Memphis, TN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Memphis, TN Metro in February 2026 was $2,109.49. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -5.12%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Memphis, TN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 768.1498896789434 | NaN | NaN |
| Feb 2012 | 767.9094601650637 | -0.03 | NaN |
| Mar 2012 | 775.9528861941202 | 1.05 | NaN |
| Apr 2012 | 777.544321835341 | 0.21 | NaN |
| May 2012 | 774.7499660802893 | -0.36 | NaN |
| Jun 2012 | 769.9811713189576 | -0.62 | NaN |
| Jul 2012 | 765.5409265426988 | -0.58 | NaN |
| Aug 2012 | 769.4483804717481 | 0.51 | NaN |
| Sep 2012 | 764.2668662405819 | -0.67 | NaN |
| Oct 2012 | 756.4510784566207 | -1.02 | NaN |
| Nov 2012 | 752.8689880136092 | -0.47 | NaN |
| Dec 2012 | 748.7736730429133 | -0.54 | NaN |
| Jan 2013 | 776.0359614294408 | 3.64 | 1.03 |
| Feb 2013 | 781.7161260841499 | 0.73 | 1.80 |
| Mar 2013 | 785.9451697104782 | 0.54 | 1.29 |
| Apr 2013 | 783.2019634538377 | -0.35 | 0.73 |
| May 2013 | 793.2552768644528 | 1.28 | 2.39 |
| Jun 2013 | 828.7346652010713 | 4.47 | 7.63 |
| Jul 2013 | 849.1296902731682 | 2.46 | 10.92 |
| Aug 2013 | 856.9741531770342 | 0.92 | 11.38 |
| Sep 2013 | 862.0865895003219 | 0.60 | 12.80 |
| Oct 2013 | 848.321530852088 | -1.60 | 12.15 |
| Nov 2013 | 856.9824382919398 | 1.02 | 13.83 |
| Dec 2013 | 875.394923789085 | 2.15 | 16.91 |
| Jan 2014 | 882.2663728662669 | 0.79 | 13.69 |
| Feb 2014 | 880.7221985731497 | -0.17 | 12.67 |
| Mar 2014 | 889.1562614898668 | 0.96 | 13.13 |
| Apr 2014 | 894.6767624656172 | 0.62 | 14.23 |
| May 2014 | 891.5778910629779 | -0.35 | 12.40 |
| Jun 2014 | 895.7062191280052 | 0.46 | 8.08 |
| Jul 2014 | 898.407229821211 | 0.30 | 5.80 |
| Aug 2014 | 899.3395247790997 | 0.10 | 4.94 |
| Sep 2014 | 903.4181336202689 | 0.45 | 4.79 |
| Oct 2014 | 894.582603747727 | -0.98 | 5.45 |
| Nov 2014 | 893.6074194310269 | -0.11 | 4.27 |
| Dec 2014 | 887.4410717604937 | -0.69 | 1.38 |
| Jan 2015 | 864.8267393769776 | -2.55 | -1.98 |
| Feb 2015 | 869.5676361468426 | 0.55 | -1.27 |
| Mar 2015 | 875.6198193680368 | 0.70 | -1.52 |
| Apr 2015 | 871.911213354598 | -0.42 | -2.54 |
| May 2015 | 886.9385178082443 | 1.72 | -0.52 |
| Jun 2015 | 900.3216520257918 | 1.51 | 0.52 |
| Jul 2015 | 909.086503676783 | 0.97 | 1.19 |
| Aug 2015 | 903.0378354981444 | -0.66 | 0.41 |
| Sep 2015 | 905.867151300008 | 0.31 | 0.27 |
| Oct 2015 | 903.0912621567102 | -0.31 | 0.95 |
| Nov 2015 | 916.9147577585925 | 1.53 | 2.61 |
| Dec 2015 | 921.8827770476556 | 0.54 | 3.88 |
| Jan 2016 | 921.9567592835174 | 0.01 | 6.61 |
| Feb 2016 | 911.3347672345524 | -1.15 | 4.80 |
| Mar 2016 | 916.2646014756754 | 0.54 | 4.64 |
| Apr 2016 | 911.7777099315219 | -0.49 | 4.57 |
| May 2016 | 911.97804913505 | 0.02 | 2.82 |
| Jun 2016 | 911.7212368081332 | -0.03 | 1.27 |
