Reno, NV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Reno, NV Metro in February 2026 was $4,210.09. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -6.45%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Reno, NV metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Reno, NV metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1112.0029201631996 | NaN | NaN |
| Feb 2012 | 1105.4295618887072 | -0.59 | NaN |
| Mar 2012 | 1106.7813007046736 | 0.12 | NaN |
| Apr 2012 | 1099.4112935958199 | -0.67 | NaN |
| May 2012 | 1089.5759880868814 | -0.89 | NaN |
| Jun 2012 | 1083.551888021068 | -0.55 | NaN |
| Jul 2012 | 1078.9403525598545 | -0.43 | NaN |
| Aug 2012 | 1091.533871415197 | 1.17 | NaN |
| Sep 2012 | 1092.0795399767178 | 0.05 | NaN |
| Oct 2012 | 1094.309397465104 | 0.20 | NaN |
| Nov 2012 | 1106.5437940803463 | 1.12 | NaN |
| Dec 2012 | 1122.4394217406752 | 1.44 | NaN |
| Jan 2013 | 1147.6362944788716 | 2.25 | 3.20 |
| Feb 2013 | 1177.3697250498544 | 2.59 | 6.51 |
| Mar 2013 | 1200.872955261697 | 2.00 | 8.50 |
| Apr 2013 | 1212.8065231988849 | 0.99 | 10.31 |
| May 2013 | 1250.4306358056594 | 3.10 | 14.76 |
| Jun 2013 | 1338.4297374732819 | 7.04 | 23.52 |
| Jul 2013 | 1401.6223127525334 | 4.72 | 29.91 |
| Aug 2013 | 1439.7889115826476 | 2.72 | 31.91 |
| Sep 2013 | 1469.969695461202 | 2.10 | 34.60 |
| Oct 2013 | 1461.905092812158 | -0.55 | 33.59 |
| Nov 2013 | 1492.2014596295865 | 2.07 | 34.85 |
| Dec 2013 | 1536.0262571318233 | 2.94 | 36.85 |
| Jan 2014 | 1543.4416780206423 | 0.48 | 34.49 |
| Feb 2014 | 1542.8873725827175 | -0.04 | 31.05 |
| Mar 2014 | 1564.475785553598 | 1.40 | 30.28 |
| Apr 2014 | 1583.2584581277142 | 1.20 | 30.55 |
| May 2014 | 1587.1360021448786 | 0.25 | 26.93 |
| Jun 2014 | 1603.3147596433168 | 1.02 | 19.79 |
| Jul 2014 | 1613.5467591821398 | 0.64 | 15.12 |
| Aug 2014 | 1620.839138960233 | 0.45 | 12.58 |
| Sep 2014 | 1636.550966983752 | 0.97 | 11.33 |
| Oct 2014 | 1628.2459194446592 | -0.51 | 11.38 |
| Nov 2014 | 1635.4133098429181 | 0.44 | 9.60 |
| Dec 2014 | 1629.660821367437 | -0.35 | 6.10 |
| Jan 2015 | 1590.0125732952556 | -2.43 | 3.02 |
| Feb 2015 | 1611.996856627792 | 1.38 | 4.48 |
| Mar 2015 | 1638.912518106593 | 1.67 | 4.76 |
| Apr 2015 | 1646.3840872520468 | 0.46 | 3.99 |
| May 2015 | 1693.1766762605753 | 2.84 | 6.68 |
| Jun 2015 | 1739.380571365959 | 2.73 | 8.49 |
| Jul 2015 | 1772.15881590865 | 1.88 | 9.83 |
| Aug 2015 | 1773.0050561186863 | 0.05 | 9.39 |
| Sep 2015 | 1791.9542653727676 | 1.07 | 9.50 |
| Oct 2015 | 1799.7398181176654 | 0.43 | 10.53 |
| Nov 2015 | 1844.2246482225578 | 2.47 | 12.77 |
| Dec 2015 | 1868.721754552489 | 1.33 | 14.67 |
| Jan 2016 | 1859.3386262612426 | -0.50 | 16.94 |
| Feb 2016 | 1846.1668475008116 | -0.71 | 14.53 |
| Mar 2016 | 1868.4080858411241 | 1.21 | 14.00 |
| Apr 2016 | 1871.0019152595585 | 0.14 | 13.64 |
