Rochester, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Rochester, NY Metro in February 2026 was $2,279.506. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -2.33%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Rochester, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Rochester, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rochester, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 930.1265654269087 | NaN | NaN |
| Feb 2012 | 926.9147134702496 | -0.34 | NaN |
| Mar 2012 | 930.4061914935118 | 0.38 | NaN |
| Apr 2012 | 926.5618970191297 | -0.41 | NaN |
| May 2012 | 916.7191600671858 | -1.06 | NaN |
| Jun 2012 | 904.5691305637138 | -1.32 | NaN |
| Jul 2012 | 893.9559913803596 | -1.17 | NaN |
| Aug 2012 | 896.7016794057979 | 0.31 | NaN |
| Sep 2012 | 891.2335509830709 | -0.61 | NaN |
| Oct 2012 | 886.2059414780663 | -0.56 | NaN |
| Nov 2012 | 886.3873079608265 | 0.02 | NaN |
| Dec 2012 | 888.1289258703896 | 0.20 | NaN |
| Jan 2013 | 894.9095365991361 | 0.76 | -3.79 |
| Feb 2013 | 906.1820502419354 | 1.26 | -2.24 |
| Mar 2013 | 912.0589189262201 | 0.65 | -1.97 |
| Apr 2013 | 906.9159823664611 | -0.56 | -2.12 |
| May 2013 | 914.5248217147814 | 0.84 | -0.24 |
| Jun 2013 | 951.0408730746642 | 3.99 | 5.14 |
| Jul 2013 | 972.3791194479011 | 2.24 | 8.77 |
| Aug 2013 | 979.1247439176573 | 0.69 | 9.19 |
| Sep 2013 | 982.7870250561415 | 0.37 | 10.27 |
| Oct 2013 | 964.0432194195105 | -1.91 | 8.78 |
| Nov 2013 | 971.3395440816621 | 0.76 | 9.58 |
| Dec 2013 | 989.6470535093802 | 1.89 | 11.43 |
| Jan 2014 | 991.6240772419784 | 0.20 | 10.81 |
| Feb 2014 | 985.5701544837708 | -0.61 | 8.76 |
| Mar 2014 | 990.5196814914 | 0.50 | 8.60 |
| Apr 2014 | 991.987222431077 | 0.15 | 9.38 |
| May 2014 | 982.8643089408956 | -0.92 | 7.47 |
| Jun 2014 | 981.100553315345 | -0.18 | 3.16 |
| Jul 2014 | 978.5580491359624 | -0.26 | 0.64 |
| Aug 2014 | 977.5480966178553 | -0.10 | -0.16 |
| Sep 2014 | 981.575150470441 | 0.41 | -0.12 |
| Oct 2014 | 972.3077819120535 | -0.94 | 0.86 |
| Nov 2014 | 969.8772964101183 | -0.25 | -0.15 |
| Dec 2014 | 962.6738082797231 | -0.74 | -2.73 |
| Jan 2015 | 1049.657924800308 | 9.04 | 5.85 |
| Feb 2015 | 1054.79861883819 | 0.49 | 7.02 |
| Mar 2015 | 1059.4074493967867 | 0.44 | 6.96 |
| Apr 2015 | 1053.500159851787 | -0.56 | 6.20 |
| May 2015 | 1065.5931736306313 | 1.15 | 8.42 |
| Jun 2015 | 1077.0102570053723 | 1.07 | 9.78 |
| Jul 2015 | 1084.1129496479389 | 0.66 | 10.79 |
| Aug 2015 | 1079.9321281601865 | -0.39 | 10.47 |
| Sep 2015 | 1084.8125154900004 | 0.45 | 10.52 |
| Oct 2015 | 1083.9696082232667 | -0.08 | 11.48 |
| Nov 2015 | 1098.163033471772 | 1.31 | 13.23 |
| Dec 2015 | 1103.7395683105358 | 0.51 | 14.65 |
| Jan 2016 | 948.3505510510089 | -14.08 | -9.65 |
| Feb 2016 | 938.1792171756513 | -1.07 | -11.06 |
| Mar 2016 | 946.504852560891 | 0.89 | -10.66 |
| Apr 2016 | 947.5419254858716 | 0.11 | -10.06 |
