Rochester, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Rochester, MN Metro in February 2026 was $2,816.377. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -1.94%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Rochester, MN metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rochester, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, MN (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1071.9681981412116 | NaN | NaN |
| Feb 2012 | 1073.5931547371986 | 0.15 | NaN |
| Mar 2012 | 1086.5454093406042 | 1.21 | NaN |
| Apr 2012 | 1097.4206392660985 | 1.00 | NaN |
| May 2012 | 1102.0695377940979 | 0.42 | NaN |
| Jun 2012 | 1104.083592171681 | 0.18 | NaN |
| Jul 2012 | 1103.6137217731089 | -0.04 | NaN |
| Aug 2012 | 1116.5813543366003 | 1.18 | NaN |
| Sep 2012 | 1115.0229560561343 | -0.14 | NaN |
| Oct 2012 | 1111.1150998468647 | -0.35 | NaN |
| Nov 2012 | 1112.0398598090947 | 0.08 | NaN |
| Dec 2012 | 1113.6439086088228 | 0.14 | NaN |
| Jan 2013 | 1108.103429238742 | -0.50 | 3.37 |
| Feb 2013 | 1119.8557433035123 | 1.06 | 4.31 |
| Mar 2013 | 1124.818261468491 | 0.44 | 3.52 |
| Apr 2013 | 1118.0953964322832 | -0.60 | 1.88 |
| May 2013 | 1131.533939471986 | 1.20 | 2.67 |
| Jun 2013 | 1185.6751613711617 | 4.79 | 7.39 |
| Jul 2013 | 1220.661104469851 | 2.95 | 10.61 |
| Aug 2013 | 1235.5164559709924 | 1.22 | 10.65 |
| Sep 2013 | 1245.1017226725196 | 0.78 | 11.67 |
| Oct 2013 | 1223.4421029745363 | -1.74 | 10.11 |
| Nov 2013 | 1232.247416679627 | 0.72 | 10.81 |
| Dec 2013 | 1252.8624748782786 | 1.67 | 12.50 |
| Jan 2014 | 1259.0197369399775 | 0.49 | 13.62 |
| Feb 2014 | 1246.8041873302377 | -0.97 | 11.34 |
| Mar 2014 | 1250.5791652412845 | 0.30 | 11.18 |
| Apr 2014 | 1252.39305258505 | 0.14 | 12.01 |
| May 2014 | 1243.9297036555622 | -0.68 | 9.93 |
| Jun 2014 | 1246.5811063997342 | 0.21 | 5.14 |
| Jul 2014 | 1249.8657679638814 | 0.26 | 2.39 |
| Aug 2014 | 1254.0715751569003 | 0.34 | 1.50 |
| Sep 2014 | 1263.7463216159917 | 0.77 | 1.50 |
| Oct 2014 | 1254.730318781284 | -0.71 | 2.56 |
| Nov 2014 | 1253.092767752859 | -0.13 | 1.69 |
| Dec 2014 | 1242.1364241401384 | -0.87 | -0.86 |
| Jan 2015 | 1226.9106317980925 | -1.23 | -2.55 |
| Feb 2015 | 1233.7807056367628 | 0.56 | -1.04 |
| Mar 2015 | 1242.4589144025597 | 0.70 | -0.65 |
| Apr 2015 | 1238.4889479049025 | -0.32 | -1.11 |
| May 2015 | 1261.6459004505657 | 1.87 | 1.42 |
| Jun 2015 | 1284.5117812731382 | 1.81 | 3.04 |
| Jul 2015 | 1298.8739017615253 | 1.12 | 3.92 |
| Aug 2015 | 1292.744220795409 | -0.47 | 3.08 |
| Sep 2015 | 1299.4452930469831 | 0.52 | 2.83 |
| Oct 2015 | 1298.8507744723943 | -0.05 | 3.52 |
| Nov 2015 | 1319.9625832129377 | 1.63 | 5.34 |
| Dec 2015 | 1328.2033244475099 | 0.62 | 6.93 |
| Jan 2016 | 1310.1181725300376 | -1.36 | 6.78 |
| Feb 2016 | 1295.076231303315 | -1.15 | 4.97 |
| Mar 2016 | 1302.267359353069 | 0.56 | 4.81 |
| Apr 2016 | 1300.0430968928272 | -0.17 | 4.97 |
