Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Phoenix, AZ Metro in February 2026 was $3,370.554. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -8.14%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 917.8536110552402 | NaN | NaN |
| Feb 2012 | 922.9983435496589 | 0.56 | NaN |
| Mar 2012 | 932.82006355998 | 1.06 | NaN |
| Apr 2012 | 939.8894313285031 | 0.76 | NaN |
| May 2012 | 946.7997118634908 | 0.74 | NaN |
| Jun 2012 | 956.0309727763135 | 0.98 | NaN |
| Jul 2012 | 967.1007911664658 | 1.16 | NaN |
| Aug 2012 | 992.7690588710532 | 2.65 | NaN |
| Sep 2012 | 1007.1102072330291 | 1.45 | NaN |
| Oct 2012 | 1018.314914025384 | 1.11 | NaN |
| Nov 2012 | 1034.0561475307338 | 1.55 | NaN |
| Dec 2012 | 1048.2800055241432 | 1.38 | NaN |
| Jan 2013 | 1068.813753589058 | 1.96 | 16.45 |
| Feb 2013 | 1093.9067771943432 | 2.35 | 18.52 |
| Mar 2013 | 1113.0479419835453 | 1.75 | 19.32 |
| Apr 2013 | 1120.2311433700845 | 0.65 | 19.19 |
| May 2013 | 1149.1187020741054 | 2.58 | 21.37 |
| Jun 2013 | 1222.638022823349 | 6.40 | 27.89 |
| Jul 2013 | 1274.349411200346 | 4.23 | 31.77 |
| Aug 2013 | 1303.6050073535562 | 2.30 | 31.31 |
| Sep 2013 | 1326.4225588927573 | 1.75 | 31.71 |
| Oct 2013 | 1311.3801082824684 | -1.13 | 28.78 |
| Nov 2013 | 1330.9492077334128 | 1.49 | 28.71 |
| Dec 2013 | 1362.285861817788 | 2.35 | 29.95 |
| Jan 2014 | 1394.8378485517746 | 2.39 | 30.50 |
| Feb 2014 | 1392.6214815847197 | -0.16 | 27.31 |
| Mar 2014 | 1409.5122764841383 | 1.21 | 26.64 |
| Apr 2014 | 1416.6448180033121 | 0.51 | 26.46 |
| May 2014 | 1404.8262887612125 | -0.83 | 22.25 |
| Jun 2014 | 1403.8410720901268 | -0.07 | 14.82 |
| Jul 2014 | 1401.854106470655 | -0.14 | 10.01 |
| Aug 2014 | 1402.2854949771702 | 0.03 | 7.57 |
| Sep 2014 | 1410.455103755221 | 0.58 | 6.34 |
| Oct 2014 | 1397.9497980011174 | -0.89 | 6.60 |
| Nov 2014 | 1396.5753613289685 | -0.10 | 4.93 |
| Dec 2014 | 1384.681142672761 | -0.85 | 1.64 |
| Jan 2015 | 1327.557401429431 | -4.12 | -4.82 |
| Feb 2015 | 1337.483011763542 | 0.75 | -3.96 |
| Mar 2015 | 1351.5250205994505 | 1.05 | -4.11 |
| Apr 2015 | 1348.8177874449398 | -0.20 | -4.79 |
| May 2015 | 1377.9700084264516 | 2.16 | -1.91 |
| Jun 2015 | 1404.867623069839 | 1.95 | 0.07 |
| Jul 2015 | 1423.2533876171792 | 1.31 | 1.53 |
| Aug 2015 | 1417.5716038304136 | -0.40 | 1.09 |
| Sep 2015 | 1428.1418360044645 | 0.75 | 1.25 |
| Oct 2015 | 1429.81841130017 | 0.12 | 2.28 |
| Nov 2015 | 1460.5252744743725 | 2.15 | 4.58 |
| Dec 2015 | 1475.331171443929 | 1.01 | 6.55 |
| Jan 2016 | 1479.1825979958949 | 0.26 | 11.42 |
| Feb 2016 | 1465.6541606694825 | -0.91 | 9.58 |
| Mar 2016 | 1479.2039019132542 | 0.92 | 9.45 |
| Apr 2016 | 1473.7404689243012 | -0.37 | 9.26 |
| May 2016 | 1478.2602624877914 | 0.31 | 7.28 |
| Jun 2016 | 1480.3033718863664 | 0.14 | 5.37 |
