Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Philadelphia, PA Metro in February 2026 was $3,213.145. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -2.83%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1489.7858607697337 | NaN | NaN |
| Feb 2012 | 1483.61162680386 | -0.41 | NaN |
| Mar 2012 | 1489.6295280905472 | 0.41 | NaN |
| Apr 2012 | 1486.2650593362969 | -0.23 | NaN |
| May 2012 | 1475.0463998050955 | -0.75 | NaN |
| Jun 2012 | 1461.5440483725936 | -0.91 | NaN |
| Jul 2012 | 1447.1587741017818 | -0.98 | NaN |
| Aug 2012 | 1450.0495120748044 | 0.20 | NaN |
| Sep 2012 | 1437.1995707901906 | -0.89 | NaN |
| Oct 2012 | 1422.6880348161353 | -1.01 | NaN |
| Nov 2012 | 1418.321140467927 | -0.31 | NaN |
| Dec 2012 | 1417.6852812279287 | -0.04 | NaN |
| Jan 2013 | 1499.5813119743138 | 5.78 | 0.66 |
| Feb 2013 | 1514.8949579646874 | 1.02 | 2.11 |
| Mar 2013 | 1521.6733459008706 | 0.45 | 2.15 |
| Apr 2013 | 1513.0909290650552 | -0.56 | 1.81 |
| May 2013 | 1527.7974304195614 | 0.97 | 3.58 |
| Jun 2013 | 1589.9446593840116 | 4.07 | 8.79 |
| Jul 2013 | 1626.3191011853955 | 2.29 | 12.38 |
| Aug 2013 | 1639.0929714612535 | 0.79 | 13.04 |
| Sep 2013 | 1646.0319201625316 | 0.42 | 14.53 |
| Oct 2013 | 1618.0775774047374 | -1.70 | 13.73 |
| Nov 2013 | 1630.3028629884711 | 0.76 | 14.95 |
| Dec 2013 | 1658.5110532431565 | 1.73 | 16.99 |
| Jan 2014 | 1557.5779445253888 | -6.09 | 3.87 |
| Feb 2014 | 1546.3414912372662 | -0.72 | 2.08 |
| Mar 2014 | 1553.5414696963494 | 0.47 | 2.09 |
| Apr 2014 | 1555.4255963010405 | 0.12 | 2.80 |
| May 2014 | 1543.8606124711878 | -0.74 | 1.05 |
| Jun 2014 | 1544.2591093153308 | 0.03 | -2.87 |
| Jul 2014 | 1543.9908622559183 | -0.02 | -5.06 |
| Aug 2014 | 1543.5039914013514 | -0.03 | -5.83 |
| Sep 2014 | 1549.5411470801841 | 0.39 | -5.86 |
| Oct 2014 | 1534.4540557176904 | -0.97 | -5.17 |
| Nov 2014 | 1529.9657517245798 | -0.29 | -6.15 |
| Dec 2014 | 1516.5496716264756 | -0.88 | -8.56 |
| Jan 2015 | 1469.7691780538557 | -3.08 | -5.64 |
| Feb 2015 | 1477.5761978464461 | 0.53 | -4.45 |
| Mar 2015 | 1488.050302345936 | 0.71 | -4.22 |
| Apr 2015 | 1480.9411169476803 | -0.48 | -4.79 |
| May 2015 | 1504.0108581550858 | 1.56 | -2.58 |
| Jun 2015 | 1523.8604175916257 | 1.32 | -1.32 |
| Jul 2015 | 1536.5655876864316 | 0.83 | -0.48 |
| Aug 2015 | 1526.8284583005302 | -0.63 | -1.08 |
| Sep 2015 | 1531.9876966110135 | 0.34 | -1.13 |
| Oct 2015 | 1526.5082728248678 | -0.36 | -0.52 |
| Nov 2015 | 1546.3970760264017 | 1.30 | 1.07 |
| Dec 2015 | 1552.5558930375887 | 0.40 | 2.37 |
| Jan 2016 | 1567.4107528839654 | 0.96 | 6.64 |
| Feb 2016 | 1548.6030146319265 | -1.20 | 4.81 |
| Mar 2016 | 1555.3256603196799 | 0.43 | 4.52 |
| Apr 2016 | 1547.4510629981833 | -0.51 | 4.49 |
| May 2016 | 1550.023431235709 | 0.17 | 3.06 |
| Jun 2016 | 1551.3931168778226 | 0.09 | 1.81 |