| Jul 2016 | 904.9962584075606 | -0.74 | -0.45 |
| Aug 2016 | 908.1811545496851 | 0.35 | 0.57 |
| Sep 2016 | 913.8943418964298 | 0.63 | 0.89 |
| Oct 2016 | 919.3281793326636 | 0.60 | 1.80 |
| Nov 2016 | 945.4002328476429 | 2.84 | 3.11 |
| Dec 2016 | 982.0540116961474 | 3.88 | 6.53 |
| Jan 2017 | 1047.6817344305043 | 6.68 | 13.64 |
| Feb 2017 | 1053.6038963204544 | 0.56 | 15.61 |
| Mar 2017 | 1059.5217249988366 | 0.56 | 15.64 |
| Apr 2017 | 1053.261543807662 | -0.59 | 15.52 |
| May 2017 | 1055.4227592193777 | 0.21 | 15.73 |
| Jun 2017 | 1052.416425622796 | -0.28 | 15.43 |
| Jul 2017 | 1062.2737227674993 | 0.94 | 17.38 |
| Aug 2017 | 1062.1179436841155 | -0.01 | 16.95 |
| Sep 2017 | 1063.8294372269595 | 0.16 | 16.41 |
| Oct 2017 | 1078.1231047667613 | 1.34 | 17.27 |
| Nov 2017 | 1088.1452558488231 | 0.93 | 15.10 |
| Dec 2017 | 1097.874546704516 | 0.89 | 11.79 |
| Jan 2018 | 1044.202129602796 | -4.89 | -0.33 |
| Feb 2018 | 1072.5349778674408 | 2.71 | 1.80 |
| Mar 2018 | 1087.2819428998928 | 1.38 | 2.62 |
| Apr 2018 | 1095.3322664485133 | 0.74 | 3.99 |
| May 2018 | 1111.9824833343903 | 1.52 | 5.36 |
| Jun 2018 | 1116.0883872819024 | 0.37 | 6.05 |
| Jul 2018 | 1118.7384147920561 | 0.24 | 5.32 |
| Aug 2018 | 1127.3178997612408 | 0.77 | 6.14 |
| Sep 2018 | 1141.3368144262713 | 1.24 | 7.29 |
| Oct 2018 | 1166.0469373516187 | 2.17 | 8.15 |
| Nov 2018 | 1177.8164356329755 | 1.01 | 8.24 |
| Dec 2018 | 1167.4673012955113 | -0.88 | 6.34 |
| Jan 2019 | 1133.181005325172 | -2.94 | 8.52 |
| Feb 2019 | 1132.436984419523 | -0.07 | 5.59 |
| Mar 2019 | 1130.0116278979965 | -0.21 | 3.93 |
| Apr 2019 | 1125.8259226824543 | -0.37 | 2.78 |
| May 2019 | 1125.0800801653768 | -0.07 | 1.18 |
| Jun 2019 | 1107.6231605354428 | -1.55 | -0.76 |
| Jul 2019 | 1109.563072006554 | 0.18 | -0.82 |
| Aug 2019 | 1101.015205628344 | -0.77 | -2.33 |
| Sep 2019 | 1103.5342604345233 | 0.23 | -3.31 |
| Oct 2019 | 1115.1349895118087 | 1.05 | -4.37 |
| Nov 2019 | 1122.002769572549 | 0.62 | -4.74 |
| Dec 2019 | 1131.7056332855223 | 0.87 | -3.06 |
| Jan 2020 | 1121.2336268701897 | -0.92 | -1.05 |
| Feb 2020 | 1113.6572575441942 | -0.68 | -1.66 |
| Mar 2020 | 1118.723220019377 | 0.46 | -1.00 |
| Apr 2020 | 1112.4270786477198 | -0.56 | -1.19 |
| May 2020 | 1111.0744685371837 | -0.12 | -1.25 |
| Jun 2020 | 1109.6547377769375 | -0.13 | 0.18 |
| Jul 2020 | 1103.7691695336312 | -0.53 | -0.52 |
| Aug 2020 | 1107.976013979883 | 0.38 | 0.63 |
| Sep 2020 | 1118.7152768015621 | 0.97 | 1.38 |
| Oct 2020 | 1130.4759346945418 | 1.05 | 1.38 |
| Nov 2020 | 1142.7220434616102 | 1.08 | 1.85 |
| Dec 2020 | 1151.4760536990714 | 0.77 | 1.75 |
| Jan 2021 | 1174.5553478988954 | 2.00 | 4.76 |
| Feb 2021 | 1196.716178803434 | 1.89 | 7.46 |
| Mar 2021 | 1240.4516451178283 | 3.66 | 10.88 |
| Apr 2021 | 1256.0336388183996 | 1.26 | 12.91 |