| Jul 2016 | 1470.538002228398 | -0.66 | 3.32 |
| Aug 2016 | 1475.358383849833 | 0.33 | 4.08 |
| Sep 2016 | 1485.6666292971731 | 0.70 | 4.03 |
| Oct 2016 | 1494.0721875455552 | 0.57 | 4.49 |
| Nov 2016 | 1539.4962486025 | 3.04 | 5.41 |
| Dec 2016 | 1602.5241915670917 | 4.09 | 8.62 |
| Jan 2017 | 1605.9147404427608 | 0.21 | 8.57 |
| Feb 2017 | 1616.395482361279 | 0.65 | 10.29 |
| Mar 2017 | 1629.5102444035867 | 0.81 | 10.16 |
| Apr 2017 | 1618.9125806391119 | -0.65 | 9.85 |
| May 2017 | 1623.6240386514223 | 0.29 | 9.83 |
| Jun 2017 | 1618.5402826958264 | -0.31 | 9.34 |
| Jul 2017 | 1636.2489120754324 | 1.09 | 11.27 |
| Aug 2017 | 1633.6828532992956 | -0.16 | 10.73 |
| Sep 2017 | 1632.8397518738657 | -0.05 | 9.91 |
| Oct 2017 | 1655.0056184695156 | 1.36 | 10.77 |
| Nov 2017 | 1666.979902012045 | 0.72 | 8.28 |
| Dec 2017 | 1679.113200553909 | 0.73 | 4.78 |
| Jan 2018 | 1697.2552523075492 | 1.08 | 5.69 |
| Feb 2018 | 1752.480538292009 | 3.25 | 8.42 |
| Mar 2018 | 1782.0553580620217 | 1.69 | 9.36 |
| Apr 2018 | 1796.2153117979592 | 0.80 | 10.95 |
| May 2018 | 1825.7418863252235 | 1.64 | 12.45 |
| Jun 2018 | 1835.3427516783304 | 0.53 | 13.40 |
| Jul 2018 | 1843.2009734187507 | 0.43 | 12.65 |
| Aug 2018 | 1859.4904206162657 | 0.88 | 13.82 |
| Sep 2018 | 1883.7439104877192 | 1.30 | 15.37 |
| Oct 2018 | 1925.4519267470923 | 2.21 | 16.34 |
| Nov 2018 | 1940.2272376109013 | 0.77 | 16.39 |
| Dec 2018 | 1911.7781294116721 | -1.47 | 13.86 |
| Jan 2019 | 1884.925599293883 | -1.40 | 11.06 |
| Feb 2019 | 1880.4622945903407 | -0.24 | 7.30 |
| Mar 2019 | 1873.5348809085651 | -0.37 | 5.13 |
| Apr 2019 | 1861.9594685496281 | -0.62 | 3.66 |
| May 2019 | 1856.399912987078 | -0.30 | 1.68 |
| Jun 2019 | 1820.256802028741 | -1.95 | -0.82 |
| Jul 2019 | 1819.9522070686307 | -0.02 | -1.26 |
| Aug 2019 | 1804.4626559145122 | -0.85 | -2.96 |
| Sep 2019 | 1812.0278554522963 | 0.42 | -3.81 |
| Oct 2019 | 1836.38439932562 | 1.34 | -4.63 |
| Nov 2019 | 1850.987872821124 | 0.80 | -4.60 |
| Dec 2019 | 1868.8636482382171 | 0.97 | -2.24 |
| Jan 2020 | 1860.750522682285 | -0.43 | -1.28 |
| Feb 2020 | 1855.1191202718314 | -0.30 | -1.35 |
| Mar 2020 | 1875.282214522822 | 1.09 | 0.09 |
| Apr 2020 | 1872.163616256548 | -0.17 | 0.55 |
| May 2020 | 1874.1312163914308 | 0.11 | 0.96 |
| Jun 2020 | 1871.9921471411026 | -0.11 | 2.84 |
| Jul 2020 | 1858.1423758010978 | -0.74 | 2.10 |
| Aug 2020 | 1861.433119204951 | 0.18 | 3.16 |
| Sep 2020 | 1879.8969266635727 | 0.99 | 3.75 |
| Oct 2020 | 1901.325857065129 | 1.14 | 3.54 |
| Nov 2020 | 1923.2228058687087 | 1.15 | 3.90 |
| Dec 2020 | 1941.8510959310604 | 0.97 | 3.91 |
| Jan 2021 | 1957.2734237806426 | 0.79 | 5.19 |
| Feb 2021 | 2003.994501460195 | 2.39 | 8.03 |
| Mar 2021 | 2093.9188660767068 | 4.49 | 11.66 |
| Apr 2021 | 2137.9131465953196 | 2.10 | 14.20 |