| May 2016 | 955.9018454815364 | 0.88 | -10.29 |
| Jun 2016 | 962.1828122441676 | 0.66 | -10.66 |
| Jul 2016 | 958.1751134366928 | -0.42 | -11.62 |
| Aug 2016 | 961.8953681637439 | 0.39 | -10.93 |
| Sep 2016 | 967.5286710581829 | 0.59 | -10.81 |
| Oct 2016 | 973.9544319270985 | 0.66 | -10.15 |
| Nov 2016 | 1003.1726762258115 | 3.00 | -8.65 |
| Dec 2016 | 1043.5310996725507 | 4.02 | -5.45 |
| Jan 2017 | 1155.3340541828716 | 10.71 | 21.83 |
| Feb 2017 | 1160.4630408100852 | 0.44 | 23.69 |
| Mar 2017 | 1164.1723605341679 | 0.32 | 23.00 |
| Apr 2017 | 1155.0039777048034 | -0.79 | 21.90 |
| May 2017 | 1157.7512179106334 | 0.24 | 21.12 |
| Jun 2017 | 1155.4926758875736 | -0.19 | 20.09 |
| Jul 2017 | 1163.139694998426 | 0.66 | 21.39 |
| Aug 2017 | 1153.664468217205 | -0.81 | 19.94 |
| Sep 2017 | 1142.3281776856866 | -0.98 | 18.07 |
| Oct 2017 | 1144.5815863238788 | 0.20 | 17.52 |
| Nov 2017 | 1142.5802284268402 | -0.17 | 13.90 |
| Dec 2017 | 1143.0426903232787 | 0.04 | 9.54 |
| Jan 2018 | 1148.8686233348565 | 0.51 | -0.56 |
| Feb 2018 | 1172.475600605753 | 2.06 | 1.03 |
| Mar 2018 | 1182.6813825097465 | 0.87 | 1.59 |
| Apr 2018 | 1184.965168125271 | 0.19 | 2.59 |
| May 2018 | 1195.8887193135952 | 0.92 | 3.29 |
| Jun 2018 | 1196.7830009500276 | 0.08 | 3.57 |
| Jul 2018 | 1199.715799595063 | 0.25 | 3.15 |
| Aug 2018 | 1210.385971692378 | 0.89 | 4.92 |
| Sep 2018 | 1225.1135918481423 | 1.22 | 7.25 |
| Oct 2018 | 1246.9816306319508 | 1.79 | 8.95 |
| Nov 2018 | 1253.2729013288426 | 0.51 | 9.69 |
| Dec 2018 | 1235.647863525908 | -1.41 | 8.10 |
| Jan 2019 | 1225.2729233931764 | -0.84 | 6.65 |
| Feb 2019 | 1222.9252239792463 | -0.19 | 4.30 |
| Mar 2019 | 1220.655691617992 | -0.19 | 3.21 |
| Apr 2019 | 1214.904146947285 | -0.47 | 2.53 |
| May 2019 | 1212.8297380140357 | -0.17 | 1.42 |
| Jun 2019 | 1195.2241682260997 | -1.45 | -0.13 |
| Jul 2019 | 1197.3237382640532 | 0.18 | -0.20 |
| Aug 2019 | 1189.9761951111263 | -0.61 | -1.69 |
| Sep 2019 | 1193.8013133943282 | 0.32 | -2.56 |
| Oct 2019 | 1206.283994427511 | 1.05 | -3.26 |
| Nov 2019 | 1213.141343604443 | 0.57 | -3.20 |
| Dec 2019 | 1220.7684300387525 | 0.63 | -1.20 |
| Jan 2020 | 1217.9023502800283 | -0.23 | -0.60 |
| Feb 2020 | 1209.257955596288 | -0.71 | -1.12 |
| Mar 2020 | 1212.4770581893072 | 0.27 | -0.67 |
| Apr 2020 | 1204.8471202313622 | -0.63 | -0.83 |
| May 2020 | 1203.8716479373954 | -0.08 | -0.74 |
| Jun 2020 | 1204.497718658491 | 0.05 | 0.78 |
| Jul 2020 | 1201.3095465867368 | -0.26 | 0.33 |
| Aug 2020 | 1206.5942248427514 | 0.44 | 1.40 |
| Sep 2020 | 1219.9078330788718 | 1.10 | 2.19 |
| Oct 2020 | 1235.9796011457038 | 1.32 | 2.46 |
| Nov 2020 | 1251.6781400489137 | 1.27 | 3.18 |
| Dec 2020 | 1262.195129819219 | 0.84 | 3.39 |
| Jan 2021 | 1279.5289416668215 | 1.37 | 5.06 |
| Feb 2021 | 1297.5760831448883 | 1.41 | 7.30 |
| Mar 2021 | 1335.7733672751738 | 2.94 | 10.17 |
| Apr 2021 | 1349.9948799987203 | 1.07 | 12.05 |
