Muncie, IN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Muncie, IN Metro in February 2026 was $1,362.134. The month over month percentage change (MoM) was 0.37%, and the year over year percentage change (YoY) was -2.30%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Muncie, IN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 537.2412746398363 | NaN | NaN |
| Feb 2012 | 536.3641832355656 | -0.16 | NaN |
| Mar 2012 | 539.7135350999447 | 0.62 | NaN |
| Apr 2012 | 538.3094056263128 | -0.26 | NaN |
| May 2012 | 533.9922454808521 | -0.80 | NaN |
| Jun 2012 | 529.936985567448 | -0.76 | NaN |
| Jul 2012 | 526.8162453119512 | -0.59 | NaN |
| Aug 2012 | 530.9174182423337 | 0.78 | NaN |
| Sep 2012 | 528.3146823954635 | -0.49 | NaN |
| Oct 2012 | 525.8678117849232 | -0.46 | NaN |
| Nov 2012 | 525.735196657823 | -0.02 | NaN |
| Dec 2012 | 526.1593432034662 | 0.08 | NaN |
| Jan 2013 | 526.8972552793543 | 0.14 | -1.92 |
| Feb 2013 | 532.9924412850754 | 1.16 | -0.63 |
| Mar 2013 | 535.8004136601293 | 0.53 | -0.72 |
| Apr 2013 | 532.8230060820332 | -0.56 | -1.02 |
| May 2013 | 538.1190156107666 | 0.99 | 0.77 |
| Jun 2013 | 561.446501532375 | 4.34 | 5.95 |
| Jul 2013 | 575.9501431133349 | 2.58 | 9.33 |
| Aug 2013 | 581.153453253347 | 0.90 | 9.46 |
| Sep 2013 | 583.5534992225732 | 0.41 | 10.46 |
| Oct 2013 | 570.8403725811856 | -2.18 | 8.55 |
| Nov 2013 | 571.5379541377469 | 0.12 | 8.71 |
| Dec 2013 | 578.6242827052571 | 1.24 | 9.97 |
| Jan 2014 | 580.4294966659099 | 0.31 | 10.16 |
| Feb 2014 | 574.9453060863192 | -0.94 | 7.87 |
| Mar 2014 | 575.7133014779362 | 0.13 | 7.45 |
| Apr 2014 | 575.786024408244 | 0.01 | 8.06 |
| May 2014 | 571.4975545062443 | -0.74 | 6.20 |
| Jun 2014 | 573.5158119184623 | 0.35 | 2.15 |
| Jul 2014 | 575.922908245529 | 0.42 | 0.00 |
| Aug 2014 | 578.5631913867338 | 0.46 | -0.45 |
| Sep 2014 | 581.2875145660273 | 0.47 | -0.39 |
| Oct 2014 | 574.4623310238915 | -1.17 | 0.63 |
| Nov 2014 | 571.0375411542241 | -0.60 | -0.09 |
| Dec 2014 | 565.3754075163589 | -0.99 | -2.29 |
| Jan 2015 | 558.0374141513793 | -1.30 | -3.86 |
| Feb 2015 | 559.6474366214024 | 0.29 | -2.66 |
| Mar 2015 | 561.7145884941624 | 0.37 | -2.43 |
| Apr 2015 | 558.4401016484732 | -0.58 | -3.01 |
| May 2015 | 567.2642971785965 | 1.58 | -0.74 |
| Jun 2015 | 575.7177702074921 | 1.49 | 0.38 |
| Jul 2015 | 580.5525980536627 | 0.84 | 0.80 |
| Aug 2015 | 576.9936618335378 | -0.61 | -0.27 |
| Sep 2015 | 577.1187215459369 | 0.02 | -0.72 |
| Oct 2015 | 573.3759980138818 | -0.65 | -0.19 |
| Nov 2015 | 578.2525573034638 | 0.85 | 1.26 |
| Dec 2015 | 580.0963790018001 | 0.32 | 2.60 |
| Jan 2016 | 571.4241388244676 | -1.49 | 2.40 |
| Feb 2016 | 566.4711150534258 | -0.87 | 1.22 |
| Mar 2016 | 570.0250664614132 | 0.63 | 1.48 |
| Apr 2016 | 567.9347484041617 | -0.37 | 1.70 |
| May 2016 | 569.5105915496405 | 0.28 | 0.40 |
