Reading, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Reading, PA Metro in February 2026 was $2,590.616. The month over month percentage change (MoM) was -0.30%, and the year over year percentage change (YoY) was -3.40%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Reading, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Reading, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Reading, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reading, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reading, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 995.4368312022176 | NaN | NaN |
| Feb 2012 | 991.8672433458953 | -0.36 | NaN |
| Mar 2012 | 996.104217408986 | 0.43 | NaN |
| Apr 2012 | 992.1144461071292 | -0.40 | NaN |
| May 2012 | 984.4431545178701 | -0.77 | NaN |
| Jun 2012 | 974.9905106415823 | -0.96 | NaN |
| Jul 2012 | 963.9871741248714 | -1.13 | NaN |
| Aug 2012 | 965.6325013552115 | 0.17 | NaN |
| Sep 2012 | 955.242216223062 | -1.08 | NaN |
| Oct 2012 | 944.6980929083006 | -1.10 | NaN |
| Nov 2012 | 940.7521812245814 | -0.42 | NaN |
| Dec 2012 | 938.1264380441258 | -0.28 | NaN |
| Jan 2013 | 941.7727593440105 | 0.39 | -5.39 |
| Feb 2013 | 950.5191712187535 | 0.93 | -4.17 |
| Mar 2013 | 954.0908692592817 | 0.38 | -4.22 |
| Apr 2013 | 946.0683403432922 | -0.84 | -4.64 |
| May 2013 | 954.4431734917126 | 0.89 | -3.05 |
| Jun 2013 | 997.6587875256397 | 4.53 | 2.33 |
| Jul 2013 | 1021.8530922351893 | 2.42 | 6.00 |
| Aug 2013 | 1030.2932707189345 | 0.83 | 6.70 |
| Sep 2013 | 1035.444180526585 | 0.50 | 8.40 |
| Oct 2013 | 1014.5100851051004 | -2.02 | 7.39 |
| Nov 2013 | 1023.1188338112252 | 0.85 | 8.76 |
| Dec 2013 | 1042.86366528118 | 1.93 | 11.17 |
| Jan 2014 | 1041.8429164431375 | -0.10 | 10.63 |
| Feb 2014 | 1029.8602227549193 | -1.15 | 8.35 |
| Mar 2014 | 1033.0318941879937 | 0.31 | 8.27 |
| Apr 2014 | 1034.611975715891 | 0.15 | 9.36 |
| May 2014 | 1027.3601583097009 | -0.70 | 7.64 |
| Jun 2014 | 1029.4188222899556 | 0.20 | 3.18 |
| Jul 2014 | 1031.0339723606155 | 0.16 | 0.90 |
| Aug 2014 | 1032.0754186387858 | 0.10 | 0.17 |
| Sep 2014 | 1037.2957045163134 | 0.51 | 0.18 |
| Oct 2014 | 1024.9553412514263 | -1.19 | 1.03 |
| Nov 2014 | 1021.1662317306381 | -0.37 | -0.19 |
| Dec 2014 | 1010.6034245038429 | -1.03 | -3.09 |
| Jan 2015 | 1019.0369956730856 | 0.84 | -2.19 |
| Feb 2015 | 1022.9972276867155 | 0.39 | -0.67 |
| Mar 2015 | 1028.3220316775 | 0.52 | -0.46 |
| Apr 2015 | 1021.3592151516997 | -0.68 | -1.28 |
| May 2015 | 1037.3097021826884 | 1.56 | 0.97 |
| Jun 2015 | 1050.681406937466 | 1.29 | 2.07 |
| Jul 2015 | 1058.4441311663256 | 0.74 | 2.66 |
| Aug 2015 | 1049.7146434547988 | -0.82 | 1.71 |
| Sep 2015 | 1052.809314176228 | 0.30 | 1.50 |
| Oct 2015 | 1048.674629132676 | -0.39 | 2.31 |
| Nov 2015 | 1062.8892477498161 | 1.36 | 4.09 |
| Dec 2015 | 1067.0069563163124 | 0.39 | 5.58 |
| Jan 2016 | 1059.027380738377 | -0.75 | 3.92 |
| Feb 2016 | 1044.7178517965042 | -1.35 | 2.12 |