| May 2021 | 2176.755915939455 | 1.82 | 16.15 |
| Jun 2021 | 2241.7244194186374 | 2.99 | 19.75 |
| Jul 2021 | 2282.200814394419 | 1.81 | 22.82 |
| Aug 2021 | 2331.2530275413055 | 2.15 | 25.24 |
| Sep 2021 | 2388.93283238137 | 2.47 | 27.08 |
| Oct 2021 | 2466.1969328840423 | 3.23 | 29.71 |
| Nov 2021 | 2505.6092241542897 | 1.60 | 30.28 |
| Dec 2021 | 2549.126897509739 | 1.74 | 31.27 |
| Jan 2022 | 2645.40126091828 | 3.78 | 35.16 |
| Feb 2022 | 2767.5474866747204 | 4.62 | 38.10 |
| Mar 2022 | 2928.844155683145 | 5.83 | 39.87 |
| Apr 2022 | 3212.4635212836997 | 9.68 | 50.26 |
| May 2022 | 3352.702012595074 | 4.37 | 54.02 |
| Jun 2022 | 3496.909782344107 | 4.30 | 55.99 |
| Jul 2022 | 3494.9151005985523 | -0.06 | 53.14 |
| Aug 2022 | 3431.4509828383943 | -1.82 | 47.19 |
| Sep 2022 | 3651.4250431845353 | 6.41 | 52.85 |
| Oct 2022 | 3832.1936901871372 | 4.95 | 55.39 |
| Nov 2022 | 3739.3916146704064 | -2.42 | 49.24 |
| Dec 2022 | 3548.55997186782 | -5.10 | 39.21 |
| Jan 2023 | 3465.03997916502 | -2.35 | 30.98 |
| Feb 2023 | 3415.950211758326 | -1.42 | 23.43 |
| Mar 2023 | 3469.9764112803527 | 1.58 | 18.48 |
| Apr 2023 | 3405.195266899693 | -1.87 | 6.00 |
| May 2023 | 3432.5289173550414 | 0.80 | 2.38 |
| Jun 2023 | 3527.4183986933394 | 2.76 | 0.87 |
| Jul 2023 | 3584.141604853455 | 1.61 | 2.55 |
| Aug 2023 | 3674.494829166824 | 2.52 | 7.08 |
| Sep 2023 | 3732.3029103587264 | 1.57 | 2.22 |
| Oct 2023 | 3874.5267974324447 | 3.81 | 1.11 |
| Nov 2023 | 3836.241469484813 | -0.99 | 2.59 |
| Dec 2023 | 3659.7795194121386 | -4.60 | 3.13 |
| Jan 2024 | 3608.538375613641 | -1.40 | 4.14 |
| Feb 2024 | 3652.7709499256725 | 1.23 | 6.93 |
| Mar 2024 | 3677.9381603266775 | 0.69 | 5.99 |
| Apr 2024 | 3744.1783314720315 | 1.80 | 9.96 |
| May 2024 | 3774.7662456229127 | 0.82 | 9.97 |
| Jun 2024 | 3733.3008464503055 | -1.10 | 5.84 |
| Jul 2024 | 3707.6693581675613 | -0.69 | 3.45 |
| Aug 2024 | 3597.366245731827 | -2.97 | -2.10 |
| Sep 2024 | 3504.4831719839535 | -2.58 | -6.10 |
| Oct 2024 | 3570.0338802734327 | 1.87 | -7.86 |
| Nov 2024 | 3674.50211085432 | 2.93 | -4.22 |
| Dec 2024 | 3644.724549341225 | -0.81 | -0.41 |
| Jan 2025 | 3713.7379346288576 | 1.89 | 2.92 |
| Feb 2025 | 3669.246855950423 | -1.20 | 0.45 |
| Mar 2025 | 3598.432873202569 | -1.93 | -2.16 |
| Apr 2025 | 3604.707088218406 | 0.17 | -3.72 |
| May 2025 | 3615.5558409613877 | 0.30 | -4.22 |
| Jun 2025 | 3601.807289298189 | -0.38 | -3.52 |
| Jul 2025 | 3559.6718810923076 | -1.17 | -3.99 |
| Aug 2025 | 3510.2650440290613 | -1.39 | -2.42 |
| Sep 2025 | 3443.024871837728 | -1.92 | -1.75 |
| Oct 2025 | 3412.1866901302874 | -0.90 | -4.42 |
| Nov 2025 | 3408.663469843239 | -0.10 | -7.23 |
| Dec 2025 | 3400.4418490899034 | -0.24 | -6.70 |
| Jan 2026 | 3381.70949748515 | -0.55 | -8.94 |
| Feb 2026 | 3370.5535250045423 | -0.33 | -8.14 |