Miami, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Miami, FL Metro in February 2026 was $4,108.322. The month over month percentage change (MoM) was -0.34%, and the year over year percentage change (YoY) was -8.59%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Miami, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Miami, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Miami, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1197.8388859793981 | NaN | NaN |
| Feb 2012 | 1196.1612247187222 | -0.14 | NaN |
| Mar 2012 | 1201.3316490996212 | 0.43 | NaN |
| Apr 2012 | 1197.6905500920934 | -0.30 | NaN |
| May 2012 | 1190.037789440782 | -0.64 | NaN |
| Jun 2012 | 1184.966976229988 | -0.43 | NaN |
| Jul 2012 | 1181.5107712137492 | -0.29 | NaN |
| Aug 2012 | 1193.5140416386848 | 1.02 | NaN |
| Sep 2012 | 1192.9840247110765 | -0.04 | NaN |
| Oct 2012 | 1191.8601225913212 | -0.09 | NaN |
| Nov 2012 | 1199.6967980559627 | 0.66 | NaN |
| Dec 2012 | 1211.5928603872344 | 0.99 | NaN |
| Jan 2013 | 1210.7773693802696 | -0.07 | 1.08 |
| Feb 2013 | 1237.6560733179265 | 2.22 | 3.47 |
| Mar 2013 | 1258.2492755394958 | 1.66 | 4.74 |
| Apr 2013 | 1264.9431110208436 | 0.53 | 5.62 |
| May 2013 | 1291.5302712949247 | 2.10 | 8.53 |
| Jun 2013 | 1359.3243646547235 | 5.25 | 14.71 |
| Jul 2013 | 1407.2014167279558 | 3.52 | 19.10 |
| Aug 2013 | 1434.6820100222524 | 1.95 | 20.21 |
| Sep 2013 | 1456.9973364539144 | 1.56 | 22.13 |
| Oct 2013 | 1445.6999151138825 | -0.77 | 21.30 |
| Nov 2013 | 1469.1053267277703 | 1.62 | 22.46 |
| Dec 2013 | 1507.0268450116534 | 2.58 | 24.38 |
| Jan 2014 | 1513.4291719110738 | 0.43 | 25.00 |
| Feb 2014 | 1515.8974957629437 | 0.16 | 22.48 |
| Mar 2014 | 1536.5171704723764 | 1.36 | 22.12 |
| Apr 2014 | 1552.3030667040118 | 1.03 | 22.72 |
| May 2014 | 1553.454870463996 | 0.07 | 20.28 |
| Jun 2014 | 1565.07125662483 | 0.75 | 15.14 |
| Jul 2014 | 1576.2306384806393 | 0.71 | 12.01 |
| Aug 2014 | 1587.5400785256434 | 0.72 | 10.65 |
| Sep 2014 | 1606.0892384700028 | 1.17 | 10.23 |
| Oct 2014 | 1603.3101291471557 | -0.17 | 10.90 |
| Nov 2014 | 1611.6692255869334 | 0.52 | 9.70 |
| Dec 2014 | 1609.85439084783 | -0.11 | 6.82 |
| Jan 2015 | 1597.5002407889272 | -0.77 | 5.56 |
| Feb 2015 | 1614.2864623203714 | 1.05 | 6.49 |
| Mar 2015 | 1632.496249781731 | 1.13 | 6.25 |
| Apr 2015 | 1632.37294192952 | -0.01 | 5.16 |
| May 2015 | 1664.7020619749626 | 1.98 | 7.16 |
| Jun 2015 | 1694.322217281524 | 1.78 | 8.26 |
| Jul 2015 | 1715.340863586876 | 1.24 | 8.82 |
| Aug 2015 | 1711.2631152991623 | -0.24 | 7.79 |
| Sep 2015 | 1723.741497824306 | 0.73 | 7.33 |
| Oct 2015 | 1726.609698020869 | 0.17 | 7.69 |
| Nov 2015 | 1758.880118332254 | 1.87 | 9.13 |
| Dec 2015 | 1773.5958640535162 | 0.84 | 10.17 |
| Jan 2016 | 1776.9469286303336 | 0.19 | 11.23 |
| Feb 2016 | 1760.3346392558385 | -0.93 | 9.05 |
| Mar 2016 | 1776.1442585326408 | 0.90 | 8.80 |
