Merced, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Merced, CA Metro in February 2026 was $3,235.866. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -7.46%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Merced, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 856.9046458982978 | NaN | NaN |
| Feb 2012 | 848.2586319664485 | -1.01 | NaN |
| Mar 2012 | 849.0475386140121 | 0.09 | NaN |
| Apr 2012 | 844.9875705416189 | -0.48 | NaN |
| May 2012 | 841.8644943024169 | -0.37 | NaN |
| Jun 2012 | 841.2699886768182 | -0.07 | NaN |
| Jul 2012 | 840.52958421849 | -0.09 | NaN |
| Aug 2012 | 850.4718789087417 | 1.18 | NaN |
| Sep 2012 | 851.0165645112238 | 0.06 | NaN |
| Oct 2012 | 852.8571462965784 | 0.22 | NaN |
| Nov 2012 | 860.207012883566 | 0.86 | NaN |
| Dec 2012 | 869.9742987020287 | 1.14 | NaN |
| Jan 2013 | 886.1523361959048 | 1.86 | 3.41 |
| Feb 2013 | 906.8418657957417 | 2.34 | 6.91 |
| Mar 2013 | 923.1760896845022 | 1.80 | 8.73 |
| Apr 2013 | 930.2306395976012 | 0.76 | 10.09 |
| May 2013 | 956.635878560593 | 2.84 | 13.63 |
| Jun 2013 | 1020.5144047682519 | 6.68 | 21.31 |
| Jul 2013 | 1065.8591915576721 | 4.44 | 26.81 |
| Aug 2013 | 1093.009589808667 | 2.55 | 28.52 |
| Sep 2013 | 1115.1185564478792 | 2.02 | 31.03 |
| Oct 2013 | 1112.0406197139114 | -0.28 | 30.39 |
| Nov 2013 | 1139.6029698979874 | 2.48 | 32.48 |
| Dec 2013 | 1176.8100187844645 | 3.27 | 35.27 |
| Jan 2014 | 1183.7545592606846 | 0.59 | 33.58 |
| Feb 2014 | 1188.5837641920066 | 0.41 | 31.07 |
| Mar 2014 | 1212.3508613660797 | 2.00 | 31.32 |
| Apr 2014 | 1231.6785378235904 | 1.59 | 32.41 |
| May 2014 | 1238.908188531635 | 0.59 | 29.51 |
| Jun 2014 | 1255.6634864683506 | 1.35 | 23.04 |
| Jul 2014 | 1270.1886769688754 | 1.16 | 19.17 |
| Aug 2014 | 1283.1869847788648 | 1.02 | 17.40 |
| Sep 2014 | 1299.7886292824378 | 1.29 | 16.56 |
| Oct 2014 | 1296.1155459216363 | -0.28 | 16.55 |
| Nov 2014 | 1301.3717184571713 | 0.41 | 14.20 |
| Dec 2014 | 1294.3130721701575 | -0.54 | 9.99 |
| Jan 2015 | 1270.4033746260295 | -1.85 | 7.32 |
| Feb 2015 | 1280.3841989720527 | 0.79 | 7.72 |
| Mar 2015 | 1294.3299444399627 | 1.09 | 6.76 |
| Apr 2015 | 1293.3913707582215 | -0.07 | 5.01 |
| May 2015 | 1323.6524121667728 | 2.34 | 6.84 |
| Jun 2015 | 1353.841126667666 | 2.28 | 7.82 |
| Jul 2015 | 1374.7020904907258 | 1.54 | 8.23 |
| Aug 2015 | 1370.6547327878568 | -0.29 | 6.82 |
| Sep 2015 | 1377.2154534563488 | 0.48 | 5.96 |
| Oct 2015 | 1375.3489136459234 | -0.14 | 6.11 |
| Nov 2015 | 1400.3425799134563 | 1.82 | 7.61 |
| Dec 2015 | 1413.7247621346764 | 0.96 | 9.23 |
| Jan 2016 | 1415.1393777002586 | 0.10 | 11.39 |
| Feb 2016 | 1400.1758139852507 | -1.06 | 9.36 |
| Mar 2016 | 1411.7210977099737 | 0.83 | 9.07 |
| Apr 2016 | 1408.6206845698532 | -0.22 | 8.91 |
| May 2016 | 1415.1127271447313 | 0.46 | 6.91 |
| Jun 2016 | 1418.644837526485 | 0.25 | 4.79 |
