Raleigh, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Raleigh, NC Metro in February 2026 was $3,447.315. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -7.93%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Raleigh, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1296.8061101866692 | NaN | NaN |
| Feb 2012 | 1293.82634052258 | -0.23 | NaN |
| Mar 2012 | 1301.4604429508804 | 0.59 | NaN |
| Apr 2012 | 1299.7700725826362 | -0.13 | NaN |
| May 2012 | 1290.9010439939748 | -0.68 | NaN |
| Jun 2012 | 1280.7534821326742 | -0.79 | NaN |
| Jul 2012 | 1269.9039505900228 | -0.85 | NaN |
| Aug 2012 | 1277.3257906533095 | 0.58 | NaN |
| Sep 2012 | 1268.7758302087425 | -0.67 | NaN |
| Oct 2012 | 1259.39959107567 | -0.74 | NaN |
| Nov 2012 | 1259.2846367359296 | -0.01 | NaN |
| Dec 2012 | 1260.635769842798 | 0.11 | NaN |
| Jan 2013 | 1185.280443878732 | -5.98 | -8.60 |
| Feb 2013 | 1201.304547978754 | 1.35 | -7.15 |
| Mar 2013 | 1209.1522657871462 | 0.65 | -7.09 |
| Apr 2013 | 1200.5362938787828 | -0.71 | -7.63 |
| May 2013 | 1215.317353342993 | 1.23 | -5.85 |
| Jun 2013 | 1279.9518633605594 | 5.32 | -0.06 |
| Jul 2013 | 1321.102170749753 | 3.22 | 4.03 |
| Aug 2013 | 1338.3764742108788 | 1.31 | 4.78 |
| Sep 2013 | 1349.0342105965249 | 0.80 | 6.33 |
| Oct 2013 | 1320.9830674262985 | -2.08 | 4.89 |
| Nov 2013 | 1333.038999109713 | 0.91 | 5.86 |
| Dec 2013 | 1360.9438092172215 | 2.09 | 7.96 |
| Jan 2014 | 1504.283528647096 | 10.53 | 26.91 |
| Feb 2014 | 1495.5028441938339 | -0.58 | 24.49 |
| Mar 2014 | 1508.124449247817 | 0.84 | 24.73 |
| Apr 2014 | 1514.7940513732924 | 0.44 | 26.18 |
| May 2014 | 1504.6238476775238 | -0.67 | 23.81 |
| Jun 2014 | 1506.7352848829923 | 0.14 | 17.72 |
| Jul 2014 | 1508.5449274738548 | 0.12 | 14.19 |
| Aug 2014 | 1511.1228928228543 | 0.17 | 12.91 |
| Sep 2014 | 1521.436024255037 | 0.68 | 12.78 |
| Oct 2014 | 1509.6316236137948 | -0.78 | 14.28 |
| Nov 2014 | 1510.4852587164708 | 0.06 | 13.31 |
| Dec 2014 | 1500.362027994803 | -0.67 | 10.24 |
| Jan 2015 | 1483.2962012583248 | -1.14 | -1.39 |
| Feb 2015 | 1496.3306337266336 | 0.88 | 0.06 |
| Mar 2015 | 1512.1182062215848 | 1.06 | 0.27 |
| Apr 2015 | 1507.6740793975027 | -0.29 | -0.47 |
| May 2015 | 1534.4580002984262 | 1.78 | 1.98 |
| Jun 2015 | 1558.3977816243205 | 1.56 | 3.43 |
| Jul 2015 | 1573.9764533326847 | 1.00 | 4.34 |
| Aug 2015 | 1564.9113774497264 | -0.58 | 3.56 |
| Sep 2015 | 1572.844408939313 | 0.51 | 3.38 |
| Oct 2015 | 1571.7588788409175 | -0.07 | 4.12 |
| Nov 2015 | 1601.2110119841675 | 1.87 | 6.01 |
| Dec 2015 | 1614.645848471322 | 0.84 | 7.62 |
| Jan 2016 | 1603.7804346455162 | -0.67 | 8.12 |
| Feb 2016 | 1585.9981572390543 | -1.11 | 5.99 |
| Mar 2016 | 1598.1109632623893 | 0.76 | 5.69 |
| Apr 2016 | 1593.8726264972415 | -0.26 | 5.72 |
| May 2016 | 1600.6792810558318 | 0.43 | 4.32 |
| Jun 2016 | 1604.2965488134087 | 0.23 | 2.95 |