| May 2021 | 1363.0947218270621 | 0.97 | 13.23 |
| Jun 2021 | 1391.3942617316488 | 2.08 | 15.52 |
| Jul 2021 | 1403.1842444406755 | 0.85 | 16.81 |
| Aug 2021 | 1410.4771380750437 | 0.52 | 16.90 |
| Sep 2021 | 1412.5405616850571 | 0.15 | 15.79 |
| Oct 2021 | 1422.1560396310317 | 0.68 | 15.06 |
| Nov 2021 | 1417.7241909411312 | -0.31 | 13.27 |
| Dec 2021 | 1420.8139370757353 | 0.22 | 12.57 |
| Jan 2022 | 1467.8361289563911 | 3.31 | 14.72 |
| Feb 2022 | 1521.8395760282172 | 3.68 | 17.28 |
| Mar 2022 | 1597.3363119702167 | 4.96 | 19.58 |
| Apr 2022 | 1724.1250876043657 | 7.94 | 27.71 |
| May 2022 | 1786.880493767053 | 3.64 | 31.09 |
| Jun 2022 | 1854.5056760717744 | 3.79 | 33.28 |
| Jul 2022 | 1862.2087935985503 | 0.42 | 32.71 |
| Aug 2022 | 1848.595132011772 | -0.73 | 31.06 |
| Sep 2022 | 1963.4827862835618 | 6.22 | 39.00 |
| Oct 2022 | 2065.818758736385 | 5.21 | 45.26 |
| Nov 2022 | 2050.374856610929 | -0.75 | 44.62 |
| Dec 2022 | 1992.961749814344 | -2.80 | 40.27 |
| Jan 2023 | 1861.3351955653457 | -6.60 | 26.81 |
| Feb 2023 | 1862.6340394835408 | 0.07 | 22.39 |
| Mar 2023 | 1909.6890049415942 | 2.53 | 19.56 |
| Apr 2023 | 1900.263387687739 | -0.49 | 10.22 |
| May 2023 | 1936.0937969503361 | 1.89 | 8.35 |
| Jun 2023 | 2005.6766379899461 | 3.59 | 8.15 |
| Jul 2023 | 2054.0342039122843 | 2.41 | 10.30 |
| Aug 2023 | 2117.6176950500126 | 3.10 | 14.55 |
| Sep 2023 | 2157.9967414915063 | 1.91 | 9.91 |
| Oct 2023 | 2234.87462878274 | 3.56 | 8.18 |
| Nov 2023 | 2213.221588600137 | -0.97 | 7.94 |
| Dec 2023 | 2119.060480865855 | -4.25 | 6.33 |
| Jan 2024 | 2119.7011331020367 | 0.03 | 13.88 |
| Feb 2024 | 2143.5139220237743 | 1.12 | 15.08 |
| Mar 2024 | 2163.959605337997 | 0.95 | 13.32 |
| Apr 2024 | 2214.0881400485678 | 2.32 | 16.52 |
| May 2024 | 2251.533859355268 | 1.69 | 16.29 |
| Jun 2024 | 2253.2457068931258 | 0.08 | 12.34 |
| Jul 2024 | 2260.9376587888155 | 0.34 | 10.07 |
| Aug 2024 | 2221.0976630923387 | -1.76 | 4.89 |
| Sep 2024 | 2188.0935106597835 | -1.49 | 1.40 |
| Oct 2024 | 2238.207856927228 | 2.29 | 0.15 |
| Nov 2024 | 2306.5055380433155 | 3.05 | 4.22 |
| Dec 2024 | 2301.2949850548425 | -0.23 | 8.60 |
| Jan 2025 | 2346.981230091991 | 1.99 | 10.72 |
| Feb 2025 | 2334.002504960645 | -0.55 | 8.89 |
| Mar 2025 | 2302.545667800465 | -1.35 | 6.40 |
| Apr 2025 | 2315.1427048581327 | 0.55 | 4.56 |
| May 2025 | 2333.2294978962 | 0.78 | 3.63 |
| Jun 2025 | 2341.271953646425 | 0.35 | 3.91 |
| Jul 2025 | 2335.7542746360004 | -0.24 | 3.31 |
| Aug 2025 | 2321.3921111292284 | -0.61 | 4.52 |
| Sep 2025 | 2293.8782434653167 | -1.18 | 4.84 |
| Oct 2025 | 2282.56098661884 | -0.49 | 1.98 |
| Nov 2025 | 2286.4019598129116 | 0.17 | -0.87 |
| Dec 2025 | 2286.8008560752946 | 0.02 | -0.63 |
| Jan 2026 | 2280.904162885042 | -0.26 | -2.81 |
| Feb 2026 | 2279.505564409273 | -0.06 | -2.33 |
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