Oshkosh, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Oshkosh, WI Metro in February 2026 was $2,411.849. The month over month percentage change (MoM) was 0.07%, and the year over year percentage change (YoY) was -0.20%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Oshkosh, WI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Oshkosh, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1052.51413098047 | NaN | NaN |
| Feb 2012 | 1050.5810206777348 | -0.18 | NaN |
| Mar 2012 | 1052.0198003084772 | 0.14 | NaN |
| Apr 2012 | 1045.7268595970322 | -0.60 | NaN |
| May 2012 | 1039.105199465479 | -0.63 | NaN |
| Jun 2012 | 1036.1328520619036 | -0.29 | NaN |
| Jul 2012 | 1034.4857953141995 | -0.16 | NaN |
| Aug 2012 | 1043.0218259853305 | 0.83 | NaN |
| Sep 2012 | 1039.615393269687 | -0.33 | NaN |
| Oct 2012 | 1034.291429169984 | -0.51 | NaN |
| Nov 2012 | 1030.7448081413272 | -0.34 | NaN |
| Dec 2012 | 1027.134906300699 | -0.35 | NaN |
| Jan 2013 | 1042.4439353643893 | 1.49 | -0.96 |
| Feb 2013 | 1057.1070160008726 | 1.41 | 0.62 |
| Mar 2013 | 1070.176762656014 | 1.24 | 1.73 |
| Apr 2013 | 1069.9859486507764 | -0.02 | 2.32 |
| May 2013 | 1084.5678632206314 | 1.36 | 4.38 |
| Jun 2013 | 1129.9426637363947 | 4.18 | 9.05 |
| Jul 2013 | 1159.4458097388272 | 2.61 | 12.08 |
| Aug 2013 | 1172.4714688941167 | 1.12 | 12.41 |
| Sep 2013 | 1181.5114310475437 | 0.77 | 13.65 |
| Oct 2013 | 1166.035472281401 | -1.31 | 12.74 |
| Nov 2013 | 1172.1474163420814 | 0.52 | 13.72 |
| Dec 2013 | 1187.958357667662 | 1.35 | 15.66 |
| Jan 2014 | 1170.7115040492495 | -1.45 | 12.31 |
| Feb 2014 | 1164.0029119824185 | -0.57 | 10.11 |
| Mar 2014 | 1170.562260900962 | 0.56 | 9.38 |
| Apr 2014 | 1174.712181292663 | 0.36 | 9.79 |
| May 2014 | 1169.1748478617192 | -0.47 | 7.80 |
| Jun 2014 | 1171.6860079352566 | 0.22 | 3.69 |
| Jul 2014 | 1173.0974974054081 | 0.12 | 1.18 |
| Aug 2014 | 1173.0658778682623 | 0.00 | 0.05 |
| Sep 2014 | 1175.938213223719 | 0.25 | -0.47 |
| Oct 2014 | 1163.5771655905874 | -1.05 | -0.21 |
| Nov 2014 | 1156.7859191759323 | -0.58 | -1.31 |
| Dec 2014 | 1144.393456627412 | -1.07 | -3.67 |
| Jan 2015 | 1119.1312701546121 | -2.21 | -4.41 |
| Feb 2015 | 1124.3680454859507 | 0.47 | -3.40 |
| Mar 2015 | 1132.3186758600186 | 0.71 | -3.27 |
| Apr 2015 | 1130.2969168603622 | -0.18 | -3.78 |
| May 2015 | 1151.3102201984502 | 1.86 | -1.53 |
| Jun 2015 | 1170.8570552501412 | 1.70 | -0.07 |
| Jul 2015 | 1183.21383716012 | 1.06 | 0.86 |
| Aug 2015 | 1178.2016640566358 | -0.42 | 0.44 |
| Sep 2015 | 1182.543213480208 | 0.37 | 0.56 |
| Oct 2015 | 1181.306067390109 | -0.10 | 1.52 |
| Nov 2015 | 1196.0850405744102 | 1.25 | 3.40 |
| Dec 2015 | 1201.8810710571984 | 0.49 | 5.02 |
| Jan 2016 | 1191.1229726947627 | -0.89 | 6.43 |
| Feb 2016 | 1179.2145232241435 | -1.00 | 4.88 |
| Mar 2016 | 1185.0345775040423 | 0.49 | 4.66 |