| Jul 2016 | 1595.4105739653844 | -0.55 | 1.36 |
| Aug 2016 | 1602.0112528392924 | 0.41 | 2.37 |
| Sep 2016 | 1612.8545663463042 | 0.68 | 2.54 |
| Oct 2016 | 1622.031764607802 | 0.57 | 3.20 |
| Nov 2016 | 1670.9243844163761 | 3.01 | 4.35 |
| Dec 2016 | 1739.1747442934425 | 4.09 | 7.71 |
| Jan 2017 | 1734.3428884932923 | -0.28 | 8.14 |
| Feb 2017 | 1746.9622668423094 | 0.73 | 10.15 |
| Mar 2017 | 1760.250559853403 | 0.76 | 10.15 |
| Apr 2017 | 1748.7030802898225 | -0.66 | 9.71 |
| May 2017 | 1751.5326006777882 | 0.16 | 9.42 |
| Jun 2017 | 1744.301002787719 | -0.41 | 8.73 |
| Jul 2017 | 1759.8994406277975 | 0.89 | 10.31 |
| Aug 2017 | 1754.4124405120942 | -0.31 | 9.51 |
| Sep 2017 | 1749.7855754967597 | -0.26 | 8.49 |
| Oct 2017 | 1768.4244947052753 | 1.07 | 9.03 |
| Nov 2017 | 1778.7268157716994 | 0.58 | 6.45 |
| Dec 2017 | 1791.2260263272976 | 0.70 | 2.99 |
| Jan 2018 | 1821.3311625956542 | 1.68 | 5.02 |
| Feb 2018 | 1874.7866870564853 | 2.94 | 7.32 |
| Mar 2018 | 1901.8553585823563 | 1.44 | 8.05 |
| Apr 2018 | 1913.1909363839054 | 0.60 | 9.41 |
| May 2018 | 1938.6606882020133 | 1.33 | 10.68 |
| Jun 2018 | 1941.960092126596 | 0.17 | 11.33 |
| Jul 2018 | 1943.2676097354695 | 0.07 | 10.42 |
| Aug 2018 | 1954.4508697107628 | 0.57 | 11.40 |
| Sep 2018 | 1975.0354799824222 | 1.05 | 12.87 |
| Oct 2018 | 2015.0878712798317 | 2.03 | 13.95 |
| Nov 2018 | 2029.544740811201 | 0.72 | 14.10 |
| Dec 2018 | 2001.7568876173125 | -1.37 | 11.75 |
| Jan 2019 | 1970.9549357894887 | -1.54 | 8.22 |
| Feb 2019 | 1964.9680716729645 | -0.30 | 4.81 |
| Mar 2019 | 1958.1794755981143 | -0.34 | 2.96 |
| Apr 2019 | 1947.230272998047 | -0.56 | 1.78 |
| May 2019 | 1942.7362919819795 | -0.23 | 0.21 |
| Jun 2019 | 1904.6007852600237 | -1.96 | -1.92 |
| Jul 2019 | 1902.4380061865297 | -0.11 | -2.10 |
| Aug 2019 | 1884.162350684121 | -0.96 | -3.60 |
| Sep 2019 | 1888.233214865841 | 0.22 | -4.39 |
| Oct 2019 | 1908.278508437017 | 1.06 | -5.30 |
| Nov 2019 | 1918.021455538397 | 0.51 | -5.49 |
| Dec 2019 | 1931.5497258057367 | 0.71 | -3.51 |
| Jan 2020 | 1921.9162288393804 | -0.50 | -2.49 |
| Feb 2020 | 1906.4769565605627 | -0.80 | -2.98 |
| Mar 2020 | 1913.1173170608708 | 0.35 | -2.30 |
| Apr 2020 | 1898.685539275378 | -0.75 | -2.49 |
| May 2020 | 1892.628752734527 | -0.32 | -2.58 |
| Jun 2020 | 1885.9664215000978 | -0.35 | -0.98 |
| Jul 2020 | 1868.9964562496689 | -0.90 | -1.76 |
| Aug 2020 | 1867.3444211012684 | -0.09 | -0.89 |
| Sep 2020 | 1877.732781675178 | 0.56 | -0.56 |
| Oct 2020 | 1889.332153554369 | 0.62 | -0.99 |
| Nov 2020 | 1900.338767489422 | 0.58 | -0.92 |
| Dec 2020 | 1909.1501390777398 | 0.46 | -1.16 |
| Jan 2021 | 1911.3943598798191 | 0.12 | -0.55 |
| Feb 2021 | 1947.172473110004 | 1.87 | 2.13 |
| Mar 2021 | 2017.537343133387 | 3.61 | 5.46 |
| Apr 2021 | 2042.3486920028126 | 1.23 | 7.57 |
