Pensacola, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Pensacola, FL Metro in February 2026 was $2,602.908. The month over month percentage change (MoM) was -0.11%, and the year over year percentage change (YoY) was -5.40%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Pensacola, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Pensacola, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Pensacola, FL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 970.3749035774122 | NaN | NaN |
| Feb 2012 | 966.3116349341747 | -0.42 | NaN |
| Mar 2012 | 965.4741577967989 | -0.09 | NaN |
| Apr 2012 | 956.8124076331728 | -0.90 | NaN |
| May 2012 | 945.1342925634049 | -1.22 | NaN |
| Jun 2012 | 934.6755633223191 | -1.11 | NaN |
| Jul 2012 | 925.6740386048788 | -0.96 | NaN |
| Aug 2012 | 927.9728728080952 | 0.25 | NaN |
| Sep 2012 | 920.8244339119394 | -0.77 | NaN |
| Oct 2012 | 913.417288967657 | -0.80 | NaN |
| Nov 2012 | 913.6518901145807 | 0.03 | NaN |
| Dec 2012 | 916.2760466772181 | 0.29 | NaN |
| Jan 2013 | 923.8668709571516 | 0.83 | -4.79 |
| Feb 2013 | 935.6675969815795 | 1.28 | -3.17 |
| Mar 2013 | 943.1532344428543 | 0.80 | -2.31 |
| Apr 2013 | 941.2859964391719 | -0.20 | -1.62 |
| May 2013 | 955.0983249947487 | 1.47 | 1.05 |
| Jun 2013 | 1000.1874926458688 | 4.72 | 7.01 |
| Jul 2013 | 1028.8077061046165 | 2.86 | 11.14 |
| Aug 2013 | 1041.4488215205613 | 1.23 | 12.23 |
| Sep 2013 | 1049.6494287106427 | 0.79 | 13.99 |
| Oct 2013 | 1033.2467309117824 | -1.56 | 13.12 |
| Nov 2013 | 1043.1677598973156 | 0.96 | 14.18 |
| Dec 2013 | 1063.738539084533 | 1.97 | 16.09 |
| Jan 2014 | 1066.815255753521 | 0.29 | 15.47 |
| Feb 2014 | 1062.6171244690393 | -0.39 | 13.57 |
| Mar 2014 | 1070.7688274202774 | 0.77 | 13.53 |
| Apr 2014 | 1075.4777681675528 | 0.44 | 14.26 |
| May 2014 | 1069.1882714153312 | -0.58 | 11.95 |
| Jun 2014 | 1071.379436165923 | 0.21 | 7.12 |
| Jul 2014 | 1072.1415851935542 | 0.07 | 4.21 |
| Aug 2014 | 1073.0169661149987 | 0.08 | 3.03 |
| Sep 2014 | 1078.4872851968507 | 0.51 | 2.75 |
| Oct 2014 | 1069.1034217076035 | -0.87 | 3.47 |
| Nov 2014 | 1068.1351639115162 | -0.09 | 2.39 |
| Dec 2014 | 1061.7180742493697 | -0.60 | -0.19 |
| Jan 2015 | 1047.7844394907002 | -1.31 | -1.78 |
| Feb 2015 | 1054.2734041744181 | 0.62 | -0.78 |
| Mar 2015 | 1061.5443379257822 | 0.69 | -0.86 |
| Apr 2015 | 1057.4608701699553 | -0.38 | -1.67 |
| May 2015 | 1075.5309269384811 | 1.71 | 0.59 |
| Jun 2015 | 1091.9837708029463 | 1.53 | 1.92 |
| Jul 2015 | 1102.3238704266073 | 0.95 | 2.82 |
| Aug 2015 | 1094.7234144534225 | -0.69 | 2.02 |
| Sep 2015 | 1096.3010956632002 | 0.14 | 1.65 |
| Oct 2015 | 1090.432268407451 | -0.53 | 2.00 |
| Nov 2015 | 1103.348186022211 | 1.18 | 3.30 |
| Dec 2015 | 1106.2674903485936 | 0.27 | 4.20 |
| Jan 2016 | 1098.4471935941453 | -0.71 | 4.84 |
| Feb 2016 | 1084.876402961686 | -1.24 | 2.90 |
| Mar 2016 | 1091.369778339846 | 0.60 | 2.81 |