| May 2016 | 1306.9757928656172 | 0.53 | 3.59 |
| Jun 2016 | 1314.024822555593 | 0.54 | 2.30 |
| Jul 2016 | 1310.1063748618335 | -0.30 | 0.87 |
| Aug 2016 | 1318.816255381775 | 0.67 | 2.02 |
| Sep 2016 | 1331.134994139626 | 0.93 | 2.44 |
| Oct 2016 | 1342.3871175202914 | 0.85 | 3.35 |
| Nov 2016 | 1382.5897588640994 | 3.00 | 4.75 |
| Dec 2016 | 1436.289847604935 | 3.88 | 8.14 |
| Jan 2017 | 1445.0386159240115 | 0.61 | 10.30 |
| Feb 2017 | 1456.261388496437 | 0.78 | 12.45 |
| Mar 2017 | 1468.9396576699037 | 0.87 | 12.80 |
| Apr 2017 | 1464.7674952694101 | -0.28 | 12.67 |
| May 2017 | 1474.5700679259603 | 0.67 | 12.82 |
| Jun 2017 | 1476.8758811757862 | 0.16 | 12.39 |
| Jul 2017 | 1493.5221525732672 | 1.13 | 14.00 |
| Aug 2017 | 1489.7329103324619 | -0.25 | 12.96 |
| Sep 2017 | 1486.9444276522481 | -0.19 | 11.71 |
| Oct 2017 | 1503.8623103224136 | 1.14 | 12.03 |
| Nov 2017 | 1515.2355885745515 | 0.76 | 9.59 |
| Dec 2017 | 1526.9018921301326 | 0.77 | 6.31 |
| Jan 2018 | 1504.0389872211742 | -1.50 | 4.08 |
| Feb 2018 | 1546.7566322820312 | 2.84 | 6.21 |
| Mar 2018 | 1567.4593929325429 | 1.34 | 6.71 |
| Apr 2018 | 1575.9610356634162 | 0.54 | 7.59 |
| May 2018 | 1595.7523890709122 | 1.26 | 8.22 |
| Jun 2018 | 1598.720103234662 | 0.19 | 8.25 |
| Jul 2018 | 1601.3232897728822 | 0.16 | 7.22 |
| Aug 2018 | 1613.1444026655931 | 0.74 | 8.28 |
| Sep 2018 | 1633.0184059542512 | 1.23 | 9.82 |
| Oct 2018 | 1666.7256434166552 | 2.06 | 10.83 |
| Nov 2018 | 1679.2599302809508 | 0.75 | 10.83 |
| Dec 2018 | 1656.6722270021755 | -1.34 | 8.50 |
| Jan 2019 | 1667.8515160358152 | 0.68 | 10.89 |
| Feb 2019 | 1664.8216110643295 | -0.18 | 7.63 |
| Mar 2019 | 1662.3052548190406 | -0.15 | 6.05 |
| Apr 2019 | 1656.9393784830781 | -0.32 | 5.14 |
| May 2019 | 1656.5295491809704 | -0.02 | 3.81 |
| Jun 2019 | 1630.3916084017665 | -1.58 | 1.98 |
| Jul 2019 | 1630.5181498929537 | 0.01 | 1.82 |
| Aug 2019 | 1614.841494716063 | -0.96 | 0.11 |
| Sep 2019 | 1614.656435831525 | -0.01 | -1.12 |
| Oct 2019 | 1628.1032658485128 | 0.83 | -2.32 |
| Nov 2019 | 1634.210988186449 | 0.38 | -2.68 |
| Dec 2019 | 1643.6745319631893 | 0.58 | -0.78 |
| Jan 2020 | 1641.9786706522762 | -0.10 | -1.55 |
| Feb 2020 | 1628.0735170065745 | -0.85 | -2.21 |
| Mar 2020 | 1633.1213864265128 | 0.31 | -1.76 |
| Apr 2020 | 1621.9173876885152 | -0.69 | -2.11 |
| May 2020 | 1616.251624616239 | -0.35 | -2.43 |
| Jun 2020 | 1609.0496625771434 | -0.45 | -1.31 |
| Jul 2020 | 1592.8770569985475 | -1.00 | -2.31 |
| Aug 2020 | 1590.2742191999719 | -0.16 | -1.52 |
| Sep 2020 | 1598.2917270849207 | 0.50 | -1.01 |
| Oct 2020 | 1609.7598774276235 | 0.72 | -1.13 |
| Nov 2020 | 1621.1198594993646 | 0.71 | -0.80 |
| Dec 2020 | 1629.6899660539057 | 0.53 | -0.85 |
| Jan 2021 | 1629.6093212947617 | 0.00 | -0.75 |
| Feb 2021 | 1654.2583166656839 | 1.51 | 1.61 |
| Mar 2021 | 1705.4466707238503 | 3.09 | 4.43 |
