Providence, RI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Providence, RI Metro in February 2026 was $4,115.173. The month over month percentage change (MoM) was -0.08%, and the year over year percentage change (YoY) was -3.07%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Providence, RI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Providence, RI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Providence, RI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Providence, RI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1638.3791240223675 NaN NaN
Feb 2012 1630.5283114872595 -0.48 NaN
Mar 2012 1635.7959243329838 0.32 NaN
Apr 2012 1629.937809577732 -0.36 NaN
May 2012 1617.3068450120152 -0.77 NaN
Jun 2012 1604.7813490491517 -0.77 NaN
Jul 2012 1593.137653708439 -0.73 NaN
Aug 2012 1600.552853470763 0.47 NaN
Sep 2012 1587.9024992288912 -0.79 NaN
Oct 2012 1573.8508249708261 -0.88 NaN
Nov 2012 1572.5099972218388 -0.08 NaN
Dec 2012 1574.21241686968 0.11 NaN
Jan 2013 1582.799536453364 0.55 -3.39
Feb 2013 1602.2164261047733 1.23 -1.74
Mar 2013 1614.3450628213013 0.76 -1.31
Apr 2013 1609.9947591703858 -0.27 -1.22
May 2013 1630.198219268805 1.25 0.80
Jun 2013 1705.427851554729 4.62 6.27
Jul 2013 1753.9079403077958 2.84 10.09
Aug 2013 1774.1980941274055 1.16 10.85
Sep 2013 1785.4926268560541 0.64 12.44
Oct 2013 1752.325869550974 -1.86 11.34
Nov 2013 1764.961469388618 0.72 12.24
Dec 2013 1795.4028497629731 1.73 14.05
Jan 2014 1772.956389216926 -1.25 12.01
Feb 2014 1762.3420564085152 -0.60 9.99
Mar 2014 1775.3653478460806 0.74 9.97
Apr 2014 1784.7777492976088 0.53 10.86
May 2014 1775.5773597075658 -0.51 8.92
Jun 2014 1778.1984209040168 0.15 4.27
Jul 2014 1777.4623457677963 -0.04 1.34
Aug 2014 1776.9943806509546 -0.03 0.16
Sep 2014 1785.7054120140826 0.49 0.01
Oct 2014 1770.584821134984 -0.85 1.04
Nov 2014 1768.750974100865 -0.10 0.22
Dec 2014 1754.539474349563 -0.80 -2.28
Jan 2015 1776.4508342197564 1.25 0.20
Feb 2015 1787.2985222530751 0.61 1.42
Mar 2015 1802.2232894699346 0.84 1.51
Apr 2015 1798.0946438338976 -0.23 0.75
May 2015 1826.374862042142 1.57 2.86
Jun 2015 1850.5474034218807 1.32 4.07
Jul 2015 1866.1296895447013 0.84 4.99
Aug 2015 1855.756647998018 -0.56 4.43
Sep 2015 1863.5288523703455 0.42 4.36
Oct 2015 1860.218367476508 -0.18 5.06
Nov 2015 1890.1153492354028 1.61 6.86
Dec 2015 1904.1705959931592 0.74 8.53
Jan 2016 1856.700030508559 -2.49 4.52
Feb 2016 1836.9878419424697 -1.06 2.78
Mar 2016 1848.4619563467468 0.63 2.57
Apr 2016 1842.7762496646042 -0.31 2.49
May 2016 1850.1949704809424 0.40 1.30
Jun 2016 1855.4701954239083 0.28 0.27
Jul 2016 1847.4867361839147 -0.43 -1.00
Aug 2016 1854.7394489777544 0.39 -0.05
Sep 2016 1867.0471958010235 0.66 0.19
Oct 2016 1877.4042614087884 0.56 0.92
Nov 2016 1931.3492502433937 2.87 2.18
Dec 2016 2005.9093600978454 3.86 5.34
Jan 2017 1993.6458839996153 -0.61 7.38
Feb 2017 2009.083246480629 0.77 9.37
Mar 2017 2026.3067854225474 0.86 9.62
Apr 2017 2017.9937668962698 -0.41 9.51
May 2017 2026.9051229024108 0.44 9.55
Jun 2017 2023.7815432320735 -0.15 9.07
Jul 2017 2043.588317303715 0.98 10.62
Aug 2017 2037.5936633671927 -0.29 9.86
Sep 2017 2034.08892040386 -0.17 8.95
Oct 2017 2055.4860293650345 1.05 9.49
Nov 2017 2070.230920702731 0.72 7.19
Dec 2017 2085.0307047692886 0.72 3.94
Jan 2018 2089.8646748928822 0.23 4.83
Feb 2018 2145.5095293987174 2.66 6.79
Mar 2018 2175.075918878653 1.38 7.34
Apr 2018 2191.107408535061 0.74 8.58
May 2018 2223.61821822999 1.48 9.71
Jun 2018 2231.2649552545786 0.34 10.25
