Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Philadelphia, PA Metro in February 2026 was $3,213.145. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -2.83%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1489.7858607697337 NaN NaN
Feb 2012 1483.61162680386 -0.41 NaN
Mar 2012 1489.6295280905472 0.41 NaN
Apr 2012 1486.2650593362969 -0.23 NaN
May 2012 1475.0463998050955 -0.75 NaN
Jun 2012 1461.5440483725936 -0.91 NaN
Jul 2012 1447.1587741017818 -0.98 NaN
Aug 2012 1450.0495120748044 0.20 NaN
Sep 2012 1437.1995707901906 -0.89 NaN
Oct 2012 1422.6880348161353 -1.01 NaN
Nov 2012 1418.321140467927 -0.31 NaN
Dec 2012 1417.6852812279287 -0.04 NaN
Jan 2013 1499.5813119743138 5.78 0.66
Feb 2013 1514.8949579646874 1.02 2.11
Mar 2013 1521.6733459008706 0.45 2.15
Apr 2013 1513.0909290650552 -0.56 1.81
May 2013 1527.7974304195614 0.97 3.58
Jun 2013 1589.9446593840116 4.07 8.79
Jul 2013 1626.3191011853955 2.29 12.38
Aug 2013 1639.0929714612535 0.79 13.04
Sep 2013 1646.0319201625316 0.42 14.53
Oct 2013 1618.0775774047374 -1.70 13.73
Nov 2013 1630.3028629884711 0.76 14.95
Dec 2013 1658.5110532431565 1.73 16.99
Jan 2014 1557.5779445253888 -6.09 3.87
Feb 2014 1546.3414912372662 -0.72 2.08
Mar 2014 1553.5414696963494 0.47 2.09
Apr 2014 1555.4255963010405 0.12 2.80
May 2014 1543.8606124711878 -0.74 1.05
Jun 2014 1544.2591093153308 0.03 -2.87
Jul 2014 1543.9908622559183 -0.02 -5.06
Aug 2014 1543.5039914013514 -0.03 -5.83
Sep 2014 1549.5411470801841 0.39 -5.86
Oct 2014 1534.4540557176904 -0.97 -5.17
Nov 2014 1529.9657517245798 -0.29 -6.15
Dec 2014 1516.5496716264756 -0.88 -8.56
Jan 2015 1469.7691780538557 -3.08 -5.64
Feb 2015 1477.5761978464461 0.53 -4.45
Mar 2015 1488.050302345936 0.71 -4.22
Apr 2015 1480.9411169476803 -0.48 -4.79
May 2015 1504.0108581550858 1.56 -2.58
Jun 2015 1523.8604175916257 1.32 -1.32
Jul 2015 1536.5655876864316 0.83 -0.48
Aug 2015 1526.8284583005302 -0.63 -1.08
Sep 2015 1531.9876966110135 0.34 -1.13
Oct 2015 1526.5082728248678 -0.36 -0.52
Nov 2015 1546.3970760264017 1.30 1.07
Dec 2015 1552.5558930375887 0.40 2.37
Jan 2016 1567.4107528839654 0.96 6.64
Feb 2016 1548.6030146319265 -1.20 4.81
Mar 2016 1555.3256603196799 0.43 4.52
Apr 2016 1547.4510629981833 -0.51 4.49
May 2016 1550.023431235709 0.17 3.06
Jun 2016 1551.3931168778226 0.09 1.81
Jul 2016 1541.4973414443043 -0.64 0.32
Aug 2016 1546.019371403796 0.29 1.26
Sep 2016 1553.8716522776022 0.51 1.43
Oct 2016 1561.2569535927428 0.48 2.28
Nov 2016 1601.9410581127609 2.61 3.59
Dec 2016 1659.9023210961477 3.62 6.91
Jan 2017 1632.1060929805449 -1.67 4.13
Feb 2017 1638.4734012454257 0.39 5.80
Mar 2017 1645.8781077998617 0.45 5.82
Apr 2017 1633.6590395451008 -0.74 5.57
May 2017 1636.277362760428 0.16 5.57
Jun 2017 1630.078986625353 -0.38 5.07
Jul 2017 1642.491743027828 0.76 6.55
Aug 2017 1635.6792664238399 -0.41 5.80
Sep 2017 1630.9384607366776 -0.29 4.96
Oct 2017 1647.9513128190722 1.04 5.55
Nov 2017 1659.0695192586236 0.68 3.57
Dec 2017 1670.56831244248 0.69 0.64
Jan 2018 1752.7615090165496 4.92 7.39
Feb 2018 1798.1568207285388 2.59 9.75
Mar 2018 1821.9491350489202 1.32 10.70
Apr 2018 1832.373440633577 0.57 12.16
May 2018 1853.2895931299613 1.14 13.26
Jun 2018 1852.383618370769 -0.05 13.64
Jul 2018 1848.767283624628 -0.19 12.56
Aug 2018 1854.7904704970856 0.33 13.40
Sep 2018 1870.0896394713072 0.83 14.66
Oct 2018 1902.1999851001538 1.72 15.43
Nov 2018 1912.7832067825502 0.56 15.29