| May 2021 | 2060.4485298890636 | 0.89 | 8.87 |
| Jun 2021 | 2105.845066361806 | 2.20 | 11.66 |
| Jul 2021 | 2135.206595613944 | 1.39 | 14.24 |
| Aug 2021 | 2178.776288338083 | 2.04 | 16.68 |
| Sep 2021 | 2233.975713605202 | 2.53 | 18.97 |
| Oct 2021 | 2309.3097569444126 | 3.37 | 22.23 |
| Nov 2021 | 2352.0588404838513 | 1.85 | 23.77 |
| Dec 2021 | 2398.8983658859943 | 1.99 | 25.65 |
| Jan 2022 | 2478.629968222884 | 3.32 | 29.68 |
| Feb 2022 | 2598.3692148504606 | 4.83 | 33.44 |
| Mar 2022 | 2756.059364288178 | 6.07 | 36.60 |
| Apr 2022 | 3022.840298899796 | 9.68 | 48.01 |
| May 2022 | 3160.6906280191147 | 4.56 | 53.40 |
| Jun 2022 | 3298.2241512043497 | 4.35 | 56.62 |
| Jul 2022 | 3302.393437920492 | 0.13 | 54.66 |
| Aug 2022 | 3254.180352590399 | -1.46 | 49.36 |
| Sep 2022 | 3472.331147032299 | 6.70 | 55.43 |
| Oct 2022 | 3664.2395397241503 | 5.53 | 58.67 |
| Nov 2022 | 3609.9700846207234 | -1.48 | 53.48 |
| Dec 2022 | 3464.660652242047 | -4.03 | 44.43 |
| Jan 2023 | 3426.390589018112 | -1.10 | 38.24 |
| Feb 2023 | 3402.811139660699 | -0.69 | 30.96 |
| Mar 2023 | 3469.2180314282878 | 1.95 | 25.88 |
| Apr 2023 | 3417.540055545004 | -1.49 | 13.06 |
| May 2023 | 3451.4323272521933 | 0.99 | 9.20 |
| Jun 2023 | 3548.532745498828 | 2.81 | 7.59 |
| Jul 2023 | 3600.780700201045 | 1.47 | 9.04 |
| Aug 2023 | 3680.1721440639208 | 2.21 | 13.09 |
| Sep 2023 | 3725.193916800081 | 1.22 | 7.28 |
| Oct 2023 | 3851.08634084079 | 3.38 | 5.10 |
| Nov 2023 | 3804.3130672384323 | -1.22 | 5.38 |
| Dec 2023 | 3629.081412601059 | -4.61 | 4.75 |
| Jan 2024 | 3628.8645591125205 | -0.01 | 5.91 |
| Feb 2024 | 3673.479336704261 | 1.23 | 7.95 |
| Mar 2024 | 3703.668963336458 | 0.82 | 6.76 |
| Apr 2024 | 3772.074172215006 | 1.85 | 10.37 |
| May 2024 | 3804.1259191944605 | 0.85 | 10.22 |
| Jun 2024 | 3765.37506114721 | -1.02 | 6.11 |
| Jul 2024 | 3743.8237303523383 | -0.57 | 3.97 |
| Aug 2024 | 3643.2965202564765 | -2.68 | -1.00 |
| Sep 2024 | 3560.779121640385 | -2.26 | -4.41 |
| Oct 2024 | 3628.0311710875076 | 1.89 | -5.79 |
| Nov 2024 | 3731.7966292818346 | 2.86 | -1.91 |
| Dec 2024 | 3705.6546259751094 | -0.70 | 2.11 |
| Jan 2025 | 3781.5843423402675 | 2.05 | 4.21 |
| Feb 2025 | 3744.4548698430935 | -0.98 | 1.93 |
| Mar 2025 | 3681.996991520474 | -1.67 | -0.58 |
| Apr 2025 | 3693.1525109154522 | 0.30 | -2.09 |
| May 2025 | 3707.4017330809183 | 0.39 | -2.54 |
| Jun 2025 | 3696.142114187214 | -0.30 | -1.84 |
| Jul 2025 | 3656.9648629022 | -1.06 | -2.32 |
| Aug 2025 | 3610.12469089978 | -1.28 | -0.91 |
| Sep 2025 | 3547.1118799282813 | -1.74 | -0.38 |
| Oct 2025 | 3515.8885613583893 | -0.88 | -3.09 |
| Nov 2025 | 3507.6935996680904 | -0.23 | -6.00 |
| Dec 2025 | 3490.530047381918 | -0.49 | -5.80 |
| Jan 2026 | 3463.862917050851 | -0.76 | -8.40 |
| Feb 2026 | 3447.31450031369 | -0.48 | -7.93 |
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