| Apr 2016 | 1776.4343475194912 | 0.02 | 8.82 |
| May 2016 | 1787.370564007342 | 0.62 | 7.37 |
| Jun 2016 | 1795.2493449498652 | 0.44 | 5.96 |
| Jul 2016 | 1789.7130593232184 | -0.31 | 4.34 |
| Aug 2016 | 1799.2909058344985 | 0.54 | 5.14 |
| Sep 2016 | 1812.7503580459943 | 0.75 | 5.16 |
| Oct 2016 | 1826.0025285841136 | 0.73 | 5.76 |
| Nov 2016 | 1877.2693050104592 | 2.81 | 6.73 |
| Dec 2016 | 1945.0722476887868 | 3.61 | 9.67 |
| Jan 2017 | 1944.245786685027 | -0.04 | 9.41 |
| Feb 2017 | 1956.689750978872 | 0.64 | 11.15 |
| Mar 2017 | 1974.4131601989325 | 0.91 | 11.16 |
| Apr 2017 | 1966.31551304373 | -0.41 | 10.69 |
| May 2017 | 1972.1267103070004 | 0.30 | 10.34 |
| Jun 2017 | 1967.0200172138702 | -0.26 | 9.57 |
| Jul 2017 | 1986.4708469655639 | 0.99 | 10.99 |
| Aug 2017 | 1985.6652938645698 | -0.04 | 10.36 |
| Sep 2017 | 1986.0051196424624 | 0.02 | 9.56 |
| Oct 2017 | 2011.1036974230622 | 1.26 | 10.14 |
| Nov 2017 | 2027.8651881755186 | 0.83 | 8.02 |
| Dec 2017 | 2046.8455220291203 | 0.94 | 5.23 |
| Jan 2018 | 2070.991660935594 | 1.18 | 6.52 |
| Feb 2018 | 2126.960611998011 | 2.70 | 8.70 |
| Mar 2018 | 2153.8044502304374 | 1.26 | 9.09 |
| Apr 2018 | 2166.431686684942 | 0.59 | 10.18 |
| May 2018 | 2196.130135511856 | 1.37 | 11.36 |
| Jun 2018 | 2203.512070252699 | 0.34 | 12.02 |
| Jul 2018 | 2209.4360875174216 | 0.27 | 11.22 |
| Aug 2018 | 2224.7567226840333 | 0.69 | 12.04 |
| Sep 2018 | 2248.5796265717954 | 1.07 | 13.22 |
| Oct 2018 | 2291.732387220585 | 1.92 | 13.95 |
| Nov 2018 | 2309.344502057423 | 0.77 | 13.88 |
| Dec 2018 | 2284.356006792002 | -1.08 | 11.60 |
| Jan 2019 | 2269.6638360619377 | -0.64 | 9.59 |
| Feb 2019 | 2263.169847456764 | -0.29 | 6.40 |
| Mar 2019 | 2251.3987412600422 | -0.52 | 4.53 |
| Apr 2019 | 2234.809054690756 | -0.74 | 3.16 |
| May 2019 | 2223.2703988095 | -0.52 | 1.24 |
| Jun 2019 | 2180.371989870623 | -1.93 | -1.05 |
| Jul 2019 | 2176.758780042164 | -0.17 | -1.48 |
| Aug 2019 | 2158.530160226277 | -0.84 | -2.98 |
| Sep 2019 | 2163.267770935456 | 0.22 | -3.79 |
| Oct 2019 | 2185.397053908958 | 1.02 | -4.64 |
| Nov 2019 | 2199.2580084166534 | 0.63 | -4.77 |
| Dec 2019 | 2218.641845759771 | 0.88 | -2.88 |
| Jan 2020 | 2221.177387666142 | 0.11 | -2.14 |
| Feb 2020 | 2211.7250741778944 | -0.43 | -2.27 |
| Mar 2020 | 2223.498148550714 | 0.53 | -1.24 |
| Apr 2020 | 2208.260736061643 | -0.68 | -1.19 |
| May 2020 | 2197.7745519809764 | -0.47 | -1.15 |
| Jun 2020 | 2185.5410823475854 | -0.56 | 0.24 |
| Jul 2020 | 2164.117423866578 | -0.98 | -0.58 |
| Aug 2020 | 2160.8419956766684 | -0.15 | 0.11 |
| Sep 2020 | 2170.5681025106414 | 0.45 | 0.34 |
| Oct 2020 | 2182.3319021636835 | 0.54 | -0.14 |
| Nov 2020 | 2196.3089148287113 | 0.64 | -0.13 |
| Dec 2020 | 2208.7420691205975 | 0.57 | -0.45 |
| Jan 2021 | 2203.0313166906676 | -0.26 | -0.82 |
| Feb 2021 | 2239.781295965408 | 1.67 | 1.27 |
| Mar 2021 | 2311.4833630339126 | 3.20 | 3.96 |