| Jul 2016 | 1411.8705304542282 | -0.48 | 2.70 |
| Aug 2016 | 1419.48619291655 | 0.54 | 3.56 |
| Sep 2016 | 1430.7747188799506 | 0.80 | 3.89 |
| Oct 2016 | 1441.415742471928 | 0.74 | 4.80 |
| Nov 2016 | 1487.6555471895665 | 3.21 | 6.24 |
| Dec 2016 | 1553.266532912474 | 4.41 | 9.87 |
| Jan 2017 | 1551.2011068119555 | -0.13 | 9.62 |
| Feb 2017 | 1570.14986870444 | 1.22 | 12.14 |
| Mar 2017 | 1593.1302082962432 | 1.46 | 12.85 |
| Apr 2017 | 1590.5800688697145 | -0.16 | 12.92 |
| May 2017 | 1599.6421013418692 | 0.57 | 13.04 |
| Jun 2017 | 1595.1358648076384 | -0.28 | 12.44 |
| Jul 2017 | 1611.4696484080587 | 1.02 | 14.14 |
| Aug 2017 | 1609.2687893964821 | -0.14 | 13.37 |
| Sep 2017 | 1609.6870064705508 | 0.03 | 12.51 |
| Oct 2017 | 1635.057770818986 | 1.58 | 13.43 |
| Nov 2017 | 1650.9360568743964 | 0.97 | 10.98 |
| Dec 2017 | 1668.2943195336888 | 1.05 | 7.41 |
| Jan 2018 | 1686.4133193785651 | 1.09 | 8.72 |
| Feb 2018 | 1744.674508704377 | 3.46 | 11.12 |
| Mar 2018 | 1777.8699314634132 | 1.90 | 11.60 |
| Apr 2018 | 1793.2413903996644 | 0.87 | 12.74 |
| May 2018 | 1822.5498987048334 | 1.63 | 13.94 |
| Jun 2018 | 1830.4672000845521 | 0.43 | 14.75 |
| Jul 2018 | 1836.3075026120605 | 0.32 | 13.95 |
| Aug 2018 | 1851.1605520094074 | 0.81 | 15.03 |
| Sep 2018 | 1874.501548478712 | 1.26 | 16.45 |
| Oct 2018 | 1918.399068715515 | 2.34 | 17.33 |
| Nov 2018 | 1932.7215534076781 | 0.75 | 17.07 |
| Dec 2018 | 1905.1838136055142 | -1.42 | 14.20 |
| Jan 2019 | 1894.5927734866916 | -0.56 | 12.35 |
| Feb 2019 | 1900.3228374485668 | 0.30 | 8.92 |
| Mar 2019 | 1906.6848967376902 | 0.34 | 7.25 |
| Apr 2019 | 1904.1857137594147 | -0.13 | 6.19 |
| May 2019 | 1902.5034696298999 | -0.09 | 4.39 |
| Jun 2019 | 1864.9317759793994 | -1.97 | 1.88 |
| Jul 2019 | 1861.3232002702484 | -0.19 | 1.36 |
| Aug 2019 | 1842.7408248642378 | -1.00 | -0.45 |
| Sep 2019 | 1847.2130480486815 | 0.24 | -1.46 |
| Oct 2019 | 1867.269689136895 | 1.09 | -2.66 |
| Nov 2019 | 1875.0086939599878 | 0.41 | -2.99 |
| Dec 2019 | 1884.3085965352864 | 0.50 | -1.10 |
| Jan 2020 | 1874.3725933228088 | -0.53 | -1.07 |
| Feb 2020 | 1857.7754754873788 | -0.88 | -2.24 |
| Mar 2020 | 1866.333611239642 | 0.46 | -2.12 |
| Apr 2020 | 1852.764645490733 | -0.73 | -2.70 |
| May 2020 | 1844.6934964516165 | -0.44 | -3.04 |
| Jun 2020 | 1833.737106628377 | -0.59 | -1.67 |
| Jul 2020 | 1815.0661328407903 | -1.02 | -2.48 |
| Aug 2020 | 1816.331915265287 | 0.07 | -1.43 |
| Sep 2020 | 1831.3963775399313 | 0.83 | -0.86 |
| Oct 2020 | 1848.3623158466162 | 0.93 | -1.01 |
| Nov 2020 | 1867.7960152399487 | 1.05 | -0.38 |
| Dec 2020 | 1885.362984074718 | 0.94 | 0.06 |
| Jan 2021 | 1899.1507423859039 | 0.73 | 1.32 |
| Feb 2021 | 1943.321052591798 | 2.33 | 4.61 |
| Mar 2021 | 2024.7381100039397 | 4.19 | 8.49 |
| Apr 2021 | 2060.825000794158 | 1.78 | 11.23 |
