 | 0.11 | 4.65 |
| Feb 2021 | 995.606714008604 | 1.66 | 6.75 |
| Mar 2021 | 1025.366377559 | 2.99 | 9.19 |
| Apr 2021 | 1034.4951287662557 | 0.89 | 10.35 |
| May 2021 | 1038.7930829037334 | 0.42 | 10.75 |
| Jun 2021 | 1053.1666021803235 | 1.38 | 12.22 |
| Jul 2021 | 1055.3890491143914 | 0.21 | 12.75 |
| Aug 2021 | 1059.2573051560728 | 0.37 | 12.62 |
| Sep 2021 | 1063.295629791985 | 0.38 | 12.00 |
| Oct 2021 | 1079.467613194276 | 1.52 | 12.58 |
| Nov 2021 | 1087.2574374223295 | 0.72 | 12.19 |
| Dec 2021 | 1101.1148868484267 | 1.27 | 12.56 |
| Jan 2022 | 1128.1920226436905 | 2.46 | 15.20 |
| Feb 2022 | 1177.9194013290721 | 4.41 | 18.31 |
| Mar 2022 | 1241.8093172456076 | 5.42 | 21.11 |
| Apr 2022 | 1338.9458095151572 | 7.82 | 29.43 |
| May 2022 | 1383.1528405070785 | 3.30 | 33.15 |
| Jun 2022 | 1431.6073061263864 | 3.50 | 35.93 |
| Jul 2022 | 1440.7423423276541 | 0.64 | 36.51 |
| Aug 2022 | 1437.4257379114995 | -0.23 | 35.70 |
| Sep 2022 | 1540.1794647614138 | 7.15 | 44.85 |
| Oct 2022 | 1633.3378408086269 | 6.05 | 51.31 |
| Nov 2022 | 1628.9144361208873 | -0.27 | 49.82 |
| Dec 2022 | 1583.403087600005 | -2.79 | 43.80 |
| Jan 2023 | 1549.063848242728 | -2.17 | 37.31 |
| Feb 2023 | 1551.8511385436018 | 0.18 | 31.75 |
| Mar 2023 | 1592.2155492146721 | 2.60 | 28.22 |
| Apr 2023 | 1582.6085264854537 | -0.60 | 18.20 |
| May 2023 | 1605.484388073534 | 1.45 | 16.07 |
| Jun 2023 | 1650.4326303108032 | 2.80 | 15.29 |
| Jul 2023 | 1674.146057737134 | 1.44 | 16.20 |
| Aug 2023 | 1708.3474273490601 | 2.04 | 18.85 |
| Sep 2023 | 1733.6980619805747 | 1.48 | 12.57 |
| Oct 2023 | 1798.7518869335613 | 3.75 | 10.13 |
| Nov 2023 | 1794.3697330533944 | -0.24 | 10.16 |
| Dec 2023 | 1732.6389232953566 | -3.44 | 9.43 |
| Jan 2024 | 1723.4251822843419 | -0.53 | 11.26 |
| Feb 2024 | 1744.2680093729934 | 1.21 | 12.40 |
| Mar 2024 | 1756.289279467296 | 0.69 | 10.31 |
| Apr 2024 | 1786.6978528283007 | 1.73 | 12.90 |
| May 2024 | 1799.9364313457677 | 0.74 | 12.11 |
| Jun 2024 | 1784.514391105879 | -0.86 | 8.12 |
| Jul 2024 | 1773.821480714911 | -0.60 | 5.95 |
| Aug 2024 | 1732.346293557498 | -2.34 | 1.41 |
| Sep 2024 | 1703.0225025350765 | -1.69 | -1.77 |
| Oct 2024 | 1735.7955774430684 | 1.92 | -3.50 |
| Nov 2024 | 1782.9030208311406 | 2.71 | -0.64 |
| Dec 2024 | 1773.657566271671 | -0.52 | 2.37 |
| Jan 2025 | 1901.3421080544745 | 7.20 | 10.32 |
| Feb 2025 | 1885.3937453719377 | -0.84 | 8.09 |
| Mar 2025 | 1857.45691110067 | -1.48 | 5.76 |
| Apr 2025 | 1859.1106277935314 | 0.09 | 4.05 |
| May 2025 | 1862.9484856771892 | 0.21 | 3.50 |
| Jun 2025 | 1859.3006159295091 | -0.20 | 4.19 |
| Jul 2025 | 1849.7997052579967 | -0.51 | 4.28 |
| Aug 2025 | 1838.612851476853 | -0.60 | 6.13 |
| Sep 2025 | 1821.8878242164515 | -0.91 | 6.98 |
| Oct 2025 | 1808.9050939802562 | -0.71 | 4.21 |
| Nov 2025 | 1805.3894065950449 | -0.19 | 1.26 |
| Dec 2025 | 1801.5096074793146 | -0.21 | 1.57 |
| Jan 2026 | 1797.0425690037687 | -0.25 | -5.49 |
| Feb 2026 | 1796.0034544289997 | -0.06 | -4.74 |