Portland, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Portland, OR Metro in February 2026 was $4,358.866. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -6.83%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Portland, OR metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Portland, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Portland, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, OR (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1571.9350933971605 | NaN | NaN |
| Feb 2012 | 1565.4425885918217 | -0.41 | NaN |
| Mar 2012 | 1573.6963374353627 | 0.53 | NaN |
| Apr 2012 | 1570.7227070715203 | -0.19 | NaN |
| May 2012 | 1559.8430953066486 | -0.69 | NaN |
| Jun 2012 | 1548.5263362241546 | -0.73 | NaN |
| Jul 2012 | 1539.3684770422853 | -0.59 | NaN |
| Aug 2012 | 1553.7556473448508 | 0.94 | NaN |
| Sep 2012 | 1552.3320175098763 | -0.09 | NaN |
| Oct 2012 | 1552.553045679594 | 0.01 | NaN |
| Nov 2012 | 1564.8966794275539 | 0.80 | NaN |
| Dec 2012 | 1580.4961925335913 | 1.00 | NaN |
| Jan 2013 | 1595.2938962302205 | 0.94 | 1.49 |
| Feb 2013 | 1627.5466550351816 | 2.02 | 3.97 |
| Mar 2013 | 1647.9986050248115 | 1.26 | 4.72 |
| Apr 2013 | 1647.4450857348504 | -0.03 | 4.89 |
| May 2013 | 1675.152879481195 | 1.68 | 7.39 |
| Jun 2013 | 1763.7789298878074 | 5.29 | 13.90 |
| Jul 2013 | 1823.92369210036 | 3.41 | 18.49 |
| Aug 2013 | 1854.232740041611 | 1.66 | 19.34 |
| Sep 2013 | 1877.711120681708 | 1.27 | 20.96 |
| Oct 2013 | 1854.1950551954897 | -1.25 | 19.43 |
| Nov 2013 | 1880.3844309342676 | 1.41 | 20.16 |
| Dec 2013 | 1926.6896411976948 | 2.46 | 21.90 |
| Jan 2014 | 1933.2527864142453 | 0.34 | 21.19 |
| Feb 2014 | 1928.4043220017943 | -0.25 | 18.49 |
| Mar 2014 | 1948.0041255783963 | 1.02 | 18.20 |
| Apr 2014 | 1960.522822900844 | 0.64 | 19.00 |
| May 2014 | 1952.2426993012614 | -0.42 | 16.54 |
| Jun 2014 | 1957.4771285609352 | 0.27 | 10.98 |
| Jul 2014 | 1962.0011216099772 | 0.23 | 7.57 |
| Aug 2014 | 1968.0732702942796 | 0.31 | 6.14 |
| Sep 2014 | 1986.9896702731548 | 0.96 | 5.82 |
| Oct 2014 | 1978.7564018029966 | -0.41 | 6.72 |
| Nov 2014 | 1985.838535949456 | 0.36 | 5.61 |
| Dec 2014 | 1980.5760806456365 | -0.26 | 2.80 |
| Jan 2015 | 1940.859278946363 | -2.00 | 0.39 |
| Feb 2015 | 1966.0963269541037 | 1.30 | 1.96 |
| Mar 2015 | 1992.7230241818916 | 1.35 | 2.30 |
| Apr 2015 | 1992.729733414098 | 0.00 | 1.64 |
| May 2015 | 2034.4901178575565 | 2.10 | 4.21 |
| Jun 2015 | 2073.7647193790535 | 1.93 | 5.94 |
| Jul 2015 | 2103.441605514033 | 1.43 | 7.21 |
| Aug 2015 | 2101.526735628821 | -0.09 | 6.78 |
| Sep 2015 | 2123.250817905659 | 1.03 | 6.86 |
| Oct 2015 | 2133.9399478499 | 0.50 | 7.84 |
| Nov 2015 | 2185.8563700019813 | 2.43 | 10.07 |
| Dec 2015 | 2219.097538615549 | 1.52 | 12.04 |
| Jan 2016 | 2199.233630263349 | -0.89 | 13.31 |
| Feb 2016 | 2189.3973487436638 | -0.45 | 11.36 |
| Mar 2016 | 2219.436066450422 | 1.37 | 11.38 |
