Richmond, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Richmond, VA Metro in February 2026 was $3,057.848. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -4.05%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Richmond, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1228.1272470219287 | NaN | NaN |
| Feb 2012 | 1223.4592934067016 | -0.38 | NaN |
| Mar 2012 | 1229.4050001557048 | 0.49 | NaN |
| Apr 2012 | 1227.0152888853481 | -0.19 | NaN |
| May 2012 | 1219.1075677495483 | -0.64 | NaN |
| Jun 2012 | 1210.018778657297 | -0.75 | NaN |
| Jul 2012 | 1200.4991919647657 | -0.79 | NaN |
| Aug 2012 | 1207.538391651625 | 0.59 | NaN |
| Sep 2012 | 1199.6545115746026 | -0.65 | NaN |
| Oct 2012 | 1191.7697423013458 | -0.66 | NaN |
| Nov 2012 | 1192.8473287814054 | 0.09 | NaN |
| Dec 2012 | 1195.7537594020614 | 0.24 | NaN |
| Jan 2013 | 1199.244209121571 | 0.29 | -2.35 |
| Feb 2013 | 1214.7016227322506 | 1.29 | -0.72 |
| Mar 2013 | 1221.233430262441 | 0.54 | -0.66 |
| Apr 2013 | 1212.2862676324007 | -0.73 | -1.20 |
| May 2013 | 1225.8425470865525 | 1.12 | 0.55 |
| Jun 2013 | 1287.0024502844353 | 4.99 | 6.36 |
| Jul 2013 | 1325.3199251124418 | 2.98 | 10.40 |
| Aug 2013 | 1340.105238516343 | 1.12 | 10.98 |
| Sep 2013 | 1347.7216719149671 | 0.57 | 12.34 |
| Oct 2013 | 1320.3414627362158 | -2.03 | 10.79 |
| Nov 2013 | 1330.7970831049997 | 0.79 | 11.57 |
| Dec 2013 | 1356.6116880212435 | 1.94 | 13.45 |
| Jan 2014 | 1373.7891965155702 | 1.27 | 14.56 |
| Feb 2014 | 1362.3142233539154 | -0.83 | 12.15 |
| Mar 2014 | 1369.8189805813306 | 0.55 | 12.17 |
| Apr 2014 | 1372.5228722177253 | 0.20 | 13.22 |
| May 2014 | 1362.0821003060132 | -0.76 | 11.11 |
| Jun 2014 | 1362.2824240746227 | 0.02 | 5.85 |
| Jul 2014 | 1361.6436794100098 | -0.05 | 2.74 |
| Aug 2014 | 1362.187537266433 | 0.04 | 1.65 |
| Sep 2014 | 1370.0374229463469 | 0.58 | 1.66 |
| Oct 2014 | 1359.0596460241075 | -0.80 | 2.93 |
| Nov 2014 | 1357.9652176593806 | -0.08 | 2.04 |
| Dec 2014 | 1347.6139430126052 | -0.76 | -0.66 |
| Jan 2015 | 1324.3106031711527 | -1.73 | -3.60 |
| Feb 2015 | 1331.3043250596209 | 0.53 | -2.28 |
| Mar 2015 | 1339.960297448261 | 0.65 | -2.18 |
| Apr 2015 | 1332.8119874266374 | -0.53 | -2.89 |
| May 2015 | 1356.1003205815623 | 1.75 | -0.44 |
| Jun 2015 | 1377.7247890983745 | 1.60 | 1.13 |
| Jul 2015 | 1391.4533368226907 | 1.00 | 2.19 |
| Aug 2015 | 1382.9833385145455 | -0.61 | 1.53 |
| Sep 2015 | 1388.288005414539 | 0.38 | 1.33 |
| Oct 2015 | 1385.1513362251587 | -0.23 | 1.92 |
| Nov 2015 | 1407.633409636933 | 1.62 | 3.66 |
| Dec 2015 | 1416.713435497313 | 0.65 | 5.13 |
| Jan 2016 | 1411.3004338454864 | -0.38 | 6.57 |
| Feb 2016 | 1394.1860553455658 | -1.21 | 4.72 |
| Mar 2016 | 1402.7687969877313 | 0.62 | 4.69 |
| Apr 2016 | 1396.271937968203 | -0.46 | 4.76 |
| May 2016 | 1399.4146960350758 | 0.23 | 3.19 |