| Apr 2016 | 1088.719932471964 | -0.24 | 2.96 |
| May 2016 | 1092.077328923585 | 0.31 | 1.54 |
| Jun 2016 | 1093.4453828327335 | 0.13 | 0.13 |
| Jul 2016 | 1085.792665008979 | -0.70 | -1.50 |
| Aug 2016 | 1089.9909353850578 | 0.39 | -0.43 |
| Sep 2016 | 1097.7975978726279 | 0.72 | 0.14 |
| Oct 2016 | 1104.8404716061696 | 0.64 | 1.32 |
| Nov 2016 | 1135.0660153810404 | 2.74 | 2.88 |
| Dec 2016 | 1176.3766437686918 | 3.64 | 6.34 |
| Jan 2017 | 1170.765057824994 | -0.48 | 6.58 |
| Feb 2017 | 1177.2445971646684 | 0.55 | 8.51 |
| Mar 2017 | 1185.9505180950198 | 0.74 | 8.67 |
| Apr 2017 | 1179.7505957207168 | -0.52 | 8.36 |
| May 2017 | 1183.3544797579536 | 0.31 | 8.36 |
| Jun 2017 | 1181.0017374550407 | -0.20 | 8.01 |
| Jul 2017 | 1194.1405560049284 | 1.11 | 9.98 |
| Aug 2017 | 1195.0412658520868 | 0.08 | 9.64 |
| Sep 2017 | 1196.8922297105564 | 0.16 | 9.03 |
| Oct 2017 | 1213.5499387365862 | 1.39 | 9.84 |
| Nov 2017 | 1224.8223988005698 | 0.93 | 7.91 |
| Dec 2017 | 1235.779521111237 | 0.90 | 5.05 |
| Jan 2018 | 1247.952753128274 | 0.99 | 6.59 |
| Feb 2018 | 1285.5203027775344 | 3.01 | 9.20 |
| Mar 2018 | 1306.9065457549332 | 1.66 | 10.20 |
| Apr 2018 | 1318.774252545964 | 0.91 | 11.78 |
| May 2018 | 1338.2682266910792 | 1.48 | 13.09 |
| Jun 2018 | 1343.1152813704377 | 0.36 | 13.73 |
| Jul 2018 | 1346.3854226989802 | 0.24 | 12.75 |
| Aug 2018 | 1354.187570818077 | 0.58 | 13.32 |
| Sep 2018 | 1367.379819617 | 0.97 | 14.24 |
| Oct 2018 | 1392.1804596377347 | 1.81 | 14.72 |
| Nov 2018 | 1401.4131391155795 | 0.66 | 14.42 |
| Dec 2018 | 1383.8970895607088 | -1.25 | 11.99 |
| Jan 2019 | 1362.9768370712668 | -1.51 | 9.22 |
| Feb 2019 | 1358.3638242304098 | -0.34 | 5.67 |
| Mar 2019 | 1352.4910583412454 | -0.43 | 3.49 |
| Apr 2019 | 1346.187818519746 | -0.47 | 2.08 |
| May 2019 | 1345.8968111642735 | -0.02 | 0.57 |
| Jun 2019 | 1324.8613964911005 | -1.56 | -1.36 |
| Jul 2019 | 1328.651966940348 | 0.29 | -1.32 |
| Aug 2019 | 1322.4271574123388 | -0.47 | -2.35 |
| Sep 2019 | 1330.511624610073 | 0.61 | -2.70 |
| Oct 2019 | 1350.452974418471 | 1.50 | -3.00 |
| Nov 2019 | 1363.4674734532132 | 0.96 | -2.71 |
| Dec 2019 | 1378.5957592219122 | 1.11 | -0.38 |
| Jan 2020 | 1374.316353350666 | -0.31 | 0.83 |
| Feb 2020 | 1369.350988394211 | -0.36 | 0.81 |
| Mar 2020 | 1379.5840665309804 | 0.75 | 2.00 |
| Apr 2020 | 1374.4269693422498 | -0.37 | 2.10 |
| May 2020 | 1375.2681116821386 | 0.06 | 2.18 |
| Jun 2020 | 1377.6014469528866 | 0.17 | 3.98 |
| Jul 2020 | 1372.4671523487327 | -0.37 | 3.30 |
| Aug 2020 | 1377.3622028141847 | 0.36 | 4.15 |
| Sep 2020 | 1389.6837765291205 | 0.90 | 4.45 |
| Oct 2020 | 1402.11586666045 | 0.90 | 3.83 |
| Nov 2020 | 1414.4526602938265 | 0.88 | 3.74 |
| Dec 2020 | 1424.226934957714 | 0.69 | 3.31 |
| Jan 2021 | 1433.9573306537065 | 0.68 | 4.34 |
| Feb 2021 | 1461.434978970436 | 1.92 | 6.73 |
| Mar 2021 | 1512.3814133306564 | 3.49 | 9.63 |
