Owensboro, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Owensboro, KY Metro in February 2026 was $1,653.789. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -4.26%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Owensboro, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 708.6490611472922 | NaN | NaN |
| Feb 2012 | 709.0802577641155 | 0.06 | NaN |
| Mar 2012 | 715.2376708916859 | 0.87 | NaN |
| Apr 2012 | 715.9674343499123 | 0.10 | NaN |
| May 2012 | 711.809674998158 | -0.58 | NaN |
| Jun 2012 | 705.6964110222561 | -0.86 | NaN |
| Jul 2012 | 699.3892481718648 | -0.89 | NaN |
| Aug 2012 | 701.7333482194596 | 0.34 | NaN |
| Sep 2012 | 696.1446722217388 | -0.80 | NaN |
| Oct 2012 | 691.3560337277191 | -0.69 | NaN |
| Nov 2012 | 689.3860017819783 | -0.28 | NaN |
| Dec 2012 | 688.3007970470048 | -0.16 | NaN |
| Jan 2013 | 690.9259612580072 | 0.38 | -2.50 |
| Feb 2013 | 698.2371977233248 | 1.06 | -1.53 |
| Mar 2013 | 701.6195722663849 | 0.48 | -1.90 |
| Apr 2013 | 697.0521386486457 | -0.65 | -2.64 |
| May 2013 | 703.4311533281118 | 0.92 | -1.18 |
| Jun 2013 | 733.788260193974 | 4.32 | 3.98 |
| Jul 2013 | 750.8706361224382 | 2.33 | 7.36 |
| Aug 2013 | 757.0871501678095 | 0.83 | 7.89 |
| Sep 2013 | 760.5808262312323 | 0.46 | 9.26 |
| Oct 2013 | 747.4484136018776 | -1.73 | 8.11 |
| Nov 2013 | 752.0004128440783 | 0.61 | 9.08 |
| Dec 2013 | 764.0142228306092 | 1.60 | 11.00 |
| Jan 2014 | 736.420380309076 | -3.61 | 6.59 |
| Feb 2014 | 731.382940960332 | -0.68 | 4.75 |
| Mar 2014 | 735.3236754939695 | 0.54 | 4.80 |
| Apr 2014 | 736.9729293166699 | 0.22 | 5.73 |
| May 2014 | 731.1684247867399 | -0.79 | 3.94 |
| Jun 2014 | 732.8599792345694 | 0.23 | -0.13 |
| Jul 2014 | 734.7672121604684 | 0.26 | -2.14 |
| Aug 2014 | 737.6754259404039 | 0.40 | -2.56 |
| Sep 2014 | 743.7256091664483 | 0.82 | -2.22 |
| Oct 2014 | 738.8944021243886 | -0.65 | -1.14 |
| Nov 2014 | 737.6933170397219 | -0.16 | -1.90 |
| Dec 2014 | 730.5576870326537 | -0.97 | -4.38 |
| Jan 2015 | 760.4924026710405 | 4.10 | 3.27 |
| Feb 2015 | 764.2728811348453 | 0.50 | 4.50 |
| Mar 2015 | 769.2647326065928 | 0.65 | 4.62 |
| Apr 2015 | 766.4491924380908 | -0.37 | 4.00 |
| May 2015 | 777.6282380954676 | 1.46 | 6.35 |
| Jun 2015 | 787.608310737528 | 1.28 | 7.47 |
| Jul 2015 | 794.5074715716729 | 0.88 | 8.13 |
| Aug 2015 | 791.5036709943995 | -0.38 | 7.30 |
| Sep 2015 | 795.9966855682302 | 0.57 | 7.03 |
| Oct 2015 | 796.2480566207375 | 0.03 | 7.76 |
| Nov 2015 | 807.8332039145148 | 1.46 | 9.51 |
| Dec 2015 | 812.3993336625238 | 0.56 | 11.20 |
| Jan 2016 | 821.1985525429369 | 1.08 | 7.98 |
| Feb 2016 | 810.6095081000152 | -1.29 | 6.06 |
| Mar 2016 | 811.9272616615958 | 0.16 | 5.55 |
| Apr 2016 | 808.2314982610203 | -0.45 | 5.45 |
| May 2016 | 809.3928540522993 | 0.14 | 4.09 |
| Jun 2016 | 811.6300263254423 | 0.28 | 3.05 |