| Apr 2021 | 1719.8022965650584 | 0.84 | 6.04 |
| May 2021 | 1727.8021389881462 | 0.47 | 6.90 |
| Jun 2021 | 1753.868475131464 | 1.51 | 9.00 |
| Jul 2021 | 1762.899786043206 | 0.52 | 10.67 |
| Aug 2021 | 1775.7454734443302 | 0.73 | 11.66 |
| Sep 2021 | 1791.1293634904757 | 0.87 | 12.07 |
| Oct 2021 | 1818.8005897672465 | 1.55 | 12.99 |
| Nov 2021 | 1827.0082444305858 | 0.45 | 12.70 |
| Dec 2021 | 1843.5548576337276 | 0.91 | 13.12 |
| Jan 2022 | 1911.016350663497 | 3.66 | 17.27 |
| Feb 2022 | 1987.8377981470862 | 4.02 | 20.17 |
| Mar 2022 | 2089.4891875975336 | 5.11 | 22.52 |
| Apr 2022 | 2262.2327847632655 | 8.27 | 31.54 |
| May 2022 | 2338.5904673375353 | 3.38 | 35.35 |
| Jun 2022 | 2414.971310221488 | 3.27 | 37.69 |
| Jul 2022 | 2403.2427621867314 | -0.49 | 36.32 |
| Aug 2022 | 2361.504702615065 | -1.74 | 32.99 |
| Sep 2022 | 2508.389022444139 | 6.22 | 40.05 |
| Oct 2022 | 2645.510668519436 | 5.47 | 45.45 |
| Nov 2022 | 2623.1425852328603 | -0.85 | 43.58 |
| Dec 2022 | 2537.8994030795475 | -3.25 | 37.66 |
| Jan 2023 | 2489.123546127488 | -1.92 | 30.25 |
| Feb 2023 | 2485.509225481388 | -0.14 | 25.04 |
| Mar 2023 | 2544.4272979961092 | 2.37 | 21.77 |
| Apr 2023 | 2519.2510049030966 | -0.99 | 11.36 |
| May 2023 | 2551.368969119436 | 1.27 | 9.10 |
| Jun 2023 | 2623.4895664590667 | 2.83 | 8.63 |
| Jul 2023 | 2661.1485375837265 | 1.44 | 10.73 |
| Aug 2023 | 2716.299241545424 | 2.07 | 15.02 |
| Sep 2023 | 2748.718545287756 | 1.19 | 9.58 |
| Oct 2023 | 2835.0706227689943 | 3.14 | 7.17 |
| Nov 2023 | 2801.5970199355606 | -1.18 | 6.80 |
| Dec 2023 | 2679.394974182961 | -4.36 | 5.58 |
| Jan 2024 | 2700.019009628758 | 0.77 | 8.47 |
| Feb 2024 | 2731.669503863535 | 1.17 | 9.90 |
| Mar 2024 | 2753.3214648343846 | 0.79 | 8.21 |
| Apr 2024 | 2804.8796484487652 | 1.87 | 11.34 |
| May 2024 | 2830.29757140491 | 0.91 | 10.93 |
| Jun 2024 | 2804.818200870383 | -0.90 | 6.91 |
| Jul 2024 | 2790.543913485164 | -0.51 | 4.86 |
| Aug 2024 | 2723.779566431713 | -2.39 | 0.28 |
| Sep 2024 | 2675.03097545211 | -1.79 | -2.68 |
| Oct 2024 | 2732.2008514475992 | 2.14 | -3.63 |
| Nov 2024 | 2816.0471015594776 | 3.07 | 0.52 |
| Dec 2024 | 2812.424171551906 | -0.13 | 4.97 |
| Jan 2025 | 2887.7278482347706 | 2.68 | 6.95 |
| Feb 2025 | 2872.1526345471384 | -0.54 | 5.14 |
| Mar 2025 | 2832.688525802915 | -1.37 | 2.88 |
| Apr 2025 | 2845.348973280875 | 0.45 | 1.44 |
| May 2025 | 2863.1076689926704 | 0.62 | 1.16 |
| Jun 2025 | 2867.5316293550054 | 0.16 | 2.24 |
| Jul 2025 | 2855.863002476215 | -0.41 | 2.34 |
| Aug 2025 | 2839.035357540476 | -0.59 | 4.23 |
| Sep 2025 | 2812.941380858668 | -0.92 | 5.16 |
| Oct 2025 | 2806.4422249920394 | -0.23 | 2.72 |
| Nov 2025 | 2816.6851738884616 | 0.37 | 0.02 |
| Dec 2025 | 2821.7895918655313 | 0.18 | 0.33 |
| Jan 2026 | 2815.6877141228665 | -0.22 | -2.49 |
| Feb 2026 | 2816.37697702052 | 0.02 | -1.94 |
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