Ocala, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Ocala, FL Metro in February 2026 was $2,164.403. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -8.35%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Ocala, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ocala, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Ocala, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Ocala, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ocala, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 755.5238408065686 | NaN | NaN |
| Feb 2012 | 751.7166586059225 | -0.50 | NaN |
| Mar 2012 | 752.0163187593715 | 0.04 | NaN |
| Apr 2012 | 748.2474556302357 | -0.50 | NaN |
| May 2012 | 742.6366488667876 | -0.75 | NaN |
| Jun 2012 | 737.8030628288666 | -0.65 | NaN |
| Jul 2012 | 733.2004936598348 | -0.62 | NaN |
| Aug 2012 | 737.1001652975359 | 0.53 | NaN |
| Sep 2012 | 733.3554518801482 | -0.51 | NaN |
| Oct 2012 | 729.2302800647846 | -0.56 | NaN |
| Nov 2012 | 730.0694253263885 | 0.12 | NaN |
| Dec 2012 | 732.3509944177937 | 0.31 | NaN |
| Jan 2013 | 730.8301562535122 | -0.21 | -3.27 |
| Feb 2013 | 740.2395199335336 | 1.29 | -1.53 |
| Mar 2013 | 746.308013322853 | 0.82 | -0.76 |
| Apr 2013 | 745.2825802463346 | -0.14 | -0.40 |
| May 2013 | 757.2937972337909 | 1.61 | 1.97 |
| Jun 2013 | 794.369938946415 | 4.90 | 7.67 |
| Jul 2013 | 818.5798453025006 | 3.05 | 11.65 |
| Aug 2013 | 830.6084251226458 | 1.47 | 12.69 |
| Sep 2013 | 838.8280240816066 | 0.99 | 14.38 |
| Oct 2013 | 825.113832293303 | -1.63 | 13.15 |
| Nov 2013 | 831.203162611645 | 0.74 | 13.85 |
| Dec 2013 | 844.892031522302 | 1.65 | 15.37 |
| Jan 2014 | 845.5979996106919 | 0.08 | 15.70 |
| Feb 2014 | 839.8312368950243 | -0.68 | 13.45 |
| Mar 2014 | 845.3606886846829 | 0.66 | 13.27 |
| Apr 2014 | 849.2701269827921 | 0.46 | 13.95 |
| May 2014 | 846.597404599567 | -0.31 | 11.79 |
| Jun 2014 | 851.1343483581932 | 0.54 | 7.15 |
| Jul 2014 | 855.3648039590378 | 0.50 | 4.49 |
| Aug 2014 | 859.7398186694086 | 0.51 | 3.51 |
| Sep 2014 | 868.7264880917334 | 1.05 | 3.56 |
| Oct 2014 | 864.430411917374 | -0.49 | 4.76 |
| Nov 2014 | 866.27976322174 | 0.21 | 4.22 |
| Dec 2014 | 860.8915351380723 | -0.62 | 1.89 |
| Jan 2015 | 846.6023265668398 | -1.66 | 0.12 |
| Feb 2015 | 849.2376720721649 | 0.31 | 1.12 |
| Mar 2015 | 853.799954283247 | 0.54 | 1.00 |
| Apr 2015 | 850.4232304128002 | -0.39 | 0.14 |
| May 2015 | 867.9589722532892 | 2.06 | 2.52 |
| Jun 2015 | 885.3340396526473 | 2.00 | 4.02 |
| Jul 2015 | 899.3990560799632 | 1.59 | 5.15 |
| Aug 2015 | 898.2886331410114 | -0.12 | 4.48 |
| Sep 2015 | 904.736426256244 | 0.72 | 4.14 |
| Oct 2015 | 904.9673534549742 | 0.03 | 4.69 |
| Nov 2015 | 922.7998795959354 | 1.97 | 6.52 |
| Dec 2015 | 932.2348951159347 | 1.02 | 8.29 |
| Jan 2016 | 925.3554293018256 | -0.74 | 9.30 |
| Feb 2016 | 915.9260098173138 | -1.02 | 7.85 |
| Mar 2016 | 921.8130504612936 | 0.64 | 7.97 |