| Apr 2016 | 1182.4665750306262 | -0.22 | 4.62 |
| May 2016 | 1187.122216417988 | 0.39 | 3.11 |
| Jun 2016 | 1191.07763810304 | 0.33 | 1.73 |
| Jul 2016 | 1185.2151076674834 | -0.49 | 0.17 |
| Aug 2016 | 1190.5206914256457 | 0.45 | 1.05 |
| Sep 2016 | 1200.0165812972782 | 0.80 | 1.48 |
| Oct 2016 | 1210.3997093894911 | 0.87 | 2.46 |
| Nov 2016 | 1242.1079355469974 | 2.62 | 3.85 |
| Dec 2016 | 1283.0029231919916 | 3.29 | 6.75 |
| Jan 2017 | 1221.5509969633447 | -4.79 | 2.56 |
| Feb 2017 | 1228.0024551271113 | 0.53 | 4.14 |
| Mar 2017 | 1236.7934708455755 | 0.72 | 4.37 |
| Apr 2017 | 1230.5206538689874 | -0.51 | 4.06 |
| May 2017 | 1233.5047994892914 | 0.24 | 3.91 |
| Jun 2017 | 1230.4146148070417 | -0.25 | 3.30 |
| Jul 2017 | 1241.4497782599074 | 0.90 | 4.75 |
| Aug 2017 | 1238.992283674691 | -0.20 | 4.07 |
| Sep 2017 | 1238.4743771707654 | -0.04 | 3.21 |
| Oct 2017 | 1253.445833829876 | 1.21 | 3.56 |
| Nov 2017 | 1262.571352945689 | 0.73 | 1.65 |
| Dec 2017 | 1269.5396709718116 | 0.55 | -1.05 |
| Jan 2018 | 1263.2593035916316 | -0.49 | 3.41 |
| Feb 2018 | 1296.5447623312234 | 2.64 | 5.58 |
| Mar 2018 | 1314.78096021501 | 1.41 | 6.31 |
| Apr 2018 | 1323.5016541549621 | 0.66 | 7.56 |
| May 2018 | 1341.6611169994983 | 1.37 | 8.77 |
| Jun 2018 | 1347.1469190623784 | 0.41 | 9.49 |
| Jul 2018 | 1352.3967586688445 | 0.39 | 8.94 |
| Aug 2018 | 1360.0037944240555 | 0.56 | 9.77 |
| Sep 2018 | 1370.7914146759058 | 0.79 | 10.68 |
| Oct 2018 | 1389.4576460826722 | 1.36 | 10.85 |
| Nov 2018 | 1394.1095404727787 | 0.34 | 10.42 |
| Dec 2018 | 1374.4047891835437 | -1.41 | 8.26 |
| Jan 2019 | 1345.0100660052124 | -2.14 | 6.47 |
| Feb 2019 | 1345.021971822998 | 0.00 | 3.74 |
| Mar 2019 | 1346.6047190544327 | 0.12 | 2.42 |
| Apr 2019 | 1346.2659634556576 | -0.02 | 1.72 |
| May 2019 | 1348.2371273781907 | 0.15 | 0.49 |
| Jun 2019 | 1328.4514690793706 | -1.47 | -1.39 |
| Jul 2019 | 1328.3580957042122 | -0.01 | -1.78 |
| Aug 2019 | 1316.0667253394404 | -0.92 | -3.23 |
| Sep 2019 | 1316.8647090801521 | 0.06 | -3.93 |
| Oct 2019 | 1328.3322104941149 | 0.87 | -4.40 |
| Nov 2019 | 1334.23536229087 | 0.44 | -4.29 |
| Dec 2019 | 1341.8266633157746 | 0.57 | -2.37 |
| Jan 2020 | 1311.3736970909633 | -2.27 | -2.50 |
| Feb 2020 | 1303.0273427512036 | -0.64 | -3.12 |
| Mar 2020 | 1310.1695695566982 | 0.55 | -2.71 |
| Apr 2020 | 1304.088917416842 | -0.46 | -3.13 |
| May 2020 | 1303.6932266996155 | -0.03 | -3.30 |
| Jun 2020 | 1301.9110174896468 | -0.14 | -2.00 |
| Jul 2020 | 1293.2342294385667 | -0.67 | -2.64 |
| Aug 2020 | 1294.9786369228864 | 0.14 | -1.60 |
| Sep 2020 | 1306.5864104726452 | 0.90 | -0.78 |
| Oct 2020 | 1320.957417567037 | 1.10 | -0.56 |
| Nov 2020 | 1332.0806889696375 | 0.84 | -0.16 |
| Dec 2020 | 1338.8048974947997 | 0.51 | -0.22 |
| Jan 2021 | 1326.536994071104 | -0.92 | 1.16 |
| Feb 2021 | 1345.6329529491336 | 1.44 | 3.27 |
| Mar 2021 | 1385.6884217583877 | 2.98 | 5.76 |