| Mar 2016 | 1049.9821383746457 | 0.50 | 2.11 |
| Apr 2016 | 1044.2396283422804 | -0.55 | 2.24 |
| May 2016 | 1045.5639118397828 | 0.13 | 0.80 |
| Jun 2016 | 1045.7021579613106 | 0.01 | -0.47 |
| Jul 2016 | 1037.5772986376287 | -0.78 | -1.97 |
| Aug 2016 | 1039.9838350098678 | 0.23 | -0.93 |
| Sep 2016 | 1045.4877844554308 | 0.53 | -0.69 |
| Oct 2016 | 1050.5573347460343 | 0.49 | 0.18 |
| Nov 2016 | 1080.761846977543 | 2.88 | 1.68 |
| Dec 2016 | 1122.9533011311603 | 3.90 | 5.24 |
| Jan 2017 | 1357.8923541108325 | 20.92 | 28.22 |
| Feb 2017 | 1361.3212464761677 | 0.25 | 30.31 |
| Mar 2017 | 1365.8136578428898 | 0.33 | 30.08 |
| Apr 2017 | 1355.3793926522249 | -0.76 | 29.80 |
| May 2017 | 1358.3339178293984 | 0.22 | 29.91 |
| Jun 2017 | 1354.335806240225 | -0.29 | 29.51 |
| Jul 2017 | 1365.365636630105 | 0.81 | 31.59 |
| Aug 2017 | 1362.3031497324878 | -0.22 | 30.99 |
| Sep 2017 | 1360.7699145453219 | -0.11 | 30.16 |
| Oct 2017 | 1375.1235239338287 | 1.06 | 30.90 |
| Nov 2017 | 1385.4665995391683 | 0.75 | 28.19 |
| Dec 2017 | 1396.83690011508 | 0.82 | 24.39 |
| Jan 2018 | 1393.8008073575295 | -0.22 | 2.64 |
| Feb 2018 | 1430.956951551636 | 2.67 | 5.12 |
| Mar 2018 | 1450.8876697945932 | 1.39 | 6.23 |
| Apr 2018 | 1459.7857234374526 | 0.61 | 7.70 |
| May 2018 | 1476.079772406098 | 1.12 | 8.67 |
| Jun 2018 | 1476.9694832721843 | 0.06 | 9.06 |
| Jul 2018 | 1475.3364477529938 | -0.11 | 8.05 |
| Aug 2018 | 1478.2539255888828 | 0.20 | 8.51 |
| Sep 2018 | 1486.5585200209161 | 0.56 | 9.24 |
| Oct 2018 | 1507.2098622308758 | 1.39 | 9.61 |
| Nov 2018 | 1513.553989035211 | 0.42 | 9.24 |
| Dec 2018 | 1494.2281526143338 | -1.28 | 6.97 |
| Jan 2019 | 1473.2198545954204 | -1.41 | 5.70 |
| Feb 2019 | 1469.1744886548088 | -0.28 | 2.67 |
| Mar 2019 | 1465.998819910846 | -0.22 | 1.04 |
| Apr 2019 | 1461.4844973285562 | -0.31 | 0.12 |
| May 2019 | 1461.1069216925648 | -0.03 | -1.01 |
| Jun 2019 | 1441.3660177891572 | -1.35 | -2.41 |
| Jul 2019 | 1443.890281143138 | 0.18 | -2.13 |
| Aug 2019 | 1436.0526403106205 | -0.54 | -2.85 |
| Sep 2019 | 1441.1185408838865 | 0.35 | -3.06 |
| Oct 2019 | 1456.2397331858847 | 1.05 | -3.38 |
| Nov 2019 | 1464.5708458222186 | 0.57 | -3.24 |
| Dec 2019 | 1473.3675323541206 | 0.60 | -1.40 |
| Jan 2020 | 1446.1742102400494 | -1.85 | -1.84 |
| Feb 2020 | 1439.0749239225336 | -0.49 | -2.05 |
| Mar 2020 | 1450.72339180895 | 0.81 | -1.04 |
| Apr 2020 | 1452.5351700066476 | 0.13 | -0.61 |
| May 2020 | 1457.7837204236153 | 0.36 | -0.23 |
| Jun 2020 | 1457.1969994674387 | -0.04 | 1.10 |
| Jul 2020 | 1445.4203290928199 | -0.81 | 0.11 |
| Aug 2020 | 1444.376262040459 | -0.07 | 0.58 |
| Sep 2020 | 1453.9154831625515 | 0.66 | 0.89 |
| Oct 2020 | 1466.6656832181955 | 0.88 | 0.72 |
| Nov 2020 | 1481.8876878948315 | 1.04 | 1.18 |
| Dec 2020 | 1495.230720206092 | 0.90 | 1.48 |
| Jan 2021 | 1479.6031526436573 | -1.04 | 2.31 |
| Feb 2021 | 1506.5751665033965 | 1.82 | 4.69 |
