Oxnard, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Oxnard, CA Metro in February 2026 was $6,757.18. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -6.87%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Oxnard, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 2566.882320291992 | NaN | NaN |
| Feb 2012 | 2534.7967083541903 | -1.25 | NaN |
| Mar 2012 | 2520.947269903163 | -0.55 | NaN |
| Apr 2012 | 2488.613691939023 | -1.28 | NaN |
| May 2012 | 2449.319214728616 | -1.58 | NaN |
| Jun 2012 | 2420.2574746312307 | -1.19 | NaN |
| Jul 2012 | 2397.9120770240106 | -0.92 | NaN |
| Aug 2012 | 2421.249108777519 | 0.97 | NaN |
| Sep 2012 | 2418.057296617179 | -0.13 | NaN |
| Oct 2012 | 2420.372447859755 | 0.10 | NaN |
| Nov 2012 | 2440.000104752804 | 0.81 | NaN |
| Dec 2012 | 2464.825713102332 | 1.02 | NaN |
| Jan 2013 | 2506.4758887928806 | 1.69 | -2.35 |
| Feb 2013 | 2563.2561251465163 | 2.27 | 1.12 |
| Mar 2013 | 2604.163379213266 | 1.60 | 3.30 |
| Apr 2013 | 2615.187417578283 | 0.42 | 5.09 |
| May 2013 | 2680.7707960297644 | 2.51 | 9.45 |
| Jun 2013 | 2859.714624444435 | 6.68 | 18.16 |
| Jul 2013 | 2989.6290327645374 | 4.54 | 24.68 |
| Aug 2013 | 3061.367866964123 | 2.40 | 26.44 |
| Sep 2013 | 3111.6832992183136 | 1.64 | 28.69 |
| Oct 2013 | 3073.800406582082 | -1.22 | 27.00 |
| Nov 2013 | 3118.9071823900563 | 1.47 | 27.82 |
| Dec 2013 | 3195.874244391511 | 2.47 | 29.66 |
| Jan 2014 | 3212.333846689407 | 0.52 | 28.16 |
| Feb 2014 | 3203.913308164453 | -0.26 | 24.99 |
| Mar 2014 | 3242.821345360432 | 1.21 | 24.52 |
| Apr 2014 | 3265.9770078212837 | 0.71 | 24.89 |
| May 2014 | 3252.793819865048 | -0.40 | 21.34 |
| Jun 2014 | 3263.4068342328137 | 0.33 | 14.12 |
| Jul 2014 | 3264.654274401103 | 0.04 | 9.20 |
| Aug 2014 | 3263.1000150831037 | -0.05 | 6.59 |
| Sep 2014 | 3281.5093776217095 | 0.56 | 5.46 |
| Oct 2014 | 3260.319588874798 | -0.65 | 6.07 |
| Nov 2014 | 3263.422799158022 | 0.10 | 4.63 |
| Dec 2014 | 3239.76416644297 | -0.72 | 1.37 |
| Jan 2015 | 3195.190951842817 | -1.38 | -0.53 |
| Feb 2015 | 3223.9455423838212 | 0.90 | 0.63 |
| Mar 2015 | 3259.868161598158 | 1.11 | 0.53 |
| Apr 2015 | 3247.2641298982335 | -0.39 | -0.57 |
| May 2015 | 3308.441631856242 | 1.88 | 1.71 |
| Jun 2015 | 3361.183322136537 | 1.59 | 3.00 |
| Jul 2015 | 3392.3013813676193 | 0.93 | 3.91 |
| Aug 2015 | 3364.401872973762 | -0.82 | 3.10 |
| Sep 2015 | 3375.388516010395 | 0.33 | 2.86 |
| Oct 2015 | 3370.3146623185075 | -0.15 | 3.37 |
| Nov 2015 | 3435.139965265727 | 1.92 | 5.26 |
| Dec 2015 | 3464.4943966619603 | 0.86 | 6.94 |
| Jan 2016 | 3453.222021671197 | -0.32 | 8.08 |
| Feb 2016 | 3419.5676858095194 | -0.97 | 6.07 |
| Mar 2016 | 3453.9810642064995 | 1.01 | 5.96 |
| Apr 2016 | 3444.6456830065463 | -0.27 | 6.08 |
| May 2016 | 3452.7535804699905 | 0.24 | 4.36 |
| Jun 2016 | 3453.209671641884 | 0.01 | 2.74 |
