Racine, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Racine, WI Metro in February 2026 was $2,569.659. The month over month percentage change (MoM) was 0.21%, and the year over year percentage change (YoY) was -1.27%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Racine, WI metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Racine, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Racine, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Racine, WI (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1027.4290457669586 | NaN | NaN |
| Feb 2012 | 1033.8041988640916 | 0.62 | NaN |
| Mar 2012 | 1048.0368262988923 | 1.38 | NaN |
| Apr 2012 | 1040.7083625976666 | -0.70 | NaN |
| May 2012 | 1029.1170809927826 | -1.11 | NaN |
| Jun 2012 | 1018.3818167080174 | -1.04 | NaN |
| Jul 2012 | 1011.5666740868694 | -0.67 | NaN |
| Aug 2012 | 1019.3807120271642 | 0.77 | NaN |
| Sep 2012 | 1017.6981722452622 | -0.16 | NaN |
| Oct 2012 | 1014.3481507073018 | -0.33 | NaN |
| Nov 2012 | 1016.6297104807865 | 0.23 | NaN |
| Dec 2012 | 1019.0988845735731 | 0.24 | NaN |
| Jan 2013 | 1023.1017851272634 | 0.39 | -0.42 |
| Feb 2013 | 1028.9728814469718 | 0.57 | -0.47 |
| Mar 2013 | 1030.72793212957 | 0.17 | -1.65 |
| Apr 2013 | 1024.2294965890496 | -0.63 | -1.58 |
| May 2013 | 1035.6680557694174 | 1.12 | 0.64 |
| Jun 2013 | 1078.9673024591762 | 4.18 | 5.95 |
| Jul 2013 | 1107.614611795355 | 2.66 | 9.49 |
| Aug 2013 | 1122.995704210462 | 1.39 | 10.16 |
| Sep 2013 | 1135.4654873423874 | 1.11 | 11.57 |
| Oct 2013 | 1119.9131047326052 | -1.37 | 10.41 |
| Nov 2013 | 1127.7046448337462 | 0.70 | 10.93 |
| Dec 2013 | 1144.7223782546982 | 1.51 | 12.33 |
| Jan 2014 | 1106.404767344678 | -3.35 | 8.14 |
| Feb 2014 | 1098.1643296648622 | -0.74 | 6.72 |
| Mar 2014 | 1105.9551101055517 | 0.71 | 7.30 |
| Apr 2014 | 1111.98605826086 | 0.55 | 8.57 |
| May 2014 | 1107.3831708776147 | -0.41 | 6.93 |
| Jun 2014 | 1108.3665294364146 | 0.09 | 2.73 |
| Jul 2014 | 1108.818290621533 | 0.04 | 0.11 |
| Aug 2014 | 1110.0532303563498 | 0.11 | -1.15 |
| Sep 2014 | 1115.67655000701 | 0.51 | -1.74 |
| Oct 2014 | 1106.0601254407802 | -0.86 | -1.24 |
| Nov 2014 | 1104.1056910070547 | -0.18 | -2.09 |
| Dec 2014 | 1094.751450902461 | -0.85 | -4.36 |
| Jan 2015 | 1080.6996729867099 | -1.28 | -2.32 |
| Feb 2015 | 1084.44805806349 | 0.35 | -1.25 |
| Mar 2015 | 1092.9559685970098 | 0.79 | -1.17 |
| Apr 2015 | 1091.461533321125 | -0.14 | -1.85 |
| May 2015 | 1110.9255239544577 | 1.78 | 0.32 |
| Jun 2015 | 1125.8341371016795 | 1.34 | 1.58 |
| Jul 2015 | 1134.2816373744945 | 0.75 | 2.30 |
| Aug 2015 | 1127.3383089707368 | -0.61 | 1.56 |
| Sep 2015 | 1132.804672225953 | 0.49 | 1.54 |
| Oct 2015 | 1132.4306929976533 | -0.03 | 2.38 |
| Nov 2015 | 1150.5996813236052 | 1.60 | 4.21 |
| Dec 2015 | 1157.3843706793748 | 0.59 | 5.72 |
| Jan 2016 | 1143.2734405799156 | -1.22 | 5.79 |
| Feb 2016 | 1127.8470285177777 | -1.35 | 4.00 |
