Napa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Napa, CA Metro in February 2026 was $7,395.996. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -8.81%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Napa, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Napa, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Napa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 2477.443870337185 | NaN | NaN |
| Feb 2012 | 2475.6313982169386 | -0.07 | NaN |
| Mar 2012 | 2494.3022364419426 | 0.75 | NaN |
| Apr 2012 | 2509.1153228610046 | 0.59 | NaN |
| May 2012 | 2516.0451960917762 | 0.28 | NaN |
| Jun 2012 | 2513.496340655656 | -0.10 | NaN |
| Jul 2012 | 2498.1259237305962 | -0.61 | NaN |
| Aug 2012 | 2523.6301491279874 | 1.02 | NaN |
| Sep 2012 | 2521.7516574176066 | -0.07 | NaN |
| Oct 2012 | 2531.755871518407 | 0.40 | NaN |
| Nov 2012 | 2562.1019629438797 | 1.20 | NaN |
| Dec 2012 | 2604.1440877413447 | 1.64 | NaN |
| Jan 2013 | 2609.729887691755 | 0.21 | 5.34 |
| Feb 2013 | 2665.7788808978003 | 2.15 | 7.68 |
| Mar 2013 | 2708.6448511354074 | 1.61 | 8.59 |
| Apr 2013 | 2734.433765341841 | 0.95 | 8.98 |
| May 2013 | 2822.320745016955 | 3.21 | 12.17 |
| Jun 2013 | 3016.687033048476 | 6.89 | 20.02 |
| Jul 2013 | 3144.172726394006 | 4.23 | 25.86 |
| Aug 2013 | 3215.0992121557415 | 2.26 | 27.40 |
| Sep 2013 | 3269.162761686758 | 1.68 | 29.64 |
| Oct 2013 | 3238.991615305406 | -0.92 | 27.94 |
| Nov 2013 | 3295.548447950415 | 1.75 | 28.63 |
| Dec 2013 | 3384.54168077199 | 2.70 | 29.97 |
| Jan 2014 | 3376.185724723068 | -0.25 | 29.37 |
| Feb 2014 | 3363.2565317377425 | -0.38 | 26.16 |
| Mar 2014 | 3402.169311975258 | 1.16 | 25.60 |
| Apr 2014 | 3434.0031277311105 | 0.94 | 25.58 |
| May 2014 | 3430.308761348984 | -0.11 | 21.54 |
| Jun 2014 | 3447.226341431585 | 0.49 | 14.27 |
| Jul 2014 | 3448.2663545621294 | 0.03 | 9.67 |
| Aug 2014 | 3455.8778378098596 | 0.22 | 7.49 |
| Sep 2014 | 3489.0450521863913 | 0.96 | 6.73 |
| Oct 2014 | 3485.7220011688205 | -0.09 | 7.62 |
| Nov 2014 | 3506.611456330451 | 0.60 | 6.40 |
| Dec 2014 | 3502.2739998243233 | -0.12 | 3.48 |
| Jan 2015 | 3455.9385570034924 | -1.32 | 2.36 |
| Feb 2015 | 3492.194780238618 | 1.05 | 3.83 |
| Mar 2015 | 3538.3802250058143 | 1.32 | 4.00 |
| Apr 2015 | 3540.6629050957094 | 0.07 | 3.11 |
| May 2015 | 3625.8369284525056 | 2.41 | 5.70 |
| Jun 2015 | 3689.1618381674716 | 1.75 | 7.02 |
| Jul 2015 | 3715.390464645133 | 0.71 | 7.75 |
| Aug 2015 | 3684.8122946268923 | -0.82 | 6.62 |
| Sep 2015 | 3708.8914112482157 | 0.65 | 6.30 |
| Oct 2015 | 3725.5753372931626 | 0.45 | 6.88 |
| Nov 2015 | 3814.8111922631056 | 2.40 | 8.79 |
| Dec 2015 | 3868.80125375274 | 1.42 | 10.47 |
| Jan 2016 | 3881.710854448187 | 0.33 | 12.32 |
| Feb 2016 | 3852.9330816665233 | -0.74 | 10.33 |
| Mar 2016 | 3891.0957601835926 | 0.99 | 9.97 |
| Apr 2016 | 3881.2449318778627 | -0.25 | 9.62 |