| Apr 2016 | 2228.0091408501294 | 0.39 | 11.81 |
| May 2016 | 2252.0132138154845 | 1.08 | 10.69 |
| Jun 2016 | 2269.860592682277 | 0.79 | 9.46 |
| Jul 2016 | 2266.406493475912 | -0.15 | 7.75 |
| Aug 2016 | 2281.275109748549 | 0.66 | 8.55 |
| Sep 2016 | 2298.7882366117447 | 0.77 | 8.27 |
| Oct 2016 | 2314.7454934408306 | 0.69 | 8.47 |
| Nov 2016 | 2388.6250804600486 | 3.19 | 9.28 |
| Dec 2016 | 2494.1889550815904 | 4.42 | 12.40 |
| Jan 2017 | 2510.1498156202056 | 0.64 | 14.14 |
| Feb 2017 | 2536.362142748942 | 1.04 | 15.85 |
| Mar 2017 | 2563.3999121789557 | 1.07 | 15.50 |
| Apr 2017 | 2552.9227878444626 | -0.41 | 14.58 |
| May 2017 | 2561.650215427323 | 0.34 | 13.75 |
| Jun 2017 | 2553.174534250373 | -0.33 | 12.48 |
| Jul 2017 | 2575.6509748219178 | 0.88 | 13.65 |
| Aug 2017 | 2565.836566780261 | -0.38 | 12.47 |
| Sep 2017 | 2557.1173391070834 | -0.34 | 11.24 |
| Oct 2017 | 2581.7844158624102 | 0.97 | 11.54 |
| Nov 2017 | 2594.9645014615962 | 0.51 | 8.64 |
| Dec 2017 | 2611.845459188846 | 0.65 | 4.72 |
| Jan 2018 | 2621.5046351678757 | 0.37 | 4.44 |
| Feb 2018 | 2703.930139111404 | 3.14 | 6.61 |
| Mar 2018 | 2749.1472905955034 | 1.67 | 7.25 |
| Apr 2018 | 2770.3936506894743 | 0.77 | 8.52 |
| May 2018 | 2809.7635220228804 | 1.42 | 9.69 |
| Jun 2018 | 2811.3701758649167 | 0.06 | 10.11 |
| Jul 2018 | 2807.883439894136 | -0.12 | 9.02 |
| Aug 2018 | 2815.748842823785 | 0.28 | 9.74 |
| Sep 2018 | 2836.4268255601837 | 0.73 | 10.92 |
| Oct 2018 | 2881.90870637842 | 1.60 | 11.63 |
| Nov 2018 | 2890.18853119159 | 0.29 | 11.38 |
| Dec 2018 | 2841.70754019467 | -1.68 | 8.80 |
| Jan 2019 | 2817.77797796926 | -0.84 | 7.49 |
| Feb 2019 | 2808.7053170095705 | -0.32 | 3.88 |
| Mar 2019 | 2797.4976171206326 | -0.40 | 1.76 |
| Apr 2019 | 2779.2812716438557 | -0.65 | 0.32 |
| May 2019 | 2766.5732924954445 | -0.46 | -1.54 |
| Jun 2019 | 2707.089364619723 | -2.15 | -3.71 |
| Jul 2019 | 2697.3473577153936 | -0.36 | -3.94 |
| Aug 2019 | 2665.867604589255 | -1.17 | -5.32 |
| Sep 2019 | 2666.151924649941 | 0.01 | -6.00 |
| Oct 2019 | 2691.1034349036727 | 0.94 | -6.62 |
| Nov 2019 | 2705.022323213043 | 0.52 | -6.41 |
| Dec 2019 | 2726.4660159376717 | 0.79 | -4.05 |
| Jan 2020 | 2708.63641808235 | -0.65 | -3.87 |
| Feb 2020 | 2694.85993708693 | -0.51 | -4.05 |
| Mar 2020 | 2713.4718198106834 | 0.69 | -3.00 |
| Apr 2020 | 2698.0153412251702 | -0.57 | -2.92 |
| May 2020 | 2688.2743919152504 | -0.36 | -2.83 |
| Jun 2020 | 2672.328276818504 | -0.59 | -1.28 |
| Jul 2020 | 2639.9246685685534 | -1.21 | -2.13 |
| Aug 2020 | 2633.560349174325 | -0.24 | -1.21 |
| Sep 2020 | 2649.6552309540903 | 0.61 | -0.62 |
| Oct 2020 | 2673.2180677403967 | 0.89 | -0.66 |
| Nov 2020 | 2699.2939342842983 | 0.98 | -0.21 |
| Dec 2020 | 2721.8003391976317 | 0.83 | -0.17 |
| Jan 2021 | 2735.6726959420885 | 0.51 | 1.00 |
| Feb 2021 | 2794.2358311980884 | 2.14 | 3.69 |
| Mar 2021 | 2905.920573464594 | 4.00 | 7.09 |