| Jun 2016 | 571.6387085676442 | 0.37 | -0.71 |
| Jul 2016 | 569.3244050024402 | -0.40 | -1.93 |
| Aug 2016 | 572.7090544799851 | 0.60 | -0.74 |
| Sep 2016 | 577.3219980575425 | 0.81 | 0.04 |
| Oct 2016 | 581.9598161393419 | 0.80 | 1.50 |
| Nov 2016 | 598.5688979403153 | 2.85 | 3.51 |
| Dec 2016 | 621.6814581131218 | 3.86 | 7.17 |
| Jan 2017 | 628.1904901892553 | 1.05 | 9.93 |
| Feb 2017 | 630.3603082874229 | 0.35 | 11.28 |
| Mar 2017 | 631.538841333989 | 0.19 | 10.79 |
| Apr 2017 | 625.3059898501743 | -0.99 | 10.10 |
| May 2017 | 625.7867190339217 | 0.08 | 9.88 |
| Jun 2017 | 623.3565653385623 | -0.39 | 9.05 |
| Jul 2017 | 628.9179676575163 | 0.89 | 10.47 |
| Aug 2017 | 627.000280544171 | -0.30 | 9.48 |
| Sep 2017 | 625.4618141212562 | -0.24 | 8.34 |
| Oct 2017 | 631.201240559541 | 0.92 | 8.46 |
| Nov 2017 | 635.7473770921991 | 0.72 | 6.21 |
| Dec 2017 | 641.0613846971137 | 0.84 | 3.12 |
| Jan 2018 | 644.2480991661978 | 0.50 | 2.56 |
| Feb 2018 | 662.1893587806126 | 2.79 | 5.05 |
| Mar 2018 | 672.4683111921664 | 1.55 | 6.48 |
| Apr 2018 | 677.4063954242276 | 0.73 | 8.33 |
| May 2018 | 686.2266554764526 | 1.30 | 9.66 |
| Jun 2018 | 687.29454055056 | 0.16 | 10.26 |
| Jul 2018 | 688.8967305418357 | 0.23 | 9.54 |
| Aug 2018 | 694.5977675416107 | 0.83 | 10.78 |
| Sep 2018 | 703.171407479396 | 1.23 | 12.42 |
| Oct 2018 | 716.7909239002088 | 1.94 | 13.56 |
| Nov 2018 | 723.1011968667437 | 0.88 | 13.74 |
| Dec 2018 | 714.5886450670639 | -1.18 | 11.47 |
| Jan 2019 | 703.3848164480222 | -1.57 | 9.18 |
| Feb 2019 | 699.0434922910068 | -0.62 | 5.57 |
| Mar 2019 | 695.378160108418 | -0.52 | 3.41 |
| Apr 2019 | 691.8175368216432 | -0.51 | 2.13 |
| May 2019 | 690.3300245791011 | -0.21 | 0.60 |
| Jun 2019 | 679.276409463537 | -1.60 | -1.17 |
| Jul 2019 | 679.4154347985032 | 0.02 | -1.38 |
| Aug 2019 | 672.5439416913603 | -1.01 | -3.17 |
| Sep 2019 | 672.0749957450917 | -0.07 | -4.42 |
| Oct 2019 | 676.315421602705 | 0.63 | -5.65 |
| Nov 2019 | 677.7148619429322 | 0.21 | -6.28 |
| Dec 2019 | 680.3227722423535 | 0.39 | -4.79 |
| Jan 2020 | 672.585389411679 | -1.14 | -4.38 |
| Feb 2020 | 667.0794548948096 | -0.82 | -4.57 |
| Mar 2020 | 669.8431735442184 | 0.41 | -3.67 |
| Apr 2020 | 667.158887835081 | -0.40 | -3.56 |
| May 2020 | 666.9512204172353 | -0.03 | -3.39 |
| Jun 2020 | 665.8107607819986 | -0.17 | -1.98 |
| Jul 2020 | 661.5993789618512 | -0.63 | -2.62 |
| Aug 2020 | 663.8004728980764 | 0.33 | -1.30 |
| Sep 2020 | 669.8853548156792 | 0.92 | -0.33 |
| Oct 2020 | 677.1458122625083 | 1.08 | 0.12 |
| Nov 2020 | 685.2129212321377 | 1.19 | 1.11 |
| Dec 2020 | 692.1011512548382 | 1.00 | 1.73 |
| Jan 2021 | 696.8376146262145 | 0.68 | 3.61 |
| Feb 2021 | 709.2317923460204 | 1.78 | 6.32 |
| Mar 2021 | 734.0264447285974 | 3.50 | 9.58 |
| Apr 2021 | 742.8184570130584 | 1.20 | 11.34 |