| Apr 2021 | 1528.5407140861087 | 1.07 | 11.21 |
| May 2021 | 1539.173514910926 | 0.70 | 11.92 |
| Jun 2021 | 1569.3878786469813 | 1.96 | 13.92 |
| Jul 2021 | 1585.2531466644891 | 1.01 | 15.50 |
| Aug 2021 | 1607.360799587769 | 1.40 | 16.70 |
| Sep 2021 | 1632.7790159323592 | 1.58 | 17.49 |
| Oct 2021 | 1671.2932494906554 | 2.36 | 19.20 |
| Nov 2021 | 1689.540553899431 | 1.09 | 19.45 |
| Dec 2021 | 1714.5005801603031 | 1.48 | 20.38 |
| Jan 2022 | 1781.6752236936209 | 3.92 | 24.25 |
| Feb 2022 | 1859.2929054384256 | 4.36 | 27.22 |
| Mar 2022 | 1959.2094648292114 | 5.37 | 29.55 |
| Apr 2022 | 2131.7139086801826 | 8.81 | 39.46 |
| May 2022 | 2214.855429659035 | 3.90 | 43.90 |
| Jun 2022 | 2303.182373041003 | 3.99 | 46.76 |
| Jul 2022 | 2309.397251709906 | 0.27 | 45.68 |
| Aug 2022 | 2290.2246098402093 | -0.83 | 42.48 |
| Sep 2022 | 2457.106749550063 | 7.29 | 50.49 |
| Oct 2022 | 2608.929672236941 | 6.18 | 56.10 |
| Nov 2022 | 2593.0805376909148 | -0.61 | 53.48 |
| Dec 2022 | 2511.7139862917693 | -3.14 | 46.50 |
| Jan 2023 | 2509.382051952211 | -0.09 | 40.84 |
| Feb 2023 | 2512.570631681484 | 0.13 | 35.14 |
| Mar 2023 | 2578.1921225617216 | 2.61 | 31.59 |
| Apr 2023 | 2555.53425177487 | -0.88 | 19.88 |
| May 2023 | 2584.915704185155 | 1.15 | 16.71 |
| Jun 2023 | 2651.869328983953 | 2.59 | 15.14 |
| Jul 2023 | 2686.8060253221593 | 1.32 | 16.34 |
| Aug 2023 | 2745.35113316796 | 2.18 | 19.87 |
| Sep 2023 | 2782.5523753397392 | 1.36 | 13.25 |
| Oct 2023 | 2877.223948688308 | 3.40 | 10.28 |
| Nov 2023 | 2850.302519368958 | -0.94 | 9.92 |
| Dec 2023 | 2734.262128048025 | -4.07 | 8.86 |
| Jan 2024 | 2704.366758219782 | -1.09 | 7.77 |
| Feb 2024 | 2734.329943185178 | 1.11 | 8.83 |
| Mar 2024 | 2748.6769450440324 | 0.53 | 6.61 |
| Apr 2024 | 2793.213722656526 | 1.62 | 9.30 |
| May 2024 | 2812.9113153407516 | 0.71 | 8.82 |
| Jun 2024 | 2787.1509362852553 | -0.92 | 5.10 |
| Jul 2024 | 2774.205080383208 | -0.46 | 3.25 |
| Aug 2024 | 2703.0419411920516 | -2.56 | -1.54 |
| Sep 2024 | 2649.7874755188736 | -1.97 | -4.77 |
| Oct 2024 | 2689.3832807680647 | 1.49 | -6.53 |
| Nov 2024 | 2753.788468513326 | 2.40 | -3.39 |
| Dec 2024 | 2731.5484184263314 | -0.81 | -0.10 |
| Jan 2025 | 2775.949132199626 | 1.63 | 2.65 |
| Feb 2025 | 2751.3575456268127 | -0.89 | 0.62 |
| Mar 2025 | 2710.47300963101 | -1.49 | -1.39 |
| Apr 2025 | 2717.95029614959 | 0.28 | -2.69 |
| May 2025 | 2728.4605179057944 | 0.39 | -3.00 |
| Jun 2025 | 2722.35905934399 | -0.22 | -2.33 |
| Jul 2025 | 2699.369188146676 | -0.84 | -2.70 |
| Aug 2025 | 2671.012874252634 | -1.05 | -1.18 |
| Sep 2025 | 2640.0906935266685 | -1.16 | -0.37 |
| Oct 2025 | 2621.554281919328 | -0.70 | -2.52 |
| Nov 2025 | 2620.4498623184736 | -0.04 | -4.84 |
| Dec 2025 | 2615.9215742703254 | -0.17 | -4.23 |
| Jan 2026 | 2605.773856876721 | -0.39 | -6.13 |
| Feb 2026 | 2602.907693727884 | -0.11 | -5.40 |
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