| Jul 2016 | 807.5894418880048 | -0.50 | 1.65 |
| Aug 2016 | 807.4831273471199 | -0.01 | 2.02 |
| Sep 2016 | 806.7944489103933 | -0.08 | 1.36 |
| Oct 2016 | 803.0021036765435 | -0.47 | 0.85 |
| Nov 2016 | 818.4742685178762 | 1.93 | 1.32 |
| Dec 2016 | 843.0398843667703 | 3.00 | 3.77 |
| Jan 2017 | 836.3534188939719 | -0.79 | 1.85 |
| Feb 2017 | 839.6618395931716 | 0.40 | 3.58 |
| Mar 2017 | 846.6377095284873 | 0.83 | 4.28 |
| Apr 2017 | 844.6969953281271 | -0.23 | 4.51 |
| May 2017 | 849.6037139307259 | 0.58 | 4.97 |
| Jun 2017 | 850.0899131316489 | 0.06 | 4.74 |
| Jul 2017 | 860.3886979811527 | 1.21 | 6.54 |
| Aug 2017 | 861.3536277398749 | 0.11 | 6.67 |
| Sep 2017 | 864.4569453297765 | 0.36 | 7.15 |
| Oct 2017 | 878.3331129343278 | 1.61 | 9.38 |
| Nov 2017 | 889.3500907511175 | 1.25 | 8.66 |
| Dec 2017 | 899.142493231144 | 1.10 | 6.66 |
| Jan 2018 | 864.2892102718847 | -3.88 | 3.34 |
| Feb 2018 | 893.3663480050525 | 3.36 | 6.40 |
| Mar 2018 | 910.9479463514567 | 1.97 | 7.60 |
| Apr 2018 | 919.6818050602387 | 0.96 | 8.88 |
| May 2018 | 931.623759166155 | 1.30 | 9.65 |
| Jun 2018 | 931.8957487231744 | 0.03 | 9.62 |
| Jul 2018 | 932.5013635388116 | 0.07 | 8.38 |
| Aug 2018 | 938.524777108082 | 0.65 | 8.96 |
| Sep 2018 | 949.6400074166963 | 1.18 | 9.85 |
| Oct 2018 | 968.4936492069871 | 1.99 | 10.27 |
| Nov 2018 | 976.5925574171943 | 0.84 | 9.81 |
| Dec 2018 | 963.7273299576608 | -1.32 | 7.18 |
| Jan 2019 | 947.4203529035103 | -1.69 | 9.62 |
| Feb 2019 | 945.33423591511 | -0.22 | 5.82 |
| Mar 2019 | 942.0497386086115 | -0.35 | 3.41 |
| Apr 2019 | 937.1444739376816 | -0.52 | 1.90 |
| May 2019 | 934.5065669149203 | -0.28 | 0.31 |
| Jun 2019 | 917.3372270750402 | -1.84 | -1.56 |
| Jul 2019 | 916.9218145950567 | -0.04 | -1.67 |
| Aug 2019 | 908.6228675268957 | -0.90 | -3.19 |
| Sep 2019 | 909.590356495662 | 0.11 | -4.22 |
| Oct 2019 | 917.5645350714613 | 0.88 | -5.26 |
| Nov 2019 | 922.1917513327454 | 0.50 | -5.57 |
| Dec 2019 | 929.6356386941 | 0.81 | -3.54 |
| Jan 2020 | 919.9181615299849 | -1.04 | -2.90 |
| Feb 2020 | 911.3838973297479 | -0.93 | -3.59 |
| Mar 2020 | 913.5660229052182 | 0.24 | -3.02 |
| Apr 2020 | 907.2561978476778 | -0.69 | -3.19 |
| May 2020 | 906.1347882351854 | -0.12 | -3.04 |
| Jun 2020 | 904.4236149878702 | -0.19 | -1.41 |
| Jul 2020 | 898.4690587341021 | -0.66 | -2.01 |
| Aug 2020 | 899.9677793681001 | 0.17 | -0.95 |
| Sep 2020 | 908.7108380732723 | 0.97 | -0.10 |
| Oct 2020 | 917.9429116566614 | 1.02 | 0.04 |
| Nov 2020 | 924.1605479290489 | 0.68 | 0.21 |
| Dec 2020 | 926.2011621291258 | 0.22 | -0.37 |
| Jan 2021 | 952.3955558466615 | 2.83 | 3.53 |
| Feb 2021 | 966.1958584200751 | 1.45 | 6.01 |
| Mar 2021 | 995.4638555374579 | 3.03 | 8.97 |
| Apr 2021 | 1000.6741695198939 | 0.52 | 10.30 |
| May 2021 | 999.9003007886677 | -0.08 | 10.35 |