| Jul 2016 | 1541.4973414443043 | -0.64 | 0.32 |
| Aug 2016 | 1546.019371403796 | 0.29 | 1.26 |
| Sep 2016 | 1553.8716522776022 | 0.51 | 1.43 |
| Oct 2016 | 1561.2569535927428 | 0.48 | 2.28 |
| Nov 2016 | 1601.9410581127609 | 2.61 | 3.59 |
| Dec 2016 | 1659.9023210961477 | 3.62 | 6.91 |
| Jan 2017 | 1632.1060929805449 | -1.67 | 4.13 |
| Feb 2017 | 1638.4734012454257 | 0.39 | 5.80 |
| Mar 2017 | 1645.8781077998617 | 0.45 | 5.82 |
| Apr 2017 | 1633.6590395451008 | -0.74 | 5.57 |
| May 2017 | 1636.277362760428 | 0.16 | 5.57 |
| Jun 2017 | 1630.078986625353 | -0.38 | 5.07 |
| Jul 2017 | 1642.491743027828 | 0.76 | 6.55 |
| Aug 2017 | 1635.6792664238399 | -0.41 | 5.80 |
| Sep 2017 | 1630.9384607366776 | -0.29 | 4.96 |
| Oct 2017 | 1647.9513128190722 | 1.04 | 5.55 |
| Nov 2017 | 1659.0695192586236 | 0.68 | 3.57 |
| Dec 2017 | 1670.56831244248 | 0.69 | 0.64 |
| Jan 2018 | 1752.7615090165496 | 4.92 | 7.39 |
| Feb 2018 | 1798.1568207285388 | 2.59 | 9.75 |
| Mar 2018 | 1821.9491350489202 | 1.32 | 10.70 |
| Apr 2018 | 1832.373440633577 | 0.57 | 12.16 |
| May 2018 | 1853.2895931299613 | 1.14 | 13.26 |
| Jun 2018 | 1852.383618370769 | -0.05 | 13.64 |
| Jul 2018 | 1848.767283624628 | -0.19 | 12.56 |
| Aug 2018 | 1854.7904704970856 | 0.33 | 13.40 |
| Sep 2018 | 1870.0896394713072 | 0.83 | 14.66 |
| Oct 2018 | 1902.1999851001538 | 1.72 | 15.43 |
| Nov 2018 | 1912.7832067825502 | 0.56 | 15.29 |
| Dec 2018 | 1887.5401952582538 | -1.32 | 12.99 |
| Jan 2019 | 1912.7506694256035 | 1.34 | 9.13 |
| Feb 2019 | 1908.5950051751697 | -0.22 | 6.14 |
| Mar 2019 | 1903.5952990520732 | -0.26 | 4.48 |
| Apr 2019 | 1894.7414075019171 | -0.46 | 3.40 |
| May 2019 | 1890.2102968867266 | -0.24 | 1.99 |
| Jun 2019 | 1859.3167221146223 | -1.63 | 0.37 |
| Jul 2019 | 1859.1228847327352 | -0.01 | 0.56 |
| Aug 2019 | 1844.6549619836692 | -0.78 | -0.55 |
| Sep 2019 | 1847.2159717214286 | 0.14 | -1.22 |
| Oct 2019 | 1863.295967016324 | 0.87 | -2.04 |
| Nov 2019 | 1872.6389966409442 | 0.50 | -2.10 |
| Dec 2019 | 1885.3976683276574 | 0.68 | -0.11 |
| Jan 2020 | 1784.0494389343967 | -5.37 | -6.73 |
| Feb 2020 | 1775.3745471637026 | -0.49 | -6.98 |
| Mar 2020 | 1788.209203899993 | 0.72 | -6.06 |
| Apr 2020 | 1782.9556402256917 | -0.29 | -5.90 |
| May 2020 | 1781.6965292385469 | -0.07 | -5.74 |
| Jun 2020 | 1775.947638156254 | -0.32 | -4.48 |
| Jul 2020 | 1758.8500961642192 | -0.96 | -5.39 |
| Aug 2020 | 1754.664122992449 | -0.24 | -4.88 |
| Sep 2020 | 1763.0231103083122 | 0.48 | -4.56 |
| Oct 2020 | 1775.682906350888 | 0.72 | -4.70 |
| Nov 2020 | 1791.9286726440482 | 0.92 | -4.31 |
| Dec 2020 | 1807.3171541949246 | 0.86 | -4.14 |
| Jan 2021 | 1811.7854259425317 | 0.25 | 1.56 |
| Feb 2021 | 1845.6781437354161 | 1.87 | 3.96 |
| Mar 2021 | 1908.241557875796 | 3.39 | 6.71 |
| Apr 2021 | 1928.3825600512919 | 1.06 | 8.16 |
