Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Phoenix, AZ Metro in February 2026 was $3,370.554. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -8.14%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 917.8536110552402 NaN NaN
Feb 2012 922.9983435496589 0.56 NaN
Mar 2012 932.82006355998 1.06 NaN
Apr 2012 939.8894313285031 0.76 NaN
May 2012 946.7997118634908 0.74 NaN
Jun 2012 956.0309727763135 0.98 NaN
Jul 2012 967.1007911664658 1.16 NaN
Aug 2012 992.7690588710532 2.65 NaN
Sep 2012 1007.1102072330291 1.45 NaN
Oct 2012 1018.314914025384 1.11 NaN
Nov 2012 1034.0561475307338 1.55 NaN
Dec 2012 1048.2800055241432 1.38 NaN
Jan 2013 1068.813753589058 1.96 16.45
Feb 2013 1093.9067771943432 2.35 18.52
Mar 2013 1113.0479419835453 1.75 19.32
Apr 2013 1120.2311433700845 0.65 19.19
May 2013 1149.1187020741054 2.58 21.37
Jun 2013 1222.638022823349 6.40 27.89
Jul 2013 1274.349411200346 4.23 31.77
Aug 2013 1303.6050073535562 2.30 31.31
Sep 2013 1326.4225588927573 1.75 31.71
Oct 2013 1311.3801082824684 -1.13 28.78
Nov 2013 1330.9492077334128 1.49 28.71
Dec 2013 1362.285861817788 2.35 29.95
Jan 2014 1394.8378485517746 2.39 30.50
Feb 2014 1392.6214815847197 -0.16 27.31
Mar 2014 1409.5122764841383 1.21 26.64
Apr 2014 1416.6448180033121 0.51 26.46
May 2014 1404.8262887612125 -0.83 22.25
Jun 2014 1403.8410720901268 -0.07 14.82
Jul 2014 1401.854106470655 -0.14 10.01
Aug 2014 1402.2854949771702 0.03 7.57
Sep 2014 1410.455103755221 0.58 6.34
Oct 2014 1397.9497980011174 -0.89 6.60
Nov 2014 1396.5753613289685 -0.10 4.93
Dec 2014 1384.681142672761 -0.85 1.64
Jan 2015 1327.557401429431 -4.12 -4.82
Feb 2015 1337.483011763542 0.75 -3.96
Mar 2015 1351.5250205994505 1.05 -4.11
Apr 2015 1348.8177874449398 -0.20 -4.79
May 2015 1377.9700084264516 2.16 -1.91
Jun 2015 1404.867623069839 1.95 0.07
Jul 2015 1423.2533876171792 1.31 1.53
Aug 2015 1417.5716038304136 -0.40 1.09
Sep 2015 1428.1418360044645 0.75 1.25
Oct 2015 1429.81841130017 0.12 2.28
Nov 2015 1460.5252744743725 2.15 4.58
Dec 2015 1475.331171443929 1.01 6.55
Jan 2016 1479.1825979958949 0.26 11.42
Feb 2016 1465.6541606694825 -0.91 9.58
Mar 2016 1479.2039019132542 0.92 9.45
Apr 2016 1473.7404689243012 -0.37 9.26
May 2016 1478.2602624877914 0.31 7.28
Jun 2016 1480.3033718863664 0.14 5.37
Jul 2016 1470.538002228398 -0.66 3.32
Aug 2016 1475.358383849833 0.33 4.08
Sep 2016 1485.6666292971731 0.70 4.03
Oct 2016 1494.0721875455552 0.57 4.49
Nov 2016 1539.4962486025 3.04 5.41
Dec 2016 1602.5241915670917 4.09 8.62
Jan 2017 1605.9147404427608 0.21 8.57
Feb 2017 1616.395482361279 0.65 10.29
Mar 2017 1629.5102444035867 0.81 10.16
Apr 2017 1618.9125806391119 -0.65 9.85
May 2017 1623.6240386514223 0.29 9.83
Jun 2017 1618.5402826958264 -0.31 9.34
Jul 2017 1636.2489120754324 1.09 11.27
Aug 2017 1633.6828532992956 -0.16 10.73
Sep 2017 1632.8397518738657 -0.05 9.91
Oct 2017 1655.0056184695156 1.36 10.77
Nov 2017 1666.979902012045 0.72 8.28
Dec 2017 1679.113200553909 0.73 4.78
Jan 2018 1697.2552523075492 1.08 5.69
Feb 2018 1752.480538292009 3.25 8.42
Mar 2018 1782.0553580620217 1.69 9.36
Apr 2018 1796.2153117979592 0.80 10.95
May 2018 1825.7418863252235 1.64 12.45
Jun 2018 1835.3427516783304 0.53 13.40
Jul 2018 1843.2009734187507 0.43 12.65
Aug 2018 1859.4904206162657 0.88 13.82
Sep 2018 1883.7439104877192 1.30 15.37
Oct 2018 1925.4519267470923 2.21 16.34
Nov 2018 1940.2272376109013 0.77 16.39