| Apr 2021 | 2950.22867629102 | 1.53 | 9.35 |
| May 2021 | 2974.342185700116 | 0.82 | 10.64 |
| Jun 2021 | 3019.549800804798 | 1.52 | 12.99 |
| Jul 2021 | 3029.233303157139 | 0.32 | 14.75 |
| Aug 2021 | 3050.0813636883545 | 0.69 | 15.82 |
| Sep 2021 | 3085.0714502912115 | 1.15 | 16.43 |
| Oct 2021 | 3147.2812686669686 | 2.02 | 17.73 |
| Nov 2021 | 3169.6613345378846 | 0.71 | 17.43 |
| Dec 2021 | 3205.1541880732366 | 1.12 | 17.76 |
| Jan 2022 | 3315.7151585222173 | 3.45 | 21.20 |
| Feb 2022 | 3456.587626515766 | 4.25 | 23.70 |
| Mar 2022 | 3641.369517900899 | 5.35 | 25.31 |
| Apr 2022 | 3960.81337156563 | 8.77 | 34.25 |
| May 2022 | 4098.797815376235 | 3.48 | 37.81 |
| Jun 2022 | 4229.870626789156 | 3.20 | 40.08 |
| Jul 2022 | 4186.8093272114675 | -1.02 | 38.21 |
| Aug 2022 | 4084.9641480022105 | -2.43 | 33.93 |
| Sep 2022 | 4326.291741839526 | 5.91 | 40.23 |
| Oct 2022 | 4552.627941648932 | 5.23 | 44.65 |
| Nov 2022 | 4489.088222310492 | -1.40 | 41.63 |
| Dec 2022 | 4314.673029277986 | -3.88 | 34.62 |
| Jan 2023 | 4285.142116248164 | -0.68 | 29.24 |
| Feb 2023 | 4255.520931350033 | -0.69 | 23.11 |
| Mar 2023 | 4337.101542023984 | 1.92 | 19.11 |
| Apr 2023 | 4274.107730770546 | -1.45 | 7.91 |
| May 2023 | 4316.594502265527 | 0.99 | 5.31 |
| Jun 2023 | 4434.4042740608065 | 2.73 | 4.84 |
| Jul 2023 | 4498.402852175274 | 1.44 | 7.44 |
| Aug 2023 | 4594.995264042425 | 2.15 | 12.49 |
| Sep 2023 | 4649.908605810073 | 1.20 | 7.48 |
| Oct 2023 | 4802.638922427406 | 3.29 | 5.49 |
| Nov 2023 | 4740.2706491054505 | -1.30 | 5.60 |
| Dec 2023 | 4522.676254683576 | -4.59 | 4.82 |
| Jan 2024 | 4473.915117630667 | -1.08 | 4.41 |
| Feb 2024 | 4523.666699587888 | 1.11 | 6.30 |
| Mar 2024 | 4549.212418874396 | 0.56 | 4.89 |
| Apr 2024 | 4620.4312106366015 | 1.57 | 8.10 |
| May 2024 | 4650.28332310491 | 0.65 | 7.73 |
| Jun 2024 | 4598.470767608938 | -1.11 | 3.70 |
| Jul 2024 | 4572.577403594264 | -0.56 | 1.65 |
| Aug 2024 | 4454.49153073729 | -2.58 | -3.06 |
| Sep 2024 | 4359.789828993229 | -2.13 | -6.24 |
| Oct 2024 | 4453.252396680306 | 2.14 | -7.27 |
| Nov 2024 | 4596.554914862693 | 3.22 | -3.03 |
| Dec 2024 | 4580.986216928002 | -0.34 | 1.29 |
| Jan 2025 | 4717.9648174104705 | 2.99 | 5.46 |
| Feb 2025 | 4678.572483482223 | -0.83 | 3.42 |
| Mar 2025 | 4599.205033318304 | -1.70 | 1.10 |
| Apr 2025 | 4606.404411069219 | 0.16 | -0.30 |
| May 2025 | 4616.339725012136 | 0.22 | -0.73 |
| Jun 2025 | 4599.7224798620155 | -0.36 | 0.03 |
| Jul 2025 | 4554.452611620387 | -0.98 | -0.40 |
| Aug 2025 | 4501.9599400752995 | -1.15 | 1.07 |
| Sep 2025 | 4427.996889411404 | -1.64 | 1.56 |
| Oct 2025 | 4400.445626867831 | -0.62 | -1.19 |
| Nov 2025 | 4405.312501288625 | 0.11 | -4.16 |
| Dec 2025 | 4400.297894957993 | -0.11 | -3.94 |
| Jan 2026 | 4377.364519579913 | -0.52 | -7.22 |
| Feb 2026 | 4358.865831650026 | -0.42 | -6.83 |
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