Dec 2018 1887.5401952582538 -1.32 12.99
Jan 2019 1912.7506694256035 1.34 9.13
Feb 2019 1908.5950051751697 -0.22 6.14
Mar 2019 1903.5952990520732 -0.26 4.48
Apr 2019 1894.7414075019171 -0.46 3.40
May 2019 1890.2102968867266 -0.24 1.99
Jun 2019 1859.3167221146223 -1.63 0.37
Jul 2019 1859.1228847327352 -0.01 0.56
Aug 2019 1844.6549619836692 -0.78 -0.55
Sep 2019 1847.2159717214286 0.14 -1.22
Oct 2019 1863.295967016324 0.87 -2.04
Nov 2019 1872.6389966409442 0.50 -2.10
Dec 2019 1885.3976683276574 0.68 -0.11
Jan 2020 1784.0494389343967 -5.37 -6.73
Feb 2020 1775.3745471637026 -0.49 -6.98
Mar 2020 1788.209203899993 0.72 -6.06
Apr 2020 1782.9556402256917 -0.29 -5.90
May 2020 1781.6965292385469 -0.07 -5.74
Jun 2020 1775.947638156254 -0.32 -4.48
Jul 2020 1758.8500961642192 -0.96 -5.39
Aug 2020 1754.664122992449 -0.24 -4.88
Sep 2020 1763.0231103083122 0.48 -4.56
Oct 2020 1775.682906350888 0.72 -4.70
Nov 2020 1791.9286726440482 0.92 -4.31
Dec 2020 1807.3171541949246 0.86 -4.14
Jan 2021 1811.7854259425317 0.25 1.56
Feb 2021 1845.6781437354161 1.87 3.96
Mar 2021 1908.241557875796 3.39 6.71
Apr 2021 1928.3825600512919 1.06 8.16
May 2021 1937.0817660532855 0.45 8.72
Jun 2021 1961.5539013691755 1.26 10.45
Jul 2021 1962.4731091795582 0.05 11.58
Aug 2021 1967.0396568406118 0.23 12.10
Sep 2021 1974.002914609211 0.35 11.97
Oct 2021 1998.4579004993525 1.24 12.55
Nov 2021 2001.9054891228793 0.17 11.72
Dec 2021 2017.377874894568 0.77 11.62
Jan 2022 2071.9988104828576 2.71 14.36
Feb 2022 2152.6765418993136 3.89 16.63
Mar 2022 2258.4249841819515 4.91 18.35
Apr 2022 2440.915364310631 8.08 26.58
May 2022 2522.435527054009 3.34 30.22
Jun 2022 2607.2965817166123 3.36 32.92
Jul 2022 2599.402105300305 -0.30 32.46
Aug 2022 2562.8004057202907 -1.41 30.29
Sep 2022 2730.4946298094987 6.54 38.32
Oct 2022 2889.0915331075566 5.81 44.57
Nov 2022 2871.863337688321 -0.60 43.46
Dec 2022 2785.0833544351735 -3.02 38.06
Jan 2023 2782.607848133512 -0.09 34.30
Feb 2023 2781.6981357643263 -0.03 29.22
Mar 2023 2848.981828821183 2.42 26.15
Apr 2023 2824.558917882643 -0.86 15.72
May 2023 2865.828114105419 1.46 13.61
Jun 2023 2952.0277456097247 3.01 13.22
Jul 2023 3004.2968130596046 1.77 15.58
Aug 2023 3078.2473673555905 2.46 20.11
Sep 2023 3127.060846812339 1.59 14.52
Oct 2023 3236.7425350278127 3.51 12.03
Nov 2023 3209.8238427273313 -0.83 11.77
Dec 2023 3081.4634215011038 -4.00 10.64
Jan 2024 3052.162700150743 -0.95 9.69
Feb 2024 3095.6685256710452 1.43 11.29
Mar 2024 3126.1497877361103 0.99 9.73
Apr 2024 3190.7099874672012 2.07 12.96
May 2024 3224.1864567186526 1.05 12.51
Jun 2024 3199.6574658038435 -0.76 8.39
Jul 2024 3187.3189088455997 -0.39 6.09
Aug 2024 3114.8157678976113 -2.27 1.19
Sep 2024 3059.4210577142853 -1.78 -2.16
Oct 2024 3125.7877105217394 2.17 -3.43
Nov 2024 3220.893277118827 3.04 0.35
Dec 2024 3210.690449352165 -0.32 4.19
Jan 2025 3324.0521105820826 3.53 8.91
Feb 2025 3306.7923864457957 -0.52 6.82
Mar 2025 3269.094822450289 -1.14 4.57
Apr 2025 3293.833323664262 0.76 3.23
May 2025 3323.108714355269 0.89 3.07
Jun 2025 3331.252651252473 0.25 4.11
Jul 2025 3317.653365636698 -0.41 4.09
Aug 2025 3293.3819454555382 -0.73 5.73
Sep 2025 3252.2094749551597 -1.25 6.30
Oct 2025 3233.798509124943 -0.57 3.46
Nov 2025 3235.464453590926 0.05 0.45
Dec 2025 3231.704824483599 -0.12 0.66
Jan 2026 3218.973304983508 -0.39 -3.16
Feb 2026 3213.145129115531 -0.18 -2.83