Dec 2018 1911.7781294116721 -1.47 13.86
Jan 2019 1884.925599293883 -1.40 11.06
Feb 2019 1880.4622945903407 -0.24 7.30
Mar 2019 1873.5348809085651 -0.37 5.13
Apr 2019 1861.9594685496281 -0.62 3.66
May 2019 1856.399912987078 -0.30 1.68
Jun 2019 1820.256802028741 -1.95 -0.82
Jul 2019 1819.9522070686307 -0.02 -1.26
Aug 2019 1804.4626559145122 -0.85 -2.96
Sep 2019 1812.0278554522963 0.42 -3.81
Oct 2019 1836.38439932562 1.34 -4.63
Nov 2019 1850.987872821124 0.80 -4.60
Dec 2019 1868.8636482382171 0.97 -2.24
Jan 2020 1860.750522682285 -0.43 -1.28
Feb 2020 1855.1191202718314 -0.30 -1.35
Mar 2020 1875.282214522822 1.09 0.09
Apr 2020 1872.163616256548 -0.17 0.55
May 2020 1874.1312163914308 0.11 0.96
Jun 2020 1871.9921471411026 -0.11 2.84
Jul 2020 1858.1423758010978 -0.74 2.10
Aug 2020 1861.433119204951 0.18 3.16
Sep 2020 1879.8969266635727 0.99 3.75
Oct 2020 1901.325857065129 1.14 3.54
Nov 2020 1923.2228058687087 1.15 3.90
Dec 2020 1941.8510959310604 0.97 3.91
Jan 2021 1957.2734237806426 0.79 5.19
Feb 2021 2003.994501460195 2.39 8.03
Mar 2021 2093.9188660767068 4.49 11.66
Apr 2021 2137.9131465953196 2.10 14.20
May 2021 2176.755915939455 1.82 16.15
Jun 2021 2241.7244194186374 2.99 19.75
Jul 2021 2282.200814394419 1.81 22.82
Aug 2021 2331.2530275413055 2.15 25.24
Sep 2021 2388.93283238137 2.47 27.08
Oct 2021 2466.1969328840423 3.23 29.71
Nov 2021 2505.6092241542897 1.60 30.28
Dec 2021 2549.126897509739 1.74 31.27
Jan 2022 2645.40126091828 3.78 35.16
Feb 2022 2767.5474866747204 4.62 38.10
Mar 2022 2928.844155683145 5.83 39.87
Apr 2022 3212.4635212836997 9.68 50.26
May 2022 3352.702012595074 4.37 54.02
Jun 2022 3496.909782344107 4.30 55.99
Jul 2022 3494.9151005985523 -0.06 53.14
Aug 2022 3431.4509828383943 -1.82 47.19
Sep 2022 3651.4250431845353 6.41 52.85
Oct 2022 3832.1936901871372 4.95 55.39
Nov 2022 3739.3916146704064 -2.42 49.24
Dec 2022 3548.55997186782 -5.10 39.21
Jan 2023 3465.03997916502 -2.35 30.98
Feb 2023 3415.950211758326 -1.42 23.43
Mar 2023 3469.9764112803527 1.58 18.48
Apr 2023 3405.195266899693 -1.87 6.00
May 2023 3432.5289173550414 0.80 2.38
Jun 2023 3527.4183986933394 2.76 0.87
Jul 2023 3584.141604853455 1.61 2.55
Aug 2023 3674.494829166824 2.52 7.08
Sep 2023 3732.3029103587264 1.57 2.22
Oct 2023 3874.5267974324447 3.81 1.11
Nov 2023 3836.241469484813 -0.99 2.59
Dec 2023 3659.7795194121386 -4.60 3.13
Jan 2024 3608.538375613641 -1.40 4.14
Feb 2024 3652.7709499256725 1.23 6.93
Mar 2024 3677.9381603266775 0.69 5.99
Apr 2024 3744.1783314720315 1.80 9.96
May 2024 3774.7662456229127 0.82 9.97
Jun 2024 3733.3008464503055 -1.10 5.84
Jul 2024 3707.6693581675613 -0.69 3.45
Aug 2024 3597.366245731827 -2.97 -2.10
Sep 2024 3504.4831719839535 -2.58 -6.10
Oct 2024 3570.0338802734327 1.87 -7.86
Nov 2024 3674.50211085432 2.93 -4.22
Dec 2024 3644.724549341225 -0.81 -0.41
Jan 2025 3713.7379346288576 1.89 2.92
Feb 2025 3669.246855950423 -1.20 0.45
Mar 2025 3598.432873202569 -1.93 -2.16
Apr 2025 3604.707088218406 0.17 -3.72
May 2025 3615.5558409613877 0.30 -4.22
Jun 2025 3601.807289298189 -0.38 -3.52
Jul 2025 3559.6718810923076 -1.17 -3.99
Aug 2025 3510.2650440290613 -1.39 -2.42
Sep 2025 3443.024871837728 -1.92 -1.75
Oct 2025 3412.1866901302874 -0.90 -4.42
Nov 2025 3408.663469843239 -0.10 -7.23
Dec 2025 3400.4418490899034 -0.24 -6.70
Jan 2026 3381.70949748515 -0.55 -8.94
Feb 2026 3370.5535250045423 -0.33 -8.14