Muncie, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Muncie, IN Metro in February 2026 was $1,362.134. The month over month percentage change (MoM) was 0.37%, and the year over year percentage change (YoY) was -2.30%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Muncie, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Muncie, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Muncie, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 537.2412746398363 NaN NaN
Feb 2012 536.3641832355656 -0.16 NaN
Mar 2012 539.7135350999447 0.62 NaN
Apr 2012 538.3094056263128 -0.26 NaN
May 2012 533.9922454808521 -0.80 NaN
Jun 2012 529.936985567448 -0.76 NaN
Jul 2012 526.8162453119512 -0.59 NaN
Aug 2012 530.9174182423337 0.78 NaN
Sep 2012 528.3146823954635 -0.49 NaN
Oct 2012 525.8678117849232 -0.46 NaN
Nov 2012 525.735196657823 -0.02 NaN
Dec 2012 526.1593432034662 0.08 NaN
Jan 2013 526.8972552793543 0.14 -1.92
Feb 2013 532.9924412850754 1.16 -0.63
Mar 2013 535.8004136601293 0.53 -0.72
Apr 2013 532.8230060820332 -0.56 -1.02
May 2013 538.1190156107666 0.99 0.77
Jun 2013 561.446501532375 4.34 5.95
Jul 2013 575.9501431133349 2.58 9.33
Aug 2013 581.153453253347 0.90 9.46
Sep 2013 583.5534992225732 0.41 10.46
Oct 2013 570.8403725811856 -2.18 8.55
Nov 2013 571.5379541377469 0.12 8.71
Dec 2013 578.6242827052571 1.24 9.97
Jan 2014 580.4294966659099 0.31 10.16
Feb 2014 574.9453060863192 -0.94 7.87
Mar 2014 575.7133014779362 0.13 7.45
Apr 2014 575.786024408244 0.01 8.06
May 2014 571.4975545062443 -0.74 6.20
Jun 2014 573.5158119184623 0.35 2.15
Jul 2014 575.922908245529 0.42 0.00
Aug 2014 578.5631913867338 0.46 -0.45
Sep 2014 581.2875145660273 0.47 -0.39
Oct 2014 574.4623310238915 -1.17 0.63
Nov 2014 571.0375411542241 -0.60 -0.09
Dec 2014 565.3754075163589 -0.99 -2.29
Jan 2015 558.0374141513793 -1.30 -3.86
Feb 2015 559.6474366214024 0.29 -2.66
Mar 2015 561.7145884941624 0.37 -2.43
Apr 2015 558.4401016484732 -0.58 -3.01
May 2015 567.2642971785965 1.58 -0.74
Jun 2015 575.7177702074921 1.49 0.38
Jul 2015 580.5525980536627 0.84 0.80
Aug 2015 576.9936618335378 -0.61 -0.27
Sep 2015 577.1187215459369 0.02 -0.72
Oct 2015 573.3759980138818 -0.65 -0.19
Nov 2015 578.2525573034638 0.85 1.26
Dec 2015 580.0963790018001 0.32 2.60
Jan 2016 571.4241388244676 -1.49 2.40
Feb 2016 566.4711150534258 -0.87 1.22
Mar 2016 570.0250664614132 0.63 1.48
Apr 2016 567.9347484041617 -0.37 1.70
May 2016 569.5105915496405 0.28 0.40
Jun 2016 571.6387085676442 0.37 -0.71
Jul 2016 569.3244050024402 -0.40 -1.93
Aug 2016 572.7090544799851 0.60 -0.74
Sep 2016 577.3219980575425 0.81 0.04
Oct 2016 581.9598161393419 0.80 1.50
Nov 2016 598.5688979403153 2.85 3.51
Dec 2016 621.6814581131218 3.86 7.17
Jan 2017 628.1904901892553 1.05 9.93
Feb 2017 630.3603082874229 0.35 11.28
Mar 2017 631.538841333989 0.19 10.79
Apr 2017 625.3059898501743 -0.99 10.10
May 2017 625.7867190339217 0.08 9.88
Jun 2017 623.3565653385623 -0.39 9.05
Jul 2017 628.9179676575163 0.89 10.47
Aug 2017 627.000280544171 -0.30 9.48
Sep 2017 625.4618141212562 -0.24 8.34
Oct 2017 631.201240559541 0.92 8.46
Nov 2017 635.7473770921991 0.72 6.21
Dec 2017 641.0613846971137 0.84 3.12
Jan 2018 644.2480991661978 0.50 2.56
Feb 2018 662.1893587806126 2.79 5.05
Mar 2018 672.4683111921664 1.55 6.48
Apr 2018 677.4063954242276 0.73 8.33
May 2018 686.2266554764526 1.30 9.66
Jun 2018 687.29454055056 0.16 10.26
Jul 2018 688.8967305418357 0.23 9.54
Aug 2018 694.5977675416107 0.83 10.78