| Jul 2016 | 3423.346338867152 | -0.86 | 0.92 |
| Aug 2016 | 3429.4427332719583 | 0.18 | 1.93 |
| Sep 2016 | 3440.443479177349 | 0.32 | 1.93 |
| Oct 2016 | 3455.979606958662 | 0.45 | 2.54 |
| Nov 2016 | 3562.605237865836 | 3.09 | 3.71 |
| Dec 2016 | 3719.711976080059 | 4.41 | 7.37 |
| Jan 2017 | 3729.436215659039 | 0.26 | 8.00 |
| Feb 2017 | 3764.0428194163405 | 0.93 | 10.07 |
| Mar 2017 | 3796.554728428759 | 0.86 | 9.92 |
| Apr 2017 | 3764.867774760306 | -0.83 | 9.30 |
| May 2017 | 3764.05319862631 | -0.02 | 9.02 |
| Jun 2017 | 3743.0115580646525 | -0.56 | 8.39 |
| Jul 2017 | 3774.2324033084833 | 0.83 | 10.25 |
| Aug 2017 | 3758.986259945774 | -0.40 | 9.61 |
| Sep 2017 | 3748.6206380285944 | -0.28 | 8.96 |
| Oct 2017 | 3796.8319026468075 | 1.29 | 9.86 |
| Nov 2017 | 3827.414269668015 | 0.81 | 7.43 |
| Dec 2017 | 3867.2145455552445 | 1.04 | 3.97 |
| Jan 2018 | 3929.2882647654747 | 1.61 | 5.36 |
| Feb 2018 | 4054.896238235124 | 3.20 | 7.73 |
| Mar 2018 | 4109.169688276677 | 1.34 | 8.23 |
| Apr 2018 | 4126.337131694094 | 0.42 | 9.60 |
| May 2018 | 4178.595890049462 | 1.27 | 11.01 |
| Jun 2018 | 4183.375840407611 | 0.11 | 11.77 |
| Jul 2018 | 4171.69722285358 | -0.28 | 10.53 |
| Aug 2018 | 4180.505141038602 | 0.21 | 11.21 |
| Sep 2018 | 4205.797396900814 | 0.61 | 12.20 |
| Oct 2018 | 4287.160155872461 | 1.94 | 12.91 |
| Nov 2018 | 4307.573788564831 | 0.48 | 12.55 |
| Dec 2018 | 4233.075715008877 | -1.73 | 9.46 |
| Jan 2019 | 4189.149545748422 | -1.04 | 6.61 |
| Feb 2019 | 4162.485654063805 | -0.64 | 2.65 |
| Mar 2019 | 4137.516802971574 | -0.60 | 0.69 |
| Apr 2019 | 4101.842531087057 | -0.86 | -0.59 |
| May 2019 | 4080.5205255711558 | -0.52 | -2.35 |
| Jun 2019 | 3986.5288663762526 | -2.30 | -4.70 |
| Jul 2019 | 3971.155798499472 | -0.39 | -4.81 |
| Aug 2019 | 3919.025396763875 | -1.31 | -6.25 |
| Sep 2019 | 3915.7035303041735 | -0.08 | -6.90 |
| Oct 2019 | 3948.463986482647 | 0.84 | -7.90 |
| Nov 2019 | 3961.3275532092402 | 0.33 | -8.04 |
| Dec 2019 | 3982.6394029683447 | 0.54 | -5.92 |
| Jan 2020 | 3967.9747521811837 | -0.37 | -5.28 |
| Feb 2020 | 3937.2672829875305 | -0.77 | -5.41 |
| Mar 2020 | 3962.8356466418054 | 0.65 | -4.22 |
| Apr 2020 | 3937.458779933135 | -0.64 | -4.01 |
| May 2020 | 3921.2207192095875 | -0.41 | -3.90 |
| Jun 2020 | 3891.647022900804 | -0.75 | -2.38 |
| Jul 2020 | 3843.1256242431473 | -1.25 | -3.22 |
| Aug 2020 | 3832.766716014461 | -0.27 | -2.20 |
| Sep 2020 | 3857.8661544512734 | 0.66 | -1.48 |
| Oct 2020 | 3892.5976198856415 | 0.90 | -1.41 |
| Nov 2020 | 3933.645008415867 | 1.05 | -0.70 |
| Dec 2020 | 3969.201468148524 | 0.90 | -0.34 |
| Jan 2021 | 3995.4673696891323 | 0.66 | 0.69 |
| Feb 2021 | 4075.9184941999647 | 2.01 | 3.52 |
| Mar 2021 | 4224.273777637547 | 3.64 | 6.60 |
| Apr 2021 | 4274.129241411277 | 1.18 | 8.55 |
