Naples, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Naples, FL Metro in February 2026 was $4,613.517. The month over month percentage change (MoM) was -0.38%, and the year over year percentage change (YoY) was -10.84%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Naples, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Naples, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Naples, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Naples, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1677.2698746378273 NaN NaN
Feb 2012 1670.7275817342195 -0.39 NaN
Mar 2012 1671.665057373204 0.06 NaN
Apr 2012 1658.0961185968458 -0.81 NaN
May 2012 1641.2161660929505 -1.02 NaN
Jun 2012 1629.3288602515725 -0.72 NaN
Jul 2012 1620.324331271046 -0.55 NaN
Aug 2012 1635.0486248793318 0.91 NaN
Sep 2012 1627.4980468048316 -0.46 NaN
Oct 2012 1618.7518017945179 -0.54 NaN
Nov 2012 1622.4925864245006 0.23 NaN
Dec 2012 1637.0727771231911 0.90 NaN
Jan 2013 1648.2849770116318 0.69 -1.73
Feb 2013 1676.6602954567388 1.72 0.36
Mar 2013 1691.305777583803 0.87 1.18
Apr 2013 1687.1259630691006 -0.25 1.75
May 2013 1713.5153762450238 1.56 4.41
Jun 2013 1801.8492200703706 5.16 10.59
Jul 2013 1861.2724856271245 3.30 14.87
Aug 2013 1891.8425536936868 1.64 15.71
Sep 2013 1915.1862149561337 1.23 17.68
Oct 2013 1892.1564469089608 -1.20 16.89
Nov 2013 1919.3126893797726 1.44 18.29
Dec 2013 1970.4188297792184 2.66 20.36
Jan 2014 1999.4308892426607 1.47 21.30
Feb 2014 1997.7596807760592 -0.08 19.15
Mar 2014 2015.4328713142636 0.89 19.16
Apr 2014 2025.756599777091 0.51 20.07
May 2014 2016.6735598181792 -0.45 17.69
Jun 2014 2026.9344056650343 0.51 12.49
Jul 2014 2036.9301057332957 0.49 9.44
Aug 2014 2050.1382192457113 0.65 8.37
Sep 2014 2072.525453245041 1.09 8.22
Oct 2014 2068.5848203540554 -0.19 9.32
Nov 2014 2081.9318836525745 0.65 8.47
Dec 2014 2085.625949977908 0.18 5.85
Jan 2015 2068.6947058718642 -0.81 3.46
Feb 2015 2095.0664224180464 1.27 4.87
Mar 2015 2120.0360573813145 1.19 5.19
Apr 2015 2117.1649287634937 -0.13 4.51
May 2015 2160.361575405917 2.04 7.13
Jun 2015 2202.1219990181125 1.93 8.64
Jul 2015 2235.277756477716 1.51 9.74
Aug 2015 2235.6996279698656 0.02 9.05
Sep 2015 2258.268142543233 1.01 8.96
Oct 2015 2264.592954321245 0.28 9.48
Nov 2015 2312.0212838204907 2.09 11.05
Dec 2015 2335.6364421629855 1.02 11.99
Jan 2016 2335.321205786632 -0.01 12.89
Feb 2016 2311.3835979477935 -1.02 10.33
Mar 2016 2329.031809524911 0.76 9.86
Apr 2016 2321.574858535657 -0.32 9.65
May 2016 2325.5314856078257 0.17 7.65
Jun 2016 2323.584888118295 -0.08 5.52
Jul 2016 2304.318796341943 -0.83 3.09
Aug 2016 2308.487674850766 0.18 3.26
Sep 2016 2318.001876001158 0.41 2.65
Oct 2016 2328.0675623486177 0.43 2.80
Nov 2016 2389.1272659566225 2.62 3.34
Dec 2016 2473.390101854373 3.53 5.90
Jan 2017 2463.2136933079196 -0.41 5.48
Feb 2017 2463.5739913846473 0.02 6.58
Mar 2017 2468.264925607066 0.19 5.98
Apr 2017 2440.5970068947495 -1.12 5.13
May 2017 2429.716789818587 -0.45 4.48
Jun 2017 2404.6439202489187 -1.03 3.49
Jul 2017 2412.290295469055 0.32 4.69
Aug 2017 2399.7111548208272 -0.52 3.95
Sep 2017 2390.240920521788 -0.39 3.12
Oct 2017 2415.5798740091636 1.06 3.76
Nov 2017 2425.0147714652944 0.39 1.50
Dec 2017 2433.4681439855053 0.35 -1.61
Jan 2018 2429.0225987512163 -0.18 -1.39
Feb 2018 2483.7825225376578 2.25 0.82
Mar 2018 2506.995392476715 0.94 1.57
Apr 2018 2516.8801401644923 0.39 3.13
May 2018 2549.018780218259 1.28 4.91
Jun 2018 2552.884803736225 0.15 6.17
Jul 2018 2553.054964825944 0.01 5.84