| May 2016 | 1885.4429600585102 | 0.77 | 11.36 |
| Jun 2016 | 1895.2982056687315 | 0.52 | 8.96 |
| Jul 2016 | 1885.1338323801353 | -0.54 | 6.38 |
| Aug 2016 | 1890.4845115961639 | 0.28 | 6.63 |
| Sep 2016 | 1898.7918136548878 | 0.44 | 5.96 |
| Oct 2016 | 1904.1243952727245 | 0.28 | 5.80 |
| Nov 2016 | 1962.2259857268405 | 3.05 | 6.40 |
| Dec 2016 | 2048.137687634148 | 4.38 | 9.60 |
| Jan 2017 | 2044.6713186306072 | -0.17 | 9.97 |
| Feb 2017 | 2068.182627326305 | 1.15 | 12.03 |
| Mar 2017 | 2093.062459255748 | 1.20 | 12.02 |
| Apr 2017 | 2084.698187280311 | -0.40 | 11.42 |
| May 2017 | 2089.9870356804586 | 0.25 | 10.85 |
| Jun 2017 | 2079.4323216225703 | -0.50 | 9.72 |
| Jul 2017 | 2095.405853235041 | 0.77 | 11.15 |
| Aug 2017 | 2088.0138458983274 | -0.35 | 10.45 |
| Sep 2017 | 2087.9616834069843 | 0.00 | 9.96 |
| Oct 2017 | 2123.1470061364275 | 1.69 | 11.50 |
| Nov 2017 | 2150.119757312468 | 1.27 | 9.58 |
| Dec 2017 | 2179.9914886249794 | 1.39 | 6.44 |
| Jan 2018 | 2222.188157398812 | 1.94 | 8.68 |
| Feb 2018 | 2305.374451879865 | 3.74 | 11.47 |
| Mar 2018 | 2354.0971188352396 | 2.11 | 12.47 |
| Apr 2018 | 2383.565339289631 | 1.25 | 14.34 |
| May 2018 | 2431.307032692688 | 2.00 | 16.33 |
| Jun 2018 | 2448.7012298208792 | 0.72 | 17.76 |
| Jul 2018 | 2461.244285235165 | 0.51 | 17.46 |
| Aug 2018 | 2487.567429085793 | 1.07 | 19.14 |
| Sep 2018 | 2522.9463208022703 | 1.42 | 20.83 |
| Oct 2018 | 2579.6573401208043 | 2.25 | 21.50 |
| Nov 2018 | 2597.332710914411 | 0.69 | 20.80 |
| Dec 2018 | 2554.878552361783 | -1.63 | 17.20 |
| Jan 2019 | 2525.069295027255 | -1.17 | 13.63 |
| Feb 2019 | 2512.9792316263847 | -0.48 | 9.01 |
| Mar 2019 | 2499.8046106169677 | -0.52 | 6.19 |
| Apr 2019 | 2480.8145540789606 | -0.76 | 4.08 |
| May 2019 | 2469.0491187155376 | -0.47 | 1.55 |
| Jun 2019 | 2414.433362964523 | -2.21 | -1.40 |
| Jul 2019 | 2408.5874684271853 | -0.24 | -2.14 |
| Aug 2019 | 2383.059928195115 | -1.06 | -4.20 |
| Sep 2019 | 2386.6846464377945 | 0.15 | -5.40 |
| Oct 2019 | 2408.9772323017087 | 0.93 | -6.62 |
| Nov 2019 | 2417.17129229469 | 0.34 | -6.94 |
| Dec 2019 | 2430.302570959643 | 0.54 | -4.88 |
| Jan 2020 | 2399.507737011103 | -1.27 | -4.97 |
| Feb 2020 | 2380.7144398730134 | -0.78 | -5.26 |
| Mar 2020 | 2395.497999968228 | 0.62 | -4.17 |
| Apr 2020 | 2378.4773012971145 | -0.71 | -4.12 |
| May 2020 | 2366.021349086306 | -0.52 | -4.17 |
| Jun 2020 | 2347.6109366510086 | -0.78 | -2.77 |
| Jul 2020 | 2318.948573800377 | -1.22 | -3.72 |
| Aug 2020 | 2314.4861817630267 | -0.19 | -2.88 |
| Sep 2020 | 2329.484148199166 | 0.65 | -2.40 |
| Oct 2020 | 2348.936683203318 | 0.84 | -2.49 |
| Nov 2020 | 2373.1484241647986 | 1.03 | -1.82 |
| Dec 2020 | 2399.334950460219 | 1.10 | -1.27 |
| Jan 2021 | 2430.125844109725 | 1.28 | 1.28 |
| Feb 2021 | 2498.039803155485 | 2.80 | 4.93 |
| Mar 2021 | 2618.7365086216187 | 4.83 | 9.32 |