| May 2021 | 2086.506847654497 | 1.25 | 13.11 |
| Jun 2021 | 2132.3524822629474 | 2.20 | 16.29 |
| Jul 2021 | 2149.308112944234 | 0.80 | 18.42 |
| Aug 2021 | 2173.6275893227794 | 1.13 | 19.67 |
| Sep 2021 | 2207.938034123382 | 1.58 | 20.56 |
| Oct 2021 | 2263.4771725740634 | 2.52 | 22.46 |
| Nov 2021 | 2290.1699830589328 | 1.18 | 22.61 |
| Dec 2021 | 2323.583796338429 | 1.46 | 23.24 |
| Jan 2022 | 2419.705057108872 | 4.14 | 27.41 |
| Feb 2022 | 2527.1085047367615 | 4.44 | 30.04 |
| Mar 2022 | 2668.956377165186 | 5.61 | 31.82 |
| Apr 2022 | 2908.0026781617385 | 8.96 | 41.11 |
| May 2022 | 3011.563438180519 | 3.56 | 44.34 |
| Jun 2022 | 3110.672701255782 | 3.29 | 45.88 |
| Jul 2022 | 3091.944847319761 | -0.60 | 43.86 |
| Aug 2022 | 3035.9955579205953 | -1.81 | 39.67 |
| Sep 2022 | 3236.4108853255543 | 6.60 | 46.58 |
| Oct 2022 | 3411.476054670921 | 5.41 | 50.72 |
| Nov 2022 | 3348.1973049566113 | -1.85 | 46.20 |
| Dec 2022 | 3197.195453338365 | -4.51 | 37.60 |
| Jan 2023 | 3149.200907004253 | -1.50 | 30.15 |
| Feb 2023 | 3114.344718900082 | -1.11 | 23.24 |
| Mar 2023 | 3168.5826877059935 | 1.74 | 18.72 |
| Apr 2023 | 3119.212950463167 | -1.56 | 7.26 |
| May 2023 | 3149.5872552496653 | 0.97 | 4.58 |
| Jun 2023 | 3236.5545572084266 | 2.76 | 4.05 |
| Jul 2023 | 3288.2550719541364 | 1.60 | 6.35 |
| Aug 2023 | 3366.961173810858 | 2.39 | 10.90 |
| Sep 2023 | 3417.0893177040602 | 1.49 | 5.58 |
| Oct 2023 | 3539.8884212592175 | 3.59 | 3.76 |
| Nov 2023 | 3501.7333868943565 | -1.08 | 4.59 |
| Dec 2023 | 3347.5686180706034 | -4.40 | 4.70 |
| Jan 2024 | 3317.1866928038603 | -0.91 | 5.33 |
| Feb 2024 | 3365.4072839454393 | 1.45 | 8.06 |
| Mar 2024 | 3395.296354806936 | 0.89 | 7.16 |
| Apr 2024 | 3463.8338413164693 | 2.02 | 11.05 |
| May 2024 | 3504.155537080544 | 1.16 | 11.26 |
| Jun 2024 | 3479.719098301113 | -0.70 | 7.51 |
| Jul 2024 | 3468.7609305377464 | -0.31 | 5.49 |
| Aug 2024 | 3381.942456568352 | -2.50 | 0.45 |
| Sep 2024 | 3308.053179095009 | -2.18 | -3.19 |
| Oct 2024 | 3374.086621951252 | 2.00 | -4.68 |
| Nov 2024 | 3474.9022225767835 | 2.99 | -0.77 |
| Dec 2024 | 3452.9537475311204 | -0.63 | 3.15 |
| Jan 2025 | 3530.1296661776046 | 2.24 | 6.42 |
| Feb 2025 | 3496.5757831209726 | -0.95 | 3.90 |
| Mar 2025 | 3438.3545643375783 | -1.66 | 1.27 |
| Apr 2025 | 3449.81092258798 | 0.33 | -0.40 |
| May 2025 | 3465.641092922407 | 0.46 | -1.10 |
| Jun 2025 | 3457.3838667513664 | -0.24 | -0.64 |
| Jul 2025 | 3420.603254262546 | -1.06 | -1.39 |
| Aug 2025 | 3373.446278445469 | -1.38 | -0.25 |
| Sep 2025 | 3309.6751902710257 | -1.89 | 0.05 |
| Oct 2025 | 3280.8740397222955 | -0.87 | -2.76 |
| Nov 2025 | 3277.5177969192937 | -0.10 | -5.68 |
| Dec 2025 | 3269.5650546543666 | -0.24 | -5.31 |
| Jan 2026 | 3249.1412930593215 | -0.62 | -7.96 |
| Feb 2026 | 3235.8664280717053 | -0.41 | -7.46 |
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