| Jun 2016 | 1401.3697578254614 | 0.14 | 1.72 |
| Jul 2016 | 1392.584435245212 | -0.63 | 0.08 |
| Aug 2016 | 1397.5690602777083 | 0.36 | 1.06 |
| Sep 2016 | 1406.071791438112 | 0.61 | 1.28 |
| Oct 2016 | 1414.1097400063106 | 0.57 | 2.09 |
| Nov 2016 | 1456.696271916649 | 3.01 | 3.49 |
| Dec 2016 | 1515.9258845618508 | 4.07 | 7.00 |
| Jan 2017 | 1503.8337549055925 | -0.80 | 6.56 |
| Feb 2017 | 1513.4815123811538 | 0.64 | 8.56 |
| Mar 2017 | 1524.0855821461473 | 0.70 | 8.65 |
| Apr 2017 | 1512.922197986282 | -0.73 | 8.35 |
| May 2017 | 1514.770537463005 | 0.12 | 8.24 |
| Jun 2017 | 1507.3442930271876 | -0.49 | 7.56 |
| Jul 2017 | 1519.4986866468143 | 0.81 | 9.11 |
| Aug 2017 | 1513.197636339649 | -0.41 | 8.27 |
| Sep 2017 | 1508.8761954764805 | -0.29 | 7.31 |
| Oct 2017 | 1526.180962462304 | 1.15 | 7.93 |
| Nov 2017 | 1536.495864078808 | 0.68 | 5.48 |
| Dec 2017 | 1547.601490180667 | 0.72 | 2.09 |
| Jan 2018 | 1577.4791735980589 | 1.93 | 4.90 |
| Feb 2018 | 1622.8680033280398 | 2.88 | 7.23 |
| Mar 2018 | 1645.3658076317063 | 1.39 | 7.96 |
| Apr 2018 | 1655.1107140350862 | 0.59 | 9.40 |
| May 2018 | 1676.5806546631609 | 1.30 | 10.68 |
| Jun 2018 | 1678.2480243678401 | 0.10 | 11.34 |
| Jul 2018 | 1678.7020514528012 | 0.03 | 10.48 |
| Aug 2018 | 1687.8090313352038 | 0.54 | 11.54 |
| Sep 2018 | 1706.084028578256 | 1.08 | 13.07 |
| Oct 2018 | 1739.1080601246567 | 1.94 | 13.95 |
| Nov 2018 | 1749.4484012880673 | 0.60 | 13.86 |
| Dec 2018 | 1721.954716514053 | -1.57 | 11.27 |
| Jan 2019 | 1701.9488925766555 | -1.16 | 7.89 |
| Feb 2019 | 1697.5999129320653 | -0.26 | 4.61 |
| Mar 2019 | 1693.43923289114 | -0.24 | 2.92 |
| Apr 2019 | 1686.5753111608637 | -0.40 | 1.90 |
| May 2019 | 1683.602063189847 | -0.18 | 0.42 |
| Jun 2019 | 1652.4997299061065 | -1.85 | -1.53 |
| Jul 2019 | 1651.627135382356 | -0.05 | -1.61 |
| Aug 2019 | 1637.6577468062474 | -0.85 | -2.97 |
| Sep 2019 | 1642.6470842895153 | 0.31 | -3.72 |
| Oct 2019 | 1661.1104729621509 | 1.12 | -4.49 |
| Nov 2019 | 1670.6866323673987 | 0.58 | -4.50 |
| Dec 2019 | 1683.2471567813789 | 0.75 | -2.25 |
| Jan 2020 | 1675.9928383524073 | -0.43 | -1.52 |
| Feb 2020 | 1664.006298714496 | -0.71 | -1.98 |
| Mar 2020 | 1671.1469624349124 | 0.43 | -1.32 |
| Apr 2020 | 1659.3879159424189 | -0.70 | -1.61 |
| May 2020 | 1654.599398584408 | -0.29 | -1.72 |
| Jun 2020 | 1649.7505908394162 | -0.29 | -0.17 |
| Jul 2020 | 1636.5333569858578 | -0.80 | -0.91 |
| Aug 2020 | 1636.2841971115292 | -0.01 | -0.08 |
| Sep 2020 | 1646.3771192046456 | 0.62 | 0.23 |
| Oct 2020 | 1658.9174755084136 | 0.76 | -0.13 |
| Nov 2020 | 1671.7359905172268 | 0.77 | 0.06 |
| Dec 2020 | 1682.8687666427336 | 0.67 | -0.02 |
| Jan 2021 | 1702.3546089658778 | 1.16 | 1.57 |
| Feb 2021 | 1733.9857206699915 | 1.86 | 4.21 |
| Mar 2021 | 1795.546509785874 | 3.55 | 7.44 |
| Apr 2021 | 1814.607212973729 | 1.06 | 9.35 |