| Jun 2021 | 1009.9368235138345 | 1.00 | 11.67 |
| Jul 2021 | 1007.7606310850424 | -0.21 | 12.16 |
| Aug 2021 | 1010.5772093328814 | 0.28 | 12.29 |
| Sep 2021 | 1017.7678314810396 | 0.71 | 12.00 |
| Oct 2021 | 1037.7777451792745 | 1.97 | 13.06 |
| Nov 2021 | 1045.6114701255767 | 0.76 | 13.14 |
| Dec 2021 | 1057.6866902765782 | 1.16 | 14.20 |
| Jan 2022 | 1091.361354342539 | 3.18 | 14.59 |
| Feb 2022 | 1133.2576869371405 | 3.84 | 17.29 |
| Mar 2022 | 1186.7148889464252 | 4.72 | 19.21 |
| Apr 2022 | 1282.766645211383 | 8.09 | 28.19 |
| May 2022 | 1322.3917632622279 | 3.09 | 32.25 |
| Jun 2022 | 1368.291782057694 | 3.47 | 35.48 |
| Jul 2022 | 1370.3212568532915 | 0.15 | 35.98 |
| Aug 2022 | 1360.7784345790087 | -0.70 | 34.65 |
| Sep 2022 | 1462.683988365023 | 7.49 | 43.72 |
| Oct 2022 | 1556.3847099940842 | 6.41 | 49.97 |
| Nov 2022 | 1549.3659747348515 | -0.45 | 48.18 |
| Dec 2022 | 1502.2477481699443 | -3.04 | 42.03 |
| Jan 2023 | 1490.5020984231433 | -0.78 | 36.57 |
| Feb 2023 | 1485.6809881391398 | -0.32 | 31.10 |
| Mar 2023 | 1520.5247924960645 | 2.35 | 28.13 |
| Apr 2023 | 1507.8717856710596 | -0.83 | 17.55 |
| May 2023 | 1532.3774259422153 | 1.63 | 15.88 |
| Jun 2023 | 1577.1949719929494 | 2.93 | 15.27 |
| Jul 2023 | 1597.3911685277585 | 1.28 | 16.57 |
| Aug 2023 | 1626.8647243570222 | 1.85 | 19.55 |
| Sep 2023 | 1645.5902834963908 | 1.15 | 12.51 |
| Oct 2023 | 1703.1914422763034 | 3.50 | 9.43 |
| Nov 2023 | 1686.5039285495236 | -0.98 | 8.85 |
| Dec 2023 | 1614.7693782562883 | -4.25 | 7.49 |
| Jan 2024 | 1597.3125739880948 | -1.08 | 7.17 |
| Feb 2024 | 1621.410984524135 | 1.51 | 9.14 |
| Mar 2024 | 1637.1753202477898 | 0.97 | 7.67 |
| Apr 2024 | 1672.6012690820583 | 2.16 | 10.93 |
| May 2024 | 1690.5927035629466 | 1.08 | 10.33 |
| Jun 2024 | 1677.5136753400548 | -0.77 | 6.36 |
| Jul 2024 | 1670.3543789502046 | -0.43 | 4.57 |
| Aug 2024 | 1628.8322465304955 | -2.49 | 0.12 |
| Sep 2024 | 1598.6810446417794 | -1.85 | -2.85 |
| Oct 2024 | 1633.068663293723 | 2.15 | -4.12 |
| Nov 2024 | 1684.9426098092579 | 3.18 | -0.09 |
| Dec 2024 | 1683.7150381696902 | -0.07 | 4.27 |
| Jan 2025 | 1727.9775765777422 | 2.63 | 8.18 |
| Feb 2025 | 1727.2974770349924 | -0.04 | 6.53 |
| Mar 2025 | 1715.241622834592 | -0.70 | 4.77 |
| Apr 2025 | 1732.9055232223557 | 1.03 | 3.61 |
| May 2025 | 1750.4041259622106 | 1.01 | 3.54 |
| Jun 2025 | 1751.6093499176125 | 0.07 | 4.42 |
| Jul 2025 | 1732.3174118493025 | -1.10 | 3.71 |
| Aug 2025 | 1704.9081638765551 | -1.58 | 4.67 |
| Sep 2025 | 1672.350777015926 | -1.91 | 4.61 |
| Oct 2025 | 1658.0234293687806 | -0.86 | 1.53 |
| Nov 2025 | 1658.8389691962082 | 0.05 | -1.55 |
| Dec 2025 | 1658.5973191937142 | -0.01 | -1.49 |
| Jan 2026 | 1654.4221065440051 | -0.25 | -4.26 |
| Feb 2026 | 1653.7891910502428 | -0.04 | -4.26 |
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