Aug 2018 2563.5462460474537 0.41 6.83
Sep 2018 2583.4049050149447 0.78 8.08
Oct 2018 2626.932986359055 1.69 8.75
Nov 2018 2640.8010441266024 0.53 8.90
Dec 2018 2604.7892866059 -1.36 7.04
Jan 2019 2581.226681385828 -0.90 6.27
Feb 2019 2564.657147990534 -0.64 3.26
Mar 2019 2541.386324626605 -0.91 1.37
Apr 2019 2513.048851270667 -1.11 -0.15
May 2019 2490.1410536357052 -0.91 -2.31
Jun 2019 2430.210317163872 -2.41 -4.80
Jul 2019 2417.1195089603943 -0.54 -5.32
Aug 2019 2390.292954474758 -1.11 -6.76
Sep 2019 2390.772701328172 0.02 -7.46
Oct 2019 2412.5769982004135 0.91 -8.16
Nov 2019 2423.4728734589626 0.45 -8.23
Dec 2019 2441.675480818404 0.75 -6.26
Jan 2020 2432.3234419171977 -0.38 -5.77
Feb 2020 2411.8916712725195 -0.84 -5.96
Mar 2020 2412.7923170380827 0.04 -5.06
Apr 2020 2385.100833885771 -1.15 -5.09
May 2020 2364.7355428939036 -0.85 -5.04
Jun 2020 2345.008935623857 -0.83 -3.51
Jul 2020 2316.0967328027746 -1.23 -4.18
Aug 2020 2310.0176201635186 -0.26 -3.36
Sep 2020 2321.459183884245 0.50 -2.90
Oct 2020 2336.527356604105 0.65 -3.15
Nov 2020 2354.012735432124 0.75 -2.87
Dec 2020 2369.6025038464877 0.66 -2.95
Jan 2021 2361.99471757681 -0.32 -2.89
Feb 2021 2402.249629651906 1.70 -0.40
Mar 2021 2483.059190123275 3.36 2.91
Apr 2021 2514.372437192012 1.26 5.42
May 2021 2546.731574492995 1.29 7.70
Jun 2021 2620.9741956263983 2.92 11.77
Jul 2021 2677.909565907983 2.17 15.62
Aug 2021 2752.117008350239 2.77 19.14
Sep 2021 2839.4617251589616 3.17 22.31
Oct 2021 2955.4273455020175 4.08 26.49
Nov 2021 3033.1645074180055 2.63 28.85
Dec 2021 3116.544639217709 2.75 31.52
Jan 2022 3250.0329286248984 4.28 37.60
Feb 2022 3435.664161904276 5.71 43.02
Mar 2022 3678.8005004129927 7.08 48.16
Apr 2022 4074.6172822389212 10.76 62.05
May 2022 4296.1597846285 5.44 68.69
Jun 2022 4516.499839508362 5.13 72.32
Jul 2022 4542.215407964584 0.57 69.62
Aug 2022 4495.117091767029 -1.04 63.33
Sep 2022 4808.85075509597 6.98 69.36
Oct 2022 5093.661762972179 5.92 72.35
Nov 2022 5045.8426940101535 -0.94 66.36
Dec 2022 4877.7490937075245 -3.33 56.51
Jan 2023 4859.907496128935 -0.37 49.53
Feb 2023 4851.813132002339 -0.17 41.22
Mar 2023 4959.475409942959 2.22 34.81
Apr 2023 4891.688251818177 -1.37 20.05
May 2023 4936.993678352205 0.93 14.92
Jun 2023 5067.163057511028 2.64 12.19
Jul 2023 5132.231975707893 1.28 12.99
Aug 2023 5240.096256261618 2.10 16.57
Sep 2023 5305.683811665764 1.25 10.33
Oct 2023 5494.197523666599 3.55 7.86
Nov 2023 5442.042891640005 -0.95 7.85
Dec 2023 5210.138048339634 -4.26 6.81
Jan 2024 5198.2140287602515 -0.23 6.96
Feb 2024 5264.819918672334 1.28 8.51
Mar 2024 5294.533022704248 0.56 6.76
Apr 2024 5364.278056847536 1.32 9.66
May 2024 5374.505496201673 0.19 8.86
Jun 2024 5281.4016245812 -1.73 4.23
Jul 2024 5216.700685219695 -1.23 1.65
Aug 2024 5049.050959990072 -3.21 -3.65
Sep 2024 4921.0017699030295 -2.54 -7.25
Oct 2024 4995.664811985649 1.52 -9.07
Nov 2024 5118.340957261546 2.46 -5.95
Dec 2024 5062.271432991929 -1.09 -2.84
Jan 2025 5243.491145883512 3.58 0.87
Feb 2025 5174.317040632397 -1.32 -1.72
Mar 2025 5074.597480741474 -1.93 -4.15
Apr 2025 5068.645544983441 -0.12 -5.51
May 2025 5065.285438144018 -0.07 -5.75
Jun 2025 5024.032799272809 -0.81 -4.87
Jul 2025 4940.68594616785 -1.66 -5.29
Aug 2025 4848.998992937627 -1.86 -3.96
Sep 2025 4749.071458372697 -2.06 -3.49
Oct 2025 4697.454272481357 -1.09 -5.97
Nov 2025 4682.92552163697 -0.31 -8.51
Dec 2025 4662.059257281456 -0.45 -7.91
Jan 2026 4631.212091089769 -0.66 -11.68
Feb 2026 4613.517381581561 -0.38 -10.84