Sep 2018 703.171407479396 1.23 12.42
Oct 2018 716.7909239002088 1.94 13.56
Nov 2018 723.1011968667437 0.88 13.74
Dec 2018 714.5886450670639 -1.18 11.47
Jan 2019 703.3848164480222 -1.57 9.18
Feb 2019 699.0434922910068 -0.62 5.57
Mar 2019 695.378160108418 -0.52 3.41
Apr 2019 691.8175368216432 -0.51 2.13
May 2019 690.3300245791011 -0.21 0.60
Jun 2019 679.276409463537 -1.60 -1.17
Jul 2019 679.4154347985032 0.02 -1.38
Aug 2019 672.5439416913603 -1.01 -3.17
Sep 2019 672.0749957450917 -0.07 -4.42
Oct 2019 676.315421602705 0.63 -5.65
Nov 2019 677.7148619429322 0.21 -6.28
Dec 2019 680.3227722423535 0.39 -4.79
Jan 2020 672.585389411679 -1.14 -4.38
Feb 2020 667.0794548948096 -0.82 -4.57
Mar 2020 669.8431735442184 0.41 -3.67
Apr 2020 667.158887835081 -0.40 -3.56
May 2020 666.9512204172353 -0.03 -3.39
Jun 2020 665.8107607819986 -0.17 -1.98
Jul 2020 661.5993789618512 -0.63 -2.62
Aug 2020 663.8004728980764 0.33 -1.30
Sep 2020 669.8853548156792 0.92 -0.33
Oct 2020 677.1458122625083 1.08 0.12
Nov 2020 685.2129212321377 1.19 1.11
Dec 2020 692.1011512548382 1.00 1.73
Jan 2021 696.8376146262145 0.68 3.61
Feb 2021 709.2317923460204 1.78 6.32
Mar 2021 734.0264447285974 3.50 9.58
Apr 2021 742.8184570130584 1.20 11.34
May 2021 748.2972353810322 0.74 12.20
Jun 2021 760.8134560575029 1.67 14.27
Jul 2021 765.5099253607816 0.62 15.71
Aug 2021 773.1071037884135 0.99 16.47
Sep 2021 781.3676519368515 1.07 16.64
Oct 2021 795.6262028950885 1.83 17.50
Nov 2021 800.1652949768501 0.57 16.78
Dec 2021 808.6190038126892 1.06 16.84
Jan 2022 839.4931779801977 3.82 20.47
Feb 2022 875.1348435960238 4.25 23.39
Mar 2022 919.0211903829647 5.01 25.20
Apr 2022 991.4055109535261 7.88 33.47
May 2022 1020.4640358644003 2.93 36.37
Jun 2022 1054.553947759575 3.34 38.61
Jul 2022 1054.8225974857282 0.03 37.79
Aug 2022 1043.9713716734543 -1.03 35.04
Sep 2022 1116.6395748303078 6.96 42.91
Oct 2022 1183.6216963734469 6.00 48.77
Nov 2022 1179.9613545457835 -0.31 47.47
Dec 2022 1146.8201866503073 -2.81 41.83
Jan 2023 1146.261697404958 -0.05 36.54
Feb 2023 1149.1054268380597 0.25 31.31
Mar 2023 1181.0960323678878 2.78 28.52
Apr 2023 1176.6691624636346 -0.37 18.69
May 2023 1196.923025657909 1.72 17.29
Jun 2023 1235.3418279621321 3.21 17.14
Jul 2023 1255.7301396711032 1.65 19.05
Aug 2023 1283.1363734311503 2.18 22.91
Sep 2023 1297.2821790246537 1.10 16.18
Oct 2023 1334.9469576319523 2.90 12.79
Nov 2023 1316.9519731581704 -1.35 11.61
Dec 2023 1259.1623156983485 -4.39 9.80
Jan 2024 1245.7148430034829 -1.07 8.68
Feb 2024 1269.0444625527878 1.87 10.44
Mar 2024 1289.6177697870871 1.62 9.19
Apr 2024 1323.4880191099364 2.63 12.48
May 2024 1341.8823583106803 1.39 12.11
Jun 2024 1334.5541034670573 -0.55 8.03
Jul 2024 1331.6449804804731 -0.22 6.05
Aug 2024 1302.1603758780345 -2.21 1.48
Sep 2024 1281.4188865915914 -1.59 -1.22
Oct 2024 1310.1620978768344 2.24 -1.86
Nov 2024 1353.4064331060758 3.30 2.77
Dec 2024 1355.6734848070444 0.17 7.67
Jan 2025 1391.500715604866 2.64 11.70
Feb 2025 1394.1513625489551 0.19 9.86
Mar 2025 1385.3684130530485 -0.63 7.43
Apr 2025 1398.2890187466217 0.93 5.65
May 2025 1407.6804533096395 0.67 4.90
Jun 2025 1407.0154863394964 -0.05 5.43
Jul 2025 1399.7327182938786 -0.52 5.11
Aug 2025 1388.0418493385105 -0.83 6.60
Sep 2025 1371.8452236236171 -1.17 7.06
Oct 2025 1360.7894743030333 -0.81 3.86
Nov 2025 1358.8445455674337 -0.14 0.40
Dec 2025 1358.4526557986378 -0.03 0.21
Jan 2026 1357.1497224109187 -0.10 -2.47
Feb 2026 1362.1344127123093 0.37 -2.30