| May 2021 | 1265.8769582992923 | 0.78 | 13.93 |
| Jun 2021 | 1288.5977158854153 | 1.80 | 16.13 |
| Jul 2021 | 1296.1142741762392 | 0.58 | 17.43 |
| Aug 2021 | 1305.5652393176254 | 0.73 | 17.83 |
| Sep 2021 | 1319.1725675806622 | 1.04 | 17.92 |
| Oct 2021 | 1346.614203153741 | 2.08 | 19.12 |
| Nov 2021 | 1361.5777967313697 | 1.11 | 19.15 |
| Dec 2021 | 1382.2109872000183 | 1.52 | 20.04 |
| Jan 2022 | 1423.7290438656476 | 3.00 | 21.21 |
| Feb 2022 | 1482.9186184400967 | 4.16 | 23.92 |
| Mar 2022 | 1557.6447764430322 | 5.04 | 25.57 |
| Apr 2022 | 1688.6560526637043 | 8.41 | 34.44 |
| May 2022 | 1746.5671566440215 | 3.43 | 37.97 |
| Jun 2022 | 1810.308132785082 | 3.65 | 40.49 |
| Jul 2022 | 1811.277929781111 | 0.05 | 39.75 |
| Aug 2022 | 1794.8176724548323 | -0.91 | 37.47 |
| Sep 2022 | 1927.7306472176115 | 7.41 | 46.13 |
| Oct 2022 | 2048.7916915156957 | 6.28 | 52.14 |
| Nov 2022 | 2035.2214287931056 | -0.66 | 49.48 |
| Dec 2022 | 1965.962570152507 | -3.40 | 42.23 |
| Jan 2023 | 2021.345985454027 | 2.82 | 41.98 |
| Feb 2023 | 2011.6546762489224 | -0.48 | 35.66 |
| Mar 2023 | 2052.4238680487842 | 2.03 | 31.77 |
| Apr 2023 | 2026.3834995417528 | -1.27 | 20.00 |
| May 2023 | 2045.6331104263752 | 0.95 | 17.12 |
| Jun 2023 | 2095.53586806075 | 2.44 | 15.76 |
| Jul 2023 | 2120.050912385385 | 1.17 | 17.05 |
| Aug 2023 | 2160.9419142159763 | 1.93 | 20.40 |
| Sep 2023 | 2183.185812355341 | 1.03 | 13.25 |
| Oct 2023 | 2248.616523478046 | 3.00 | 9.75 |
| Nov 2023 | 2218.108090712355 | -1.36 | 8.99 |
| Dec 2023 | 2121.3952137538668 | -4.36 | 7.91 |
| Jan 2024 | 2096.800335725239 | -1.16 | 3.73 |
| Feb 2024 | 2123.3280833122917 | 1.26 | 5.55 |
| Mar 2024 | 2140.579490921123 | 0.81 | 4.30 |
| Apr 2024 | 2181.694996477815 | 1.92 | 7.66 |
| May 2024 | 2200.801843360752 | 0.88 | 7.59 |
| Jun 2024 | 2181.0280957531586 | -0.90 | 4.08 |
| Jul 2024 | 2167.908953299724 | -0.60 | 2.26 |
| Aug 2024 | 2108.963853089159 | -2.72 | -2.40 |
| Sep 2024 | 2063.8871637160682 | -2.14 | -5.46 |
| Oct 2024 | 2097.4271433227727 | 1.63 | -6.72 |
| Nov 2024 | 2154.501526363253 | 2.72 | -2.87 |
| Dec 2024 | 2143.903088334553 | -0.49 | 1.06 |
| Jan 2025 | 2237.566445362323 | 4.37 | 6.71 |
| Feb 2025 | 2223.4258132917057 | -0.63 | 4.71 |
| Mar 2025 | 2195.716675449493 | -1.25 | 2.58 |
| Apr 2025 | 2205.015621108525 | 0.42 | 1.07 |
| May 2025 | 2215.7542790023904 | 0.49 | 0.68 |
| Jun 2025 | 2212.5411597461966 | -0.14 | 1.45 |
| Jul 2025 | 2195.1975505580285 | -0.78 | 1.26 |
| Aug 2025 | 2172.526679020098 | -1.03 | 3.01 |
| Sep 2025 | 2143.89367834085 | -1.32 | 3.88 |
| Oct 2025 | 2128.0742526488316 | -0.74 | 1.46 |
| Nov 2025 | 2126.449058423792 | -0.08 | -1.30 |
| Dec 2025 | 2122.50701793409 | -0.18 | -1.00 |
| Jan 2026 | 2113.1108480659373 | -0.44 | -5.56 |
| Feb 2026 | 2109.4896680382167 | -0.17 | -5.12 |