| Apr 2021 | 2334.9254183223084 | 1.01 | 5.74 |
| May 2021 | 2350.22437394224 | 0.66 | 6.94 |
| Jun 2021 | 2390.3606408639776 | 1.71 | 9.37 |
| Jul 2021 | 2410.746076061031 | 0.85 | 11.40 |
| Aug 2021 | 2442.0275764712887 | 1.30 | 13.01 |
| Sep 2021 | 2482.5643187931482 | 1.66 | 14.37 |
| Oct 2021 | 2543.268246289011 | 2.44 | 16.54 |
| Nov 2021 | 2577.113897118449 | 1.33 | 17.34 |
| Dec 2021 | 2621.427889711237 | 1.72 | 18.68 |
| Jan 2022 | 2695.730676301638 | 2.83 | 22.37 |
| Feb 2022 | 2822.32820025495 | 4.70 | 26.01 |
| Mar 2022 | 2985.1482744181185 | 5.77 | 29.14 |
| Apr 2022 | 3254.281180862191 | 9.02 | 39.37 |
| May 2022 | 3393.8205544789553 | 4.29 | 44.40 |
| Jun 2022 | 3541.0992359190063 | 4.34 | 48.14 |
| Jul 2022 | 3567.0621108956993 | 0.73 | 47.97 |
| Aug 2022 | 3552.394888947916 | -0.41 | 45.47 |
| Sep 2022 | 3810.6978296168463 | 7.27 | 53.50 |
| Oct 2022 | 4045.5893442045435 | 6.16 | 59.07 |
| Nov 2022 | 4030.3165045072265 | -0.38 | 56.39 |
| Dec 2022 | 3918.650157929346 | -2.77 | 49.49 |
| Jan 2023 | 3929.3643662976765 | 0.27 | 45.76 |
| Feb 2023 | 3931.6641828082907 | 0.06 | 39.31 |
| Mar 2023 | 4022.33256602078 | 2.31 | 34.74 |
| Apr 2023 | 3982.194630693688 | -1.00 | 22.37 |
| May 2023 | 4031.0892732141688 | 1.23 | 18.78 |
| Jun 2023 | 4148.815098368977 | 2.92 | 17.16 |
| Jul 2023 | 4221.369413429209 | 1.75 | 18.34 |
| Aug 2023 | 4326.765858438671 | 2.50 | 21.80 |
| Sep 2023 | 4395.4630723122655 | 1.59 | 15.35 |
| Oct 2023 | 4554.910427061134 | 3.63 | 12.59 |
| Nov 2023 | 4529.566043242378 | -0.56 | 12.39 |
| Dec 2023 | 4363.276546117247 | -3.67 | 11.35 |
| Jan 2024 | 4353.726340885223 | -0.22 | 10.80 |
| Feb 2024 | 4414.050910258487 | 1.39 | 12.27 |
| Mar 2024 | 4448.950219240197 | 0.79 | 10.61 |
| Apr 2024 | 4526.78053548879 | 1.75 | 13.68 |
| May 2024 | 4564.11492527416 | 0.83 | 13.22 |
| Jun 2024 | 4524.402185308978 | -0.87 | 9.05 |
| Jul 2024 | 4505.047621936896 | -0.43 | 6.72 |
| Aug 2024 | 4397.038543309105 | -2.40 | 1.62 |
| Sep 2024 | 4317.616796053571 | -1.81 | -1.77 |
| Oct 2024 | 4390.274561502456 | 1.68 | -3.61 |
| Nov 2024 | 4499.448271605034 | 2.49 | -0.66 |
| Dec 2024 | 4465.3407183385325 | -0.76 | 2.34 |
| Jan 2025 | 4536.141411890432 | 1.59 | 4.19 |
| Feb 2025 | 4494.608843295279 | -0.92 | 1.83 |
| Mar 2025 | 4421.6089375106585 | -1.62 | -0.61 |
| Apr 2025 | 4423.4772218501275 | 0.04 | -2.28 |
| May 2025 | 4425.294259098688 | 0.04 | -3.04 |
| Jun 2025 | 4399.4386834836705 | -0.58 | -2.76 |
| Jul 2025 | 4341.9127604984515 | -1.31 | -3.62 |
| Aug 2025 | 4278.981942126435 | -1.45 | -2.68 |
| Sep 2025 | 4212.090728396059 | -1.56 | -2.44 |
| Oct 2025 | 4176.109809533871 | -0.85 | -4.88 |
| Nov 2025 | 4165.854377772639 | -0.25 | -7.41 |
| Dec 2025 | 4148.703019549491 | -0.41 | -7.09 |
| Jan 2026 | 4122.249343951061 | -0.64 | -9.12 |
| Feb 2026 | 4108.321971271319 | -0.34 | -8.59 |
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