| Apr 2021 | 1398.4456821662695 | 0.92 | 7.24 |
| May 2021 | 1408.875989195642 | 0.75 | 8.07 |
| Jun 2021 | 1435.3656331827724 | 1.88 | 10.25 |
| Jul 2021 | 1444.8709960721967 | 0.66 | 11.73 |
| Aug 2021 | 1452.3474644631513 | 0.52 | 12.15 |
| Sep 2021 | 1458.6478235699842 | 0.43 | 11.64 |
| Oct 2021 | 1475.384139495686 | 1.15 | 11.69 |
| Nov 2021 | 1478.6505274331653 | 0.22 | 11.00 |
| Dec 2021 | 1489.8404314826264 | 0.76 | 11.28 |
| Jan 2022 | 1556.909868032549 | 4.50 | 17.37 |
| Feb 2022 | 1613.210116759446 | 3.62 | 19.89 |
| Mar 2022 | 1688.0574244410293 | 4.64 | 21.82 |
| Apr 2022 | 1821.7720240354006 | 7.92 | 30.27 |
| May 2022 | 1882.7745500276055 | 3.35 | 33.64 |
| Jun 2022 | 1947.1227599389356 | 3.42 | 35.65 |
| Jul 2022 | 1942.6603700785336 | -0.23 | 34.45 |
| Aug 2022 | 1914.8626841954147 | -1.43 | 31.85 |
| Sep 2022 | 2035.402005284917 | 6.30 | 39.54 |
| Oct 2022 | 2146.421501934756 | 5.45 | 45.48 |
| Nov 2022 | 2132.016863188502 | -0.67 | 44.19 |
| Dec 2022 | 2069.1455952109923 | -2.95 | 38.88 |
| Jan 2023 | 2045.7034129118497 | -1.13 | 31.40 |
| Feb 2023 | 2054.99894493237 | 0.45 | 27.39 |
| Mar 2023 | 2112.59869865113 | 2.80 | 25.15 |
| Apr 2023 | 2095.213952480852 | -0.82 | 15.01 |
| May 2023 | 2122.817129534638 | 1.32 | 12.75 |
| Jun 2023 | 2181.875598074658 | 2.78 | 12.06 |
| Jul 2023 | 2212.8879217797285 | 1.42 | 13.91 |
| Aug 2023 | 2260.719000077952 | 2.16 | 18.06 |
| Sep 2023 | 2289.6110588310703 | 1.28 | 12.49 |
| Oct 2023 | 2363.10674201118 | 3.21 | 10.10 |
| Nov 2023 | 2334.965598593949 | -1.19 | 9.52 |
| Dec 2023 | 2231.671669886532 | -4.42 | 7.86 |
| Jan 2024 | 2200.0297269687894 | -1.42 | 7.54 |
| Feb 2024 | 2229.901042564872 | 1.36 | 8.51 |
| Mar 2024 | 2257.050803348269 | 1.22 | 6.84 |
| Apr 2024 | 2311.3059421320677 | 2.40 | 10.31 |
| May 2024 | 2342.939045526333 | 1.37 | 10.37 |
| Jun 2024 | 2330.906343259983 | -0.51 | 6.83 |
| Jul 2024 | 2326.5099666249293 | -0.19 | 5.14 |
| Aug 2024 | 2274.8305280357235 | -2.22 | 0.62 |
| Sep 2024 | 2233.6657469786874 | -1.81 | -2.44 |
| Oct 2024 | 2285.462197864379 | 2.32 | -3.29 |
| Nov 2024 | 2362.7464336131256 | 3.38 | 1.19 |
| Dec 2024 | 2364.735044350272 | 0.08 | 5.96 |
| Jan 2025 | 2422.3631840411153 | 2.44 | 10.11 |
| Feb 2025 | 2416.730851023794 | -0.23 | 8.38 |
| Mar 2025 | 2394.967997417265 | -0.90 | 6.11 |
| Apr 2025 | 2417.039504532649 | 0.92 | 4.58 |
| May 2025 | 2441.693020952098 | 1.02 | 4.22 |
| Jun 2025 | 2450.697345138924 | 0.37 | 5.14 |
| Jul 2025 | 2443.1444056653854 | -0.31 | 5.01 |
| Aug 2025 | 2431.866709127747 | -0.46 | 6.90 |
| Sep 2025 | 2407.4200595702787 | -1.00 | 7.78 |
| Oct 2025 | 2403.073444170526 | -0.18 | 5.15 |
| Nov 2025 | 2410.715711968376 | 0.32 | 2.03 |
| Dec 2025 | 2414.5055452632323 | 0.16 | 2.11 |
| Jan 2026 | 2410.164740257632 | -0.18 | -0.50 |
| Feb 2026 | 2411.848790396658 | 0.07 | -0.20 |