| May 2016 | 3898.5405324848934 | 0.45 | 7.52 |
| Jun 2016 | 3900.3770231576946 | 0.05 | 5.73 |
| Jul 2016 | 3863.316762739699 | -0.95 | 3.98 |
| Aug 2016 | 3864.853388472964 | 0.04 | 4.89 |
| Sep 2016 | 3879.94209423189 | 0.39 | 4.61 |
| Oct 2016 | 3902.2446496923776 | 0.57 | 4.74 |
| Nov 2016 | 4034.7664477071057 | 3.40 | 5.77 |
| Dec 2016 | 4223.235040304497 | 4.67 | 9.16 |
| Jan 2017 | 4242.639090470224 | 0.46 | 9.30 |
| Feb 2017 | 4274.518220987936 | 0.75 | 10.94 |
| Mar 2017 | 4309.297470705977 | 0.81 | 10.75 |
| Apr 2017 | 4276.994100966524 | -0.75 | 10.20 |
| May 2017 | 4290.875258338279 | 0.33 | 10.06 |
| Jun 2017 | 4275.662755065896 | -0.35 | 9.62 |
| Jul 2017 | 4310.4324058440725 | 0.81 | 11.57 |
| Aug 2017 | 4285.440705127326 | -0.58 | 10.88 |
| Sep 2017 | 4262.3545063058555 | -0.54 | 9.86 |
| Oct 2017 | 4310.5420368402965 | 1.13 | 10.46 |
| Nov 2017 | 4342.716376476183 | 0.75 | 7.63 |
| Dec 2017 | 4389.597857748237 | 1.08 | 3.94 |
| Jan 2018 | 4453.079319827526 | 1.45 | 4.96 |
| Feb 2018 | 4594.526742743623 | 3.18 | 7.49 |
| Mar 2018 | 4652.963491040993 | 1.27 | 7.98 |
| Apr 2018 | 4674.7550718984785 | 0.47 | 9.30 |
| May 2018 | 4745.882887107163 | 1.52 | 10.60 |
| Jun 2018 | 4761.98385616428 | 0.34 | 11.37 |
| Jul 2018 | 4756.48443170001 | -0.11 | 10.35 |
| Aug 2018 | 4763.6294298784005 | 0.15 | 11.16 |
| Sep 2018 | 4796.709190810151 | 0.69 | 12.54 |
| Oct 2018 | 4895.916348063588 | 2.07 | 13.58 |
| Nov 2018 | 4930.251331743413 | 0.70 | 13.53 |
| Dec 2018 | 4850.213182761246 | -1.62 | 10.49 |
| Jan 2019 | 4803.518171612802 | -0.96 | 7.87 |
| Feb 2019 | 4774.262300794196 | -0.61 | 3.91 |
| Mar 2019 | 4746.049040114616 | -0.59 | 2.00 |
| Apr 2019 | 4706.653053449744 | -0.83 | 0.68 |
| May 2019 | 4689.63276324445 | -0.36 | -1.18 |
| Jun 2019 | 4593.368723887089 | -2.05 | -3.54 |
| Jul 2019 | 4585.617519645904 | -0.17 | -3.59 |
| Aug 2019 | 4538.714472719602 | -1.02 | -4.72 |
| Sep 2019 | 4546.218946652373 | 0.17 | -5.22 |
| Oct 2019 | 4592.827007200667 | 1.02 | -6.19 |
| Nov 2019 | 4608.430606481595 | 0.34 | -6.53 |
| Dec 2019 | 4623.492414255024 | 0.33 | -4.67 |
| Jan 2020 | 4588.7580794282585 | -0.75 | -4.47 |
| Feb 2020 | 4541.760590726768 | -1.02 | -4.87 |
| Mar 2020 | 4560.283904002312 | 0.41 | -3.91 |
| Apr 2020 | 4530.584408427638 | -0.65 | -3.74 |
| May 2020 | 4503.535877488673 | -0.60 | -3.97 |
| Jun 2020 | 4468.401169162882 | -0.78 | -2.72 |
| Jul 2020 | 4401.864958634739 | -1.49 | -4.01 |
| Aug 2020 | 4383.341312118282 | -0.42 | -3.42 |
| Sep 2020 | 4403.95883679873 | 0.47 | -3.13 |
| Oct 2020 | 4445.151625207741 | 0.94 | -3.21 |
| Nov 2020 | 4494.175172476193 | 1.10 | -2.48 |
| Dec 2020 | 4535.1385823538885 | 0.91 | -1.91 |
| Jan 2021 | 4563.04543002798 | 0.62 | -0.56 |
| Feb 2021 | 4652.567019211344 | 1.96 | 2.44 |
| Mar 2021 | 4830.848192230874 | 3.83 | 5.93 |