| May 2021 | 1823.0306675887134 | 0.46 | 10.18 |
| Jun 2021 | 1847.7814657843535 | 1.36 | 12.00 |
| Jul 2021 | 1849.9321636845136 | 0.12 | 13.04 |
| Aug 2021 | 1858.1386684647846 | 0.44 | 13.56 |
| Sep 2021 | 1871.562218267082 | 0.72 | 13.68 |
| Oct 2021 | 1902.5809405798748 | 1.66 | 14.69 |
| Nov 2021 | 1911.6061790286778 | 0.47 | 14.35 |
| Dec 2021 | 1930.8523952840576 | 1.01 | 14.74 |
| Jan 2022 | 1999.9394792137919 | 3.58 | 17.48 |
| Feb 2022 | 2083.591849897631 | 4.18 | 20.16 |
| Mar 2022 | 2189.8488449545775 | 5.10 | 21.96 |
| Apr 2022 | 2374.0166330016064 | 8.41 | 30.83 |
| May 2022 | 2457.1937497160966 | 3.50 | 34.79 |
| Jun 2022 | 2551.691042633399 | 3.85 | 38.10 |
| Jul 2022 | 2557.3061836502047 | 0.22 | 38.24 |
| Aug 2022 | 2531.377636334219 | -1.01 | 36.23 |
| Sep 2022 | 2714.9513399941898 | 7.25 | 45.06 |
| Oct 2022 | 2881.629851689781 | 6.14 | 51.46 |
| Nov 2022 | 2865.0363436472544 | -0.58 | 49.88 |
| Dec 2022 | 2776.5201674828068 | -3.09 | 43.80 |
| Jan 2023 | 2772.1123024034478 | -0.16 | 38.61 |
| Feb 2023 | 2771.8029091377875 | -0.01 | 33.03 |
| Mar 2023 | 2839.8789762275146 | 2.46 | 29.68 |
| Apr 2023 | 2809.5083896076458 | -1.07 | 18.34 |
| May 2023 | 2849.846973954015 | 1.44 | 15.98 |
| Jun 2023 | 2937.8640904763593 | 3.09 | 15.13 |
| Jul 2023 | 2987.360184121344 | 1.69 | 16.82 |
| Aug 2023 | 3053.1977612789497 | 2.20 | 20.61 |
| Sep 2023 | 3092.154302809193 | 1.28 | 13.89 |
| Oct 2023 | 3195.925180796668 | 3.36 | 10.91 |
| Nov 2023 | 3160.4283920414655 | -1.11 | 10.31 |
| Dec 2023 | 3022.4896194730127 | -4.36 | 8.86 |
| Jan 2024 | 2992.1818776623254 | -1.00 | 7.94 |
| Feb 2024 | 3033.8753128263197 | 1.39 | 9.46 |
| Mar 2024 | 3062.64632686262 | 0.95 | 7.84 |
| Apr 2024 | 3127.395907841666 | 2.11 | 11.32 |
| May 2024 | 3163.7202788961918 | 1.16 | 11.01 |
| Jun 2024 | 3140.8356162837217 | -0.72 | 6.91 |
| Jul 2024 | 3130.5946312495407 | -0.33 | 4.80 |
| Aug 2024 | 3055.870870275 | -2.39 | 0.09 |
| Sep 2024 | 2995.228709305631 | -1.98 | -3.13 |
| Oct 2024 | 3060.901038805577 | 2.19 | -4.22 |
| Nov 2024 | 3155.336841647786 | 3.09 | -0.16 |
| Dec 2024 | 3140.914531659339 | -0.46 | 3.92 |
| Jan 2025 | 3209.006979910452 | 2.17 | 7.25 |
| Feb 2025 | 3186.777700260874 | -0.69 | 5.04 |
| Mar 2025 | 3142.2229787441624 | -1.40 | 2.60 |
| Apr 2025 | 3158.2516443625045 | 0.51 | 0.99 |
| May 2025 | 3177.1043501186527 | 0.60 | 0.42 |
| Jun 2025 | 3175.438802174187 | -0.05 | 1.10 |
| Jul 2025 | 3153.6966178013126 | -0.68 | 0.74 |
| Aug 2025 | 3126.613116783933 | -0.86 | 2.32 |
| Sep 2025 | 3085.776513430081 | -1.31 | 3.02 |
| Oct 2025 | 3072.663605814314 | -0.42 | 0.38 |
| Nov 2025 | 3078.824400158495 | 0.20 | -2.42 |
| Dec 2025 | 3077.409563626663 | -0.05 | -2.02 |
| Jan 2026 | 3064.3803614511403 | -0.42 | -4.51 |
| Feb 2026 | 3057.848110027603 | -0.21 | -4.05 |
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