| May 2021 | 748.2972353810322 | 0.74 | 12.20 |
| Jun 2021 | 760.8134560575029 | 1.67 | 14.27 |
| Jul 2021 | 765.5099253607816 | 0.62 | 15.71 |
| Aug 2021 | 773.1071037884135 | 0.99 | 16.47 |
| Sep 2021 | 781.3676519368515 | 1.07 | 16.64 |
| Oct 2021 | 795.6262028950885 | 1.83 | 17.50 |
| Nov 2021 | 800.1652949768501 | 0.57 | 16.78 |
| Dec 2021 | 808.6190038126892 | 1.06 | 16.84 |
| Jan 2022 | 839.4931779801977 | 3.82 | 20.47 |
| Feb 2022 | 875.1348435960238 | 4.25 | 23.39 |
| Mar 2022 | 919.0211903829647 | 5.01 | 25.20 |
| Apr 2022 | 991.4055109535261 | 7.88 | 33.47 |
| May 2022 | 1020.4640358644003 | 2.93 | 36.37 |
| Jun 2022 | 1054.553947759575 | 3.34 | 38.61 |
| Jul 2022 | 1054.8225974857282 | 0.03 | 37.79 |
| Aug 2022 | 1043.9713716734543 | -1.03 | 35.04 |
| Sep 2022 | 1116.6395748303078 | 6.96 | 42.91 |
| Oct 2022 | 1183.6216963734469 | 6.00 | 48.77 |
| Nov 2022 | 1179.9613545457835 | -0.31 | 47.47 |
| Dec 2022 | 1146.8201866503073 | -2.81 | 41.83 |
| Jan 2023 | 1146.261697404958 | -0.05 | 36.54 |
| Feb 2023 | 1149.1054268380597 | 0.25 | 31.31 |
| Mar 2023 | 1181.0960323678878 | 2.78 | 28.52 |
| Apr 2023 | 1176.6691624636346 | -0.37 | 18.69 |
| May 2023 | 1196.923025657909 | 1.72 | 17.29 |
| Jun 2023 | 1235.3418279621321 | 3.21 | 17.14 |
| Jul 2023 | 1255.7301396711032 | 1.65 | 19.05 |
| Aug 2023 | 1283.1363734311503 | 2.18 | 22.91 |
| Sep 2023 | 1297.2821790246537 | 1.10 | 16.18 |
| Oct 2023 | 1334.9469576319523 | 2.90 | 12.79 |
| Nov 2023 | 1316.9519731581704 | -1.35 | 11.61 |
| Dec 2023 | 1259.1623156983485 | -4.39 | 9.80 |
| Jan 2024 | 1245.7148430034829 | -1.07 | 8.68 |
| Feb 2024 | 1269.0444625527878 | 1.87 | 10.44 |
| Mar 2024 | 1289.6177697870871 | 1.62 | 9.19 |
| Apr 2024 | 1323.4880191099364 | 2.63 | 12.48 |
| May 2024 | 1341.8823583106803 | 1.39 | 12.11 |
| Jun 2024 | 1334.5541034670573 | -0.55 | 8.03 |
| Jul 2024 | 1331.6449804804731 | -0.22 | 6.05 |
| Aug 2024 | 1302.1603758780345 | -2.21 | 1.48 |
| Sep 2024 | 1281.4188865915914 | -1.59 | -1.22 |
| Oct 2024 | 1310.1620978768344 | 2.24 | -1.86 |
| Nov 2024 | 1353.4064331060758 | 3.30 | 2.77 |
| Dec 2024 | 1355.6734848070444 | 0.17 | 7.67 |
| Jan 2025 | 1391.500715604866 | 2.64 | 11.70 |
| Feb 2025 | 1394.1513625489551 | 0.19 | 9.86 |
| Mar 2025 | 1385.3684130530485 | -0.63 | 7.43 |
| Apr 2025 | 1398.2890187466217 | 0.93 | 5.65 |
| May 2025 | 1407.6804533096395 | 0.67 | 4.90 |
| Jun 2025 | 1407.0154863394964 | -0.05 | 5.43 |
| Jul 2025 | 1399.7327182938786 | -0.52 | 5.11 |
| Aug 2025 | 1388.0418493385105 | -0.83 | 6.60 |
| Sep 2025 | 1371.8452236236171 | -1.17 | 7.06 |
| Oct 2025 | 1360.7894743030333 | -0.81 | 3.86 |
| Nov 2025 | 1358.8445455674337 | -0.14 | 0.40 |
| Dec 2025 | 1358.4526557986378 | -0.03 | 0.21 |
| Jan 2026 | 1357.1497224109187 | -0.10 | -2.47 |
| Feb 2026 | 1362.1344127123093 | 0.37 | -2.30 |