| May 2021 | 1937.0817660532855 | 0.45 | 8.72 |
| Jun 2021 | 1961.5539013691755 | 1.26 | 10.45 |
| Jul 2021 | 1962.4731091795582 | 0.05 | 11.58 |
| Aug 2021 | 1967.0396568406118 | 0.23 | 12.10 |
| Sep 2021 | 1974.002914609211 | 0.35 | 11.97 |
| Oct 2021 | 1998.4579004993525 | 1.24 | 12.55 |
| Nov 2021 | 2001.9054891228793 | 0.17 | 11.72 |
| Dec 2021 | 2017.377874894568 | 0.77 | 11.62 |
| Jan 2022 | 2071.9988104828576 | 2.71 | 14.36 |
| Feb 2022 | 2152.6765418993136 | 3.89 | 16.63 |
| Mar 2022 | 2258.4249841819515 | 4.91 | 18.35 |
| Apr 2022 | 2440.915364310631 | 8.08 | 26.58 |
| May 2022 | 2522.435527054009 | 3.34 | 30.22 |
| Jun 2022 | 2607.2965817166123 | 3.36 | 32.92 |
| Jul 2022 | 2599.402105300305 | -0.30 | 32.46 |
| Aug 2022 | 2562.8004057202907 | -1.41 | 30.29 |
| Sep 2022 | 2730.4946298094987 | 6.54 | 38.32 |
| Oct 2022 | 2889.0915331075566 | 5.81 | 44.57 |
| Nov 2022 | 2871.863337688321 | -0.60 | 43.46 |
| Dec 2022 | 2785.0833544351735 | -3.02 | 38.06 |
| Jan 2023 | 2782.607848133512 | -0.09 | 34.30 |
| Feb 2023 | 2781.6981357643263 | -0.03 | 29.22 |
| Mar 2023 | 2848.981828821183 | 2.42 | 26.15 |
| Apr 2023 | 2824.558917882643 | -0.86 | 15.72 |
| May 2023 | 2865.828114105419 | 1.46 | 13.61 |
| Jun 2023 | 2952.0277456097247 | 3.01 | 13.22 |
| Jul 2023 | 3004.2968130596046 | 1.77 | 15.58 |
| Aug 2023 | 3078.2473673555905 | 2.46 | 20.11 |
| Sep 2023 | 3127.060846812339 | 1.59 | 14.52 |
| Oct 2023 | 3236.7425350278127 | 3.51 | 12.03 |
| Nov 2023 | 3209.8238427273313 | -0.83 | 11.77 |
| Dec 2023 | 3081.4634215011038 | -4.00 | 10.64 |
| Jan 2024 | 3052.162700150743 | -0.95 | 9.69 |
| Feb 2024 | 3095.6685256710452 | 1.43 | 11.29 |
| Mar 2024 | 3126.1497877361103 | 0.99 | 9.73 |
| Apr 2024 | 3190.7099874672012 | 2.07 | 12.96 |
| May 2024 | 3224.1864567186526 | 1.05 | 12.51 |
| Jun 2024 | 3199.6574658038435 | -0.76 | 8.39 |
| Jul 2024 | 3187.3189088455997 | -0.39 | 6.09 |
| Aug 2024 | 3114.8157678976113 | -2.27 | 1.19 |
| Sep 2024 | 3059.4210577142853 | -1.78 | -2.16 |
| Oct 2024 | 3125.7877105217394 | 2.17 | -3.43 |
| Nov 2024 | 3220.893277118827 | 3.04 | 0.35 |
| Dec 2024 | 3210.690449352165 | -0.32 | 4.19 |
| Jan 2025 | 3324.0521105820826 | 3.53 | 8.91 |
| Feb 2025 | 3306.7923864457957 | -0.52 | 6.82 |
| Mar 2025 | 3269.094822450289 | -1.14 | 4.57 |
| Apr 2025 | 3293.833323664262 | 0.76 | 3.23 |
| May 2025 | 3323.108714355269 | 0.89 | 3.07 |
| Jun 2025 | 3331.252651252473 | 0.25 | 4.11 |
| Jul 2025 | 3317.653365636698 | -0.41 | 4.09 |
| Aug 2025 | 3293.3819454555382 | -0.73 | 5.73 |
| Sep 2025 | 3252.2094749551597 | -1.25 | 6.30 |
| Oct 2025 | 3233.798509124943 | -0.57 | 3.46 |
| Nov 2025 | 3235.464453590926 | 0.05 | 0.45 |
| Dec 2025 | 3231.704824483599 | -0.12 | 0.66 |
| Jan 2026 | 3218.973304983508 | -0.39 | -3.16 |
| Feb 2026 | 3213.145129115531 | -0.18 | -2.83 |