| Apr 2021 | 4895.008709956424 | 1.33 | 8.04 |
| May 2021 | 4934.597590558005 | 0.81 | 9.57 |
| Jun 2021 | 5007.071031318822 | 1.47 | 12.06 |
| Jul 2021 | 5016.60569382078 | 0.19 | 13.97 |
| Aug 2021 | 5025.702640191206 | 0.18 | 14.66 |
| Sep 2021 | 5057.573386188151 | 0.63 | 14.84 |
| Oct 2021 | 5133.041645286893 | 1.49 | 15.48 |
| Nov 2021 | 5147.884312939915 | 0.29 | 14.55 |
| Dec 2021 | 5182.617954936616 | 0.68 | 14.28 |
| Jan 2022 | 5388.806153344381 | 3.98 | 18.10 |
| Feb 2022 | 5618.12806109472 | 4.26 | 20.75 |
| Mar 2022 | 5944.621977996494 | 5.81 | 23.06 |
| Apr 2022 | 6476.5741055971375 | 8.95 | 32.31 |
| May 2022 | 6702.008655609231 | 3.48 | 35.82 |
| Jun 2022 | 6894.034493704159 | 2.87 | 37.69 |
| Jul 2022 | 6812.993930510536 | -1.18 | 35.81 |
| Aug 2022 | 6643.2752718355305 | -2.49 | 32.19 |
| Sep 2022 | 7050.763085742101 | 6.13 | 39.41 |
| Oct 2022 | 7445.105199000604 | 5.59 | 45.04 |
| Nov 2022 | 7360.863291822636 | -1.13 | 42.99 |
| Dec 2022 | 7086.496596295992 | -3.73 | 36.74 |
| Jan 2023 | 7031.372388360793 | -0.78 | 30.48 |
| Feb 2023 | 6996.183783866272 | -0.50 | 24.53 |
| Mar 2023 | 7156.38921228489 | 2.29 | 20.38 |
| Apr 2023 | 7077.424217892051 | -1.10 | 9.28 |
| May 2023 | 7163.297318157132 | 1.21 | 6.88 |
| Jun 2023 | 7376.411749832399 | 2.98 | 7.00 |
| Jul 2023 | 7512.841237967835 | 1.85 | 10.27 |
| Aug 2023 | 7715.071541570616 | 2.69 | 16.13 |
| Sep 2023 | 7841.562982613268 | 1.64 | 11.22 |
| Oct 2023 | 8111.808182892622 | 3.45 | 8.96 |
| Nov 2023 | 7996.688946781982 | -1.42 | 8.64 |
| Dec 2023 | 7602.218394455952 | -4.93 | 7.28 |
| Jan 2024 | 7482.286007854623 | -1.58 | 6.41 |
| Feb 2024 | 7534.314474055136 | 0.70 | 7.69 |
| Mar 2024 | 7577.530432207117 | 0.57 | 5.89 |
| Apr 2024 | 7731.474261161084 | 2.03 | 9.24 |
| May 2024 | 7824.562529521886 | 1.20 | 9.23 |
| Jun 2024 | 7756.495448118743 | -0.87 | 5.15 |
| Jul 2024 | 7715.058418891898 | -0.53 | 2.69 |
| Aug 2024 | 7506.428790640045 | -2.70 | -2.70 |
| Sep 2024 | 7319.444147852274 | -2.49 | -6.66 |
| Oct 2024 | 7434.033842160587 | 1.57 | -8.35 |
| Nov 2024 | 7629.433245376082 | 2.63 | -4.59 |
| Dec 2024 | 7575.716389439251 | -0.70 | -0.35 |
| Jan 2025 | 8179.738853107406 | 7.97 | 9.32 |
| Feb 2025 | 8110.981275555302 | -0.84 | 7.65 |
| Mar 2025 | 7982.868857246379 | -1.58 | 5.35 |
| Apr 2025 | 7992.411430836029 | 0.12 | 3.38 |
| May 2025 | 8003.019194133716 | 0.13 | 2.28 |
| Jun 2025 | 7948.837506825685 | -0.68 | 2.48 |
| Jul 2025 | 7848.285579621092 | -1.26 | 1.73 |
| Aug 2025 | 7721.722237275605 | -1.61 | 2.87 |
| Sep 2025 | 7568.2763263472325 | -1.99 | 3.40 |
| Oct 2025 | 7485.633176254061 | -1.09 | 0.69 |
| Nov 2025 | 7472.3840325280835 | -0.18 | -2.06 |
| Dec 2025 | 7449.894361921639 | -0.30 | -1.66 |
| Jan 2026 | 7411.89126185469 | -0.51 | -9.39 |
| Feb 2026 | 7395.996390711577 | -0.21 | -8.81 |
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