| Apr 2016 | 918.8018908895817 | -0.33 | 8.04 |
| May 2016 | 922.9685981579605 | 0.45 | 6.34 |
| Jun 2016 | 926.0663129130875 | 0.34 | 4.60 |
| Jul 2016 | 921.8597400631963 | -0.45 | 2.50 |
| Aug 2016 | 927.0490117742993 | 0.56 | 3.20 |
| Sep 2016 | 935.2090314325012 | 0.88 | 3.37 |
| Oct 2016 | 943.8320931974026 | 0.92 | 4.30 |
| Nov 2016 | 973.0626298654898 | 3.10 | 5.45 |
| Dec 2016 | 1012.7396424509914 | 4.08 | 8.64 |
| Jan 2017 | 1013.268227721506 | 0.05 | 9.50 |
| Feb 2017 | 1019.9325720213261 | 0.66 | 11.36 |
| Mar 2017 | 1027.074354186073 | 0.70 | 11.42 |
| Apr 2017 | 1021.2439537538246 | -0.57 | 11.15 |
| May 2017 | 1024.590752678615 | 0.33 | 11.01 |
| Jun 2017 | 1022.7299623103067 | -0.18 | 10.44 |
| Jul 2017 | 1034.950217653137 | 1.20 | 12.27 |
| Aug 2017 | 1036.2977546853276 | 0.13 | 11.79 |
| Sep 2017 | 1040.1361974186293 | 0.37 | 11.22 |
| Oct 2017 | 1056.7424842986904 | 1.60 | 11.96 |
| Nov 2017 | 1069.5993226253067 | 1.22 | 9.92 |
| Dec 2017 | 1081.8311194708492 | 1.14 | 6.82 |
| Jan 2018 | 1103.4681375183038 | 2.00 | 8.90 |
| Feb 2018 | 1139.0034243466826 | 3.22 | 11.67 |
| Mar 2018 | 1159.0613698795817 | 1.76 | 12.85 |
| Apr 2018 | 1168.2743577235779 | 0.80 | 14.40 |
| May 2018 | 1184.3001968892713 | 1.37 | 15.59 |
| Jun 2018 | 1187.36757313497 | 0.26 | 16.10 |
| Jul 2018 | 1190.131525792466 | 0.23 | 14.99 |
| Aug 2018 | 1198.3091790487283 | 0.69 | 15.63 |
| Sep 2018 | 1211.862497065109 | 1.13 | 16.51 |
| Oct 2018 | 1235.6934245575767 | 1.97 | 16.93 |
| Nov 2018 | 1243.8611578953535 | 0.66 | 16.29 |
| Dec 2018 | 1228.3274857124923 | -1.25 | 13.54 |
| Jan 2019 | 1214.0895694235192 | -1.16 | 10.03 |
| Feb 2019 | 1213.9742720527934 | -0.01 | 6.58 |
| Mar 2019 | 1211.83835905522 | -0.18 | 4.55 |
| Apr 2019 | 1205.065803709532 | -0.56 | 3.15 |
| May 2019 | 1200.776759132797 | -0.36 | 1.39 |
| Jun 2019 | 1177.8373922748049 | -1.91 | -0.80 |
| Jul 2019 | 1177.2799533484458 | -0.05 | -1.08 |
| Aug 2019 | 1168.5661855831468 | -0.74 | -2.48 |
| Sep 2019 | 1172.8104947525526 | 0.36 | -3.22 |
| Oct 2019 | 1185.9859120518142 | 1.12 | -4.02 |
| Nov 2019 | 1192.8639011249602 | 0.58 | -4.10 |
| Dec 2019 | 1202.046343989691 | 0.77 | -2.14 |
| Jan 2020 | 1196.67127819275 | -0.45 | -1.43 |
| Feb 2020 | 1188.6612988096742 | -0.67 | -2.08 |
| Mar 2020 | 1192.1070357745616 | 0.29 | -1.63 |
| Apr 2020 | 1181.2058484259062 | -0.91 | -1.98 |
| May 2020 | 1175.2607113793397 | -0.50 | -2.12 |
| Jun 2020 | 1171.0222866815566 | -0.36 | -0.58 |
| Jul 2020 | 1163.3148771427213 | -0.66 | -1.19 |
| Aug 2020 | 1166.4522910508463 | 0.27 | -0.18 |
| Sep 2020 | 1176.4552203636197 | 0.86 | 0.31 |
| Oct 2020 | 1187.4190230801144 | 0.93 | 0.12 |
| Nov 2020 | 1199.3776462115095 | 1.01 | 0.55 |
| Dec 2020 | 1209.5531049574618 | 0.85 | 0.62 |
| Jan 2021 | 1213.0097172534577 | 0.29 | 1.37 |
| Feb 2021 | 1235.656043828149 | 1.87 | 3.95 |
| Mar 2021 | 1279.3222087078595 | 3.53 | 7.32 |