Jul 2018 2235.776374047534 0.20 9.40
Aug 2018 2251.321097273424 0.70 10.49
Sep 2018 2275.318562476254 1.07 11.86
Oct 2018 2315.759017021197 1.78 12.66
Nov 2018 2324.6855950153936 0.39 12.29
Dec 2018 2286.832809663575 -1.63 9.68
Jan 2019 2259.6167370389303 -1.19 8.12
Feb 2019 2249.832981085533 -0.43 4.86
Mar 2019 2240.168474147731 -0.43 2.99
Apr 2019 2230.228792271054 -0.44 1.79
May 2019 2226.2823816938408 -0.18 0.12
Jun 2019 2189.272088450153 -1.66 -1.88
Jul 2019 2188.7466084439793 -0.02 -2.10
Aug 2019 2169.1846604236907 -0.89 -3.65
Sep 2019 2171.1882481494467 0.09 -4.58
Oct 2019 2190.3471055252317 0.88 -5.42
Nov 2019 2201.960045962984 0.53 -5.28
Dec 2019 2217.8674184212214 0.72 -3.02
Jan 2020 2201.08094523878 -0.76 -2.59
Feb 2020 2189.9133325037774 -0.51 -2.66
Mar 2020 2204.6295564933785 0.67 -1.59
Apr 2020 2194.9276988982383 -0.44 -1.58
May 2020 2190.6570731783977 -0.19 -1.60
Jun 2020 2181.9724217519956 -0.40 -0.33
Jul 2020 2161.4046827143648 -0.94 -1.25
Aug 2020 2160.9421096867723 -0.02 -0.38
Sep 2020 2178.035276497408 0.79 0.32
Oct 2020 2201.516137244677 1.08 0.51
Nov 2020 2228.1679441307097 1.21 1.19
Dec 2020 2253.692785247132 1.15 1.62
Jan 2021 2265.061192689579 0.50 2.91
Feb 2021 2314.6591304417966 2.19 5.70
Mar 2021 2402.0593646453917 3.78 8.96
Apr 2021 2439.539587158573 1.56 11.14
May 2021 2462.023668469344 0.92 12.39
Jun 2021 2501.9452825592175 1.62 14.66
Jul 2021 2505.4033030772775 0.14 15.92
Aug 2021 2509.0929824726777 0.15 16.11
Sep 2021 2517.5760809461435 0.34 15.59
Oct 2021 2547.684920611572 1.20 15.72
Nov 2021 2551.3240846328677 0.14 14.50
Dec 2021 2567.088091246867 0.62 13.91
Jan 2022 2632.712470677082 2.56 16.23
Feb 2022 2741.537312827566 4.13 18.44
Mar 2022 2889.1273281798394 5.38 20.28
Apr 2022 3135.9104684827735 8.54 28.55
May 2022 3248.2044512781513 3.58 31.93
Jun 2022 3363.1581157621576 3.54 34.42
Jul 2022 3356.320548209048 -0.20 33.96
Aug 2022 3306.460794882323 -1.49 31.78
Sep 2022 3518.334587607419 6.41 39.75
Oct 2022 3714.5905708145974 5.58 45.80
Nov 2022 3683.98438003604 -0.82 44.40
Dec 2022 3566.784829378117 -3.18 38.94
Jan 2023 3537.8987656086883 -0.81 34.38
Feb 2023 3534.1786860453753 -0.10 28.91
Mar 2023 3620.424857546119 2.44 25.31
Apr 2023 3593.4348008578127 -0.74 14.59
May 2023 3650.942018924231 1.60 12.40
Jun 2023 3766.7273827170266 3.17 12.00
Jul 2023 3837.6018645571817 1.88 14.34
Aug 2023 3937.1472213781003 2.59 19.07
Sep 2023 4004.467999746267 1.71 13.82
Oct 2023 4154.654187673257 3.75 11.85
Nov 2023 4124.206600387319 -0.73 11.95
Dec 2023 3961.189943882532 -3.95 11.06
Jan 2024 3906.5676683195547 -1.38 10.42
Feb 2024 3959.0985840837557 1.35 12.02
Mar 2024 3995.8288172884622 0.93 10.37
Apr 2024 4083.187143239935 2.19 13.63
May 2024 4138.977243536139 1.37 13.37
Jun 2024 4122.371454289239 -0.40 9.44
Jul 2024 4124.434402170753 0.05 7.47
Aug 2024 4043.60913272872 -1.96 2.70
Sep 2024 3979.4884254800736 -1.59 -0.62
Oct 2024 4074.5542133588315 2.39 -1.93
Nov 2024 4206.162617914847 3.23 1.99
Dec 2024 4195.595805433359 -0.25 5.92
Jan 2025 4269.706619275741 1.77 9.30
Feb 2025 4245.3521217988955 -0.57 7.23
Mar 2025 4189.393906490939 -1.32 4.84
Apr 2025 4214.322781610255 0.60 3.21
May 2025 4241.596136048846 0.65 2.48
Jun 2025 4242.849356259305 0.03 2.92
Jul 2025 4218.621003708879 -0.57 2.28
Aug 2025 4185.500855480884 -0.78 3.51
Sep 2025 4133.270067019297 -1.25 3.86
Oct 2025 4118.780144047442 -0.35 1.09
Nov 2025 4129.3483751046815 0.26 -1.83
Dec 2025 4131.6616562487525 0.06 -1.52
Jan 2026 4118.5927221926295 -0.32 -3.54
Feb 2026 4115.172898432798 -0.08 -3.07