Reno, NV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Reno, NV Metro in February 2026 was $4,210.09. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -6.45%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Reno, NV metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Reno, NV metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Reno, NV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reno, NV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1112.0029201631996 NaN NaN
Feb 2012 1105.4295618887072 -0.59 NaN
Mar 2012 1106.7813007046736 0.12 NaN
Apr 2012 1099.4112935958199 -0.67 NaN
May 2012 1089.5759880868814 -0.89 NaN
Jun 2012 1083.551888021068 -0.55 NaN
Jul 2012 1078.9403525598545 -0.43 NaN
Aug 2012 1091.533871415197 1.17 NaN
Sep 2012 1092.0795399767178 0.05 NaN
Oct 2012 1094.309397465104 0.20 NaN
Nov 2012 1106.5437940803463 1.12 NaN
Dec 2012 1122.4394217406752 1.44 NaN
Jan 2013 1147.6362944788716 2.25 3.20
Feb 2013 1177.3697250498544 2.59 6.51
Mar 2013 1200.872955261697 2.00 8.50
Apr 2013 1212.8065231988849 0.99 10.31
May 2013 1250.4306358056594 3.10 14.76
Jun 2013 1338.4297374732819 7.04 23.52
Jul 2013 1401.6223127525334 4.72 29.91
Aug 2013 1439.7889115826476 2.72 31.91
Sep 2013 1469.969695461202 2.10 34.60
Oct 2013 1461.905092812158 -0.55 33.59
Nov 2013 1492.2014596295865 2.07 34.85
Dec 2013 1536.0262571318233 2.94 36.85
Jan 2014 1543.4416780206423 0.48 34.49
Feb 2014 1542.8873725827175 -0.04 31.05
Mar 2014 1564.475785553598 1.40 30.28
Apr 2014 1583.2584581277142 1.20 30.55
May 2014 1587.1360021448786 0.25 26.93
Jun 2014 1603.3147596433168 1.02 19.79
Jul 2014 1613.5467591821398 0.64 15.12
Aug 2014 1620.839138960233 0.45 12.58
Sep 2014 1636.550966983752 0.97 11.33
Oct 2014 1628.2459194446592 -0.51 11.38
Nov 2014 1635.4133098429181 0.44 9.60
Dec 2014 1629.660821367437 -0.35 6.10
Jan 2015 1590.0125732952556 -2.43 3.02
Feb 2015 1611.996856627792 1.38 4.48
Mar 2015 1638.912518106593 1.67 4.76
Apr 2015 1646.3840872520468 0.46 3.99
May 2015 1693.1766762605753 2.84 6.68
Jun 2015 1739.380571365959 2.73 8.49
Jul 2015 1772.15881590865 1.88 9.83
Aug 2015 1773.0050561186863 0.05 9.39
Sep 2015 1791.9542653727676 1.07 9.50
Oct 2015 1799.7398181176654 0.43 10.53
Nov 2015 1844.2246482225578 2.47 12.77
Dec 2015 1868.721754552489 1.33 14.67
Jan 2016 1859.3386262612426 -0.50 16.94
Feb 2016 1846.1668475008116 -0.71 14.53
Mar 2016 1868.4080858411241 1.21 14.00
Apr 2016 1871.0019152595585 0.14 13.64
May 2016 1885.4429600585102 0.77 11.36
Jun 2016 1895.2982056687315 0.52 8.96
Jul 2016 1885.1338323801353 -0.54 6.38
Aug 2016 1890.4845115961639 0.28 6.63
Sep 2016 1898.7918136548878 0.44 5.96
Oct 2016 1904.1243952727245 0.28 5.80
Nov 2016 1962.2259857268405 3.05 6.40
Dec 2016 2048.137687634148 4.38 9.60
Jan 2017 2044.6713186306072 -0.17 9.97
Feb 2017 2068.182627326305 1.15 12.03
Mar 2017 2093.062459255748 1.20 12.02
Apr 2017 2084.698187280311 -0.40 11.42
May 2017 2089.9870356804586 0.25 10.85
Jun 2017 2079.4323216225703 -0.50 9.72
Jul 2017 2095.405853235041 0.77 11.15
Aug 2017 2088.0138458983274 -0.35 10.45
Sep 2017 2087.9616834069843 0.00 9.96
Oct 2017 2123.1470061364275 1.69 11.50
Nov 2017 2150.119757312468 1.27 9.58
Dec 2017 2179.9914886249794 1.39 6.44
Jan 2018 2222.188157398812 1.94 8.68
Feb 2018 2305.374451879865 3.74 11.47
Mar 2018 2354.0971188352396 2.11 12.47
Apr 2018 2383.565339289631 1.25 14.34
May 2018 2431.307032692688 2.00 16.33
Jun 2018 2448.7012298208792 0.72 17.76
Jul 2018 2461.244285235165 0.51 17.46