| Apr 2021 | 1296.1268793892912 | 1.31 | 9.73 |
| May 2021 | 1309.8880675530436 | 1.06 | 11.46 |
| Jun 2021 | 1341.310062082879 | 2.40 | 14.54 |
| Jul 2021 | 1361.118048285208 | 1.48 | 17.00 |
| Aug 2021 | 1387.2104022264277 | 1.92 | 18.93 |
| Sep 2021 | 1417.8196153939448 | 2.21 | 20.52 |
| Oct 2021 | 1461.9191018087927 | 3.11 | 23.12 |
| Nov 2021 | 1488.9253376882336 | 1.85 | 24.14 |
| Dec 2021 | 1520.6845310554322 | 2.13 | 25.72 |
| Jan 2022 | 1573.9332009078034 | 3.50 | 29.75 |
| Feb 2022 | 1656.8283299250024 | 5.27 | 34.09 |
| Mar 2022 | 1762.6964449309178 | 6.39 | 37.78 |
| Apr 2022 | 1934.7891449681003 | 9.76 | 49.28 |
| May 2022 | 2025.2442461562516 | 4.68 | 54.61 |
| Jun 2022 | 2121.9190800563692 | 4.77 | 58.20 |
| Jul 2022 | 2142.3299813796907 | 0.96 | 57.40 |
| Aug 2022 | 2135.5940181513965 | -0.31 | 53.95 |
| Sep 2022 | 2299.3066327380407 | 7.67 | 62.17 |
| Oct 2022 | 2445.5055150049993 | 6.36 | 67.28 |
| Nov 2022 | 2429.9318367736287 | -0.64 | 63.20 |
| Dec 2022 | 2350.7848341670274 | -3.26 | 54.59 |
| Jan 2023 | 2341.895049108083 | -0.38 | 48.79 |
| Feb 2023 | 2333.736961056973 | -0.35 | 40.86 |
| Mar 2023 | 2379.177970379169 | 1.95 | 34.97 |
| Apr 2023 | 2344.0235032638207 | -1.48 | 21.15 |
| May 2023 | 2358.3965272861183 | 0.61 | 16.45 |
| Jun 2023 | 2413.6297433895797 | 2.34 | 13.75 |
| Jul 2023 | 2440.291399586612 | 1.11 | 13.91 |
| Aug 2023 | 2490.219593515929 | 2.05 | 16.61 |
| Sep 2023 | 2520.0190393374105 | 1.20 | 9.60 |
| Oct 2023 | 2602.968028261911 | 3.29 | 6.44 |
| Nov 2023 | 2572.460966481919 | -1.17 | 5.87 |
| Dec 2023 | 2459.355562535165 | -4.40 | 4.62 |
| Jan 2024 | 2442.5152853454406 | -0.68 | 4.30 |
| Feb 2024 | 2467.1838764159115 | 1.01 | 5.72 |
| Mar 2024 | 2476.535244241082 | 0.38 | 4.09 |
| Apr 2024 | 2511.2212239401865 | 1.40 | 7.13 |
| May 2024 | 2523.9585467684583 | 0.51 | 7.02 |
| Jun 2024 | 2495.8633352134916 | -1.11 | 3.41 |
| Jul 2024 | 2480.2486877594247 | -0.63 | 1.64 |
| Aug 2024 | 2416.4613476292916 | -2.57 | -2.96 |
| Sep 2024 | 2367.194705452446 | -2.04 | -6.06 |
| Oct 2024 | 2408.649895245985 | 1.75 | -7.46 |
| Nov 2024 | 2471.6532037620304 | 2.62 | -3.92 |
| Dec 2024 | 2453.239538904608 | -0.74 | -0.25 |
| Jan 2025 | 2386.225685174193 | -2.73 | -2.31 |
| Feb 2025 | 2361.673426156536 | -1.03 | -4.28 |
| Mar 2025 | 2320.21928637766 | -1.75 | -6.31 |
| Apr 2025 | 2322.478781273941 | 0.10 | -7.52 |
| May 2025 | 2329.675251912396 | 0.31 | -7.70 |
| Jun 2025 | 2321.3961474736598 | -0.35 | -6.99 |
| Jul 2025 | 2297.2098875218317 | -1.04 | -7.38 |
| Aug 2025 | 2266.4645007146955 | -1.34 | -6.21 |
| Sep 2025 | 2228.911345481479 | -1.66 | -5.84 |
| Oct 2025 | 2206.551850886923 | -1.00 | -8.39 |
| Nov 2025 | 2199.716329865836 | -0.31 | -11.00 |
| Dec 2025 | 2188.8480618412955 | -0.49 | -10.78 |
| Jan 2026 | 2173.5575356601757 | -0.70 | -8.91 |
| Feb 2026 | 2164.4034256705486 | -0.42 | -8.35 |
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