| Mar 2021 | 1557.5971235054878 | 3.39 | 7.37 |
| Apr 2021 | 1575.9771954248708 | 1.18 | 8.50 |
| May 2021 | 1586.4309042562254 | 0.66 | 8.82 |
| Jun 2021 | 1610.4380309175326 | 1.51 | 10.52 |
| Jul 2021 | 1613.8893005041534 | 0.21 | 11.66 |
| Aug 2021 | 1614.2689844754275 | 0.02 | 11.76 |
| Sep 2021 | 1611.3304999859101 | -0.18 | 10.83 |
| Oct 2021 | 1624.062946660316 | 0.79 | 10.73 |
| Nov 2021 | 1624.9105389438123 | 0.05 | 9.65 |
| Dec 2021 | 1637.2526119581446 | 0.76 | 9.50 |
| Jan 2022 | 1656.9170729800385 | 1.20 | 11.98 |
| Feb 2022 | 1729.6669088982067 | 4.39 | 14.81 |
| Mar 2022 | 1823.8368216223382 | 5.44 | 17.09 |
| Apr 2022 | 1972.9469930152968 | 8.18 | 25.19 |
| May 2022 | 2038.1323117706127 | 3.30 | 28.47 |
| Jun 2022 | 2105.834857966267 | 3.32 | 30.76 |
| Jul 2022 | 2103.1488801585087 | -0.13 | 30.32 |
| Aug 2022 | 2081.6481929634524 | -1.02 | 28.95 |
| Sep 2022 | 2219.6025264087343 | 6.63 | 37.75 |
| Oct 2022 | 2352.5618077245067 | 5.99 | 44.86 |
| Nov 2022 | 2346.610690197379 | -0.25 | 44.42 |
| Dec 2022 | 2283.273508687588 | -2.70 | 39.46 |
| Jan 2023 | 2254.173678798621 | -1.27 | 36.05 |
| Feb 2023 | 2252.670039534279 | -0.07 | 30.24 |
| Mar 2023 | 2303.587365707234 | 2.26 | 26.30 |
| Apr 2023 | 2283.161988515343 | -0.89 | 15.72 |
| May 2023 | 2315.4803488586786 | 1.42 | 13.61 |
| Jun 2023 | 2385.068173387562 | 3.01 | 13.26 |
| Jul 2023 | 2428.5846947802465 | 1.83 | 15.47 |
| Aug 2023 | 2491.350152775205 | 2.58 | 19.68 |
| Sep 2023 | 2534.174593322396 | 1.72 | 14.17 |
| Oct 2023 | 2625.391231516788 | 3.60 | 11.60 |
| Nov 2023 | 2604.692239064848 | -0.79 | 11.00 |
| Dec 2023 | 2504.2875646927682 | -3.85 | 9.68 |
| Jan 2024 | 2469.531359541337 | -1.39 | 9.55 |
| Feb 2024 | 2503.2857643758716 | 1.37 | 11.13 |
| Mar 2024 | 2524.342342573277 | 0.84 | 9.58 |
| Apr 2024 | 2570.464947977808 | 1.83 | 12.58 |
| May 2024 | 2596.0769949176874 | 1.00 | 12.12 |
| Jun 2024 | 2580.1075254599746 | -0.61 | 8.18 |
| Jul 2024 | 2576.1024138756866 | -0.15 | 6.07 |
| Aug 2024 | 2521.1812961253268 | -2.13 | 1.20 |
| Sep 2024 | 2480.5767221190426 | -1.61 | -2.12 |
| Oct 2024 | 2539.463516118591 | 2.37 | -3.27 |
| Nov 2024 | 2627.4119198323374 | 3.46 | 0.87 |
| Dec 2024 | 2632.5090660040573 | 0.19 | 5.12 |
| Jan 2025 | 2692.1052295956947 | 2.26 | 9.01 |
| Feb 2025 | 2681.900646600314 | -0.38 | 7.14 |
| Mar 2025 | 2649.116155367744 | -1.22 | 4.94 |
| Apr 2025 | 2660.5904162590423 | 0.43 | 3.51 |
| May 2025 | 2678.954888155817 | 0.69 | 3.19 |
| Jun 2025 | 2681.314605411822 | 0.09 | 3.92 |
| Jul 2025 | 2673.2925146773987 | -0.30 | 3.77 |
| Aug 2025 | 2657.3262732603903 | -0.60 | 5.40 |
| Sep 2025 | 2628.571051086465 | -1.08 | 5.97 |
| Oct 2025 | 2612.5657399166485 | -0.61 | 2.88 |
| Nov 2025 | 2612.3597150594005 | -0.01 | -0.57 |
| Dec 2025 | 2608.6247807389495 | -0.14 | -0.91 |
| Jan 2026 | 2598.3244584556523 | -0.39 | -3.48 |
| Feb 2026 | 2590.6157045266923 | -0.30 | -3.40 |
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