| Apr 2021 | 2678.923320646937 | 2.30 | 12.63 |
| May 2021 | 2723.120971196781 | 1.65 | 15.09 |
| Jun 2021 | 2791.3301413050567 | 2.51 | 18.90 |
| Jul 2021 | 2822.425832498099 | 1.11 | 21.71 |
| Aug 2021 | 2860.6776199658016 | 1.36 | 23.60 |
| Sep 2021 | 2910.5845853725496 | 1.75 | 24.95 |
| Oct 2021 | 2985.827130577295 | 2.59 | 27.11 |
| Nov 2021 | 3019.9814843176505 | 1.14 | 27.26 |
| Dec 2021 | 3062.9287743950176 | 1.42 | 27.66 |
| Jan 2022 | 3198.1190634132354 | 4.41 | 31.60 |
| Feb 2022 | 3346.5906905053575 | 4.64 | 33.97 |
| Mar 2022 | 3537.473755645258 | 5.70 | 35.08 |
| Apr 2022 | 3859.352763974237 | 9.10 | 44.06 |
| May 2022 | 3990.7556168037595 | 3.41 | 46.55 |
| Jun 2022 | 4116.716921175748 | 3.16 | 47.48 |
| Jul 2022 | 4073.190868708939 | -1.06 | 44.32 |
| Aug 2022 | 3970.612441184547 | -2.52 | 38.80 |
| Sep 2022 | 4210.1233810207 | 6.03 | 44.65 |
| Oct 2022 | 4421.994184536267 | 5.03 | 48.10 |
| Nov 2022 | 4328.526757304217 | -2.11 | 43.33 |
| Dec 2022 | 4129.618085022324 | -4.59 | 34.83 |
| Jan 2023 | 4069.73992670829 | -1.45 | 27.25 |
| Feb 2023 | 4023.995907298833 | -1.12 | 20.24 |
| Mar 2023 | 4089.166641176933 | 1.62 | 15.60 |
| Apr 2023 | 4008.864189909217 | -1.96 | 3.87 |
| May 2023 | 4035.8629480547797 | 0.67 | 1.13 |
| Jun 2023 | 4141.88554870414 | 2.63 | 0.61 |
| Jul 2023 | 4204.004859569465 | 1.50 | 3.21 |
| Aug 2023 | 4306.512035378743 | 2.44 | 8.46 |
| Sep 2023 | 4370.370838250445 | 1.48 | 3.81 |
| Oct 2023 | 4531.695908555503 | 3.69 | 2.48 |
| Nov 2023 | 4481.6755053780935 | -1.10 | 3.54 |
| Dec 2023 | 4275.908871660168 | -4.59 | 3.54 |
| Jan 2024 | 4223.830511512557 | -1.22 | 3.79 |
| Feb 2024 | 4282.25956069609 | 1.38 | 6.42 |
| Mar 2024 | 4316.2509764481565 | 0.79 | 5.55 |
| Apr 2024 | 4401.344906223426 | 1.97 | 9.79 |
| May 2024 | 4445.850762096069 | 1.01 | 10.16 |
| Jun 2024 | 4409.771261592424 | -0.81 | 6.47 |
| Jul 2024 | 4395.499627911149 | -0.32 | 4.56 |
| Aug 2024 | 4283.09002063954 | -2.56 | -0.54 |
| Sep 2024 | 4189.157337583456 | -2.19 | -4.15 |
| Oct 2024 | 4286.457154054449 | 2.32 | -5.41 |
| Nov 2024 | 4434.615456439768 | 3.46 | -1.05 |
| Dec 2024 | 4423.378567841972 | -0.25 | 3.45 |
| Jan 2025 | 4533.120092704313 | 2.48 | 7.32 |
| Feb 2025 | 4500.454020139665 | -0.72 | 5.10 |
| Mar 2025 | 4430.906032541703 | -1.54 | 2.66 |
| Apr 2025 | 4447.106465507041 | 0.37 | 1.04 |
| May 2025 | 4467.807130014686 | 0.47 | 0.49 |
| Jun 2025 | 4457.95738453866 | -0.22 | 1.09 |
| Jul 2025 | 4413.979224113826 | -0.99 | 0.42 |
| Aug 2025 | 4357.96031252332 | -1.27 | 1.75 |
| Sep 2025 | 4277.440649308749 | -1.85 | 2.11 |
| Oct 2025 | 4245.700230401451 | -0.74 | -0.95 |
| Nov 2025 | 4248.288942239259 | 0.06 | -4.20 |
| Dec 2025 | 4244.204597270464 | -0.10 | -4.05 |
| Jan 2026 | 4223.819835318028 | -0.48 | -6.82 |
| Feb 2026 | 4210.090165893435 | -0.32 | -6.45 |