| Mar 2016 | 1132.3338779510623 | 0.40 | 3.60 |
| Apr 2016 | 1129.364846313537 | -0.26 | 3.47 |
| May 2016 | 1134.3077825695063 | 0.44 | 2.11 |
| Jun 2016 | 1137.2440148221276 | 0.26 | 1.01 |
| Jul 2016 | 1129.6877806031762 | -0.66 | -0.40 |
| Aug 2016 | 1133.3056015692168 | 0.32 | 0.53 |
| Sep 2016 | 1140.2563708009807 | 0.61 | 0.66 |
| Oct 2016 | 1148.6607103985693 | 0.74 | 1.43 |
| Nov 2016 | 1181.027902989655 | 2.82 | 2.65 |
| Dec 2016 | 1225.6300818598588 | 3.78 | 5.90 |
| Jan 2017 | 1210.902908957682 | -1.20 | 5.92 |
| Feb 2017 | 1217.0623104105396 | 0.51 | 7.91 |
| Mar 2017 | 1224.5109736105212 | 0.61 | 8.14 |
| Apr 2017 | 1218.580228573322 | -0.48 | 7.90 |
| May 2017 | 1224.07517291386 | 0.45 | 7.91 |
| Jun 2017 | 1222.836691288931 | -0.10 | 7.53 |
| Jul 2017 | 1235.0291408706737 | 1.00 | 9.32 |
| Aug 2017 | 1233.4596050386133 | -0.13 | 8.84 |
| Sep 2017 | 1233.9193182937615 | 0.04 | 8.21 |
| Oct 2017 | 1249.9053571316094 | 1.30 | 8.81 |
| Nov 2017 | 1261.0720567583155 | 0.89 | 6.78 |
| Dec 2017 | 1271.9615011023252 | 0.86 | 3.78 |
| Jan 2018 | 1268.7763687574775 | -0.25 | 4.78 |
| Feb 2018 | 1304.348270522962 | 2.80 | 7.17 |
| Mar 2018 | 1323.9188640757436 | 1.50 | 8.12 |
| Apr 2018 | 1336.010386972004 | 0.91 | 9.64 |
| May 2018 | 1357.7751836491318 | 1.63 | 10.92 |
| Jun 2018 | 1365.7464700383268 | 0.59 | 11.69 |
| Jul 2018 | 1372.7257773272456 | 0.51 | 11.15 |
| Aug 2018 | 1385.4413303019949 | 0.93 | 12.32 |
| Sep 2018 | 1403.8787777401344 | 1.33 | 13.77 |
| Oct 2018 | 1432.4626010242469 | 2.04 | 14.61 |
| Nov 2018 | 1444.9256026740281 | 0.87 | 14.58 |
| Dec 2018 | 1430.9869738978184 | -0.96 | 12.50 |
| Jan 2019 | 1455.340064638128 | 1.70 | 14.70 |
| Feb 2019 | 1455.1817915352262 | -0.01 | 11.56 |
| Mar 2019 | 1452.041085396743 | -0.22 | 9.68 |
| Apr 2019 | 1448.0998685902564 | -0.27 | 8.39 |
| May 2019 | 1448.3032883738788 | 0.01 | 6.67 |
| Jun 2019 | 1425.5797105884985 | -1.57 | 4.38 |
| Jul 2019 | 1424.9807114798734 | -0.04 | 3.81 |
| Aug 2019 | 1412.3851381811792 | -0.88 | 1.95 |
| Sep 2019 | 1414.8973103234914 | 0.18 | 0.79 |
| Oct 2019 | 1427.8969309873696 | 0.92 | -0.32 |
| Nov 2019 | 1434.1165999578425 | 0.44 | -0.75 |
| Dec 2019 | 1443.32292036651 | 0.64 | 0.86 |
| Jan 2020 | 1562.9121181335531 | 8.29 | 7.39 |
| Feb 2020 | 1554.3838183620023 | -0.55 | 6.82 |
| Mar 2020 | 1563.7465526139908 | 0.60 | 7.69 |
| Apr 2020 | 1561.3773757804765 | -0.15 | 7.82 |
| May 2020 | 1561.1814584366853 | -0.01 | 7.79 |
| Jun 2020 | 1553.8947853349223 | -0.47 | 9.00 |
| Jul 2020 | 1537.926642012102 | -1.03 | 7.93 |
| Aug 2020 | 1533.7898435454358 | -0.27 | 8.60 |
| Sep 2020 | 1542.556527785636 | 0.57 | 9.02 |
| Oct 2020 | 1555.9749878867406 | 0.87 | 8.97 |
| Nov 2020 | 1571.2255780190055 | 0.98 | 9.56 |
| Dec 2020 | 1584.5690754482603 | 0.85 | 9.79 |
| Jan 2021 | 1443.6400962195967 | -8.89 | -7.63 |
| Feb 2021 | 1467.9641973081457 | 1.69 | -5.56 |
| Mar 2021 | 1515.5245159468936 | 3.24 | -3.08 |