| May 2021 | 4303.9516869940635 | 0.70 | 9.76 |
| Jun 2021 | 4379.444863455359 | 1.75 | 12.53 |
| Jul 2021 | 4401.016227177873 | 0.49 | 14.52 |
| Aug 2021 | 4427.841685683883 | 0.61 | 15.53 |
| Sep 2021 | 4468.449591454664 | 0.92 | 15.83 |
| Oct 2021 | 4548.82226029425 | 1.80 | 16.86 |
| Nov 2021 | 4576.376313610254 | 0.61 | 16.34 |
| Dec 2021 | 4624.170582793532 | 1.04 | 16.50 |
| Jan 2022 | 4798.847487148467 | 3.78 | 20.11 |
| Feb 2022 | 5029.391630561965 | 4.80 | 23.39 |
| Mar 2022 | 5339.966582648094 | 6.18 | 26.41 |
| Apr 2022 | 5846.551130977508 | 9.49 | 36.79 |
| May 2022 | 6064.591759140652 | 3.73 | 40.91 |
| Jun 2022 | 6262.243409160554 | 3.26 | 42.99 |
| Jul 2022 | 6205.033324649956 | -0.91 | 40.99 |
| Aug 2022 | 6067.1123399000535 | -2.22 | 37.02 |
| Sep 2022 | 6455.613102170155 | 6.40 | 44.47 |
| Oct 2022 | 6807.03524166392 | 5.44 | 49.64 |
| Nov 2022 | 6703.5793557678235 | -1.52 | 46.48 |
| Dec 2022 | 6423.836401597569 | -4.17 | 38.92 |
| Jan 2023 | 6343.350381505756 | -1.25 | 32.19 |
| Feb 2023 | 6291.631760134352 | -0.81 | 25.10 |
| Mar 2023 | 6422.28578265808 | 2.08 | 20.27 |
| Apr 2023 | 6346.423427903328 | -1.18 | 8.55 |
| May 2023 | 6430.969751454966 | 1.33 | 6.04 |
| Jun 2023 | 6629.995263452815 | 3.10 | 5.87 |
| Jul 2023 | 6755.987067125493 | 1.90 | 8.88 |
| Aug 2023 | 6945.070926851982 | 2.80 | 14.47 |
| Sep 2023 | 7075.905122776901 | 1.88 | 9.61 |
| Oct 2023 | 7351.938797930832 | 3.90 | 8.01 |
| Nov 2023 | 7283.619237612886 | -0.93 | 8.65 |
| Dec 2023 | 6959.24722608298 | -4.45 | 8.34 |
| Jan 2024 | 6853.274905914161 | -1.52 | 8.04 |
| Feb 2024 | 6942.752342916797 | 1.31 | 10.35 |
| Mar 2024 | 7000.980028418654 | 0.84 | 9.01 |
| Apr 2024 | 7153.650974816784 | 2.18 | 12.72 |
| May 2024 | 7247.313501637515 | 1.31 | 12.69 |
| Jun 2024 | 7204.9676316176265 | -0.58 | 8.67 |
| Jul 2024 | 7186.1641910776225 | -0.26 | 6.37 |
| Aug 2024 | 7004.923878598431 | -2.52 | 0.86 |
| Sep 2024 | 6848.6223660261385 | -2.23 | -3.21 |
| Oct 2024 | 6981.882729807351 | 1.95 | -5.03 |
| Nov 2024 | 7186.771553426287 | 2.94 | -1.33 |
| Dec 2024 | 7134.45822325329 | -0.73 | 2.52 |
| Jan 2025 | 7320.953044291849 | 2.61 | 6.82 |
| Feb 2025 | 7255.8129313247655 | -0.89 | 4.51 |
| Mar 2025 | 7139.787573009438 | -1.60 | 1.98 |
| Apr 2025 | 7171.589224824229 | 0.45 | 0.25 |
| May 2025 | 7204.163908851964 | 0.45 | -0.59 |
| Jun 2025 | 7182.229037906832 | -0.30 | -0.32 |
| Jul 2025 | 7103.982590591337 | -1.09 | -1.14 |
| Aug 2025 | 7009.124529456302 | -1.33 | 0.06 |
| Sep 2025 | 6877.437996393754 | -1.88 | 0.42 |
| Oct 2025 | 6827.922914985793 | -0.72 | -2.20 |
| Nov 2025 | 6832.552263374381 | 0.07 | -4.93 |
| Dec 2025 | 6826.044461886531 | -0.09 | -4.32 |
| Jan 2026 | 6786.022784575171 | -0.59 | -7.31 |
| Feb 2026 | 6757.180489107513 | -0.42 | -6.87 |
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