Aug 2018 2487.567429085793 1.07 19.14
Sep 2018 2522.9463208022703 1.42 20.83
Oct 2018 2579.6573401208043 2.25 21.50
Nov 2018 2597.332710914411 0.69 20.80
Dec 2018 2554.878552361783 -1.63 17.20
Jan 2019 2525.069295027255 -1.17 13.63
Feb 2019 2512.9792316263847 -0.48 9.01
Mar 2019 2499.8046106169677 -0.52 6.19
Apr 2019 2480.8145540789606 -0.76 4.08
May 2019 2469.0491187155376 -0.47 1.55
Jun 2019 2414.433362964523 -2.21 -1.40
Jul 2019 2408.5874684271853 -0.24 -2.14
Aug 2019 2383.059928195115 -1.06 -4.20
Sep 2019 2386.6846464377945 0.15 -5.40
Oct 2019 2408.9772323017087 0.93 -6.62
Nov 2019 2417.17129229469 0.34 -6.94
Dec 2019 2430.302570959643 0.54 -4.88
Jan 2020 2399.507737011103 -1.27 -4.97
Feb 2020 2380.7144398730134 -0.78 -5.26
Mar 2020 2395.497999968228 0.62 -4.17
Apr 2020 2378.4773012971145 -0.71 -4.12
May 2020 2366.021349086306 -0.52 -4.17
Jun 2020 2347.6109366510086 -0.78 -2.77
Jul 2020 2318.948573800377 -1.22 -3.72
Aug 2020 2314.4861817630267 -0.19 -2.88
Sep 2020 2329.484148199166 0.65 -2.40
Oct 2020 2348.936683203318 0.84 -2.49
Nov 2020 2373.1484241647986 1.03 -1.82
Dec 2020 2399.334950460219 1.10 -1.27
Jan 2021 2430.125844109725 1.28 1.28
Feb 2021 2498.039803155485 2.80 4.93
Mar 2021 2618.7365086216187 4.83 9.32
Apr 2021 2678.923320646937 2.30 12.63
May 2021 2723.120971196781 1.65 15.09
Jun 2021 2791.3301413050567 2.51 18.90
Jul 2021 2822.425832498099 1.11 21.71
Aug 2021 2860.6776199658016 1.36 23.60
Sep 2021 2910.5845853725496 1.75 24.95
Oct 2021 2985.827130577295 2.59 27.11
Nov 2021 3019.9814843176505 1.14 27.26
Dec 2021 3062.9287743950176 1.42 27.66
Jan 2022 3198.1190634132354 4.41 31.60
Feb 2022 3346.5906905053575 4.64 33.97
Mar 2022 3537.473755645258 5.70 35.08
Apr 2022 3859.352763974237 9.10 44.06
May 2022 3990.7556168037595 3.41 46.55
Jun 2022 4116.716921175748 3.16 47.48
Jul 2022 4073.190868708939 -1.06 44.32
Aug 2022 3970.612441184547 -2.52 38.80
Sep 2022 4210.1233810207 6.03 44.65
Oct 2022 4421.994184536267 5.03 48.10
Nov 2022 4328.526757304217 -2.11 43.33
Dec 2022 4129.618085022324 -4.59 34.83
Jan 2023 4069.73992670829 -1.45 27.25
Feb 2023 4023.995907298833 -1.12 20.24
Mar 2023 4089.166641176933 1.62 15.60
Apr 2023 4008.864189909217 -1.96 3.87
May 2023 4035.8629480547797 0.67 1.13
Jun 2023 4141.88554870414 2.63 0.61
Jul 2023 4204.004859569465 1.50 3.21
Aug 2023 4306.512035378743 2.44 8.46
Sep 2023 4370.370838250445 1.48 3.81
Oct 2023 4531.695908555503 3.69 2.48
Nov 2023 4481.6755053780935 -1.10 3.54
Dec 2023 4275.908871660168 -4.59 3.54
Jan 2024 4223.830511512557 -1.22 3.79
Feb 2024 4282.25956069609 1.38 6.42
Mar 2024 4316.2509764481565 0.79 5.55
Apr 2024 4401.344906223426 1.97 9.79
May 2024 4445.850762096069 1.01 10.16
Jun 2024 4409.771261592424 -0.81 6.47
Jul 2024 4395.499627911149 -0.32 4.56
Aug 2024 4283.09002063954 -2.56 -0.54
Sep 2024 4189.157337583456 -2.19 -4.15
Oct 2024 4286.457154054449 2.32 -5.41
Nov 2024 4434.615456439768 3.46 -1.05
Dec 2024 4423.378567841972 -0.25 3.45
Jan 2025 4533.120092704313 2.48 7.32
Feb 2025 4500.454020139665 -0.72 5.10
Mar 2025 4430.906032541703 -1.54 2.66
Apr 2025 4447.106465507041 0.37 1.04
May 2025 4467.807130014686 0.47 0.49
Jun 2025 4457.95738453866 -0.22 1.09
Jul 2025 4413.979224113826 -0.99 0.42
Aug 2025 4357.96031252332 -1.27 1.75
Sep 2025 4277.440649308749 -1.85 2.11
Oct 2025 4245.700230401451 -0.74 -0.95
Nov 2025 4248.288942239259 0.06 -4.20
Dec 2025 4244.204597270464 -0.10 -4.05
Jan 2026 4223.819835318028 -0.48 -6.82
Feb 2026 4210.090165893435 -0.32 -6.45