| Apr 2021 | 1533.9700690454408 | 1.22 | -1.75 |
| May 2021 | 1545.4361718031992 | 0.75 | -1.01 |
| Jun 2021 | 1568.595065398214 | 1.50 | 0.95 |
| Jul 2021 | 1574.1408044853308 | 0.35 | 2.36 |
| Aug 2021 | 1583.0835502461257 | 0.57 | 3.21 |
| Sep 2021 | 1596.7297238139681 | 0.86 | 3.51 |
| Oct 2021 | 1621.6861883822094 | 1.56 | 4.22 |
| Nov 2021 | 1626.8088189026741 | 0.32 | 3.54 |
| Dec 2021 | 1634.6948196090148 | 0.49 | 3.16 |
| Jan 2022 | 1667.5281046063055 | 2.01 | 15.51 |
| Feb 2022 | 1720.140866974733 | 3.16 | 17.18 |
| Mar 2022 | 1793.5053510717892 | 4.26 | 18.34 |
| Apr 2022 | 1930.4426775268334 | 7.64 | 25.85 |
| May 2022 | 1992.9936686434896 | 3.24 | 28.96 |
| Jun 2022 | 2061.8720629430973 | 3.46 | 31.45 |
| Jul 2022 | 2059.454032173673 | -0.12 | 30.83 |
| Aug 2022 | 2032.8920451317001 | -1.29 | 28.41 |
| Sep 2022 | 2158.8255404927963 | 6.20 | 35.20 |
| Oct 2022 | 2272.4311441128725 | 5.26 | 40.13 |
| Nov 2022 | 2253.684049890168 | -0.82 | 38.53 |
| Dec 2022 | 2187.8205980365597 | -2.92 | 33.84 |
| Jan 2023 | 2185.193267739911 | -0.12 | 31.04 |
| Feb 2023 | 2197.9002057028492 | 0.58 | 27.77 |
| Mar 2023 | 2264.20592312161 | 3.02 | 26.25 |
| Apr 2023 | 2254.9800291389975 | -0.41 | 16.81 |
| May 2023 | 2293.878776259506 | 1.73 | 15.10 |
| Jun 2023 | 2360.47344442517 | 2.90 | 14.48 |
| Jul 2023 | 2393.3848227101544 | 1.39 | 16.22 |
| Aug 2023 | 2441.2253372440628 | 2.00 | 20.09 |
| Sep 2023 | 2473.186482301525 | 1.31 | 14.56 |
| Oct 2023 | 2555.900424274541 | 3.34 | 12.47 |
| Nov 2023 | 2533.046280259585 | -0.89 | 12.40 |
| Dec 2023 | 2427.674228722777 | -4.16 | 10.96 |
| Jan 2024 | 2388.6054910982816 | -1.61 | 9.31 |
| Feb 2024 | 2422.8937018010697 | 1.44 | 10.24 |
| Mar 2024 | 2453.1398239378113 | 1.25 | 8.34 |
| Apr 2024 | 2508.6971852503625 | 2.27 | 11.25 |
| May 2024 | 2536.5013875529958 | 1.11 | 10.58 |
| Jun 2024 | 2522.8070036683584 | -0.54 | 6.88 |
| Jul 2024 | 2519.195543312283 | -0.14 | 5.26 |
| Aug 2024 | 2469.5628979494054 | -1.97 | 1.16 |
| Sep 2024 | 2429.7858671384934 | -1.61 | -1.75 |
| Oct 2024 | 2482.4817729067586 | 2.17 | -2.87 |
| Nov 2024 | 2558.461733961975 | 3.06 | 1.00 |
| Dec 2024 | 2552.129098166335 | -0.25 | 5.13 |
| Jan 2025 | 2608.5494941998763 | 2.21 | 9.21 |
| Feb 2025 | 2602.776848621068 | -0.22 | 7.42 |
| Mar 2025 | 2583.26622857489 | -0.75 | 5.30 |
| Apr 2025 | 2607.9594014485538 | 0.96 | 3.96 |
| May 2025 | 2632.0194891107453 | 0.92 | 3.77 |
| Jun 2025 | 2636.398578238307 | 0.17 | 4.50 |
| Jul 2025 | 2620.958565746685 | -0.59 | 4.04 |
| Aug 2025 | 2599.654340636996 | -0.81 | 5.27 |
| Sep 2025 | 2569.2332372901883 | -1.17 | 5.74 |
| Oct 2025 | 2558.6882246303667 | -0.41 | 3.07 |
| Nov 2025 | 2565.8477743720746 | 0.28 | 0.29 |
| Dec 2025 | 2567.727328721474 | 0.07 | 0.61 |
| Jan 2026 | 2564.2666472626165 | -0.13 | -1.70 |
| Feb 2026 | 2569.6591933168675 | 0.21 | -1.27 |
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